The following article provides in-depth information on Emirates Islamic Bank auto debit credit card payments via both mobile and online banking methods.
As one of the top banks in the UAE, HSBC offers 6 types of credit cards - Platinum Select, Cashback, Advance, Black, and Premier Credit cards. These cards offer various types of features to different types of customers, with their common benefits being travel benefits, balance transfers, flexi instalment plans, cash instalments, and more. Remember that you should be at least 21 years old to secure an HSBC credit card in the UAE.read more
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HSBC is one of the largest and most widely represented international banks in the UAE. HSBC bank offers 5 types of credit cards. Each of the HSBC credit cards is loaded with a wide range of benefits & privileges that enable the cardholder to make the most of their card.
Given below are the primary features & benefits of every credit card offered by HSBC:
The HSBC Credit Card comes with a wide range of travel and lifestyle benefits. The cardholder will get the following benefits with the HSBC black credit card:
With this HSBC cashback credit card, the cardholder can earn a maximum of 10 percent cashback on their everyday spends. Additionally, members of this card can avail dining, travel, and entertainment offers. Following are the main benefits of this HSBC credit card:
Features & Benefits of this HSBC Credit Card
Member of the HSBC Visa Platinum Select Credit Card can earn Air Miles rewards on everyday spends and enjoy a wide range of benefits. Some of its key benefits are given below:
Note: An applicant will require a personal banking account & a minimum monthly salary transfer of 5000 AED to be eligible for this card.
Below given are details of exclusive limited time offer on select HSBC credit cards in the UAE:
HSBC Credit Card |
Available Offer |
---|---|
HSBC Cashback Credit Card |
AED 300 cashback |
HSBC Max Rewards Credit Card |
AED 500 cashback |
HSBC Cash+ Credit Card |
AED 500 cashback |
HSBC credit cards offer some of the most unique features & benefits to its card member that suits their lifestyle’s need. Given below are the key features & benefits of credit cards offered by HSBC:
An applicant should meet the below-mentioned criteria to be eligible for the HSBC UAE credit card:
An applicant can apply for the HSBC credit card through any of the ways given below:
Following is the schedule of charges for HSBC credit cards in UAE:
Types of Charges |
HSBC Black Credit Card |
HSBC Cashback Credit Card |
HSBC Max Rewards Credit Card |
HSBC Cash+ Credit Card |
---|---|---|---|---|
Annual Fee of Primary Card |
AED 1.500 |
Free for First Year |
Free for First Year |
Free for First Year |
Retail Interest Rate |
3.24% |
3.45% |
3.45% |
3.45% |
Supplementary Credit Card Fee |
Free |
First two cards free AED 50 from third supplementary credit card |
Free |
Free |
Cash Withdrawal Fee |
3% of the total amount or AED 100 (higher of the two will apply) |
|||
Over Limit Charge |
Free |
AED 250 |
AED 250 |
AED 250 |
Foreign Currency Transaction Fee |
2% of the transaction amount |
|||
Late Payment Charge |
AED 230 |
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The minimum monthly salary requirement starts at AED 8,000 for HSBC cards in the UAE. You can visit our credit cards section to check the minimum income requirement for a specific HSBC Credit Card.
The HSBC credit card UAE gives a maximum of 56 no-interest period provided you continue to pay the outstanding amount in full, by the due date of payment.
Yes, you can easily convert your credit card purchases into monthly installments at 0 percent interest rate.
There is no minimum spend required to avail cashback with your HSBC cashback credit card. Although minimum spend condition will be applicable for special cashback offers.
Yes, it is a mandatory document.
Yes, 0.625 percent of the outstanding amount balance is charged as credit shield charges.
The first two supplementary HSBC Cashback credit cards are free, from the third card 50 AED is charged per supplementary card.
You can avail Agoda discounts with over 985000 vacation rentals & hotels worldwide.
It is basically a loyalty program of HSBC UAE credit card that rewards its card member with Air Miles every time they make payment using their HSBC credit card.
Yes, you can avail air miles on your supplementary card as well.
You have to pay 100 AED or 3% of the withdrawal amount as cash withdrawal fee, percent whichever is greater.
A minimum credit score of 750 is required to apply for an HSBC credit card. However, if your credit score ranges between 650 to 750, you may get an HSBC credit card but with a reduced credit limit. You may also need to go through some extra documentation in this case.