# Orient - I-Med **Published:** 2023-08-03 **Updated:** 2025-11-28 **Author:** Mousree Das **Reviewer:** Toshita Chauhan **Original Url:** https://www.policybazaar.ae/health-insurance/orient-i-med/ **We are Rated:** 4.7/5 **Review Count:** 44,602 [Reviews](https://maps.app.goo.gl/Ry9H7NLgFAGso8gZ7) **Trusted Customers:** 2 Million+ **Insurance Partners:** 35+ **Policies Sold:** 1 Million+ Embrace peace of mind with Orient I-Med, an all-encompassing health insurance solution curated for you and your family. From diagnostics and tests, to maternity care and outpatient/inpatient services, this plan covers it all. Customise this Orient I-Med according to your family's unique requirements and affordability with its flexible features. Regulatory credentials Licensed by the Central Bank of the UAE **([Registration No. 123](https://cdn.policybazaar.ae/pbuae/images/IA-License-Renewal-2026.pdf))** DHA Health Insurance Intermediary **Permit No.** [BRK-00041](https://www.isahd.ae/Home/PermittedIntermediaries) Emirates Insurance Federation **Membership No.** [B81](https://static.pbcdn.ae/pbuae/images/Policybazaar-Middle-East-Insurance-Brokers-LLC.pdf) Information on this page is for general guidance only - not personalised financial or medical advice. Plan Summary Plan NameI-Med Cover AmountAED 150,000 Pharmacy LimitUpto AED 2,500 TPANextcare ## Orient - I-Med Details Maternity Cover 10% co-payment payable by the Policy Holder. 8 Check-ups + 3 ante-natal ultrasound scans are covered at the Primary Health Care Centre (All Care provided by PHC obstetrician for low risk or specialist obstetrician for high risk referrals.)10% co-payment payable by the insured.40 Days ( any pregnancy, which arises within 40 calendar days from policy inception will be at the discretion of the insurer) Waiting Period Maternity any pregnancy, which arises within forty calendar days from the date of policy issuance, shall not be covered under this policy under any condition No waiting period for maternity coverage upon payment of an additional premium, as per underwriting guidelines – coverage begins from Day 1. Chronic Condition Waiting period of 6 months Pre-existing diseases (PED) Covered only if declared on additional payment Additional Information No waiting period applies to the above cases upon payment of an additional premium, as per underwriting guidelines—coverage begins from Day 1. Also, for renewals, no waiting period is applicable. Hospital Access Referral procedure to be followed:- Customer has to visit GP, after GP refers then customer can visit the specialist in clinics. Coverage Type GP Clinic In-Patient Services Room Type In-patient services will be received in rooms of two or more beds. Ambulance Service Ground transportation services in the UAE provided by an authorized party for medical emergencies. Companion Accomodation Maximum AED 100 per night. (The cost of accomodating a person accompanying an insured child up to the age of 16 years.)Maximum AED 100 per night. (The cost of accommodation of a person accompanying an in-patient in the same room in case of medical necessity at the recommendation of the treating doctor and after the prior approval of the insurance company providing coverage.) Pre-Existing and Chronic Conditions All declared Pre-existing and Chronic conditions are covered with a sub limit of AED 150,000/-, Undeclared pre-existing and Chronic conditions will not be covered during the policy periodAny new Chronic condition will have a waiting period of 6 months. Network Network - PCP/RN3 Other Services Radiology diagnostic In Case of non-medical emergiencies, the insurance company's prior approval is required for MRI, CT scans and endoscopies. Physiotherapy Treatment Prior approval of the insurance company is required.Maximum 6 sessions per year. Test, diagnosis, treatments related to surgeries in hospitals Prior approval required from the insurance compay / TPA. Emergency Treatment Approval required from the insurance company within 24 hours of admission to the authorized hospital. Healthcare services for emergency cases Prior approval required from the insurance company (Prior approval required from the insurance company Where a pre-existing or chronic condition develops into an emergency within the 6-month exclusion preriod this must be covered up to the annual aggregate limit.) Medication Co-Payment 30% co-payment (co-payment by the insured in respect of each and every prescription.) Limit AED 2500 Annually Description No cover for drugs and medicines in excess of the annual limit. Restricted to a list of formulary products where available at the physician and the pharmacist. Diagnostics (X-RAY, MRI, CT-SCAN) Covered up to 20% co-payment only in case of emergencies Psychiatry Not Covered Alternative medicine Not Covered Dental and gum treatment 30% copayment, coverage up to AED 500 Hearing and Vision Aid In case of emergency only. Physiotherapy Treatment Maximum 6 sessions per year. Region Coverage UAE & Home Country ## 83 Orient - I-Med Added Network Hospitals Search Plan Name Plan Name Type Type Name Address National Hospital - AUH (PCP - General Practitioner Only) (Hospitals) P.O.Box 30666, Najda, Eldorado Cinema, Electra Street, Najda Area - 26711000 Bareen International Hospital (PCP - General Practitioner Only) (Hospitals) Near Fatema Bent Mubark Mousque, Hamdan Street, Muroor Road, Mohammad Bin Zayed Area - 25545555 New Medical Centre Specialty Hospital Llc (Ex Nmc Specialty Hospital L.L.C Al Ain) (PCP - General Practitioner Only) (Hospitals) Opp. Police Head Quarter, Near Zayed School - 37555999 Millennium Hospital Llc (PCP - General Practitioner Only) (Hospitals) C 175, ME 9, Shabiyah 9, Mussafah, Abu Dhabi - 26113333 Al Salama One Day Surgery Center - Auh (PCP - General Practitioner Only) (Hospitals) Al Salama One Day Surgery Center Bldg, Opposite Al Roashid Mosque, Sector-7, Baniyas East, Abu Dhabi - 25047900 Specialized Medical Care Hospital (PCP - General Practitioner Only) (Hospitals) Al Jahili Area, Near Transport Authority, Al Ain Abu Dhabi - 37552291 Ajman Specialty General Hospital (PCP - General Practitioner Only) (Hospitals) New Vegetable Market, Hamedeya St., New Industrial Zone,Ajman - 67484999 Thumbay University Hospital Complex - L.L.C. (PCP - General Practitioner Only) (Hospitals) Thumbay University Hospital, Behind Sheikh Khalifa Hospital, University Street, Al Jurf - 67431333 Amina Hospital (PCP - General Practitioner Only) (Hospitals) Amina Hospital Building, Behind Dreamsea Discount Centre, Shaik Rashid Bin Humeed Street, Al Quds, Ajman - 67114444 Aster Cedars Hospital Jebel Ali ( Excedar Jebel Ali International Hospital - Dxb (PCP - General Practitioner Only) (Hospitals) Dugas Road, Jebel Ali 1, P. O. Box 17666, Jebel Ali, Dubai, Uae - 44400500 \*Network lists are subject to change as per the discretion of the Insurer. 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