**Published:** 2024-04-22 **Updated:** 2025-04-23 **Author:** Mousree Das **Reviewer:** Toshita Chauhan **Original Url:** https://www.policybazaar.ae/health-insurance/glossary/beneficiary/ Regulatory credentials Licensed by the Central Bank of the UAE **([Registration No. 123](https://cdn.policybazaar.ae/pbuae/images/IA-License-Renewal-2026.pdf))** DHA Health Insurance Intermediary **Permit No.** [BRK-00041](https://www.isahd.ae/Home/PermittedIntermediaries) Emirates Insurance Federation **Membership No.** [B81](https://static.pbcdn.ae/pbuae/images/Policybazaar-Middle-East-Insurance-Brokers-LLC.pdf) Information on this page is for general guidance only - not personalised financial or medical advice. # Beneficiary ## What is a Beneficiary? A beneficiary is a person designated to receive the benefits from a health insurance policy in the event of the policyholder's death. ## How to Choose Your Health Insurance Policy Beneficiary? * Consider who would be most financially impacted by your illness or death. * Typically, spouses, children, or parents are chosen. ## What are the Implications of Not Having a Beneficiary? * The policy’s benefits may be held up or subject to legal proceedings. * Benefits might eventually be distributed as per UAE's legal succession laws. ## How to Appoint a Beneficiary? * Fill out the beneficiary form provided by your insurance company. * Clearly identify the beneficiary’s relationship to you and provide the relevant contact details. 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