# Orient Takaful - Silk Road **Published:** 2023-08-03 **Updated:** 2025-09-09 **Author:** Mousree Das **Reviewer:** Toshita Chauhan **Original Url:** https://www.policybazaar.ae/health-insurance/orient-takaful-silk-road/ Your family's health is paramount, and Orient Takaful Silk Road offers the ideal health insurance coverage to prove it. This Orient Takaful Silk Road includes a plethora of medical services, such as maternity care, critical illness cover, dental and gum treatment, hearing and vision aids, and more. You can also make changes in your plan by including riders/ add-ons to make it more beneficial for your family. Regulatory credentials Licensed by the Central Bank of the UAE **([Registration No. 123](https://cdn.policybazaar.ae/pbuae/images/IA-License-Renewal-2026.pdf))** DHA Health Insurance Intermediary **Permit No.** [BRK-00041](https://www.isahd.ae/Home/PermittedIntermediaries) Emirates Insurance Federation **Membership No.** [B81](https://static.pbcdn.ae/pbuae/images/Policybazaar-Middle-East-Insurance-Brokers-LLC.pdf) Information on this page is for general guidance only - not personalised financial or medical advice. Plan Summary Plan NameSilk Road Cover AmountAED 1,000,000 Pharmacy LimitUpto AED 1,000,000 TPAMEDNET ## Orient Takaful - Silk Road Details Maternity Cover Covered up to AED 10,000 (normal delivery / C-section), 10% co-pay; maternity-related medical emergencies up to AED 150,000; out-patient maternity up to annual limit. Waiting Period Maternity Maternity Waiting Period: any pregnancy, which arises within 40 calendar days from the policy issuance date is not covered. By paying an additional premium (subject to underwriting guidelines), the waiting period is waived and maternity coverage starts from Day 1. Chronic Condition Medical conditions declared during underwriting are covered from the policy start date with no waiting period. Any pre-existing condition that is not declared will not be covered during the policy period Pre-existing diseases (PED) Medical conditions declared during underwriting are covered from the policy start date with no waiting period. Any pre-existing condition that is not declared will not be covered during the policy period Coverage Type Specialist Clinic Pre-Existing and Chronic Conditions Covered up to AED 150,000 per person, per year; subject to declaration and medical underwriting. Network Mednet Silk Road Diagnostics (X-RAY, MRI, CT-SCAN) Covered with Nil CopayCovered with 10% CopayCovered with 20% Copay Psychiatry Mental Health coverage up to a limit of AED 800 per policy year. 30% outpatient coinsurance is payable by the insured per visit. Alternative medicine Covered up to AED 1,600 per member, per year (reimbursement basis only). Dental and gum treatment Covered up to AED 3,500 per year, 20% co-pay Hearing and Vision Aid Covered for emergency cases only (e.g. ruptured eardrum, sudden hearing/vision loss). Routine hearing/vision aids not covered. Physiotherapy Treatment Covered up to 15 sessions / Per member per year with 10% copay Region Coverage Worldwide ## 75 Orient Takaful - Silk Road Added Network Hospitals Search Plan Name Plan Name Type Type Name Address MEDICLINIC HOSPITALS L.L.C. (AIRPORT ROAD HOSPITAL) / MF2270 (In Patient) (Hospitals) AIRPORT ROAD, SHK. MOHD BIN BUTTI BLDG. - 02-4944813 LIFECARE HOSPITAL (Out Patient) (Hospitals) BANIYAS STREET, WATHBA, GATE NO. 6 AL RAHA VILLAGE - 02-5856333 LIFECARE HOSPITAL (In Patient) (Hospitals) BANIYAS STREET, WATHBA, GATE NO. 6 AL RAHA VILLAGE - 02-5856333 LLH HOSPITAL L.L.C./MF1954 (FORM LIFELINE HOSPITAL) (Out Patient) (Hospitals) ELECTRA STREET, AL MARWA BUILDING - 02-6335522 LLH HOSPITAL L.L.C./MF1954 (FORM LIFELINE HOSPITAL) (In Patient) (Hospitals) ELECTRA STREET, AL MARWA BUILDING - 02-6335522 AHALIA HOSPITAL (In Patient) (Hospitals) HAMDAN STREET, OPPOSITE BANK OF BARODA. - 02-6262666 AL AHALIA HOSPITAL LLC - MUSAFFA BRANCH / MF3107 (In Patient) (Hospitals) MUSSAFAH - 02-8119119 LLH HOSPITAL AL MUSAFFAH LLC (Out Patient) (Hospitals) MUSSAFAH, ALI KAHBOUS AL ZAABI - 02-5557711 LLH HOSPITAL AL MUSAFFAH LLC (In Patient) (Hospitals) MUSSAFAH, ALI KAHBOUS AL ZAABI - 02-5557711 MEDICLINIC HOSPITALS L.L.C. (AL JOWHARA HOSPITAL)/MF2984 (In Patient) (Hospitals) CIVIC CENTER, AL AIN - 03-7051781 \*Network lists are subject to change as per the discretion of the Insurer. 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