# Daman - Care Bronze DNE without Dental **Published:** 2023-08-03 **Updated:** 2025-11-04 **Author:** Mousree Das **Reviewer:** Toshita Chauhan **Original Url:** https://www.policybazaar.ae/health-insurance/daman-care-bronze-dne-without-dental/ Give your family the gift of a wholesome health insurance with Daman. This inclusive Daman Care Bronze DNE without Dental provides coverage for a wide range of medical services. These services include consultation charges, prescription medication, alternative medicines, physiotherapy treatment, etc.You can customise plans depending upon your family’s specific requirements, all at your own accord. Regulatory credentials Licensed by the Central Bank of the UAE **([Registration No. 123](https://cdn.policybazaar.ae/pbuae/images/IA-License-Renewal-2026.pdf))** DHA Health Insurance Intermediary **Permit No.** [BRK-00041](https://www.isahd.ae/Home/PermittedIntermediaries) Emirates Insurance Federation **Membership No.** [B81](https://static.pbcdn.ae/pbuae/images/Policybazaar-Middle-East-Insurance-Brokers-LLC.pdf) Information on this page is for general guidance only - not personalised financial or medical advice. Plan Summary Plan NameCare Bronze DNE without Dental Cover AmountAED 500,000 Pharmacy LimitUpto AED 10,000 TPADaman ## Daman - Care Bronze DNE without Dental Details Maternity Cover Waiting Period 40 Days waiting period Non Decalared Pre existing condition will not be covered Out-patient Maternity Services Within Abu Dhabi Emirate - 10% coinsurance applicable in Cleveland Clinic Abu Dhabi and deductible of AED 50 for other providers; Outside Abu Dhabi Emirate, 20% coinsurance applicable with max AED 50)Other Outpatient services 10% coinsuranceRequires prior approval from the insurance company.10% coinsurance payable by the policy holder8 visits to Primary Health Centre (PHC); (2) All care provided by PHC obstetrician for low risk or specialist obstetrician for high risk referrals;FBC and Platelets, Blood group, Rhesus status and antibodies, VDRL, MSU & urinalysis, Rubella serology, HIV, Hep C offered to high risk patients, GTT if high risk, FBS, random s or A1c for all due to high prevalence of diabetes in UAE Visits to include reviews, checks and tests in accordance with DHA Antenatal Care Protocol3 ante-natal ultrasound scans. Prescribed Drugs for the Outpatient Maternity benefit shall be covered as part of Outpatient Pharmaceuticals.Maximun Limit for In-patient and Out-patient Maternity. AED 150,000 , Within UAE: AED 25,000, Outside UAE: AED 10,000, Within and Outside UAE: Complications are covered up to AED 150,000. In-patient Maternity Services 10% coinsurance payable by the insuredMaximun Limit for In-patient and Out-patient Maternity. AED 150,000 , Within UAE: AED 25,000, Outside UAE: AED 10,000, Within and Outside UAE: Complications are covered up to AED 150,000. New Born Cover Coverage Upto 30 days from birth, New Born care to include, BCG, Hepatitis B and neo-natal screening tests : Phenylketonuria (PKU), Congenital Hypothyroidism, Sickle cell screening, congenital adrenal hyperplasia. Dental and Gum Treatment Co-Payment 20% coinsurance Covered Diagnostic and treatment services for dental and gum treatment (Medical emergency cases) Hearing and Vision Aids Co-Payment 20% coinsurance Covered Hearing and vision aids, and vision correction by surgeries and laser (Medical emergency cases) Coverage Type Full Access Out-Patient Services Co-Payment Within Abu Dhabi Emirate - 10% coinsurance applicable in Cleveland Clinic Abu Dhabi and deductible of AED 50 for other providers; Outside Abu Dhabi Emirate 20% coinsurance applicable with max AED 50) Laboratory Tests 10% coinsurance Radiology diagnostic 10% coinsurance Physiotherapy Treatment 10% coinsurancePre-authorization required to avail this benefit.Maximum 15 sessions per year. Coverage Direct Access Alternative Medicine Chiropractic, Herbal Medicine, Homeopathy medicine, Acupuncture, Osteopathy, Chinese Medicine and Ayurvedic treatment only.AED 2,500 per person per year10% coinsurance Medication Annual Limit Per Person of AED 10,000 inclusive of CoinsuranceLong term medications to be dispensed up to 90 days without pre- authorization10% coinsurance In-Patient Services Co-Payment Nil co-paymnet Room Type Private Room Ambulance Service Ground transportation in Medical emergency only with 0% copay with in network and outside network Companion Accomodation Maximum limit of AED 100 per dayin cases of medical necessity at the recommendation of the treating doctor Maximum limit of AED 100 per day Territorial Scope Of Coverage Coverage UAE Pre-Existing and Chronic Conditions Waiting Period Covered up to maximum of AED 150,000 (Pre-existing conditions are covered only if declared on the application form) Network Daman Standard Network 03Daman Standard Network 03 Other Services Emergency Treatment Covered with in network and out side network with 0% coinsurance Healthcare services for emergency cases All Emergency cases do not require pre-authorization but should be notified to Daman within 24 hours Psychiatric Treatment AED 10,000 per year0% coinsurance- Inpatient and 10% coinsurance- Out patient Essential Vaccines & Preventive Services Co-Payment Covered ## Daman - Care Bronze DNE without Dental Added Network Hospitals Search Plan Name Plan Name Type Type Name Address No Network Hospital is available at this Location. \*Network lists are subject to change as per the discretion of the Insurer. 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