# Insurance on Your Terms: 4 Payments. 0% Interest. 100% Coverage!

**Published:** 2026-06-17T06:10:16.270Z
**Updated:** 2026-09-17T06:24:42.140Z
**Author:** Mousree Das
**Reviewer:** Toshita Chauhan
**Original Url:** https://www.policybazaar.ae/health-insurance/articles/insurance-installments-uae-tabby/

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Here’s a situation most of us know too well. You’re on the Policybazaar.ae app, you’ve found a good health insurance plan and then… the annual premium lands on screen. In one hit. It’s not that you can’t afford it. It’s just that paying it all right now feels like a lot. So you close the tab. Or you pick a cheaper plan that doesn’t quite cover everything you actually need.

Regulatory credentials

Licensed by the Central Bank of the UAE **([Registration No. 123](https://cdn.policybazaar.ae/pbuae/images/IA-License-Renewal-2026.pdf))**

DHA Health Insurance Intermediary **Permit No.** [BRK-00041](https://www.isahd.ae/Home/PermittedIntermediaries)

Emirates Insurance Federation **Membership No.** [B81](https://static.pbcdn.ae/pbuae/images/Policybazaar-Middle-East-Insurance-Brokers-LLC.pdf)

 Information on this page is for general guidance only - not personalised financial or medical advice.

## Introducing Split Payments, Powered by Tabby

Policybazaar.ae has teamed up with Tabby to let you break your insurance premium into 4 monthly installments at 0% interest. No interest. No hidden charges. No minimum premium to qualify. Just a smarter way to get the coverage you want without the sting of paying for a full year upfront.

For example:

If your health insurance premium for the year is AED 5,000, you’re now paying AED 1,250 a month instead of AED 5,000 in one go. Same coverage. Same plan. Same protection. Just spread it out the way you want.

And yes - the moment you confirm your purchase, your policy is active. You’re covered from day one, not day thirty.

## Where Can You Use It?

You can use split payments right now on Policybazaar.ae health insurance plans. Also, this feature is available across all plans, all coverage levels. So whether you're choosing a basic plan or going for a comprehensive one, this feature will be available.

## How Does It Work?

Pick your [health insurance plan](https://www.policybazaar.ae/health-insurance/) on Policybazaar.ae and get to the payment page. Choose Tabby as your payment method. Split your premium across 4 months. That’s genuinely all there is to it. Your policy kicks in immediately. No delays, no extra paperwork, no waiting.

## Wait, - Is This Actually for You?

Short answer: yes! There’s no fine print designed to catch you out.

1.  No minimum premium - it doesn’t matter if your plan costs AED 800 or AED 8,000
2.  Works for new medical policies and renewals alike
3.  Available to everyone on the platform; no special eligibility or application needed
4.  Prefer to pay in full? You still can. This is an option, not a requirement

## A Few Questions You Might Have

1.  Does my health coverage start right away?

Yes. The moment you complete the checkout, your policy is live. Splitting your payment doesn’t delay your coverage by a single day.

1.  Is there any fee or interest added?

None. What you see is what you pay - split across 4 months, no extra charge.

1.  What if I want to pay the full amount upfront?

Totally fine. All existing payment options are still available. Tabby is simply a new choice on the payment page. Ultimately, you pick what works for you.

1.  Do I need a credit card to use Tabby?

No. That’s one of the reasons Tabby works better for more people than traditional credit card EMIs. It’s built to be more accessible.

**Also Know -** [Car Insurance with Tabby in the UAE: Pay in 4 Interest-Free Instalments!](https://www.policybazaar.ae/car-insurance/articles/car-insurance-with-tabby/)

## Tabby - A Name You Already Know

Tabby isn’t new to the UAE. With millions of users across the region and a presence in practically every major retail and lifestyle category, it’s already the instalment platform most people here trust. Using it for your insurance is just the next logical step, and now it’s possible!

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