# Watania Takaful - Silk Road - Family Care Plan **Published:** 2023-08-03 **Updated:** 2025-09-05 **Author:** Mousree Das **Reviewer:** Toshita Chauhan **Original Url:** https://www.policybazaar.ae/health-insurance/watania-takaful-silk-road-family-care-plan/ With Watania Takaful Silk Road - Family Care Plan, your family's health insurance needs are fully taken care of. This plan encompasses a broad spectrum of medical services, including psychiatry, alternative medicines, physiotherapy treatment, hearing and vision aids, doctor's consultations, and more. Regulatory credentials Licensed by the Central Bank of the UAE **([Registration No. 123](https://cdn.policybazaar.ae/pbuae/images/IA-License-Renewal-2026.pdf))** DHA Health Insurance Intermediary **Permit No.** [BRK-00041](https://www.isahd.ae/Home/PermittedIntermediaries) Emirates Insurance Federation **Membership No.** [B81](https://static.pbcdn.ae/pbuae/images/Policybazaar-Middle-East-Insurance-Brokers-LLC.pdf) Information on this page is for general guidance only - not personalised financial or medical advice. Plan Summary Plan NameSilk Road - Family Care Plan Cover AmountAED 1,000,000 Pharmacy LimitUpto AED 1,000,000 TPAMEDNET ## Watania Takaful - Silk Road - Family Care Plan Details Maternity Cover Out-patient Maternity Services Requires prior approval from the insurance company.10% co-paymentCovered In-patient Maternity Services 10% co-paymentMaximum benefit AED 10,000 per normal delivery, AED 10,000 for medically necessary C-section, complications and for medically necessary termination (All limits include co-payment). New Born Cover Covered 30 days for new born are in line with DHA benefit guidelines. Dental and Gum Treatment Co-Payment 20% Co payment (Covered upto AED 3500 sublimit) Covered Hearing and Vision Aids Co-Payment 20% co-payment.Covered Covered In case of emergency only. Coverage Type Specialist Clinic Out-Patient Services Co-Payment - This is what you'll pay your health provider when claiming with this policy 20% Max AED 50 per consulation.20% max upto AED 75 In-Patient Services Co-Payment - This is what you'll pay your health provider when claiming with this policy for hospitalization Nil (In-patient treatment at authorized hospitals) Room Type Private Room Ambulance Service Ground transportation services in the UAE provided by an authorized party for medical emergencies. Companion Accomodation Covered (The cost of accomodating a person accompanying an insured child up to the age of 16 years.)Maximum AED 100 per night. (The cost of accommodation of a person accompanying an in-patient in the same room in case of medical necessity at the recommendation of the treating doctor and after the prior approval of the insurance company providing coverage.) Territorial Scope Of Coverage Coverage WorldwideInsurance Coverage is only for dubaivisa holders. Network Mednet - Silk roadMednet - Silk road Other Services Laboratory Tests NIL10% co-cpayment Radiology diagnostic NIL10% co-cpayment Physiotherapy Treatment Prior approval of the insurance company is required.Covered up to 15 sessions/ Per member Per year10% co payment Test, diagnosis, treatments related to surgeries in hospitals Prior approval required from the insurance company / TPA.Prior approval required from the insurance compay / TPA. Emergency Treatment Approval required from the insurance company within 24 hours of admission to the authorized hospital. Healthcare services for emergency cases Prior approval required from the insurance company (Prior approval required from the insurance company Where a pre-existing or chronic condition develops into an emergency within the 6-month exclusion preriod this must be covered up to the annual aggregate limit.) Medication Co-Payment NIL10% co payment Limit upto Policy annual limit Description No cover for drugs and medicines in excess of the annual limit. Restricted to a list of formulary products where available at the physician and the pharmacist. Essential Vaccines & Preventive Services Co-Payment Covered ## Watania Takaful - Silk Road - Family Care Plan Added Network Hospitals Search Plan Name Plan Name Type Type Name Address MEDICLINIC HOSPITALS L.L.C. (AIRPORT ROAD HOSPITAL) / MF2270 (In Patient) (Hospitals) AIRPORT ROAD, SHK. MOHD BIN BUTTI BLDG. - 02-4944813 LIFECARE HOSPITAL (Out Patient) (Hospitals) BANIYAS STREET, WATHBA, GATE NO. 6 AL RAHA VILLAGE - 02-5856333 LIFECARE HOSPITAL (In Patient) (Hospitals) BANIYAS STREET, WATHBA, GATE NO. 6 AL RAHA VILLAGE - 02-5856333 LLH HOSPITAL L.L.C./MF1954 (FORM LIFELINE HOSPITAL) (Out Patient) (Hospitals) ELECTRA STREET, AL MARWA BUILDING - 02-6335522 LLH HOSPITAL L.L.C./MF1954 (FORM LIFELINE HOSPITAL) (In Patient) (Hospitals) ELECTRA STREET, AL MARWA BUILDING - 02-6335522 AHALIA HOSPITAL (In Patient) (Hospitals) HAMDAN STREET, OPPOSITE BANK OF BARODA. - 02-6262666 AL AHALIA HOSPITAL LLC - MUSAFFA BRANCH / MF3107 (In Patient) (Hospitals) MUSSAFAH - 02-8119119 LLH HOSPITAL AL MUSAFFAH LLC (Out Patient) (Hospitals) MUSSAFAH, ALI KAHBOUS AL ZAABI - 02-5557711 LLH HOSPITAL AL MUSAFFAH LLC (In Patient) (Hospitals) MUSSAFAH, ALI KAHBOUS AL ZAABI - 02-5557711 MEDICLINIC HOSPITALS L.L.C. (AL JOWHARA HOSPITAL)/MF2984 (In Patient) (Hospitals) CIVIC CENTER, AL AIN - 03-7051781 \*Network lists are subject to change as per the discretion of the Insurer. 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