The following article provides in-depth information on Ajman Bank auto debit credit card payments via both mobile and online banking methods.
This Finance House Credit Card is packed with a huge range of features and benefits. This Gold Credit Card is designed to satisfy the needs of the cardholder. It offers them a highly safe, easy, flexible & convenient way of making all their payments. This ‘free for life’ card offers amazing discounts & deals through Value House along with features like easy cash and balance transfer.
Here are some exceptional benefits & features of this Finance House credit card UAE.
Here are some attractive rewards and offers of this Finance House Credit Card.
Eligibility Criteria: The cardholder becomes eligible for this Gold Credit Card if they have a minimum monthly salary of 5,000 AED or above.
Documents Required:
Here are the fees & charges on this Finance House Credit Card.
Fees and Charges |
Details |
Registration Charges |
Nil |
Annual Fee on Primary Card |
Nil |
Annual Fee on Supplementary Cards |
Nil |
Interest Rate (Retail) |
3.33 percent |
Interest Rate (Cash) |
3.50 percent |
Interest Rate for non-payment (Retail) |
3.55 percent (monthly) |
Interest Rate for non-payment(Cash) |
3.55 percent (monthly) |
Interest Rate on Plan for Instalment Payment (Easy Cash & Balance Transfer) |
1.25 percent (monthly) |
Cash Advance Charge |
3 percent of cash withdrawn or 200 AED (whichever higher) |
Charges on Transaction on Foreign Currency |
2.85 percent |
Credit Shield Fees |
0.85 percent monthly on amount outstanding or 11 AED (whichever higher) |
Cheque Return Charge |
300 AED |
Late Payment Charge |
230 AED |
Over-Limit Charge |
300 AED |
Copy of Sales Receipt |
65 AED |
Liability Letter |
50 AED |
Fee on Card Replacement |
75 AED |
Fee on Overseas Cheque |
75 AED (plus the actual cost) |
Duplicate Statement (monthly) |
45 AED |
Q1: Which companies are approved by Finance House in order to avail of the Fnance House Gold credit card?
Ans: Most Government & Semi-Government institutions & departments, multinational & leading local companies, Banks & other financial institutions are approved by the Finance House credit cards. If you wish to know if your employer is on the approved list, one of their PFOs can assist you in finding the relevant information.
Q2: How can one make monthly payments?
Ans: If one wishes to pay by way of cash payments at:
If one wishes to pay by way of cheque payments:
Q3: How does one apply for a Fnance House Gold credit card?
Ans: Visit the nearest Finance House branch with all the required documents or call at 600511114 in order to schedule a personal visit to your office by a Personal Finance Officer who will help with the application process.
Q4: How many supplemtary cards can be applied for with a Fnance House Gold credit card?
Ans: Maximum 4 supplementary cards can be applied for alongside the Finance House Gold credit card.
Q5: How long does it take to issue a Finance House credit card?
Ans: It takes around 5 working days to issue a credit card from the date of the approval of the card.