Finance House CartNet Credit Card
About Finance House CartNet Credit Card
This Finance House Credit Card offers cashback to the cardholder on successful referrals. The card member can earn a maximum cashback of 50 percent and an instant cashback of 200 AED on this Cartnet Credit Card. Apart from this, the Titanium card offers a variety of rewards, benefits and privileges for satisfying the needs of the cardholder.
Benefits and Features of Finance House CartNet Credit Card
Enlisted below are a few unmatched benefits and features of this Finance House Credit Card UAE.
The cardholder can opt for a maximum of three supplementary cards for their family. The primary cardholder can keep a track of all the transactions being made using the supplementary credit card.
The card member can pay off their CartNet credit card balance through any of the following convenient payment options:
The cardholder can make online payment using any of their personal bank account in UAE.
Branches of Finance House
The payment on this CartNet Credit Card can also be made at any of the branches of the financial institution.
Facility of Direct Debit
The cardholder can sign up for this facility from their bank account to make sure that their card payments get cleared on or before the due date of payment.
The cardholder can pay their credit card bill at any of the branch of the below-mentioned exchange houses.
- Al Ansari
- Al Bader
- Al Fardan
- Al Ghurair
- The UAE
- Wall Street
Easy Payment Plan
Using this facility on this Finance House Credit Card, the cardholder can convert all their purchases above 1,000 AED into Easy Payment Plan. This makes helps the cardholder in making heavy payments conveniently.
The cardholder can transfer their available balance from any credit card to their CartNet MasterCard Credit Card with a low rate of interest starting from 1.25 percent per month.
The card member can avail a maximum of 90 percent of their available credit limit in the form of cash. The repayment for this Easy Cash program can be done within a period of thirty-six months.
Rewards and Offers on Finance House CartNet Credit Card
Enlisted below are a few attractive offers and rewards on this Finance House Credit Card.
The card member can buy a movie ticket & get one complimentary at Al Wahda Mall Cinema. This offer is applicable on all shows between Sunday and Wednesday only and is invalid on public holidays. The cardholder can purchase up to four tickets at one time.
On referring their friends to CartNet, the cardholder can earn a maximum cashback of 50% and 200 AED instantly on every successful referral.
The card member can avail various lifestyle and dining benefits along with Killer deals on Value House using this CartNet Credit Card.
Eligibility Criteria and Charges on Finance House CartNet Credit Card
The cardholder becomes eligible for this Titanium Credit Card if they have a minimum monthly salary of 5,000 AED or above.
Enlisted below are a few fees & charges on this Finance House Credit Card.
|Fees and Charges||Details|
|Annual Fee on Primary Card||Nil|
|Annual Fee on Supplementary Cards||Nil|
|Interest Rate (Retail)||3.33 percent|
|Interest Rate (Cash)||3.50 percent|
|Interest Rate for non-payment (Retail)||3.55 percent (monthly)|
|Interest Rate for non-payment(Cash)||3.55 percent (monthly)|
|Interest Rate on Plan for Instalment Payment (Easy Cash & Balance Transfer)||1.25 percent (monthly)|
|Cash Advance Charge||3 percent of cash withdrawn or 200 AED (whichever higher)|
|Charges on Transaction on Foreign Currency||2.85 percent|
|Credit Shield Fees||0.85 percent monthly on amount outstanding or 11 AED (whichever higher)|
|Cheque Return Charge||300 AED|
|Late Payment Charge||230 AED|
|Over-Limit Charge||300 AED|
|Copy of Sales Receipt||65 AED|
|Liability Letter||50 AED|
|Fee on Card Replacement||75 AED|
|Fee on Overseas Cheque||75 AED (plus the actual cost)|
|Duplicate Statement (monthly)||45 AED|
|Clearance Letter||50 AED|
Additional Benefits on Finance House CartNet Credit Card
Enlisted below are a few additional benefits of this Finance House Credit Card.
The cardholders can avail a privileged access to airport lounges in Jordan, Egypt, Saudi Arabia, Kuwait and UAE.
The card member should make sure that they are safe from any cyber fraud or theft while using their card online.
Card Fraud Protection
The cardholder can keep themselves safe from unauthorized transactions on their credit card using this card fraud protection cover.
Credit Shield Insurance
Credit Shield Cover provides the cardholder a full coverage in a situation of involuntary employment loss, critical illness, permanent disability, and death.
The card member can secure their purchases made using this CartNet Card in a situation of accidental damage or theft.
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