FAB Rewards Signature Credit Card

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  • Airport Lounge
  • Shopping Benefits
  • Fuel benefits
  • Movie Discounts

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  • Dubai
  • Abu Dhabi
  • Sharjah
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  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits

First Abu Dhabi Bank (FAB), one of the prominent financial institutions in the UAE, offers multiple banking solutions including credit cards that cater to the needs of individuals. There is a wide range of credit cards provided by the bank, with each one having its own benefits and features - you can avail of them depending on your salary, age, and other eligibility criteria. 

In this article, we will narrow down to the FAB Rewards Signature credit card and check all its key features, benefits, relevant details, and more.

FAB Rewards Signature Credit Card
Airport Lounge Access
  • Minimum Salary AED 15,000
  • Annual Fee AED 300/400*
  • Lifestyle Benefits
  • Airport Lounge Access
  • Movie Discounts
  • Valet Parking

Features and Benefits of FAB Rewards Signature Credit Card

Mentioned below are some of the key features and benefits of the FAB Rewards Signature credit card in the UAE - 

Lifestyle Benefits

  • Valet Parking: You can avail of free valet parking services (up to 2 times) in a month at select locations across the UAE.
  • Golf Discounts: You can enjoy exclusive discounts at great golf courses.
  • Visa Lifestyle Benefits: Get amazing benefits with Visa including dining, Global Blue, and The Entertainer.
  • Movie Tickets: You can get 4 movie tickets in a month for only AED 15 (exclusively on weekdays) and AED 20 on weekends at Cine Royal, Oscar Cinemas, and Reel Cinemas. Additionally, you can enjoy weekday movie tickets starting only from AED 20 at Vox Cinemas. 

Protection Benefits

  • Credit Shield: In case a mishap happens due to which you are unable to make your credit card payment, your outstanding balance would get paid off with this feature.
  • Fraud: Your card is automatically protected against unauthorised transactions or any fraudulent usage of your card.
  • International Medical and Travel Assistance: You can avail of free Medical and Travel Assistance Insurance if you utilise your card to pay for travel. This benefit is applicable to your family as well and can be availed when travelling outside your principal country of residence for up to 90 days.
  • Purchase Protection and Extended Warranty: You can enjoy this benefit for 12 months beyond the retail or manufacturer warranty.
  • Travel Accident Insurance: With this FAB credit card, you also get complimentary travel insurance for up to USD 500,000.

Travel Benefits

  • Airport Transfers: Enjoy up to 2 airport transfers a year from AED 40 if it is within the city and from AED 100 if between cities.
  • Airport Lounge Access: As a cardholder, you can enjoy free lounge access to over 1,000 airports.
  • Get Visa Travel Benefits: You can avail of travel benefits and offers with Visa partners - the list includes YQ Meet, DragonPass Airport dining offers, YQ Meet & Assist, Booking.com, Jumeirah Hotels, Visa Luxury Hotel Collection, IHG Hotels & Resorts, Agoda, Avis Car Rental, and many more. 

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Offers and Rewards

You can easily earn FAB rewards through the following -  

FAB Rewards on Gaming

  • You can earn up to 5 FAB rewards per AED 1 spent on gaming. This includes spending on Xbox, Steam, PlayStation, Nintendo, Twitch, and more. 

FAB Rewards Bonus  

  • You can earn a FAB rewards bonus, which is equivalent to your credit card’s first year annual fee. The bonus is credited when you activate your card and use it within 30 days of issuance.
  • You can earn up to 2 FAB rewards per AED 1 spent on your card.
  • You can instantly redeem your FAB rewards by using the bank’s mobile application.
  • Win cash prizes with your FAB Rewards Signature credit card. 

Additional Offers and Discounts

  • You can shop and pay with 0% EPP for any brand available at the Mall of Emirates and City Centres. The offer is valid till 31st December 2023.
  • You can convert your credit card transaction to a 0% Easy Payment Plan using your FAB mobile app, with the offer being valid till 31st December 2023.
  • Enjoy a 0% instalment plan for 3 to 6 months on your purchases related to 2XL furniture. 

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FAB Rewards Signature Credit Card: Fees and Charges

Refer to the table below to understand the fees and charges of the FAB Rewards Signature credit card - 

Type of Fees Charges
Annual Fee (primary cards) Up to AED 2,625
Annual Fee (supplementary cards) Up to AED 262.5
Cash Advance Fee 3.15% of the amount (cash) obtained with a minimum of AED 157.5 per transaction (selected cards only)
Interest on Cash Advance Up to 3.99% per month
Interest on Retail Purchases Up to 3.85% per month
International Transaction Fee 2.49% of transaction value + scheme charges
Issuance of Liability Letter AED 52.5
Dispute Verification Charge AED 105
Outstation Cheque Processing Charge AED 52.5
Copies of Transaction Slip AED 26.25 per transaction slip
Statement Reprint Charges AED 26.25 per statement
Payment Due Date from Statement Date 21-25 Days
Minimum Monthly Payment 5% of outstanding or AED 100 (whichever is higher)
Cheque Returned Fee AED 220.5
Plan Deferment Charges AED 262.5
Early Settlement Fee (Instalment Plans/ Balance Transfer/ Quick Cash/ Easy Payment Plan) 1.05% of the principal outstanding balance (Max AED 10,500) will be payable
Over Limit Fee AED 288.75 in any month when the outstanding balance is greater than the assigned credit limit
Late Payment Fee AED 241.5 in any month when the payment is late, not made, or less than the minimum amount due
Accident Insurance Fee Charged per month at 0.26% of the outstanding balance or AED 31.5 (whichever is higher)
Wallet Shield Fee Charged per month at 0.42% of the outstanding balance
Credit Shield Plus Fee 1.04% of the outstanding balance
Card Replacement Fee AED 78.75

Cashback Back & Free Airport Lounge Access - Policybazaar uae

Eligibility Criteria for FAB Rewards Signature Credit Card

If you wish to apply for a FAB Rewards Signature credit card in the UAE, you must possess a minimum monthly salary of AED 15,000. 

How to Apply for the FAB Rewards Signature Credit Card?

You can use any of the three ways discussed below to apply for the FAB Rewards Signature credit card in the UAE - 

Via Policybazaar UAE

  1. Open our website and choose the ‘Banking Products’ drop-down.
  2. Select ‘Credit Card In UAE’.
  3. Provide the specified details in the lead form to view the credit card quotes page.
  4. Locate the FAB Rewards Signature credit card and check all its features, fees, and more. 
  5. Once done, apply for it. After you submit the form, one of our agents will connect with you shortly for the remaining application steps. 

Via Website

  1. Click on the ‘Cards’ drop-down menu on the bank’s official website.
  2. Select FAB Rewards Signature credit card.
  3. Tap on the ‘Apply Now’ button present on the right side of the screen.
  4. Enter the requested details and hit the ‘Apply’ button. 

One of the bank officials will shortly get in touch with you. 

Alternatively, you can install the bank’s mobile application and perform the same process. 

Via Offline Means

You can visit your nearest FAB branch and get in touch with one of the bank representatives, who will guide you through the credit card application process. Follow the steps as prompted and complete the procedure. When applying for a FAB credit card offline, make sure to carry all the necessary documents to avoid any hassles later. 

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