# Orient Takaful - Plan 2 **Published:** 2023-08-03 **Updated:** 2025-09-09 **Author:** Mousree Das **Reviewer:** Toshita Chauhan **Original Url:** https://www.policybazaar.ae/health-insurance/orient-takaful-plan-2/ With Orient Takaful Plan 2, your family's health insurance needs are fully taken care of. This plan encompasses a broad spectrum of medical services, including psychiatry, alternative medicines, physiotherapy treatment, hearing and vision aids, doctor's consultations, and more. Regulatory credentials Licensed by the Central Bank of the UAE **([Registration No. 123](https://cdn.policybazaar.ae/pbuae/images/IA-License-Renewal-2026.pdf))** DHA Health Insurance Intermediary **Permit No.** [BRK-00041](https://www.isahd.ae/Home/PermittedIntermediaries) Emirates Insurance Federation **Membership No.** [B81](https://static.pbcdn.ae/pbuae/images/Policybazaar-Middle-East-Insurance-Brokers-LLC.pdf) Information on this page is for general guidance only - not personalised financial or medical advice. Plan Summary Plan NamePlan 2 Cover AmountAED 1,000,000 Pharmacy LimitUpto AED 10,000 TPANextcare ## Orient Takaful - Plan 2 Details Maternity Cover Waiting Period - This is the time span during which you cannot claim specified benefits from the insurer 40 Days ( any pregnancy, which arises within 40 calendar days from policy inception will be at the discretion of the insurer) Out-patient Maternity Services 10% co-payment, and a maximum of 15 visits and 8 ante-natal ultrasound scansPregnancy at time of application should be declared in the medical application form and is subject to medical undewritingUndeclared Pregnancy at time of application will not be covered during the policy period and will be underwritten at renewal if neededCovered subject to 10% coinsurance, and a maximum of 15 visits and 8 ante-natal ultrasound scans Pregnancy at time of application should be declared in the medical application form and is subject to medical undewriting Undeclared Pregnancy at time of application will not be covered during the policy period and will be underwritten at renewal if needed. In-patient Maternity Services 10% co-payment, up to AED 20,000In case of any condition developping into an emergency, the medically necessary expenses will be covered up to the annual aggregate limitPregnancy at time of application should be declared in the medical application form and is subject to medical undewritingUndeclared Pregnancy at time of application will not be covered during the policy period and will be underwritten at renewal if neededCovered subject to 10% coinsurance, up to AED 20,000. In case of any condition developping into an emergency, the medically necessary expenses will be covered up to the annual aggregate limit. Pregnancy at time of application should be declared in the medical application form and is subject to medical undewriting Undeclared Pregnancy at time of application will not be covered during the policy period and will be underwritten at renewal if needed. Waiting Period Maternity Maternity Waiting Period :- 40 days No waiting period for maternity coverage upon payment of an additional premium, as per underwriting guidelines – coverage begins from Day 1.Maternity Waiting Period :- 40 days No waiting period for maternity coverage upon payment of an additional premium, as per underwriting guidelines – coverage begins from Day 1. Chronic Condition Chronic Condition Waiting Period :- 6 monthsChronic Condition Waiting Period :- 6 months Pre-existing diseases (PED) Pre-existing diseases (PED) Covered only if declared on additional payment Additional Information No waiting period applies to the above cases upon payment of an additional premium, as per underwriting guidelines—coverage begins from Day 1. Also, for renewals, no waiting period is applicable. Hospital Access Direct access to hospitalDirect access to hospital Dental and Gum Treatment Co-Payment 20% Co-payment Hearing and Vision Aids Co-Payment 20% Co-payment Coverage Type Full Access Out-Patient Services Co-Payment - This is what you'll pay your health provider when claiming with this policy 10% up to AED 35/- for General Practitioners. 20% up to AED 75/- for Specialists In-Patient Services Co-Payment - This is what you'll pay your health provider when claiming with this policy for hospitalization Covered Room Type Private Ambulance Service Covered Companion Accomodation Accommodation of an accompanying person in the same room as per recommendation of attending physician : 400 per dayParent Accommodation for child under 18 years of age : 400 per day Parent Accommodation for child under 18 years AED 400 / day Territorial Scope Of Coverage Coverage Worldwide Pre-Existing and Chronic Conditions Covered up to a limit of AED 150,000 per member per year. No waiting period applies if evidence of continuity of coverage is provided; otherwise a waiting period of 6 months applies to the first scheme membership. All pre-existing medical conditions should be declared in the medical application form and is subject to medical undewriting Undeclared pre-existing conditions will not be covered during the policy period and will be underwritten at renewal. Waiting Period 6 months(subsequent coverage subject to declaration) Network NEXTCARE GNNEXTCARE GNNEXTCARE GN Other Services Laboratory Tests 10% Co-payment Physiotherapy Treatment 20 sessions per member per annum Emergency Treatment Approval required from the insurance company within 24 hours of admission to the authorized hospital Psychiatric Treatment Out Patient Covered up to Maximum AED 3,000/- per person per annumIN Patient Covered up to Maximum AED 10,000/- per person per annum Repatriation of Mortal Remains to Home Country Covered up to Maximum AED 15,000 per person per annum settled on Reimbursement basis with no co-pay Medication Co-Payment Covered up to AED 10,000 subject to 15% Co-payment Essential Vaccines & Preventive Services As per DHA Regulations Diagnostics (X-RAY, MRI, CT-SCAN) Covered subject to 10% Co-payCovered subject to 20% Co-payCovered subject to Nil Co-pay Psychiatry In-Patient, Out-Patient, and Emergency cover up to a maximum of AED 10,000/- per person per annum. 20% coinsurance payable by the insured per visit for Out Patient services. No coinsurance is applicable for follow up visits made within seven days. Alternative medicine Covered Upto AED 2,500 per person per annum with 20% coinsurance payable by the insured member. Dental and gum treatment Covered Hearing and Vision Aid Covered subject to 20% coinsurance Physiotherapy Treatment 20 sessions per member per annum Region Coverage Worldwide ## 151 Orient Takaful - Plan 2 Added Network Hospitals Search Plan Name Plan Name Type Type Name Address National Hospital - AUH (Hospitals) P.O.Box 30666, Najda, Eldorado Cinema, Electra Street, Najda Area - 26711000 Al Dhannah Hospital (Ex Al Ruwais Hospital - AUH) (Hospitals) Abu Dhabi, Ruwais, Near Ruwais Mall - 28007267 Das Hospital (Hospitals) Al Dhannah Island, P.O Box11876 - 2601031 Ahalia Hospital (Hospitals) Ahalia Hospital, Hamdan Street, P.O. Box - 2419 - 26262666 Al Ahli Hospital Company Llc-Branch 1 (Hospitals) Ahalia Hospital, Tariff Road , M-24, Mussafah, P.O. Box - 2419 - 28119119 Ain Al Khaleej Hospital - Aan (Hospitals) Ain Al Khaleej Hospital Building,next to Al Jimi Mall,Al Jimi,AAN - 37133333 Burjeel Hospital - Auh (Hospitals) P.O Box 7400 Najda St. Abu Dhabi, Uae - 80055 Danat Al Emarat Hospital For Women Children Llc (Hospitals) Abu Dhabi Gate City Rabdan, Abu Dhabi - 26149999 Cosmesurge Emirates Clinics For One Day Surgery Branch 2 ( Ex. Cosmesurge Emirates Hospital For One Day Surgery - Aan) (Hospitals) Al Jimi Supermarket, Al Ain - 37620022 Cosmesurge Emirates Clinics For One Day Surgery Llc ( Ex. Cosmesurge Emirates Hospital) (Hospitals) St. 13, Delma Karama Intersection, Opposite to Public works Dept.,Abu Dhabi - 24466422 \*Network lists are subject to change as per the discretion of the Insurer. 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