# Al Ittihad Al Watani Car Insurance **Published:** 2024-04-04 **Updated:** 2025-11-28 **Author:** Nupur Jain **Reviewer:** Toshita Chauhan Balochi **Original Url:** https://www.policybazaar.ae/insurance-companies/al-ittihad-al-watani-car-insurance/ **We are Rated:** 4.7/5 **Review Count:** 44,602 [Reviews](https://maps.app.goo.gl/Ry9H7NLgFAGso8gZ7) **Insurance Partners:** 35+ **Trusted Customers:** 2 Million+ **Policies Sold:** 1 Million+ Buy Car Insurance in 30 Seconds ! Al-Ittihad Al-Watani, established back in 1947, became a part of the Nasco Insurance Group in 2016. The company is a major insurance provider in the UAE, notably offering financial protection with only ‘A’ rated reinsurers.Designed to make way for a wide spectrum of insurance needs, the company presents various flexible car insurance packages. Table of Content * [Types of Al Ittihad Al Watani Car Insurance in UAE](#types-of-al-ittihad-al-watani-car-insurance-in-uae) * [Key Features and Benefits of Al Itthihad Al Watani Car Insurance in the UAE](#key-features-and-benefits-of-al-itthihad-al-watani-car-insurance-in-the-uae) * [Eligibility Criteria for Al Itthihad Al Watani Motor Insurance in UAE](#eligibility-criteria-for-al-itthihad-al-watani-motor-insurance-in-uae) * [Documents Required to Apply for Al Ittihad Al Watani Car Insurance](#documents-required-to-apply-for-al-ittihad-al-watani-car-insurance) * [How to Apply for Al Ittihad Al Watani Car Insurance?](#how-to-apply-for-al-ittihad-al-watani-car-insurance) * [Al Ittihad Al Watani Car Insurance in the UAE Claim Process](#al-ittihad-al-watani-car-insurance-in-the-uae-claim-process) * [Dubai Car Insurance Guide](#dubai-car-insurance-guide) ## Types of Al Ittihad Al Watani Car Insurance in UAE With respect to Ittihad Al Wattani car insurance in Dubai or any other Emirate, you can find the following two options — 1. [Comprehensive car insurance](https://www.policybazaar.ae/comprehensive-car-insurance-cic/) 2. [Third-party liability car insurance](https://www.policybazaar.ae/third-party-car-insurance-cic/) **Let's go over the top benefits of these plans —** | Benefits | Comprehensive Protection | Third-Party Protection | | --- | --- | --- | | Damage or Loss of the Insured Vehicle | Covered | Covered | | Third-party Bodily Injury Liability | Unlimited | Unlimited | | Property Damage for Third-Party | Up to 3.5 million | Up to 2 million | | Fire and Theft Cover | Covered | NA | | Emergency Medical Expenses | Up to 5,000 | NA | | Extended Legal Liability for Third-Party and Family Members | Covered | Covered | | Riot, Flood, Storm, and Strike Cover | Covered | NA | | Windscreen Damage | Up to 3,000 | NA | | Personal Injury Cover | NA | NA | | Annual Aggregate Limit for Personal Belongings | 4,000 | NA | | No Claims Discount | Available | Available | | Off-Road Cover | Included | NA | | Oman Cover | As an Add-on | As an Add-on | | Windscreen Damage | Up to 3,000 | NA | | Personal Accident Benefit for Driver | Covered | Covered | | New for Old Cover | First 12 months | NA | | Personal Accident Benefit for Passengers | Covered | Covered | | Lock Replacement | Up to 2,000 | NA | | Dealer Repair | Up to 5 years (Optional) | NA | | 24/7 Breakdown Recovery | Included | Included | | Theft in Valet Parking | Sum Insured | NA | | Hired Car Benefit | Available as an Add-on | Available as an Add-on | ## Key Features and Benefits of Al Itthihad Al Watani Car Insurance in the UAE Check out the major features of Al Itthihad Al Watani motor insurance 1. **Flexible Policies with Great Add-Ons —** Al Itthihad Al Watani car insurance can be customised to fit your needs. You can add coverage for additional risks such as hired car benefits, Oman cover, and more, giving you more control over your insurance protection. 2. **No Claims Discount —** If you don't make any claims on your insurance policy, you get a discount when you renew it. This is like a reward for being a careful driver and not needing to use your insurance. 3. **Unlimited Third-Party Bodily Injury Cover —** If you're involved in an accident where someone is injured, this coverage can take care of their medical expenses without any cap on how much the insurance will pay for their injuries. 4. **Roadside Assistance —** With Al Ittihad Al Wattani car insurance in Dubai or any other Emirate, you can receive assistance to help you get back on track if your car breaks down on the road. Any help required in terms of repairs, towing, or even accidents shall be provided. 5. **24x7 Breakdown Recovery —** No matter when your car breaks down, Al Watani is there to help. With its round-the-clock breakdown recovery services, rest assured that you're never stranded for long. ## Eligibility Criteria for Al Itthihad Al Watani Motor Insurance in UAE To buy Al Itthihad Al Watani car insurance online or offline, you must fulfill the following requirements 1. You must be a UAE resident 2. You must be at least 18 years old at the time of applying ## Documents Required to Apply for Al Ittihad Al Watani Car Insurance To buy car insurance in the UAE, the following documents may be required — 1. Driving licence 2. Emirates ID copy 3. Details like the chassis number, engine number, and more if your vehicle is being registered in the UAE for the first time 4. Mulkiya if the vehicle is already registered in the UAE **Note:** You may be required to present some other documents on the insurer's demand. ## How to Apply for Al Ittihad Al Watani Car Insurance? The hands-down easiest way to buy Ittihad Al Wattani [car insurance online in UAE](https://www.policybazaar.ae/car-insurance/) is via Policybazaar.ae. On this user-friendly platform, you can quickly compare quotes and choose the best-suited policy right from the comfort of your sofa. Here's how * Go to the 'car insurance' section on policybazaar.ae. * Fill out the lead form, which will redirect you to our car insurance quotes page. * Evaluate and compare available options as per their features, premiums, and other relevant factors. * Select the most suitable option to meet your needs. * Choose the option to apply for your chosen car insurance plan. ## Al Ittihad Al Watani Car Insurance in the UAE Claim Process Having explored the features of Al Itthihad Al Watani motor insurance, lets understand the claim procedure * If you're involved in an incident, the first thing to do is contact the police to get the accident report. * Gather the necessary documents to register your claim. The list includes -; * Police report or court verdict * Copy of your vehicle registration card (both sides) * Emirates ID copy (both sides) * Copy of your driving licence (both sides) * Connect with the Ittihad Al Watani motor insurance claims team. You can reach out to: * +971 4 210 6803 or +971 4 210 6808 * tobin.itty@unic-aiaw.com or binesh.anthony@unic-aiaw.com * Once your claim is filed, a team from Ittihad Al Watani will provide you with a claim reference number and guide you through the next steps of the claims process. **Note:** You can request roadside assistance by dialling 600 575 751 for quick assistance with your vehicle or injuries (if any). ## Dubai Car Insurance Guide | [Engine Damage and Auto Insurance Cover Guide](https://www.policybazaar.ae/car-insurance/articles/engine-damage-repairs-and-auto-insurance-cover/) | [Guide to Renew Car Registration in Dubai](https://www.policybazaar.ae/know-everything-about-car-registration-renewal-in-dubai-ciart/) | [Car insurance Cover if my Friend is Driving my Vehicle in Dubai Guide](https://www.policybazaar.ae/will-i-get-an-insurance-cover-if-my-friend-is-driving-my-vehicle-in-dubai-ciart/) | [Guide of Car Insurance Claim in UAE](https://www.policybazaar.ae/how-to-file-your-car-insurance-claim-in-the-uae-ciart/) | | --- | --- | --- | --- | | [Guide For New Driver Looking for Car Insurance](https://www.policybazaar.ae/are-you-new-driver-looking-for-car-insurance-in-the-uae-ciart/) | [Guide for Renewing Your Car Insurance in the UAE](https://www.policybazaar.ae/things-to-consider-before-renewing-your-car-insurance-in-the-uae-ciart/) | [Diff b/w Comprehensive & Third-Party Insurance](https://www.policybazaar.ae/comprehensive-and-third-party-car-insurance-in-the-uae-explained-ciart/) | [Car Insurance Companies Contact Number Directory for Dubai, UAE](https://www.policybazaar.ae/car-insurance/articles/car-insurance-contact-number-directory/) | | [New India Assurance Car Insurance - Features and Benefits](https://www.policybazaar.ae/new-india-assurance-car-insurance-features-and-benefits-ciart/) | [Best Car Insurance Companies in Dubai](https://www.policybazaar.ae/car-insurance/articles/top-10-car-insurance-companies-in-dubai/) | [Why Car Insurance Rates Are Suddenly the Double in UAE?](https://www.policybazaar.ae/car-insurance/articles/why-car-insurance-rates-are-suddenly-double-in-uae/) | [Car Insurance Cancelled After Accident – How to Proceed from Here?](https://www.policybazaar.ae/car-insurance/car-insurance-cancelled-after-accident/) | ## Car Insurance for Popular Cars Brands in UAE [Toyota Car Insurance](https://www.policybazaar.ae/car-insurance/toyota/) [BMW Car Insurance](https://www.policybazaar.ae/car-insurance/bmw/) [Hyundai Car Insurance](https://www.policybazaar.ae/car-insurance/hyundai/) [Nissan Car Insurance](https://www.policybazaar.ae/car-insurance/nissan/) [Jaguar Car Insurance](https://www.policybazaar.ae/car-insurance/jaguar/) [Ford Car Insurance](https://www.policybazaar.ae/car-insurance/ford/) [Kia Car Insurance](https://www.policybazaar.ae/car-insurance/kia/) [Porsche Car Insurance](https://www.policybazaar.ae/car-insurance/porsche/) [Bentley Car Insurance](https://www.policybazaar.ae/car-insurance/bentley/) [Chevrolet Car Insurance](https://www.policybazaar.ae/car-insurance/chevrolet/) [Honda Car Insurance](https://www.policybazaar.ae/car-insurance/honda/) [Volkswagen Car Insurance](https://www.policybazaar.ae/car-insurance/volkswagen/) [Audi Car Insurance](https://www.policybazaar.ae/car-insurance/audi/) [Mitsubishi Car Insurance](https://www.policybazaar.ae/car-insurance/mitsubishi/) [Tesla Car Insurance](https://www.policybazaar.ae/car-insurance/tesla/) ### **You May Also Know** [Health Insurance UAE](https://www.policybazaar.ae/health-insurance/) | [Best Health Insurance in Dubai](https://www.policybazaar.ae/top-10-health-insurance-companies-in-uae-hiart/) | [Pregnancy Insurance UAE](https://www.policybazaar.ae/health-insurance/articles/maternity-insurance-in-uae/) | [Car Insurance Abu Dhabi](https://www.policybazaar.ae/car-insurance-abu-dhabi/) | [Group Health Insurance](https://www.policybazaar.ae/group-health-insurance-hic/) | [Home Insurance Dubai](https://www.policybazaar.ae/home-insurance/) | [Professional Indemnity Insurance](https://www.policybazaar.ae/business-insurance/professional-indemnity/)