# Al Sagr - Silver - Plan A **Published:** 2023-08-03 **Updated:** 2025-09-09 **Author:** Mousree Das **Reviewer:** Toshita Chauhan **Original Url:** https://www.policybazaar.ae/health-insurance/al-sagr-silver-plan-a/ Al Sagr Silver - Plan A ensures health insurance coverage for families, encompassing a wide range of medical services such as maternity care, outpatient/inpatient services, diagnostics costs etc. Al Sagr offers flexibility and customizable features to tailor-fit your families’ needs and your budget. Regulatory credentials Licensed by the Central Bank of the UAE **([Registration No. 123](https://cdn.policybazaar.ae/pbuae/images/IA-License-Renewal-2026.pdf))** DHA Health Insurance Intermediary **Permit No.** [BRK-00041](https://www.isahd.ae/Home/PermittedIntermediaries) Emirates Insurance Federation **Membership No.** [B81](https://static.pbcdn.ae/pbuae/images/Policybazaar-Middle-East-Insurance-Brokers-LLC.pdf) Information on this page is for general guidance only - not personalised financial or medical advice. Plan Summary Plan NameSilver - Plan A Cover AmountAED 150,000 Pharmacy LimitUpto AED 1,000,000 TPANextcare ## Al Sagr - Silver - Plan A Details Maternity Cover Maximum benefit AED 7,000 per normal delivery, AED 10,000 for medically necessary C-section, complications and for medically necessary termination (All limits include co-payment). Out-patient Maternity Services Requires prior approval from the insurance company.Covered (9 months waiting period for non-working married females without continuity of coverage who are confirmed pregnant after time of enrollment o Nil waiting period for employees & non-working married females with continuity of coverage)10% coinsurance payable by the insured. PHC Visits to include reviews. (All Care provided by Primary Health care obstetrician for low risk or specialist obstetrician for high risk referrals.) New Born Cover Cover from 30 days from birth BCD, Hepatitis B and neo-natal screening test. (Cover for 30 days from birth.) Waiting Period Maternity any pregnancy, which arises within forty calendar days from the date of policy issuance, shall not be covered under this policy under any condition No waiting period for maternity coverage upon payment of an additional premium, as per underwriting guidelines – coverage begins from Day 1. Chronic Condition Treatment for chronic Or pre-existing conditions excluded for first 6 months of first membership (DXB). Pre-existing Conditions Covered after 1 year of continuous cover with ASNIC (NE) Pre-existing diseases (PED) Covered only if declared on additional payment Additional Information No waiting period applies to the above cases upon payment of an additional premium, as per underwriting guidelines—coverage begins from Day 1. Also, for renewals, no waiting period is applicable. Hospital Access Direct access to hospital Coverage Type Full Access In-Patient Services Room Type Semi Private Room upto AED 450 per day Ambulance Service Ground transportation services in the UAE provided by an authorized party for medical emergencies. Companion Accomodation Maximum AED 200 per night. (The cost of accomodating a person accompanying an insured child up to the age of 16 years.)Maximum AED 200 per night. (The cost of accommodation of a person accompanying an in-patient in the same room in case of medical necessity at the recommendation of the treating doctor and after the prior approval of the insurance company providing coverage.) Territorial Scope Of Coverage Coverage UAEInsurance Coverage is only for Dubai visa holders. Pre-Existing and Chronic Conditions 6 months waiting period is applicable for new entrants & members without continuity of coverage for the declared Pre-existing & the newly discovered Chronic conditions Nil waiting period for members with continuity of coverage for the declared Pre-existing & Chronic conditions. Network Nextcare - RN2 Other Services Radiology diagnostic Covered in full Test, diagnosis, treatments related to surgeries in hospitals Prior approval required from the insurance company / TPA. Emergency Treatment Approval required from the insurance company within 24 hours of admission to the authorized hospital. Healthcare services for emergency cases Prior approval required from the insurance company (Prior approval required from the insurance company Where a pre-existing or chronic condition develops into an emergency within the 6-month exclusion preriod this must be covered up to the annual aggregate limit.) Medication Co-Payment Nil co-payment. (co-payment by the insured in respect of each and every prescription.) Limit upto Policy annual limit Description No cover for drugs and medicines in excess of the annual limit. Restricted to a list of formulary products where available at the physician and the pharmacist. Diagnostics (X-RAY, MRI, CT-SCAN) Covered Psychiatry Not Covered Alternative medicine Not Covered Dental and gum treatment Not Covered Hearing and Vision Aid Emergency Treatment required to save or alleviate danger to life with 20% co-insurance Physiotherapy Treatment Covered up to 7 sessions per ailment/condition per person per year Region Coverage \- Where this policy is applicable UAE, GCC, ME, SEA including Indian Sub-continent ## Al Sagr - Silver - Plan A Added Network Hospitals Search Plan Name Plan Name Type Type Name Address National Hospital - AUH (Hospitals) P.O.Box 30666, Najda, Eldorado Cinema, Electra Street, Najda Area - 26711000 Al Dhannah Hospital (Ex Al Ruwais Hospital - AUH) (Hospitals) Abu Dhabi, Ruwais, Near Ruwais Mall - 28007267 Das Hospital (Hospitals) Al Dhannah Island, P.O Box11876 - 2601031 Ahalia Hospital (Hospitals) Ahalia Hospital, Hamdan Street, P.O. Box - 2419 - 26262666 Al Ahli Hospital Company Llc-Branch 1 (Hospitals) Ahalia Hospital, Tariff Road , M-24, Mussafah, P.O. Box - 2419 - 28119119 Global Care Hospital (Hospitals) West 14-1, Building 419, Hazaa Bin Zayed The First Street, Al Manhal Area, Abu Dhabi,UAE - 2418 5100 Magrabi Speciality Hospital (Day Care Surgeries,Eye,Ear,Nose And Throat (Hospitals) Al Nakheel Tower, National bank of Oman, Hamdan Street, Baniyas street, Al Najda - 26345000 Magrabi Specialized Hospital Daycare Surgeries Eye,Ear,Nose, Throat Branch - Auh (Hospitals) Al Kheel Tower, Tiol Bank Of Oman, Hamdan Street, Baniyas Street, Al Jda - 22434064 Bareen International Hospital (Hospitals) Near Fatema Bent Mubark Mousque, Hamdan Street, Muroor Road, Mohammad Bin Zayed Area - 25545555 New Medical Centre Specialty Hospital Llc (Ex Nmc Specialty Hospital L.L.C Al Ain) (Hospitals) Opp. Police Head Quarter, Near Zayed School - 37555999 \*Network lists are subject to change as per the discretion of the Insurer. 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