How to Link PAN and Aadhar Card with Bank Accounts in the UAE

PAN and Aadhar Card Numbers are unique identification numbers allotted to Indians. PAN Number is used to identify taxpayers and Aadhar Card Number is used to verify their identity as and when required. These documents ensure KYC compliance in bank accounts in India.

When you open a bank account in the UAE, it is essential to submit your identity and address proof. The Indians wanting to open a bank account in the UAE can provide these documents for verification purposes. 

If you are an Indian account holder, you can use both online and offline banking options to link your PAN and Aadhar Card Number with your bank accounts.

Ways to Link PAN Card and Aadhar Card Number with Bank Account

Here are a few simple ways to link PAN Card and Aadhar Card Number with your bank account in the UAE.

Link PAN Card and Aadhar with Bank Account Online

As in India, the PAN Number is already linked with the Aadhar Card Number, so you need not add them separately. You can simply add the PAN Number and both will be linked automatically.

Most banks in the UAE allow account holders to link their PAN Card with a bank account using online banking services. Here are two simple ways of doing the same in just a few clicks.

1. Using Internet Banking

Here are a few simple steps to link your PAN Card and Aadhar Card Number with a bank account in the UAE using internet banking. 

• Log in to Internet Banking Portal: First, you need to log in to your internet banking portal using your banking ID and Password. This way, you can access your bank account details and link documents as and when required.
• Go to Service Request Section: Once logged in, you need to visit the Service Request section to open various request raising options. 
• Select PAN Update Option: In the Service Request section, you need to look for the PAN update option to link your PAN number with your bank account details. 
• Enter Your PAN Number: Next, enter your PAN number in the space provided in the next window.
• Enter Your PAN Card Details: Once done, you need to provide your PAN Card details, such as your date of birth and registered email address.
• Submit Your Request: You may need to attach a copy of your PAN or Aadhar Card based on the bank’s instructions. Once you have provided all the details, submit your request.

2. Using a Mobile App

You can also download the bank’s mobile app on your smartphone and follow these steps to link your PAN Card and Aadhar Card Number with a bank account in the UAE using a mobile app.

• Register on Mobile App: First, you need to register yourself on the bank’s mobile app and then log in to it using your banking ID and password. 
• Go to Service Request Section: Once logged in, you need to visit the Service Request section to view multiple request raising options. 
• Select PAN Update Option: In the Service Request section, select the PAN update option to link your PAN number with your bank account details. 
• Enter Your PAN Number: Next, enter your PAN number in the space provided in the next window.
• Enter Your PAN Card Details: Once done, you need to provide your PAN Card details, such as your date of birth and registered email address.
• Submit Your Request: You may need to attach a copy of your PAN or Aadhar Card based on the bank’s instructions. Once you have provided all the details, submit your request.

Banks in the UAE usually take one to two working days to link documents with your bank account details. You will get a notification on your registered mobile number or registered email ID as soon as your bank account details are updated.

Link PAN Card and Aadhar with Bank Account Offline

Here are a few offline options to help you link PAN Card and Aadhar Card Number with your bank account in the UAE.

3. Visiting the Branch

You can visit the bank’s branch and follow this process to update your registered mobile number in your bank account.

• Visit the Bank’s Branch: Visit the bank’s branch where you have opened your bank account. In the branch, you need to meet one of the bank representatives to know the process of linking your PAN number to your bank account details. Make sure you carry a copy of your PAN Card when you visit the branch.
• Get the PAN Card Update Form: With most banks in the UAE, the account holders need to fill KYC Details Change Form or PAN Card Update form to link their PAN Number to their bank account. You can also get the same form from your bank and fill it up with all the necessary details, such as your bank account number, name, current address, mobile number, etc.
• Attach Required Documents: Once you have filled up the form, attach your PAN Card copy before you submit it. 
• Submit the Form: Self attest the PAN Card copy, check if all the details in the form are correct, and submit it to the bank’s representative. 

Make sure you get acknowledgement on your PAN Card link request. It takes one to two business days for the bank to update your registered mobile number. If you do not get the intimation for the changes, you may contact your bank to check on the same. 

After you get confirmation on the request completion, check if your PAN Card is successfully linked with your bank account.

4. Calling Customer Care Number

You can also call your bank’s customer care number to link your documents with a bank account in the UAE.

• Dial Customer Care Number: Visit the bank’s website and find the customer helpline number. Call on the same number to raise a request for linking documents with your bank account.
• Select Option in the IVR: There are multiple options in the IVR system. Choose a suitable option based on your needs. 
• Provide Your Details: Once connected to one of the customer care executives, provide your details like name, address, date of birth, etc. for verification purposes. They may ask you a few security questions and you need to answer them correctly.
• Raise a Request: After you have been verified, explain your concern to the executive and ask them to raise a request for the PAN Number update in the bank account details. 
• Submit the Request: Once done, you can ask the customer care executive to submit the request on your behalf. Once done, it will take one to two business days for the bank to link documents with your bank account.

Conclusion

We hope this article helped you how to link documents easily to your bank account in the UAE. In case you need further assistance, you can call our helpline number anytime, and our representative will take you through the process of linking PAN and Aadhar Card Numbers with your bank account in just a few clicks.