# DIC Travel Insurance UAE **Published:** 2025-11-13 **Updated:** 2025-11-13 **Author:** Mousree Das **Reviewer:** Richa Bansal **Original Url:** https://www.policybazaar.ae/insurance-companies/dic-travel-insurance/ Buy Travel Insurance for a Hassle free Trip! Regulatory credentials Licensed by the Central Bank of the UAE **([Registration No. 123](https://cdn.policybazaar.ae/pbuae/images/IA-License-Renewal-2026.pdf))** Emirates Insurance Federation **Membership No.** [B81](https://static.pbcdn.ae/pbuae/images/Policybazaar-Middle-East-Insurance-Brokers-LLC.pdf) Information on this page is for general guidance only - not personalised financial or medical advice. If you’re travelling to and from the UAE, DIC travel insurance keeps you protected against unforeseen events, whether it’s a medical emergency, lost baggage, or travel interruption. The travel insurance policies from Dubai Insurance Company (DIC) are tailored for inbound, outbound, and transit travellers covering the UAE region. ## Why Choose Travel Insurance via Dubai Insurance? Here are the top reasons explaining why DIC travel insurance is best for you– * Established UAE insurer with local expertise and regulatory compliance. * Dedicated travel product issued for a specific journey or stay. * Easy online issuance of certificate/policy. * Because you have a UAE-based policy, you have easier access to local customer service and claims management. ## What are the Common Benefits of DIC Travel Insurance? You get the following privileges on choosing a Dubai Insurance travel plan– * Emergency medical treatment abroad: hospitalisation, doctor visits, diagnostic tests (within the defined policy period). * Repatriation of remains or evacuation in case of serious illness or accident abroad. * Loss of baggage or delay of baggage. * Trip interruption or unexpected return due to covered causes. * 24/7 emergency assistance, helping you coordinate when you are abroad or in transit. * Cover for multiple entries (in some inbound or visitor plans) or single-trip cover, depending on your situation.[](https://www.scribd.com/document/642008088/Untitled?utm_source=chatgpt.com) ## What are the Eligibility Criteria for Obtaining Travel Insurance Through DIC? * Must be a resident or visitor as defined by the policy wording, with valid travel documents (passport, visa) for entering the UAE or travelling from the UAE. * The minimum age to get insured is 30 days, and the maximum age is 85 years (unless specified in the policy document) * A maximum travel duration of 92 days. ## DIC Travel Insurance Inclusions The major coverages included in a Dubai Insurance travel policy are as follows– * Emergency medical and hospitalisation expenses abroad * Trip cancellation/ curtailment * Delay/ loss of checked-in baggage * Accidental death or dismemberment * Personal liability, bail bond, and legal fees ## DIC Travel Insurance Exclusions The insurer doesn’t cover certain circumstances under their travel plans. They are as follows– * Pre-existing medical conditions (unless specifically accepted) * Travel undertaken against medical advice or for the purpose of obtaining medical treatment. * War, civil commotion, riot, nuclear risk, or acts of terrorism * Participating in high-risk activities or extreme sports (unless covered by a special add-on). * Claims arising from illegal acts, intoxication, or negligence of the insured. * Loss or damage of valuables/ personal items unless specifically included in baggage cover. ## Add-On Covers You may opt for the following coverages by paying an additional premium to the insurer– * **Sports Extension–** * Piste Closure * Ski Equipment * Ski Pack * Summer/ Winter Sports Limit * **Golf Extension** * Golf Equipment Cover * Golf Equipment Hire ### **How to Claim DIC Travel Insurance** Initiate the DIC travel insurance claim process by contacting Swan International Assistance. Below are the contact details– * International- +9619211662 * Europe/ France- +33975185299 * Canada/ USA- +15144484417 * Email ID- request@swanassistance.com ## Best Travel Insurance Providers in UAE | [](https://www.policybazaar.ae/axa-travel-insurance-tipvd/) | [](https://www.policybazaar.ae/insurance-companies/allianz-travel-insurance/) | [](https://www.policybazaar.ae/oman-travel-insurance-tipvd/) | [](https://www.policybazaar.ae/orient-travel-insurance-tipvd/) | | --- | --- | --- | --- | | [](https://www.policybazaar.ae/rsa-travel-insurance-tipvd/) | [](https://www.policybazaar.ae/insurance-companies/union-travel-insurance/) | [](https://www.policybazaar.ae/insurance-companies/aig-travel-insurance/) | [](https://www.policybazaar.ae/insurance-companies/emirates-travel-insurance/) | ### **Other Insurance Products** [Car Insurance Dubai](https://www.policybazaar.ae/car-insurance/) | [Medical Insurance](https://www.policybazaar.ae/health-insurance/) | [Term Insurance UAE](https://www.policybazaar.ae/term-insurance/) | [Life Insurance](https://www.policybazaar.ae/life-insurance/) | [Investment plans in UAE](https://www.policybazaar.ae/investment-plans/) | [Travel Insurance](https://www.policybazaar.ae/travel-insurance/) | [Best Health Insurance in UAE](https://www.policybazaar.ae/top-10-health-insurance-companies-in-uae-hiart/) | [Maternity Insurance UAE](https://www.policybazaar.ae/health-insurance/articles/maternity-insurance-in-uae/) | [UAE Insurance Check](https://www.policybazaar.ae/how-to-check-medical-insurance-status-with-emirates-id-hiart/) | [Low Cost Health Insurance](https://www.policybazaar.ae/health-insurance/medical-insurance/) | [Home Insurance Dubai](https://www.policybazaar.ae/home-insurance/) | [Group Medical Insurance](https://www.policybazaar.ae/group-health-insurance-hic/) | [Business Insurance](https://www.policybazaar.ae/business-insurance/) | [Content Insurance](https://www.policybazaar.ae/home-insurance/content-insurance/) ### Do I need travel insurance to travel in/out of the UAE? Travel insurance isn’t strictly mandatory for all travellers to the UAE, but many visa processes require it. ### Does the policy cover pre-existing conditions? No, pre-existing conditions are not included, unless specifically declared and accepted. Standard travel plans exclude pre-existing illnesses. Always check the policy wording. ### Will my luggage be covered if it gets lost or delayed? Yes, delayed or lost luggage is covered in a DIC travel insurance policy. ### Does the cover continue if I extend my trip? Your policy ends at the date or duration specified in your policy. In case you plan to stay longer, you must extend or take a new policy as per the insurer’s terms. ### What happens if I am hospitalised while abroad? Contact the 24-hour assistance helpline immediately. They will advise you of forward cover, hospital network, if applicable, and claim submission procedures. ### Can I cancel the policy if I no longer travel? Yes, usually before the start date, and provided no claim has been made, the insurer’s cancellation/refund terms apply. ## Travel Insurance Type * [Domestic Travel Insurance](https://www.policybazaar.ae/travel-insurance/domestic-travel-insurance/) * [Student Travel Insurance](https://www.policybazaar.ae/travel-insurance/student-travel-insurance/) * [Family Travel Insurance](https://www.policybazaar.ae/travel-insurance/family-travel-insurance/) * [International Travel Insurance](https://www.policybazaar.ae/travel-insurance/international-travel-insurance/) * [Annual Multi Trip Travel Insurance](https://www.policybazaar.ae/travel-insurance/annual-multi-trip-travel-insurance/) * [Senior Citizen Travel Insurance](https://www.policybazaar.ae/travel-insurance/senior-citizen-travel-insurance/) * [Single Trip Travel Insurance](https://www.policybazaar.ae/travel-insurance/single-trip-travel-insurance/) * [Group Travel Insurance](https://www.policybazaar.ae/travel-insurance/group-travel-insurance/) * [Business Travel Insurance](https://www.policybazaar.ae/travel-insurance/business-travel-insurance/) * [Flight Insurance](https://www.policybazaar.ae/travel-insurance/flight-insurance/) * [Travel Medical Insurance](https://www.policybazaar.ae/travel-insurance/travel-medical-insurance/) * [Schengen Travel Insurance](https://www.policybazaar.ae/schengen-travel-insurance-tic/) ## Travel Insurers * [Allianz Travel Insurance UAE](https://www.policybazaar.ae/insurance-companies/allianz-travel-insurance/) * [Orient Travel Insurance](https://www.policybazaar.ae/orient-travel-insurance-tipvd/) * [Union Travel Insurance](https://www.policybazaar.ae/insurance-companies/union-travel-insurance/) * [GIG Gulf Travel Insurance](https://www.policybazaar.ae/axa-travel-insurance-tipvd/) * [AIG Travel Insurance](https://www.policybazaar.ae/insurance-companies/aig-travel-insurance/) * [Oman Travel Insurance](https://www.policybazaar.ae/oman-travel-insurance-tipvd/) * [Emirates Travel Insurance](https://www.policybazaar.ae/insurance-companies/emirates-travel-insurance/) * [Liva Travel Insurance](https://www.policybazaar.ae/insurance-companies/liva-travel-insurance/) * [Adamjee Travel Insurance](https://www.policybazaar.ae/insurance-companies/adamjee-travel-insurance/) * [HSBC Travel Insurance](https://www.policybazaar.ae/insurance-companies/hsbc-travel-insurance/) * [World Nomads Travel Insurance](https://www.policybazaar.ae/insurance-companies/world-nomads-travel-insurance/) * [Metlife Travel Insurance](https://www.policybazaar.ae/insurance-companies/metlife-travel-insurance/)