How to Get a Personal Loan in Emirates NBD

Personal Loan up to 8 times your Salary

Personal Loan in UAE
  • Minimum Salary 5000 AED
  • EMI Tenure up to 48 Months
  • Lowest Interest Rates

Get personal loan at Lowest Interest Rate

  • Dubai
  • Abu Dhabi
  • Sharjah
  • Ras Al Khaimah
  • Ajman
  • Other

Nothing serves your borrowing needs better than a personal loan. A Personal Loan in Dubai, Sharjah, Abu Dhabi, and the UAE, lets you borrow money from a bank or any financial institution at a lower rate of interest. While using a credit card is a good option for borrowing money for a shorter span, a personal loan is the best solution for your money requirements for a longer span due to its lower rate of interest. Emirates National Bank of Dubai is among the top banks in the UAE that offers personal loan at a lower rate of interest.

Applying for a personal loan in Emirates NBD

To apply for a personal loan in Emirates NBD, you can opt for an offline or online platform

To apply for a personal loan in Emirates NBD offline:

  • Locate the nearest Emirates NBD branch on the Emirates NBD webpage
  • Visit the bank branch
  • Fill in the personal loan form
  • Provide required documents

The bank will sanction your loan in a few working days

To apply for a personal loan in Emirates NBD online:

  • Visit Emirates NBD personal loan webpage
  • Find the e-form on the right side of the page
  • Enter personal details such as name, address, email ID, contact number, and salary
  • Click on “Finish Application”

You will receive a call from the bank’s executive to further the process

Apply online for a personal loan in Emirates NBD via

You can receive a Personal loan in Emirates NBD through an online platform via following these simple steps:

  • Fill in the preliminary e-form and click on “Submit”
  • Find Emirates NBD in the personal loan quotations
  • Click on “Apply”

The experts at will contact you to guide you through the process and receive a personal loan easily.

apply personal loan for financial needs

Benefits of Personal Loan in Emirates NBD

  • Zero Processing Fee
  • No insurance fee
  • Simple documentation process
  • Convenient financing
  • Top-up on your existing loan
  • Minimum requirements
  • No bank statement requirements
  • No salary transfer
  • No minimum length of service required

Finance Structure of Personal Loan in Emirates NBD


UAE Nationals


Maximum finance amount (AED)

4 Million

2 Million

Maximum tenure

48 months

48 months

First EMI payment

Up to 120 days

Up to 75 days

Rate of Interest

2.55% per annum*

3.03% per annum*

*The rate of interest starts at 5.50%. However, it varies according to the tenor.

Please note that the minimum tenor for a personal loan is 12 months 

Documents required for Personal Loan in Emirates NBD

  • Address proof
  • Emirates ID
  • Valid passport
  • Visa (expatriate)
  • Salary certificate
  • Bank statement Security cheque
  • Trade license copy (if self-employed)

Please note that the following list is not exhaustive. The bank may demand more or other documents if needed.

Eligibility for Personal Loan in Emirates NBD

The minimum basic requirement is:

  • You should be at least 21 years old to apply for a loan
  • The sanctioning of your loan and the sanctioned amount will depend on your credit Score and your salary

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