Finance House Platinum Credit Card
About Finance House Platinum Credit Card
This Finance House Credit Card is full of a variety of benefits and features. This Platinum card is designed to satisfy the needs of the cardholder. It provides them a safe and convenient way of making their payments. This credit card also provides protection to the cardholder on their purchases, from card frauds and in case of any unfortunate event.
Benefits and Features of Finance House Platinum Credit Card
Written below are a few attractive features and benefits of this Finance House Credit Card UAE.
The card member can pay off their Platinum credit card balance through any of the following convenient payment options:
Branches of Finance House
The payment on this Platinum Credit Card can also be made at any of the branches of the financial institution.
The cardholder can pay their credit card bill at any of the branch of the below-mentioned exchange houses.
- Al Ansari
- Al Bader
- Al Fardan
- Al Ghurair
- The UAE
- Wall Street
The cardholder can also make online payment using any of their personal bank account in UAE.
Facility of Direct Debit
The cardholder can sign up for this facility from their bank account to make sure that their card payments get cleared on or before the due date of payment. They can sign up by visiting any of the Finance House branches in the UAE.
The cardholder can opt for a maximum of four supplementary cards for their family. The primary cardholder can keep a track of all the transactions being made using the supplementary credit card.
The card member can avail a maximum of 90 percent of their available credit limit in the form of cash. The repayment for this Easy Cash program can be done within a period of thirty-six months.
The cardholder can transfer their available balance from any credit card to their Platinum MasterCard Credit Card with a low rate of interest starting from 1.25 percent per month.
Easy Payment Plan
Using this facility on this Finance House Credit Card, the cardholder can convert all their purchases above 1,000 AED into Easy Payment Plan. This makes helps the cardholder in making heavy payments conveniently.
Rewards and Offers on Finance House Platinum Credit Card
Written below are the rewards and offers on this Finance House Credit Card.
The cardholder can avail various lifestyle and dining benefits along with Killer deals on Value House using this Platinum Credit Card.
The cardholder can apply and earn a guaranteed cashback of AED 250 by sending “PLAT” at 9184.
The card member can buy a movie ticket & get one complimentary at Al Wahda Mall Cinema. This offer is applicable on all shows between Sunday and Wednesday only and is invalid on public holidays. The cardholder can purchase up to four tickets at one time.
Eligibility Criteria and Charges on Finance House Platinum Credit Card
The cardholder becomes eligible for this Platinum Credit Card if they have a minimum monthly salary of 5,000 AED or above.
Written below are the fees & charges on this Finance House Credit Card.
|Fees and Charges||Details|
|Annual Fee on Primary Card||Nil|
|Annual Fee on Supplementary Cards||Nil|
|Interest Rate (Retail)||3.33 percent|
|Interest Rate (Cash)||3.50 percent|
|Interest Rate for non-payment (Retail)||3.55 percent (monthly)|
|Interest Rate for non-payment(Cash)||3.55 percent (monthly)|
|Interest Rate on Plan for Instalment Payment (Easy Cash & Balance Transfer)||1.25 percent (monthly)|
|Cash Advance Charge||3 percent of cash withdrawn or 200 AED (whichever higher)|
|Charges on Transaction on Foreign Currency||2.85 percent|
|Credit Shield Fees||0.85 percent monthly on amount outstanding or 11 AED (whichever higher)|
|Cheque Return Charge||300 AED|
|Late Payment Charge||230 AED|
|Over-Limit Charge||300 AED|
|Copy of Sales Receipt||65 AED|
|Liability Letter||50 AED|
|Fee on Card Replacement||75 AED|
|Fee on Overseas Cheque||75 AED (plus the actual cost)|
|Duplicate Statement (monthly)||45 AED|
Additional Benefits on Finance House Platinum Credit Card
Written below are the additional benefits on this Finance House Credit Card.
The card member can secure their purchases made using this Platinum Card in a situation of accidental damage or theft.
Credit Shield Insurance
Credit Shield Cover provides the cardholder a full coverage in a situation of involuntary employment loss, critical illness, permanent disability, and death.
Card Fraud Protection
The cardholder can keep themselves safe from unauthorized transactions on their credit card using this card fraud protection cover.
The card member should make sure that they are safe from any cyber fraud or theft while using their card online.
The cardholders can avail a privileged access to airport lounges in Jordan, Egypt, Saudi Arabia, Kuwait and UAE.
- ADCB Credit Cards
- ADIB Credit Cards
- Ajman Bank Credit Cards
- Al Hilal Bank Credit Cards
- American Express Credit Cards
- Aseel Finance Credit Cards
- CBI Credit Cards
- Citibank Credit Cards
- Commercial Bank of Dubai Credit Cards
- Dubai Islamic Bank Credit Cards
- Dunia Finance Credit Cards
- Emirates Islamic Credit Cards
- Emirates NBD Credit Cards
- Finance House Credit Cards
- HSBC Credit Cards
- Mashreq Bank Credit Cards
- Mawarid Finance Credit Cards
- NAJM Credit Cards
- NBF Credit Cards
- Noor Bank Credit Cards
- RAKBANK Credit Cards
- Sharjah Islamic Bank Credit Cards
- Standard Chartered Bank Credit Cards
- Union National Bank Credit Cards
- United Arab Bank (UAB) Credit Cards