# Orient Takaful - Silver Premium **Published:** 2023-08-03 **Updated:** 2025-09-09 **Author:** Mousree Das **Reviewer:** Toshita Chauhan **Original Url:** https://www.policybazaar.ae/health-insurance/orient-takaful-silver-premium/ Orient Takaful Silver Premium guarantees health insurance for you and your family, incorporating an extensive array of medical services, including but not limited to prescription drugs coverage, consultation costs, outpatient/inpatient services, and others. Orient Takaful Silver Premium is designed with flexibility and personalized options to perfectly align with your family's unique requirements and financial preferences. Regulatory credentials Licensed by the Central Bank of the UAE **([Registration No. 123](https://cdn.policybazaar.ae/pbuae/images/IA-License-Renewal-2026.pdf))** DHA Health Insurance Intermediary **Permit No.** [BRK-00041](https://www.isahd.ae/Home/PermittedIntermediaries) Emirates Insurance Federation **Membership No.** [B81](https://static.pbcdn.ae/pbuae/images/Policybazaar-Middle-East-Insurance-Brokers-LLC.pdf) Information on this page is for general guidance only - not personalised financial or medical advice. Plan Summary Plan NameSilver Premium Cover AmountAED 1,000,000 Pharmacy LimitUpto AED 1,000,000 TPAMEDNET ## Orient Takaful - Silver Premium Details Maternity Cover Covered up to AED 10,000 (normal delivery / C-section), 10% co-pay; maternity-related medical emergencies up to AED 150,000; out-patient maternity up to annual limit. Waiting Period Maternity Maternity Waiting Period: any pregnancy, which arises within 40 calendar days from the policy issuance date is not covered. By paying an additional premium (subject to underwriting guidelines), the waiting period is waived and maternity coverage starts from Day 1. Chronic Condition Medical conditions declared during underwriting are covered from the policy start date with no waiting period. Any pre-existing condition that is not declared will not be covered during the policy period Pre-existing diseases (PED) Medical conditions declared during underwriting are covered from the policy start date with no waiting period. Any pre-existing condition that is not declared will not be covered during the policy period Coverage Type Full Access Pre-Existing and Chronic Conditions Covered up to AED 150,000 per person, per year; subject to declaration and medical underwriting. Network Mednet Silver Premium Diagnostics (X-RAY, MRI, CT-SCAN) Covered with 10% CopayCovered with Nil CopayCovered with 20% Copay Psychiatry Mental Health coverage up to a limit of AED 800 per policy year. 30% outpatient coinsurance is payable by the insured per visit. Alternative medicine Covered up to AED 1,600 per member, per year (reimbursement basis only). Dental and gum treatment Covered up to AED 3,500 per year, 20% co-pay Hearing and Vision Aid Covered for emergency cases only (e.g. ruptured eardrum, sudden hearing/vision loss). Routine hearing/vision aids not covered. Physiotherapy Treatment Covered up to 15 sessions / Per member per year with 10% copay Region Coverage Worldwide ## 186 Orient Takaful - Silver Premium Added Network Hospitals Search Plan Name Plan Name Type Type Name Address NMC Royal Womens -Abu Dhabi / MF3186 (Hospitals) Abu Dhabi - 02-5082000 Mediclinic Hospitals L.L.C. (Airport Road Hospital) / MF2270 , Remarks (Dental Is Covered Upto Green Network Only. // Dr. Marc Francis Sinclair (Consultant-Paediatric Orthopedic Surgeon) - Mediclinic Will Be Collecting Additional Payment Towards His Consultation Fee From The Patients Directly. This Extra Amount Is Not A Subject For Reimbursement And Mednet Will Only Pay The Agreed Consultant Rates With Mediclinic.) (Hospitals) Airport Road, Shk. Mohd Bin Butti Bldg. - 02-4944813 Magrabi Specialized Hospital- Branch (Hospitals) Al Khaleej Al Arabi Street, Al Mushrif - 02-4446565 Magrabi Eye & Ear Center (Hospitals) Baniyas Street, Al Nakheel Tower - 02-6345000 Lifecare Hospital , Remarks (Silk Road OP Is Covered For The DXB/NE Al Futtaim Group Policy Holder For The OP/IP) (Hospitals) Baniyas Street, Wathba, Gate No. 6 Al Raha Village - 02-5856333 Danat Al Emarat Hospital For Women & Children LLC-Abu Dhabi-MF2278 (Hospitals) Ben Al Jesreen Street, Abu Dhabi Gate - 02-6149999 Health Shield Medical Center L.L.C. (Formerly Known As Emirates French Hospital) (Hospitals) Corniche Road, Corniche - 02-6265722 NMC Specialty Hospital (Hospitals) Electra Street, Al Kamal Towers - 02-6332255 LLH Hospital L.L.C./MF1954 (Form Lifeline Hospital) , Remarks (Silk Road OP Is Covered For The DXB/NE Al Futtaim Group Policy Holder For The OP/IP) (Hospitals) Electra Street, Al Marwa Building - 02-6335522 Ahalia Hospital (Hospitals) Hamdan Street, Opposite Bank Of Baroda. - 02-6262666 \*Network lists are subject to change as per the discretion of the Insurer. 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