How to Apply for a Personal Loan in Dubai Islamic Bank

Personal Loan up to 8 times your Salary

Personal Loan in UAE

T&C Apply

  • Minimum Salary 5000 AED
  • EMI Tenure up to 48 Months
  • Lowest Interest Rates

Get personal loan at Lowest Interest Rate

  • Dubai
  • Abu Dhabi
  • Sharjah
  • Ras Al Khaimah
  • Ajman
  • Other

A Personal Loan in Dubai, Sharjah, Abu Dhabi, and the UAE, is a facility that allows you to borrow money from a bank or any legal financial institution for your requirements, necessities, and wishes. Dubai Islamic Bank is one such bank that provides you a personal loan quickly and conveniently.

Applying for a personal loan in DIB

You can choose to apply for a personal loan in Dubai Islamic Bank offline or online

To apply for personal loan in DIB offline:

  • Find the nearest DIB branch on the DIB webpage
  • Visit the bank
  • Fill in the form
  • Provide relevant documents

The bank will approve your loan in a few working days

To apply for personal loan in DIB online:

  • Visit DIB webpage
  • Click on “apply now”
  • Enter personal details such as name, address, email ID, contact number, and salary
  • Click on submit

The bank will call you before processing your loan

Apply online for personal loan with DIB via

You can also choose to avail of these services provided by to receive a personal loan up in Dubai Islamic Bank to 8 times your salary in these simple steps:

  • Enter your details in the preliminary e-form
  • Find DIB in the personal loan quotations
  • Click on “Apply”

The experts at will contact you to further the process and get your loan sanctioned


  • Easy Financing
  • Simple Documentation
  • Quick Processing

Finance Structure


UAE Nationals


Maximum finance amount (AED)

4 Million

2 Million

Maximum tenure

48 months

48 months

Minimum salary requirement (AED)

AED 3000

AED 3000

First EMI payment

Up to 120 days*

Up to 120 days* (limited period offer)

Rate of Interest

Ranges from 11% to 21%

Ranges from 11% to 21%

*Minimum monthly salary of AED 15,000 should be transferred to DIB

You can calculate the amount you will need to pay on borrowing Personal loan from DIB using calculator on DIB Personal Loan webpage. All you need to do is:

  • Enter the amount you need to borrow
  • Mention the tenure

Documents required for Personal Loan in the DIB

  • Address proof
  • Emirates ID
  • Valid passport
  • Visa (expatriate)
  • Salary certificate
  • Bank statement Security cheque
  • Trade license copy (if self-employed)

Please note that the following list is not exhaustive. The bank may demand more or other documents if needed.


To receive Personal Loan from Dubai Islamic Bank you require to be at least 21 years old and you should be a UAE National or resident.


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