Finance House CartNet Credit Card

This Finance House Credit Card offers cashback to the cardholder on successful referrals. The card member can earn a maximum cashback of 50 percent and an instant cashback of 200 AED on this Cartnet Credit Card. Apart from this, the Titanium card offers a variety of rewards, benefits and privileges for satisfying the needs of the cardholder.

Benefits and Features of Finance House CartNet Credit Card

Enlisted below are a few unmatched benefits and features of this Finance House Credit Card UAE.

Supplementary Cards

The cardholder can opt for a maximum of three supplementary cards for their family. The primary cardholder can keep a track of all the transactions being made using the supplementary credit card.

Payment Options

The card member can pay off their CartNet credit card balance through any of the following convenient payment options:

Online Payment

The cardholder can make online payment using any of their personal bank account in UAE.

Branches of Finance House

The payment on this CartNet Credit Card can also be made at any of the branches of the financial institution.

Facility of Direct Debit

The cardholder can sign up for this facility from their bank account to make sure that their card payments get cleared on or before the due date of payment.

Exchange Houses

The cardholder can pay their credit card bill at any of the branch of the below-mentioned exchange houses.

  • Al Ansari
  • Al Bader
  • Al Fardan
  • Al Ghurair
  • The UAE
  • Wall Street

Easy Payment Plan

Using this facility on this Finance House Credit Card, the cardholder can convert all their purchases above 1,000 AED into Easy Payment Plan. This makes helps the cardholder in making heavy payments conveniently.

Balance Transfer

The cardholder can transfer their available balance from any credit card to their CartNet MasterCard Credit Card with a low rate of interest starting from 1.25 percent per month.

Easy Cash

The card member can avail a maximum of 90 percent of their available credit limit in the form of cash. The repayment for this Easy Cash program can be done within a period of thirty-six months.

Rewards and Offers on Finance House CartNet Credit Card

Enlisted below are a few attractive offers and rewards on this Finance House Credit Card.

Cinema Offers

The card member can buy a movie ticket & get one complimentary at Al Wahda Mall Cinema. This offer is applicable on all shows between Sunday and Wednesday only and is invalid on public holidays. The cardholder can purchase up to four tickets at one time.


On referring their friends to CartNet, the cardholder can earn a maximum cashback of 50% and 200 AED instantly on every successful referral.

Value House

The card member can avail various lifestyle and dining benefits along with Killer deals on Value House using this CartNet Credit Card.

Eligibility Criteria and Charges on Finance House CartNet Credit Card

The cardholder becomes eligible for this Titanium Credit Card if they have a minimum monthly salary of 5,000 AED or above.

Enlisted below are a few fees & charges on this Finance House Credit Card.

Fees and Charges Details
Registration Charges Nil
Annual Fee on Primary Card Nil
Annual Fee on Supplementary Cards Nil
Interest Rate (Retail) 3.33 percent
Interest Rate (Cash) 3.50 percent
Interest Rate for non-payment (Retail) 3.55 percent (monthly)
Interest Rate for non-payment(Cash) 3.55 percent (monthly)
Interest Rate on Plan for Instalment Payment (Easy Cash & Balance Transfer) 1.25 percent (monthly)
Cash Advance Charge 3 percent of cash withdrawn or 200 AED (whichever higher)
Charges on Transaction on Foreign Currency 2.85 percent
Credit Shield Fees 0.85 percent monthly on amount outstanding or 11 AED (whichever higher)
Cheque Return Charge 300 AED
Late Payment Charge 230 AED
Over-Limit Charge 300 AED
Copy of Sales Receipt 65 AED
Liability Letter 50 AED
Fee on Card Replacement 75 AED
Fee on Overseas Cheque 75 AED (plus the actual cost)
Duplicate Statement (monthly) 45 AED
Clearance Letter 50 AED

Additional Benefits on Finance House CartNet Credit Card

Enlisted below are a few additional benefits of this Finance House Credit Card.

Airport Lounge

The cardholders can avail a privileged access to airport lounges in Jordan, Egypt, Saudi Arabia, Kuwait and UAE.

3D Secure

The card member should make sure that they are safe from any cyber fraud or theft while using their card online.

Card Fraud Protection

The cardholder can keep themselves safe from unauthorized transactions on their credit card using this card fraud protection cover.

Credit Shield Insurance

Credit Shield Cover provides the cardholder a full coverage in a situation of involuntary employment loss, critical illness, permanent disability, and death.

Purchase Protection

The card member can secure their purchases made using this CartNet Card in a situation of accidental damage or theft.

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