# Al Sagr - Steel **Published:** 2023-08-03 **Updated:** 2025-09-09 **Author:** Mousree Das **Reviewer:** Toshita Chauhan **Original Url:** https://www.policybazaar.ae/health-insurance/al-sagr-steel/ **We are Rated:** 4.7/5 **Review Count:** 46,158 [Reviews](https://maps.app.goo.gl/Ry9H7NLgFAGso8gZ7) **Trusted Customers:** 2 Million+ **Insurance Partners:** 35+ **Policies Sold:** 1 Million+ Al Sagr Steel guarantees health insurance for you and your family, incorporating an extensive array of medical services, including but not limited to prescription drugs coverage, consultation costs, outpatient/inpatient services, and others. Al Sagr Steel is designed with flexibility and personalized options to perfectly align with your family's unique requirements and financial preferences. Regulatory credentials Licensed by the Central Bank of the UAE **([Registration No. 123](https://cdn.policybazaar.ae/pbuae/images/IA-License-Renewal-2026.pdf))** DHA Health Insurance Intermediary **Permit No.** [BRK-00041](https://www.isahd.ae/Home/PermittedIntermediaries) Emirates Insurance Federation **Membership No.** [B81](https://static.pbcdn.ae/pbuae/images/Policybazaar-Middle-East-Insurance-Brokers-LLC.pdf) Information on this page is for general guidance only - not personalised financial or medical advice. Plan Summary Plan NameSteel Cover AmountAED 150,000 Pharmacy LimitUpto AED 1,500 TPANextcare ## Al Sagr - Steel Details Maternity Cover Maximum benefit AED 7,000 per normal delivery, AED 10,000 for medically necessary C-section, complications and for medically necessary termination (All limits include co-payment). Out-patient Maternity Services Requires prior approval from the insurance company.Covered (9 months waiting period for non-working married females without continuity of coverage who are confirmed pregnant after time of enrollment o Nil waiting period for employees & non-working married females with continuity of coverage)10% coinsurance payable by the insured. PHC Visits to include reviews. (All Care provided by Primary Health care obstetrician for low risk or specialist obstetrician for high risk referrals.) New Born Cover Cover from 30 days from birth BCD, Hepatitis B and neo-natal screening test. (Cover for 30 days from birth.) Coverage Type Full Access In-Patient Services Room Type Semi Private Room upto AED 450 per day Ambulance Service Ground transportation services in the UAE provided by an authorized party for medical emergencies. Companion Accomodation Maximum AED 200 per night. (The cost of accomodating a person accompanying an insured child up to the age of 16 years.)Maximum AED 200 per night. (The cost of accommodation of a person accompanying an in-patient in the same room in case of medical necessity at the recommendation of the treating doctor and after the prior approval of the insurance company providing coverage.) Territorial Scope Of Coverage Coverage UAEInsurance Coverage is only for Dubai visa holders. Pre-Existing and Chronic Conditions 6 Months (Treatment for chronic and pre-existing conditions excluded for first 6 months of first scheme membership. After 6 months covered to the annual policy limit subject to declaration) Network NEXTCARE PCP-RN3 Other Services Radiology diagnostic 20% co-insurance Test, diagnosis, treatments related to surgeries in hospitals Prior approval required from the insurance company / TPA. Emergency Treatment Approval required from the insurance company within 24 hours of admission to the authorized hospital. Healthcare services for emergency cases Prior approval required from the insurance company (Prior approval required from the insurance company Where a pre-existing or chronic condition develops into an emergency within the 6-month exclusion preriod this must be covered up to the annual aggregate limit.) Medication Co-Payment 30% Coinsurance (co-payment by the insured in respect of each and every prescription.) Limit Maximum Limit AED 1500 Description No cover for drugs and medicines in excess of the annual limit. Restricted to a list of formulary products where available at the physician and the pharmacist. Diagnostics (X-RAY, MRI, CT-SCAN) Covered With 20% co-payment Psychiatry Not Covered Alternative medicine Not Covered Dental and gum treatment Not Covered Hearing and Vision Aid Emergency Treatment required to save or alleviate danger to life with 20% co-insurance Physiotherapy Treatment Covered up to 6 sessions per ailment/condition per person per year with 20% co-insurance Region Coverage \- Where this policy is applicable UAE Only ## Al Sagr - Steel Added Network Hospitals Search Plan Name Plan Name Type Type Name Address National Hospital - AUH (PCP - General Practitioner Only) (Hospitals) P.O.Box: 30666, Najda, Eldorado Cinema, Electra Street, Najda Area - 26711000 Bareen International Hospital (PCP - General Practitioner Only) (Hospitals) Near Fatema Bent Mubark Mousque, Hamdan Street, Muroor Road, Mohammad Bin Zayed Area - 25545555 New Medical Centre Specialty Hospital LLC (Ex: NMC Specialty Hospital L.L.C Al Ain) (PCP - General Practitioner Only) (Hospitals) Opp. Police Head Quarter, Near Zayed School - 37555999 Millennium Hospital LLC (PCP - General Practitioner Only) (Hospitals) C 175, Me 9, Shabiyah 9, Mussafah, Abu Dhabi - 26113333 Al Salama One Day Surgery Center - AUH (PCP - General Practitioner Only) (Hospitals) Al Salama One Day Surgery Center Bldg, Opposite Al Roashid Mosque, Sector-7, Baniyas East, Abu Dhabi - 25047900 Specialized Medical Care Hospital (PCP - General Practitioner Only) (Hospitals) Al Jahili Area, Near Transport Authority, Al Ain Abu Dhabi - 37552291 Ajman Specialty General Hospital (PCP - General Practitioner Only) (Hospitals) New Vegetable Market, Hamedeya St., New Industrial Zone,Ajman - 67484999 Thumbay University Hospital Complex - L.L.C. (PCP - General Practitioner Only) (Hospitals) Thumbay University Hospital, Behind Sheikh Khalifa Hospital, University Street, Al Jurf - 67431333 Amina Hospital (PCP - General Practitioner Only) (Hospitals) Amina Hospital Building, Behind Dreamsea Discount Centre, Shaik Rashid Bin Humeed Street, Al Quds, Ajman - 67114444 Aster Cedars Hospital Jebel Ali ( Excedar Jebel Ali International Hospital - DXB (PCP - General Practitioner Only) (Hospitals) Dugas Road, Jebel Ali 1, P. O. Box: 17666, Jebel Ali, Dubai, UAE - 44400500 \*Network lists are subject to change as per the discretion of the Insurer. 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