# Orient Takaful - Emerald **Published:** 2023-08-03 **Updated:** 2025-09-09 **Author:** Mousree Das **Reviewer:** Toshita Chauhan **Original Url:** https://www.policybazaar.ae/health-insurance/orient-takaful-emerald/ **We are Rated:** 4.7/5 **Review Count:** 46,418 [Reviews](https://maps.app.goo.gl/Ry9H7NLgFAGso8gZ7) **Trusted Customers:** 2 Million+ **Insurance Partners:** 35+ **Policies Sold:** 1 Million+ With Orient Takaful Emerald, your family's health insurance needs are fully taken care of. This plan encompasses a broad spectrum of medical services, including psychiatry, alternative medicines, physiotherapy treatment, hearing and vision aids, doctor's consultations, and more. Regulatory credentials Licensed by the Central Bank of the UAE **([Registration No. 123](https://cdn.policybazaar.ae/pbuae/images/IA-License-Renewal-2026.pdf))** DHA Health Insurance Intermediary **Permit No.** [BRK-00041](https://www.isahd.ae/Home/PermittedIntermediaries) Emirates Insurance Federation **Membership No.** [B81](https://static.pbcdn.ae/pbuae/images/Policybazaar-Middle-East-Insurance-Brokers-LLC.pdf) Information on this page is for general guidance only - not personalised financial or medical advice. Plan Summary Plan NameEmerald Cover AmountAED 1,000,000 Pharmacy LimitUpto AED 1,000,000 TPAMEDNET ## Orient Takaful - Emerald Details Maternity Cover Covered up to AED 10,000 (normal delivery / C-section), 10% co-pay; maternity-related medical emergencies up to AED 150,000; out-patient maternity up to annual limit. Waiting Period Maternity Maternity Waiting Period: any pregnancy, which arises within 40 calendar days from the policy issuance date is not covered. By paying an additional premium (subject to underwriting guidelines), the waiting period is waived and maternity coverage starts from Day 1. Chronic Condition Medical conditions declared during underwriting are covered from the policy start date with no waiting period. Any pre-existing condition that is not declared will not be covered during the policy period Pre-existing diseases (PED) Medical conditions declared during underwriting are covered from the policy start date with no waiting period. Any pre-existing condition that is not declared will not be covered during the policy period Coverage Type Full Access Pre-Existing and Chronic Conditions Covered up to AED 150,000 per person, per year; subject to declaration and medical underwriting. Network Mednet Emerald Diagnostics (X-RAY, MRI, CT-SCAN) Covered with Nil CopayCovered with 10% CopayCovered with 20% Copay Psychiatry Mental Health coverage up to a limit of AED 800 per policy year. 30% outpatient coinsurance is payable by the insured per visit. Alternative medicine Covered up to AED 1,600 per member, per year (reimbursement basis only). Dental and gum treatment Covered up to AED 3,500 per year, 20% co-pay Hearing and Vision Aid Covered for emergency cases only (e.g. ruptured eardrum, sudden hearing/vision loss). Routine hearing/vision aids not covered. Physiotherapy Treatment Covered up to 15 sessions / Per member per year with 10% copay Region Coverage Worldwide ## 75 Orient Takaful - Emerald Added Network Hospitals Search Plan Name Plan Name Type Type Name Address Lifecare Hospital , Remarks (Silk Road OP Is Covered For The DXB/NE Al Futtaim Group Policy Holder For The OP/IP) (Hospitals) Baniyas Street, Wathba, Gate No. 6 Al Raha Village - 02-5856333 NMC Specialty Hospital (Hospitals) Electra Street, Al Kamal Towers - 02-6332255 LLH Hospital L.L.C./MF1954 (Form Lifeline Hospital) , Remarks (Silk Road OP Is Covered For The DXB/NE Al Futtaim Group Policy Holder For The OP/IP) (Hospitals) Electra Street, Al Marwa Building - 02-6335522 Ahalia Hospital (Hospitals) Hamdan Street, Opposite Bank Of Baroda. - 02-6262666 Al Ahalia Hospital LLC - Musaffa Branch / MF3107 (Hospitals) Mussafah - 02-8119119 LLH Hospital Al Musaffah LLC , Remarks (Silk Road OP Is Covered For The DXB/NE Al Futtaim Group Policy Holder For The OP/IP) (Hospitals) Mussafah, Ali Kahbous Al Zaabi - 02-5557711 Almazroui Medical Center One Day Surgery LLC-MF1327- Abu Dhabi (Hospitals) Najda Street ,Al Mazroui Building,Abu Dhabi - 02-6723232 Burjeel Farha Hospital L.L.C. (Formerly Medeor 24X7 International Hospital L.L.C.) (Hospitals) Asharej Commerical & Residential Center, Bida Bin Ammar, Asharej, Al Ain City - 03-7099000 Heart Beat Medical Center & One Day Surgery L.L.C., Al Musharraf (Consultant Medical Center) (Hospitals) Sheikh Rashid Bin Saeed St Musharraf Area, Abu Dhabi. - 02-4449494 Specialised Medical Care Hospital (Hospitals) Al Jahli Street, Near Al Ain Muesum - 03-7552291 \*Network lists are subject to change as per the discretion of the Insurer. Other Orient Takaful Health Insurance Plans [Orient Takaful - Gold](https://www.policybazaar.ae/health-insurance/orient-takaful-gold/) [Orient Takaful - Green](https://www.policybazaar.ae/health-insurance/orient-takaful-green/) [Orient Takaful - Pearl](https://www.policybazaar.ae/health-insurance/orient-takaful-pearl/) [Orient Takaful - Plan 1](https://www.policybazaar.ae/health-insurance/orient-takaful-plan-1/) [Orient Takaful - Plan 1 (AUH)](https://www.policybazaar.ae/health-insurance/orient-takaful-plan-1-auh/) [Orient Takaful - Plan 2](https://www.policybazaar.ae/health-insurance/orient-takaful-plan-2/) [Orient Takaful - Plan 2 (AUH)](https://www.policybazaar.ae/health-insurance/orient-takaful-plan-2-auh/) [Orient Takaful - Plan 3](https://www.policybazaar.ae/health-insurance/orient-takaful-plan-3/) [Orient Takaful - Plan 3 (AUH)](https://www.policybazaar.ae/health-insurance/orient-takaful-plan-3-auh/) [Orient Takaful - Plan 4](https://www.policybazaar.ae/health-insurance/orient-takaful-plan-4/) [Orient Takaful - Plan 4 (AUH)](https://www.policybazaar.ae/health-insurance/orient-takaful-plan-4-auh/) [Orient Takaful - Plan 5](https://www.policybazaar.ae/health-insurance/orient-takaful-plan-5/) [Orient Takaful - Plan 5 (AUH)](https://www.policybazaar.ae/health-insurance/orient-takaful-plan-5-auh/) [Orient Takaful - Plan 6 (AUH)](https://www.policybazaar.ae/health-insurance/orient-takaful-plan-6-auh/) [Orient Takaful - Plan GN Limited](https://www.policybazaar.ae/health-insurance/orient-takaful-plan-gn-limited/) [Orient Takaful - Silk Road](https://www.policybazaar.ae/health-insurance/orient-takaful-silk-road/) [Orient Takaful - Silver Classic](https://www.policybazaar.ae/health-insurance/orient-takaful-silver-classic/) [Orient Takaful - Silver Premium](https://www.policybazaar.ae/health-insurance/orient-takaful-silver-premium/) ### **Health Insurance Popular Searches** [Health Insurance Dubai](https://www.policybazaar.ae/health-insurance/) | [Dubai Health Insurance Cost](https://www.policybazaar.ae/health-insurance/medical-insurance/) | [Health Insurance for Kids](https://www.policybazaar.ae/health-insurance-for-kids-hiart/) | [Health Insurance Plans for Family](https://www.policybazaar.ae/family-health-insurance-hic/) | [Dental Insurance](https://www.policybazaar.ae/health-insurance/articles/dental-insurance-in-uae/) | [Individual Health Insurance](https://www.policybazaar.ae/individual-health-insurance-hic/) | [Health Insurance Abu Dhabi](https://www.policybazaar.ae/health-insurance-abu-dhabi/) | [Medical Insurance Sharjah](https://www.policybazaar.ae/health-insurance/health-insurance-in-sharjah/) | [How to check Medical Insurance status with Emirates ID](https://www.policybazaar.ae/how-to-check-medical-insurance-status-with-emirates-id-hiart/) | [Best Medical Insurance in UAE](https://www.policybazaar.ae/top-10-health-insurance-companies-in-uae-hiart/) | [Health Insurance for Parents](https://www.policybazaar.ae/senior-citizen-health-insurance-hic/) | [Maternity Insurance UAE](https://www.policybazaar.ae/health-insurance/articles/maternity-insurance-in-uae/) Top Hospitals in UAE [Al Garhoud Private Hospital](https://www.policybazaar.ae/health-insurance/hospitals/al-garhoud-private-hospital/) [Al Khaleej Hospital](https://www.policybazaar.ae/health-insurance/hospitals/al-khaleej-hospital/) [Al Mafraq Hospital Abu Dhabi](https://www.policybazaar.ae/health-insurance/hospitals/al-mafraq-hospital-abu-dhabi/) [Al Noor Hospital Abu Dhabi](https://www.policybazaar.ae/health-insurance/hospitals/al-noor-hospital-abu-dhabi/) [Al Qassimi Hospital](https://www.policybazaar.ae/health-insurance/hospitals/al-qassimi-hospital/) [Al Rahba Hospital Abu Dhabi](https://www.policybazaar.ae/health-insurance/hospitals/al-rahba-hospital-abu-dhabi/) [Al Wasl Hospital](https://www.policybazaar.ae/health-insurance/hospitals/al-wasl-hospital/) [American Hospital Dubai](https://www.policybazaar.ae/health-insurance/hospitals/american-hospital-dubai/) [Aster Hospital Dubai](https://www.policybazaar.ae/health-insurance/hospitals/aster-hospital-dubai/) [Cleveland Clinic Abu Dhabi](https://www.policybazaar.ae/health-insurance/hospitals/cleveland-clinic-abu-dhabi/) [Dubai Hospital](https://www.policybazaar.ae/health-insurance/hospitals/dubai-hospital/) [Kings College Hospital Dubai](https://www.policybazaar.ae/health-insurance/hospitals/kings-college-hospital-dubai/) [Lifeline Hospital Dubai](https://www.policybazaar.ae/health-insurance/hospitals/lifeline-hospital-dubai/) [Lifeline Hospital Sharjah](https://www.policybazaar.ae/health-insurance/hospitals/lifeline-hospital-sharjah/) [Medeor Hospital Sharjah](https://www.policybazaar.ae/health-insurance/hospitals/medeor-hospital-sharjah/) [NMC Specialty Hospital Dubai](https://www.policybazaar.ae/health-insurance/hospitals/nmc-specialty-hospital-dubai/) [Oasis Hospital](https://www.policybazaar.ae/health-insurance/hospitals/oasis-hospital/) [Rashid Hospital Dubai](https://www.policybazaar.ae/health-insurance/hospitals/rashid-hospital-dubai/) [Saudi German Hospital Ajman](https://www.policybazaar.ae/health-insurance/hospitals/saudi-german-hospital-ajman/) [Saudi German Hospital Dubai](https://www.policybazaar.ae/health-insurance/hospitals/saudi-german-hospital-dubai/) [Sheikh Khalifa Medical City](https://www.policybazaar.ae/health-insurance/hospitals/sheikh-khalifa-medical-city/) [Thumbay Hospital Ajman](https://www.policybazaar.ae/health-insurance/hospitals/thumbay-hospital-ajman/) [University Hospital Sharjah](https://www.policybazaar.ae/health-insurance/hospitals/university-hospital-sharjah/) [Zulekha Hospital Dubai](https://www.policybazaar.ae/health-insurance/hospitals/zulekha-hospital-dubai/)