Best credit cards with 0 Annual fee*
HSBC is one of the largest and most widely represented international banks in the UAE. HSBC bank offers 5 types of credit cards. Each of the HSBC credit cards is loaded with a wide range of benefits & privileges that enable the cardholder to make the most of their card.
Given below are the primary features & benefits of every credit card offered by HSBC:
|Types of HSBC Credit Cards|
The HSBC Credit Card comes with a wide range of travel and lifestyle benefits. The cardholder will get the following benefits with the HSBC black credit card:
With this HSBC cashback credit card, the cardholder can earn a maximum of 10 percent cashback on their everyday spends. Additionally, members of this card can avail dining, travel, and entertainment offers. Following are the main benefits of this HSBC credit card:
Features & Benefits of this HSBC Credit Card
Note: The card member must earn a minimum monthly income of 5000 AED to get this HSBC credit card.
Member of the HSBC Visa Platinum Select Credit Card can earn Air Miles rewards on everyday spends and enjoy a wide range of benefits. Some of its key benefits are given below:
Note: An applicant will require a personal banking account & a minimum monthly salary transfer of 5000 AED to be eligible for this card.
No annual fee for the first year
Earn up to 10% cashback on your everyday spends
Automatic credit of cashback every month
HSBC credit cards offer some of the most unique features & benefits to its card member that suits their lifestyle’s need. Given below are the key features & benefits of credit cards offered by HSBC:
An applicant should meet the below-mentioned criteria to be eligible for the HSBC UAE credit card:
An applicant can apply for the HSBC credit card through any of the ways given below:
|Types of Charges||HSBC Black Credit Card||HSBC Premier Credit Card||HSBC Advance Credit Card||HSBC Visa Platinum Cashback Credit Card||HSBC Visa Platinum Select Credit Card|
|Annual Charges of Primary Card||1500 AED||Free||Free||2 AED||Free|
|Annual Charges on Supplementary Cards (shared limit)||Free||Free||First 2 cards - freeSubsequent cards - 50 AED|
|Monthly Interest on Purchases & Cash Withdrawals||2.75 percent||2.75 percent||2. percent||3.25 percent||3.25 percent|
|Cash Withdrawal/Advance Charge||3 percent or AED of the total amount (whichever is greater)|
|Card Replacement Fee||Free|
|Late Payment Charge||230 AED|
|Over Limit Charge||Free||Free||250 AED|
|HSBC Credit Card Loan - Eligibility, Interest Rate, & More|
The minimum monthly salary requirement starts at AED 8,000 for HSBC cards in the UAE. You can visit our credit cards section to check the minimum income requirement for a specific HSBC Credit Card.
The HSBC credit card UAE gives a maximum of 56 no-interest period provided you continue to pay the outstanding amount in full, by the due date of payment.
Yes, you can easily convert your credit card purchases into monthly installments at 0 percent interest rate.
There is no minimum spend required to avail cashback.
Yes, it is a mandatory document.
Yes, 0.625 percent of the outstanding amount balance is charged as credit shield charges.
The first two supplementary cards are free, from the third card 50 AED is charged per supplementary card.
You can avail Agoda discounts with over 985000 vacation rentals & hotels worldwide.
It is basically a loyalty program of HSBC UAE credit card that rewards its card member with Air Miles every time they make payment using their HSBC credit card.
Yes, you can avail air miles on your supplementary card as well.
You have to pay 100 AED or 3 percent whichever is greater.
A minimum credit score of 750 is required to apply for an HSBC credit card. However, if your credit score ranges between 650 to 750, you may get an HSBC credit card but with a reduced credit limit. You may also need to go through some extra documentation in this case.