Finance House Platinum Credit Card

This Finance House Credit Card is full of a variety of benefits and features. This Platinum card is designed to satisfy the needs of the cardholder. It provides them a safe and convenient way of making their payments. This credit card also provides protection to the cardholder on their purchases, from card frauds and in case of any unfortunate event.

Benefits and Features of Finance House Platinum Credit Card

Written below are a few attractive features and benefits of this Finance House Credit Card UAE.

Payment Options

The card member can pay off their Platinum credit card balance through any of the following convenient payment options:

Branches of Finance House

The payment on this Platinum Credit Card can also be made at any of the branches of the financial institution.

Exchange Houses

The cardholder can pay their credit card bill at any of the branch of the below-mentioned exchange houses.

  • Al Ansari
  • Al Bader
  • Al Fardan
  • Al Ghurair
  • The UAE
  • Wall Street

Online Payment

The cardholder can also make online payment using any of their personal bank account in UAE.

Facility of Direct Debit

The cardholder can sign up for this facility from their bank account to make sure that their card payments get cleared on or before the due date of payment. They can sign up by visiting any of the Finance House branches in the UAE.

Supplementary Cards

The cardholder can opt for a maximum of four supplementary cards for their family. The primary cardholder can keep a track of all the transactions being made using the supplementary credit card.

Easy Cash

The card member can avail a maximum of 90 percent of their available credit limit in the form of cash. The repayment for this Easy Cash program can be done within a period of thirty-six months.

Balance Transfer

The cardholder can transfer their available balance from any credit card to their Platinum MasterCard Credit Card with a low rate of interest starting from 1.25 percent per month.

Easy Payment Plan

Using this facility on this Finance House Credit Card, the cardholder can convert all their purchases above 1,000 AED into Easy Payment Plan. This makes helps the cardholder in making heavy payments conveniently.

Rewards and Offers on Finance House Platinum Credit Card

Written below are the rewards and offers on this Finance House Credit Card.

Value House

The cardholder can avail various lifestyle and dining benefits along with Killer deals on Value House using this Platinum Credit Card.


The cardholder can apply and earn a guaranteed cashback of AED 250 by sending “PLAT” at 9184.

Cinema Offers

The card member can buy a movie ticket & get one complimentary at Al Wahda Mall Cinema. This offer is applicable on all shows between Sunday and Wednesday only and is invalid on public holidays. The cardholder can purchase up to four tickets at one time.

Eligibility Criteria and Charges on Finance House Platinum Credit Card

The cardholder becomes eligible for this Platinum Credit Card if they have a minimum monthly salary of 5,000 AED or above.

 Written below are the fees & charges on this Finance House Credit Card.


Fees and Charges Details
Registration Charges Nil
Annual Fee on Primary Card Nil
Annual Fee on Supplementary Cards Nil
Interest Rate (Retail) 3.33 percent
Interest Rate (Cash) 3.50 percent
Interest Rate for non-payment (Retail) 3.55 percent (monthly)
Interest Rate for non-payment(Cash) 3.55 percent (monthly)
Interest Rate on Plan for Instalment Payment (Easy Cash & Balance Transfer) 1.25 percent (monthly)
Cash Advance Charge 3 percent of cash withdrawn or 200 AED (whichever higher)
Charges on Transaction on Foreign Currency 2.85 percent
Credit Shield Fees 0.85 percent monthly on amount outstanding or 11 AED (whichever higher)
Cheque Return Charge 300 AED
Late Payment Charge 230 AED
Over-Limit Charge 300 AED
Copy of Sales Receipt 65 AED
Liability Letter 50 AED
Fee on Card Replacement 75 AED
Fee on Overseas Cheque 75 AED (plus the actual cost)
Duplicate Statement (monthly) 45 AED


Additional Benefits on Finance House Platinum Credit Card

Written below are the additional benefits on this Finance House Credit Card.

Purchase Protection

The card member can secure their purchases made using this Platinum Card in a situation of accidental damage or theft.

Credit Shield Insurance

Credit Shield Cover provides the cardholder a full coverage in a situation of involuntary employment loss, critical illness, permanent disability, and death.

Card Fraud Protection

The cardholder can keep themselves safe from unauthorized transactions on their credit card using this card fraud protection cover.

3D Secure

The card member should make sure that they are safe from any cyber fraud or theft while using their card online.

Airport Lounge

The cardholders can avail a privileged access to airport lounges in Jordan, Egypt, Saudi Arabia, Kuwait and UAE.

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