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A Credit Card empowers you to bear the expenses of utility bills or shopping bills which you want to pay for, later. Mashreq credit card not only provides you numerous benefits but also enhances your credit card user’s experience by offering easy methods to make credit card bill payments.
Mashreq credit card users can make bill payments using UAE Funds Transfer System facility at exchange houses. Facilitated by the Central Bank of the UAE, UAEFTS is a Real Time Gross Settlement (RTGS) system that allows financial transfer from one bank to another. Since it is owned and hosted by the Central Bank of UAE, this mode is one of the safest platforms for fund transfer.
Exchange houses that accept payment from and to Mashreq Bank are:
Please note that the exchange house may demand additional charges for facilitating the transaction.
There are numerous advantages of using UAEFTS mode:
While UAEFTS provides ease of transaction, there are some disadvantages of the UAEFTS payment mode are:
With Mashreq Credit Card, you receive the option to choose your mode of payment. You can make Mashreq credit card bill payments offline or online. You can pay using:
Mashreq Credit Card Payment by Cheque
To make Mashreq Credit Card bill payment offline, you can write a cheque in the favour of Mashreq Bank. Do not forget to:
These cash deposit machines are placed at every branch of Mashreq bank as well as major shopping malls facilitating a convenient and smooth offline transaction.
*Please note if you are using a cheque to pay for your Mashreq Credit Card, payments must be made three working days before the due date to allow timely clearing of cheque and avoid penalty.
Mashreq Credit Card Payment by Cash
Cash can also be used for making Mashreq credit card bills payment offline. All you need to do is find a CDM and deposit your cash along with your details.
To make Mashreq credit card payment you can also choose online mode through various methods:
How to Pay Your Credit Card Bill Mashreq Mobile App
Mashreq bank allows you to make Mashreq credit card payments online using mobile banking app facility. This facility enables you to make your credit card payments anytime, anywhere in the world. All you need to do is:
The amount will be instantly deducted from your bank account.
Transfer from other banks:
You can also pay your credit card bill from other UAE banks. To pay your Mashreq credit card bill from other UAE banks, you need to:
Mashreq Credit Card Payment by Direct Debit Method
You can sign up for a direct debit facility offered by Mashreq Bank to pay your Mashreq credit card. The direct debit facility links your credit card payment to your Mashreq credit card and on a fixed date, the payment of your credit card is automatically debited from your bank account. This allows you to pay credit card bills without missing the due date and avoiding penalties.
Please note: You may choose to make complete payment on your outstanding or you can also choose to pay the minimum amount or above on your Mashreq Credit Card.
In case, you do not want to operate mobile banking app or access direct debit facility, you can choose to pay through your phone via phone wallet app to make Mashreq Credit Card payment online. All the smart phones in the UAE have the facility to download E-wallet apps such as EWallet, Google Pay, Apple Pay, Samsung, PayPal, PayBy, etc. These apps let you make payments using your mobile in less than 5 minutes. All you need is:
Phone wallet is one of the quickest and the widest ranged platforms, that allows you to make transactions from any of your banks to any of your cards.
Even though pay for a credit card bill using another credit card is not encouraged since it can result in fraud, in case of emergency, you can use another credit card to make the payment for Mashreq Credit Card using cash or balance transfer facility.
For paying bill using cash:
For paying bill using balance transfer facility
Please note, Mashreq Credit Card allows you to make complete payment or pay the minimum outstanding due or more.
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