HSBC Airport Lounge Access Credit Cards in UAE & Dubai

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  | Published: 07 September 2021 | Last Updated On: 10 September 2021

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HSBC is one of the oldest and largest banks in the world, with an ever-growing network across 64 countries and serving over 40 million customers worldwide. In UAE, the bank started its operation in 1946 with an aim of serving local people with international reach. It offers a variety of banking solutions ranging from bank accounts, loans, deposits, investments, etc. at par with international standards. One of the most popular HSBC banking products is credit cards, which offer numerous privileges like airport lounge access, lifestyle offers, rewards, etc. 

Owing to the passengers’ need for a hassle-free travel experience, numerous HSBC airport lounge access credit cards allow free access to premium airport lounges around the world. In addition, the HSBC credit cardholders also earn air miles as loyalty benefits on expenses and can redeem those to avail discounts on travel bookings.

HSBC credit cards are easy to avail with low or no annual membership fees and multiple rewards and benefits Moreover, the application and documentation process for the credit card is very easy and convenient through online and offline channels. 

Best HSBC Airport Lounge Access Credit Cards in UAE

HSBC Black Credit Card

HSBC Black Credit Card
Airport Lounge Access
  • Minimum Salary AED 15,000
  • Annual Fee AED 1,500
  • Movie Discounts
  • Golf Discounts
  • Airport Lounge Access
Reward Value: AED 14,883

Features & Benefits of HSBC Black Credit Card

  • Complimentary access to over 1,000 luxury airport lounges across the globe via Loungekey
  • Supplementary cardholders and one additional guest are also included.
  • 10% discount on all air and hotel bookings through Cleartrip. 
  • 20% discount on all British Airways flight tickets and 10% discount on Expedia bookings.
  • Complimentary night stays at Marriott Bonvoy properties
  • Other lifestyle benefits like dining and entertainment.
  • Balance transfer and Flexi Instalment Plan facilities.

HSBC Premier Credit Card

HSBC Premier Credit Card
Airport Lounge Access
  • Minimum Salary AED 15,000
  • Annual Fee Free for Life
  • Movie Discounts
  • Golf Discounts
  • Airport Lounge Access
  • Free for Life
  • Valet Parking
Reward Value: AED 12,037

Features & Benefits of HSBC Premier Credit Card

  • Unlimited access to premium airport lounges all around the globe through LoungeKey. 
  • All the cardholders and supplementary cardholders get free access. Additional guests incur a charge of USD 32 per guest. 
  • 10% discount on all air and hotel bookings through Cleartrip 
  • 15% discount on select British Airways flights and 10% discount on Expedia bookings.
  • Complimentary night stays at Marriott Bonvoy properties.
  • Other lifestyle benefits like dining and entertainment.
  • Balance Transfer and Flexi Instalment Plan facilities.

HSBC Advance Credit Card

HSBC Advance Credit Card
Airport Lounge Access
  • Minimum Salary AED 10,000
  • Annual Fee Free for Life
  • Movie Discounts
  • Airport Lounge Access
  • Free for Life
  • Valet Parking
Reward Value: AED 11,077

Features & Benefits of HSBC Advance Credit Card

  • Unlimited complimentary access to selected airport lounges all around the world.
  • Primary and supplementary cardholders can avail unlimited free access to select airport lounges; guest charges will be an additional USD 32 per guest.
  • Up to 30% discount on all hotel bookings and airfares with Cleartrip.
  • 15% discount on select British Airways flights. 
  • Discounts on luxury serviced apartments for your longer stays.
  • Other lifestyle benefits like discounts on dining and entertainment.
  • Balance transfer and Flexi Instalment Plan facilities.

HSBC Cashback Credit Card

HSBC Cashback Credit Card
Airport Lounge Access
  • Minimum Salary AED 10,000
  • Annual Fee AED 299
  • Movie Discounts
  • Dining Discounts
  • Golf Benefits
Reward Value: AED 8,496

Features & Benefits HSBC Cashback Credit Card

  • 12 complimentary visits to more than 1000 premium airport lounges across the world in a calendar year.
  • 2 free airport pick up and drop facilities for up to AED 100 per ride to domestic airports.
  • Travel insurance of USD 500,000 for cardholder and family
  • 12% off at over 985,000 hotels and rental homes with Agoda.
  • Cashback and rewards on each AED you spend on fuel, supermarket purchases, etc.
  • Offers purchase protection and extended warranty on products purchased using the credit card.
  • Balance transfer facility with as low as 0% interest for the first 24 months. 
  • Flexi Instalment Plan facility with as low as 0% interest up to 36 months.

Features of HSBC Airport Lounge Access Credit Cards

HSBC airport lounge access credit cards include several features and benefits like balance transfer, installment payments, no annual membership fees, etc. Here is the list of key features of HSBC credit cards with airport lounge access. 

  • Annual Fee - A number of HSBC credit cards do not come with an annual membership fee, meaning you can enjoy the rewards and privileges without having to pay any renewal or membership fees. However, not all cards are free of annual charges and the fees depend on the type of credit card.
  • Minimum salary Requirement - An individual needs to satisfy the minimum salary criteria in order to avail of the HSBC credit card with lounge access. The minimum salary criterion depends on the type of credit card and ranges between AED 10,000 to 50,000. 
  • Complimentary Airport Lounge Access - A number of HSBC credit cards come with free airport lounge access for the primary and supplementary cardholders, including an accompanying guest across major international and domestic airports.
  • Air Miles Bonus - A cardholder gets a joining bonus in the form of air miles at the time of sign up that can be redeemed to avail of additional discounts while booking air tickets. Moreover, the air miles are added on every AED you spend using the HSBC credit cards.
  • Exclusive Discounts on Hotel Bookings and Stays - A HSBC credit cardholder is entitled to avail of numerous benefits and discounts across 180,000 hotels and properties across the globe. 
  • Balance Transfer Facility - HSBC credit cards come with a balance transfer facility that helps you control your finances by consolidating and repaying balances. Avail 0% interest on balance transfers for 12 months on your HSBC credit cards.
  • Easy Flexible Instalments - Conveniently access the funds and pay your expenses in easy monthly installments with 0% interest on Flexi Instalment plans for HSBC Credit Cards.

Benefits of HSBC Airport Lounge Access Credit Card 

With a number of credit cards offering free airport lounge access, HSBC also offers a wide set of privileges and benefits on your travel and stay. Following are the key benefits of HSBC airport lounge access credit cards.

  • Get access to more than a thousand premium and luxury airport lounges without any extra charges. All you need to do is register yourself via LoungeKey and present your card to the lounge receptionist. 
  • HSBC credit cardholders and one accompanying guest are entitled to avail complimentary and unlimited access to airport lounges across the globe. However, this offer is applicable only on selected cards.
  • Travel booking discount of up to 10% on international round trips done via Cleartrip. Also, avail a 20% discount on British Airways flight tickets. 
  • Exclusive offers and discounts on hotel and villa bookings. Get Expedia+ Gold membership and avail thousands of discounts in more than 2000 hotels worldwide. 
  • Complimentary night stays at Marriott Bonvoy properties. Offer is applicable at more than 200 participating Marriott Bonvoy hotels. 
  • Get numerous other lifestyle benefits and rewards on entertainment, fine dining, etc. 

List of HSBC Airport Lounge Access Credit Cards with Eligibility

Following is the list of top HSBC credit cards with airport lounge access and other exclusive benefits:

Types of HSBC Credit Cards

Eligibility

HSBC Black Credit Card

  • Minimum monthly salary of AED 50,000 or a premier account with HSBC
  • Must be at least 21 years old or above
  • UAE Resident

HSBC Premier Credit Card

  • An individual with HSBC premier account 
  • Must be aged between 21 - 70 years
  • Lives in UAE

HSBC Advance Credit Card

  • Individuals with an HSBC Advance Bank Account
  • Must be between 21 to 65 years of age
  • Lives in UAE

HSBC Cashback Credit Cards

  • Minimum salary requirement of AED 10,000
  • Must be between 21 - 65 years of age
  • Lives in UAE

Charges & Fees on HSBC Airport Lounge Access Credit Cards

Following is the list of charges and fees on HSBC credit cards with airport lounge access. 

HSBC Credit Card Annual Charges

HSBC Black Credit Card

AED 1575

HSBC Premier Credit Card

Free

HSBC Advance Credit Card

Free

HSBC Cashback Credit Card

AED 313.95

Other Fees and Charges

Finance Charges

3.24% on Black and Premier Cards

3.45% on Advance and Cashback cards

Cash advance Fee

3.15% or AED 100 (whichever is higher)

Late Payment Fee

AED 241.5

Supplementary Cards Charges

Free for Black and Premier Cards

AED 105 for Advance and Cashback Cards

How to Apply for HSBC Airport Lounge Access Credit Cards?

HSBC offers an easy application process via online, offline modes, and through the phone. An individual can use the following means to apply for a lounge access credit card.

  • Online Application - Visit the HSBC official website and select your preferred card. Subsequently, fill in all your personal details and click on the apply button for a credit card. The bank will contact you for further process.
  • Offline Application - Visit the nearest branch of HSBC Bank with all the requisite documents and apply for your preferred credit card by filling the application form as per the guidelines of the bank representative.
  • Application via Phone - An individual can call the bank’s support team on the mentioned numbers and apply for the lounge access credit card.
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FAQ's on HSBC Lounge Access Credit Card in UAE

How can I avail free airport lounge access through HSBC credit cards?

A cardholder can avail free airport lounge access at more than 1000 premium airport lounges by registering on LoungeKey and presenting the credit card at airport lounge receptions. There are no charges for primary and supplementary cardholders and one additional guest. However, free entry for guests is dependent on the type of card.

Can I avail free airport lounge access on international airports via HSBC credit cards?

Yes, HSBC airport lounge access credit cards provide free entry to airport lounges across the globe.

 

What are the other benefits of HSBC airport lounge access credit cards?

An HSBC credit cardholder gets privileges and exclusive discounts on hotel bookings with Cleartrip and Expedia. In addition, he/she also gets numerous discounts on flight bookings through British airways.

What are air miles and how can they be used via HSBC credit cards?

HSBC offers air miles as rewards on every expense you make using the card as per their loyalty program. You can avail these air miles to get extra discounts on various flight tickets all around the world, including Emirates and British Airways. Simply book your tickets using your HSBC credit card and redeem the collected air miles.

Do I need to fulfil any salary requirements to avail HSBC credit cards with airport lounge access?

In most cases, you are required to fulfill the minimum salary requirement to avail HSBC credit cards. However, if you are an existing customer having an HSBC advance or premier account, then there is no need to fulfill any salary criteria to avail the airport lounge access credit cards.