Mashreq SmartSaver Global Credit Card Features & Benefits

By PolicyBazaar
  | Published: 22 October 2019 | Last Updated On: 12 January 2021
Average Rating / 5 (ratings ) | 651 Views

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Who would not love a credit card that is loaded with a plethora of travel, lifestyle, and financial benefits? Mashreq SmartSaver Global Credit Card is one such card that offers these benefits in the UAE. The discounts, cashback, free services, and privileges offered on this card make it attractive for the customers.

Highlights of this SuperSaver Card

  • 5 dirhams to be paid as the principal annual charge
  • 315 dirhams charged as the supplementary annual charge
  • Foreign Transaction charges: 2.79 percent
  • Over limit charges: 292.95 dirhams
  • Late payment charges: 241.5 dirhams

Top Mashreq SmartSaver Global Credit Card Features

Listed below are the top features of this global credit card.

SmartSaver Offers

As the name suggests, this credit card provides you with various SmartSaver offers across several cosmetics, book stores, restaurants, home furnishing, electronics, retail fashion, jewelry, supermarkets, and much more.

Simple Payment Plans

Mashreq Bank offers easy payment facilities for the purchases made using this card at a zero rate of interest.

Credit Shield

The option of credit shield on this card provides you with the facility of getting your outstanding card balance waived off in case of any unforeseen circumstances such as employment loss (involuntary), critical illness, permanent total disability, or even death.

Balance Transfer

You can clear your card balance with this credit card and make the repayments through EMI (Equal Monthly Installments). It does not require any income documentation. The balance transfer on this card includes fixed installments with an attractive rate of interest and repayment tenor of up to 36 months. You can transfer up to 75 percent of your credit limit.

Easy Cash

This convenient cash facility is crafted for the situations where you are in urgent need of cash. You can get the amount credited to your bank account within 48 hours just by giving a phone call to the bank or by logging on to Mashreq Online and receiving cash instantly through Mashreq CCDM.

Top Mashreq SmartSaver Global Credit Card Benefits

Listed below are the top benefits of this global credit card.


You can enjoy a cashback of five percent on hotel and airline bookings and spending at duty-free. Additionally, you can also earn a cashback of 0.5 percent on domestic spends and 2 percent on international spends. A bonus cashback of 8 percent is also offered at Merchant Partners of SmartSaver.

Lounge Access

You can enjoy free access to over 650 lounges in more than 400 cities in 120+ countries across the world using this Mashreq credit card. You just have to show this card at the partner lounge to avail this privilege.

Airport Drop or Pick-up

The facility of drop or pick-up at the airport can be availed within the Emirate of Dubai six times in one year.

Travel Privileges

This Mashreq Credit Card offers travel privileges including coverage for travel cancelation, inconvenience, accident, and medical insurance.

Protection from Card Fraud

You also get the option of protecting your card from frauds, giving you the benefit of protection from fraudulent activities on your account.

Other Benefits

There are various other travel and lifestyle benefits offered on this card. Some of them are-

  • Free 5-star membership at Gold Plus Rewards
  • Free hotel stays at Starwood Resorts and Hotels
  • Discounts on car rides with Careem
  • Discounts on booking air tickets through Cleartrip
  • Swissotel, Raffles, and Fairmount Spa offers
  • BOGO offers with MasterCard
  • Online shopping privileges with Reebonz
  • Premium Shipping offers with MyUS
  • Offers on the MasterCard for You mobile app

To Sum Up!

The Mashreq SmartSaver Global Credit Card is full of exclusive benefits and features that make it one of the popular cards in the UAE. This card offers you benefits on hotel stays, airline tickets, car rentals, shopping privileges, travel convenience, and more.