# GIG Gulf Home Insurance **Published:** 2024-12-16 **Updated:** 2026-05-18 **Author:** Chanchal Singh **Reviewer:** Richa Bansal **Original Url:** https://www.policybazaar.ae/insurance-companies/gig-gulf-home-insurance/ GIG Gulf home insurance is a good option if you’re looking to secure your dream home without breaking your budget. With the comprehensive coverage of this insurance type, you can keep your property or home financially protected against several unforeseen events such as fire, theft, and other natural calamities. ## GIG Gulf Home Insurance — An Overview With an experience of more than 7 decades in the industry, GIG Gulf Insurance Company is renowned for its innovative insurance solutions and robust customer support. Notably, it is recognised among the ten most valuable insurance providers as per Forbes Middle East. Whether you are a homeowner or a tenant, the comprehensive household insurance plan of this company keeps you financially protected. It covers the loss and damages caused by theft, fire, explosions, natural disasters, and more without straining your budget. Table of Content * [GIG Gulf Home Insurance — An Overview](#gig-gulf-home-insurance-—-an-overview) * [Types of GIG Gulf Home Insurance](#types-of-gig-gulf-home-insurance) * [Why Buy GIG Gulf Home Insurance Policy in UAE?](#why-buy-gig-gulf-home-insurance-policy-in uae) * [What is Covered Under GIG Gulf Home Insurance Plans?](#what-is-covered-under-gig-gulf-home-insurance-plans) * [What is Not Covered Under GIG Gulf Home Insurance Plans?](#what-is-not-covered-under-gig-gulf-home-insurance-plans) * [How to File a Claim with GIG Gulf?](#how-to-file-a-claim-with-gig-gulf )  * [GIG Gulf Home Insurance Contact Details](#gig-gulf-home-insurance-contact-details) * [Frequently Asked Questions](#frequently-asked-questions) ## Types of GIG Gulf Home Insurance GIG Gulf Insurance mainly provides 4 types of home insurance, each coming with significant benefits. * **[Building Insurance](https://www.policybazaar.ae/home-insurance/building-insurance/):** This home coverage insures your property and fixtures or fittings against several risks, including fire, accidental damage, storm, flood, and more. * **[Contents Insurance](https://www.policybazaar.ae/home-insurance/content-insurance/):** With this plan, you get coverage for your valuable contents against fire, explosions, damage due to transit, falling installed fixtures, earthquakes, and more. * **Owner & Occupiers’ Liability Insurance:** This plan provides coverage if you and/or your family are deemed responsible for the loss or damages of a third party. * **Tenant's Liability Insurance:** Contrary to popular opinion, home insurance is crucial for tenants as well! This type of insurance covers loss and damage to your landlord’s premises and protects you against legal liabilities. ## Why Buy GIG Gulf Home Insurance Policy in UAE? With GIG Gulf home insurance, you can enjoy significant benefits - * ### Comprehensive Coverage GIG Gulf household insurance plans can be tailored to meet your specific requirements – whether you’re a homeowner, tenant, or resident. The plans are designed to cover your house and content against various risks. * ### Affordable Plans While buying a house in the UAE may be expensive, securing it with GIG Gulf home insurance is under your budget. You can get affordable protection for your valuable assets starting at just AED 1\* per day. **\*T&Cs apply** * ### Online Services GIG Gulf Insurance is known for its seamless customer service experience. It offers hassle-free online insurance services, allowing you to file a claim or seek assistance from the comfort of your home. * ### Easy Claim Processing The [home insurance](https://www.policybazaar.ae/home-insurance/) claim process with GIG Gulf Insurance is quite easy — you can easily complete the process and get assistance from the company. * ### Emergency Home Assistance Facility Extending the benefits, the company also provides 24/7 emergency home assistance services in case of emergencies related to locks, electric systems, windows, and plumbing systems. * ### 24/7 Customer Support Whether you have a query related to your policy or claim process, the dedicated team of experts at GIG Gulf Insurance is always available to resolve your queries in an instant. * ### Free Legal Consultation Another benefit of GIG Gulf home insurance is that you can seek free legal advice from the company’s legal advisors. **Click here to apply now!** ## What is Covered Under GIG Gulf Home Insurance Plans? Here is a brief overview of the key inclusions of the GIG Gulf home insurance policies - ### 1- Building Coverage | Coverage | Amount | | --- | --- | | Accidental damage (Fire and other perils) | As per the schedule of policy | | Owner’s liability to the public | Up to AED 5,000,000 | | Breakage of sanitary fixtures and fixed glass | 10% of the building sum insured | | Loss of rent or alternative accommodation cover | 20% of the building sum insured | ### 2- Content Coverage | Coverage | Amount | | --- | --- | | Accidental damage | As per the policy terms | | Loss of rent or alternative accommodation cover | 20% of the contents’ sum insured | | Occupiers’ personal and employers liability | AED 5,000,000 | | Key theft | 1% of the contents limit | | Tenant’s liability | As per the policy schedule | | Fatal injury benefit | Up to AED 50,000 | | Home Assistance | ✅ | ### 3- Personal Belongings Coverage | Coverage | Amount | | --- | --- | | Loss of passport, residence permit, work permit, driving licence, base pass, or Iqama | 5% of the personal belongings limit | | Personal belongings, valuables, and portable equipment | As per the policy schedule | | Money and credit cards | 5% of the personal belongings limit | ### 4- Domestic Helper | Coverage | Amount | | --- | --- | | Accidental medical reimbursement | Up to AED 10,000 | | Accidental death | Up to AED 30,000 | | Repatriation (in case of accidental death) | Up to AED 5,000 | ## What is Not Covered Under GIG Gulf Home Insurance Plans? Here is the list of general exclusions under GIG Gulf home insurance - * Loss/damage due to war and terrorism * Use of defective materials, design, or faulty workmanship * Radioactivity * Sonic bangs * Pollution or contamination * Pandemic * Intentional damage **Note:** Check the exclusions in your policy document for a comprehensive understanding. ## How to File a Claim with GIG Gulf? Here are some easy steps to initiate the GIG Gulf home insurance claim process - * Immediately file a report at your nearest police station * Notify GIG Gulf * Submit the required documents such as a police report, proof of property ownership, and other documents (if requested) to the insurer * After reviewing your application, the insurer will provide further guidance and reimburse you accordingly ## GIG Gulf Home Insurance Contact Details You can contact GIG Gulf Insurance Company through the following ways - * **Via Call -** 800 292 (within the UAE) or +971 4 5074085 (outside the UAE) * **Via E-mail -** home.claim@gig-Gulf.com (for claim process) ### **Home Insurance Popular Searches** [Best Home Insurance in UAE](https://www.policybazaar.ae/home-insurance/articles/best-home-insurance-companies-in-uae/) | [Types of Properties in UAE](https://www.policybazaar.ae/home-insurance/articles/types-of-properties-in-uae/) | [Home Emergency Insurance](https://www.policybazaar.ae/home-insurance/articles/what-is-home-emergency-cover-uae/) | [Does Home Insurance Cover Fire Damage](https://www.policybazaar.ae/home-insurance/articles/does-home-insurance-cover-fire-damage/) | [Tenant Insurance](https://www.policybazaar.ae/home-insurance/articles/tenant-insurance/) | [Does Home Insurance Cover Lost Jewellery](https://www.policybazaar.ae/home-insurance/articles/does-home-insurance-cover-lost-jewellery/) ### **Other Insurance Products** [Business Insurance Dubai](https://www.policybazaar.ae/business-insurance/), [Group Medical Insurance](https://www.policybazaar.ae/group-health-insurance-hic/), [Public Liability Insurance](https://www.policybazaar.ae/business-insurance/public-liability-insurance/), [Marine Insurance](https://www.policybazaar.ae/business-insurance/marine-insurance/), [Professional Indemnity Insurance](https://www.policybazaar.ae/business-insurance/professional-indemnity/), [Workmen Compensation Insurance](https://www.policybazaar.ae/business-insurance/workers-compensation-insurance/), [SME Insurance](https://www.policybazaar.ae/business-insurance/sme-insurance/), [Group Life Insurance](https://www.policybazaar.ae/group-life-insurance/), [Contractors All Risk Insurance](https://www.policybazaar.ae/business-insurance/contractor-all-risk-policy/), [Product Liability Insurance](https://www.policybazaar.ae/business-insurance/product-liability-insurance/), [Directors and Officers insurance](https://www.policybazaar.ae/business-insurance/directors-officers-liability-insurance/), [Motor Fleet Insurance](https://www.policybazaar.ae/fleet-insurance/), [Medical Malpractice Insurance](https://www.policybazaar.ae/business-insurance/medical-malpractice-insurance/), [Holiday House Insurance](https://www.policybazaar.ae/business-insurance/holiday-home-insurance/), [Commercial Vehicle Insurance](https://www.policybazaar.ae/business-insurance/commercial-motor/) ## Frequently Asked Questions ### Q1. Is home insurance mandatory in Dubai, in the UAE? While home insurance is not mandatory in the UAE, it’s highly recommended to get it — whether you’re a landlord or a tenant. It keeps your valuable property financially shielded against various risks such as fire, theft, explosion, and more. ### Q2. Can tenants buy GIG Gulf home insurance? Yes, tenants can easily buy a home insurance policy with GIG Gulf Insurance in the UAE. ### Q3. Does GIG Gulf home insurance cover loss due to natural calamities? Yes, you can cover your home against natural calamities such as floods, storms, and more with the GIG Gulf home insurance. ### Q4. How much does GIG Gulf's home insurance premium cost? The premium amount is determined on the basis of the sum insured, type of property, chosen plan, and various other factors. 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