Finance House Blue Credit Card

About Finance House Blue Credit Card

This Finance House Credit Card is loaded with a range of amazing benefits and features. The Blue Credit Card helps the cardholder in satisfying all their needs. It also provides them with a very safe, flexible and convenient way of making all their payments. The card member can avail exceptional discounts and deals using Value House along with various movie and lifestyle offers.

Benefits and Features of Finance House Blue Credit Card

The following are some eminent benefits and features of this Finance House Credit Card UAE.

Annual Fee

The Finance House Blue Credit Card does not charge an annual fee, hence is free for life.

Supplementary Cards

The cardholder can opt for a maximum of four supplementary cards for their family. The primary cardholder can keep a track of all the transactions being made using the supplementary credit card.

Balance Transfer

The cardholder can transfer their available balance from any credit card to their Blue MasterCard Credit Card with a low rate of interest starting from 1.25 percent per month.

Easy Cash

The card member can avail a maximum of 90 percent of their available credit limit in the form of cash. The repayment for this Easy Cash program can be done within a period of thirty-six months.

Easy Payment Plan

Using this facility on this Finance House Credit Card, the cardholder can convert all their purchases above 1,000 AED into Easy Payment Plan. This makes helps the cardholder in making heavy payments conveniently.

Payment Options

The card member can pay off their Blue credit card balance through any of the following convenient payment options:

Facility of Direct Debit

The cardholder can sign up for this facility from their bank account to make sure that their card payments get cleared on or before the due date of payment. They can sign up by visiting any of the Finance House branches in the UAE.

Branches of Finance House

The payment on this Blue Credit Card can also be made at any of the branches of the financial institution.

Online Payment

The cardholder can also make an online payment using any of their personal bank accounts in UAE.

Exchange Houses

The cardholder can pay their credit card bill at any of the branches of the below-mentioned exchange houses.

  • Al Ansari
  • Al Bader
  • Al Fardan
  • Al Ghurair
  • The UAE
  • Wall Street

Rewards and Offers on Finance House Blue Credit Card

The following are some rewards and offers on this Finance House Credit Card.

Value House

The cardholder can avail various lifestyle and dining benefits along with Killer deals on Value House using this Blue Credit Card.

Cinema Offers

The card member can buy a movie ticket & get one complimentary at Al Wahda Mall Cinema. This offer is applicable on all shows between Sunday and Wednesday only and is invalid on public holidays. The cardholder can purchase up to four tickets at one time.

Eligibility Criteria and Charges on Finance House Blue Credit Card

The cardholder becomes eligible for this Blue Credit Card if they have a minimum monthly salary of 5,000 AED or above.

 

The following are the fees and charges on this Finance House Credit Card.

Fees and Charges Details
Registration Charges Nil
Annual Fee on Primary Card Nil
Annual Fee on Supplementary Cards Nil
Interest Rate (Retail) 3.33 percent
Interest Rate (Cash) 3.50 percent
Interest Rate for non-payment (Retail) 3.55 percent (monthly)
Interest Rate for non-payment(Cash) 3.55 percent (monthly)
Interest Rate on Plan for Instalment Payment (Easy Cash & Balance Transfer) 1.25 percent (monthly)
Cash Advance Charge 3 percent of cash withdrawn or 200 AED (whichever higher)
Charges on Transaction on Foreign Currency 2.85 percent
Credit Shield Fees 0.85 percent monthly on the amount outstanding or 11 AED (whichever higher)
Cheque Return Charge 300 AED
Late Payment Charge 230 AED
Over-Limit Charge 300 AED
Copy of Sales Receipt 65 AED
Liability Letter 50 AED
Fee on Card Replacement 75 AED
Fee on Overseas Cheque 75 AED (plus the actual cost)
Duplicate Statement (monthly) 45 AED

 

Additional Benefits on Finance House Blue Credit Card

The following are some additional benefits on this Finance House Credit Card UAE.

Credit Shield Insurance

Credit Shield Cover provides the card member a full coverage in case of critical illness, involuntary employment loss, permanent disability, and death.

3D Secure

The cardholder should make sure that they are safe from any cyber fraud or theft while using their card online. An encrypted OTP (One Time Password) is sent to the cardholder’s registered number for the online transaction. Only the cardholder can authorize a transaction on their credit card.