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Finance House Platinum Credit Card Features & Benefits

By PolicyBazaar
Average Rating / 5 (ratings )
Published: 26 October 2019Last Updated On: 12 January 2021

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Finance House offers different credit cards to its customers so as to meet their various lifestyle requirements. Amongst a variety of credit cards, the Finance House Platinum Credit Card is one of the best credit cards offered by the bank.

Loaded with a host of carefully chosen features & benefits, this card is designed to suit your all lifestyle needs while giving you a highly secure, flexible, and convenient way to make all the payments.

Key Highlights of the Finance House Platinum Credit Card 

  • Zero annual membership fee
  • No Joining Fee
  • Complimentary supplementary/add-on credit cards
  • Exceptional discounts and deals via Value House
  • Easy cash and balance transfer at a low rate of interest starting 1.25 percent per month with 0 processing fee.

Some Main Finance House Platinum Credit Card Features

Mentioned below are the main features of the Platinum Credit Card offered by the Finance House:

Zero Annual Membership Fee

This Finance House Credit Card does not charge an annual membership fee, thus it is ‘Free For Life’ card.

Balance Transfer Facility

You can easily transfer the outstanding balance amount of other bank’s credit cards to this Finance House Platinum Credit Card with preferential rate beginning from as minimum as 1.25 percent per month. This balance transfer feature of this card will help you to avoid unnecessary charges.

Easy Cash

This Credit Card offers an easy cash program. With this program, you can avail instant cash a maximum of 90 percent of your available credit limit. And then, you can easily repay this withdrawn amount within a time frame of 36 months.

Easy Payment Plan (EPP)

As a member of this Finance House Platinum Credit Card, you can enjoy the facility of converting your purchases over 1,000 dirhams into an Easy Payment Plan. Meaning that, you will be allowed to pay for those purchases through equated monthly installments.

Supplementary Cards

You can avail of a maximum of 4 supplementary/add-on Finance House Platinum Credit Cards for the eligible family members. Through the supplementary credit card, you can provide your loved ones the much-required financial freedom while being able to keep the tracks of every spending.

3D Secure Feature

You can be fully assured that you are absolutely protected from cyber theft or fraud when using this card online. With encrypted OTP (One Time Passwords) sent to your registered mobile number for the online transactions, only you can authorize any transaction made on your card.

Easy Payment Options

You can easily pay off your credit card balance using any of the below-mentioned payment modes:

  • Though Direct Debit Facility
  • Through Online Payment
  • Though the bank branches
  • Through Exchange Houses (AI Ansari Exchange, Wall Street Exchange, AI Ghurair Exchange, AI Fardan Exchange, The UAE Exchange, and AI Bader Exchange).

Top Finance House Platinum Credit Card Benefits

The Finance House Platinum Credit Card offers top of the line benefits that make this credit card popular among all credit cards available in the UAE. Listed below are the key benefits of this card:

Exceptional Deals & Discounts Via Value House

You can avail of amazing rewards upon spending on this card. Since this Finance House Credit Card offers killer deals via Value House. As a member of this card, you can avail plenty of exclusive benefits and deals on fitness, dining, shopping, leisure, medical treatment, car rentals, entertainment, spas, and a lot more.

Airport Lounge Access

As a member of this card, you can enjoy access to ‘Marhaba Lounges at international airports’ throughout the region. All you need to show this MasterCard Platinum Credit Card offered by the Finance House to enjoy the access at the given-below airport lounges:

  • UAE: Dubai International Airport Marhaba Lounges at T1 & T3, T4 at Maktoum Airport.
  • Egypt:Cairo International Airport VIP Airport Lounges at T1 & T3.
  • Kuwait:Kuwait International Airport Pearl Lounge.
  • Jordan:Queen Alia International Airport Amman, Crown Airport Lounge.
  • Saudi Arabia:Jeddah International Airport First Class Lounge (Foreign Airlines – North Terminal)
  • Saudi Arabia: RiyadhInternational Airport Premier Lounge in T1 (Foreign Airlines)

Credit Shield Protection

With this Finance House Platinum Credit Card, you can also avail the credit shield protection. It is an insurance plan that covers your credit card outstanding balance amount in case of tragic events such as critical illness, involuntary loss of employment, total permanent disability, and death.

Purchase Protection Cover

You can avail of this benefit to secure your purchases made through this Finance House credit card in an event of accidental damage or theft.

Card Fraud Protection Cover

With this cover, you can safeguard yourself against any unauthorized transaction made on your Finance House Platinum Credit Card.

In A Nutshell

With top of the line features & benefits, the Finance House Platinum Credit Card deserves a place in the list of best credit cards available in the UAE. You can opt for this card without giving a second thought to meet your various lifestyle needs while making the most of your every spending.