# Watania Takaful - Gold - Family Care Plan **Published:** 2023-08-03 **Updated:** 2025-09-09 **Author:** Mousree Das **Reviewer:** Toshita Chauhan **Original Url:** https://www.policybazaar.ae/health-insurance/watania-takaful-gold-family-care-plan/ Watania Takaful Gold - Family Care Plan guarantees health insurance for you and your family, incorporating an extensive array of medical services, including but not limited to prescription drugs coverage, consultation costs, outpatient/inpatient services, and others. Watania Takaful Gold - Family Care Plan is designed with flexibility and personalized options to perfectly align with your family's unique requirements and financial preferences. Regulatory credentials Licensed by the Central Bank of the UAE **([Registration No. 123](https://cdn.policybazaar.ae/pbuae/images/IA-License-Renewal-2026.pdf))** DHA Health Insurance Intermediary **Permit No.** [BRK-00041](https://www.isahd.ae/Home/PermittedIntermediaries) Emirates Insurance Federation **Membership No.** [B81](https://static.pbcdn.ae/pbuae/images/Policybazaar-Middle-East-Insurance-Brokers-LLC.pdf) Information on this page is for general guidance only - not personalised financial or medical advice. Plan Summary Plan NameGold - Family Care Plan Cover AmountAED 1,000,000 Pharmacy LimitUpto AED 1,000,000 TPAMEDNET ## Watania Takaful - Gold - Family Care Plan Details Maternity Cover Out-patient Maternity Services Requires prior approval from the insurance company.10% co-paymentCovered In-patient Maternity Services 10% co-paymentMaximum benefit AED 10,000 per normal delivery, AED 10,000 for medically necessary C-section, complications and for medically necessary termination (All limits include co-payment). New Born Cover Covered 30 days for new born are in line with DHA benefit guidelines. Dental and Gum Treatment Co-Payment 20% Co payment (Covered upto AED 3500 sublimit) Covered Hearing and Vision Aids Co-Payment 20% co-payment.Covered Covered In case of emergency only. Coverage Type Full Access Out-Patient Services Co-Payment - This is what you'll pay your health provider when claiming with this policy 20% Max AED 50 per consulation.20% max upto AED 75 In-Patient Services Co-Payment - This is what you'll pay your health provider when claiming with this policy for hospitalization Nil (In-patient treatment at authorized hospitals)10% co-cpayment Room Type Private Room Ambulance Service Ground transportation services in the UAE provided by an authorized party for medical emergencies. Companion Accomodation Covered (The cost of accomodating a person accompanying an insured child up to the age of 16 years.)Maximum AED 100 per night. (The cost of accommodation of a person accompanying an in-patient in the same room in case of medical necessity at the recommendation of the treating doctor and after the prior approval of the insurance company providing coverage.) Territorial Scope Of Coverage Coverage WorldwideInsurance Coverage is only for dubaivisa holders. Network Mednet - GoldMednet - Gold Other Services Laboratory Tests NIL10% co-cpayment Radiology diagnostic NIL10% co-cpayment Physiotherapy Treatment Prior approval of the insurance company is required.Covered up to 15 sessions/ Per member Per year10% co payment Test, diagnosis, treatments related to surgeries in hospitals Prior approval required from the insurance company / TPA.Prior approval required from the insurance compay / TPA. Emergency Treatment Approval required from the insurance company within 24 hours of admission to the authorized hospital. Healthcare services for emergency cases Prior approval required from the insurance company (Prior approval required from the insurance company Where a pre-existing or chronic condition develops into an emergency within the 6-month exclusion preriod this must be covered up to the annual aggregate limit.) Medication Co-Payment NIL10% co payment Limit upto Policy annual limit Description No cover for drugs and medicines in excess of the annual limit. Restricted to a list of formulary products where available at the physician and the pharmacist. Essential Vaccines & Preventive Services Co-Payment Covered ## Watania Takaful - Gold - Family Care Plan Added Network Hospitals Search Plan Name Plan Name Type Type Name Address NMC ROYAL WOMENS -ABU DHABI / MF3186 (Hospitals) ABU DHABI - 02-5082000 MEDICLINIC HOSPITALS L.L.C. (AIRPORT ROAD HOSPITAL) / MF2270 (Hospitals) AIRPORT ROAD, SHK. MOHD BIN BUTTI BLDG. - 02-4944813 MAGRABI SPECIALIZED HOSPITAL- BRANCH (Hospitals) AL KHALEEJ AL ARABI STREET, AL MUSHRIF - 02-4446565 IMPERIAL COLLEGE LONDON DIABETES CENTRE (Hospitals) AL KHALEEJ AL ARABI STREET, EMBASIES AREA - 02-4040800 CLEVELAND CLINIC ABU DHABI LLC (Hospitals) AL MAQAM TOWER, AL FALAH STREET, ABU DHABI GLOBAL MARKET SQUARE, AL MARYAH ISLAND - 02-6590200 MAGRABI EYE EAR CENTER (Hospitals) BANIYAS STREET, AL NAKHEEL TOWER - 02-6345000 LIFECARE HOSPITAL (Hospitals) BANIYAS STREET, WATHBA, GATE NO. 6 AL RAHA VILLAGE - 02-5856333 DANAT AL EMARAT HOSPITAL FOR WOMEN CHILDREN LLC-ABU DHABI-MF2278 (Hospitals) BEN AL JESREEN STREET, ABU DHABI GATE - 02-6149999 HEALTH SHIELD MEDICAL CENTER L.L.C. (formerly known as EMIRATES FRENCH HOSPITAL) (Hospitals) CORNICHE ROAD, CORNICHE - 02-6265722 NMC SPECIALTY HOSPITAL (Hospitals) ELECTRA STREET, AL KAMAL TOWERS - 02-6332255 \*Network lists are subject to change as per the discretion of the Insurer. 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