FAB Rewards Platinum Credit Card

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  • Airport Lounge
  • Shopping Benefits
  • Fuel benefits
  • Movie Discounts

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  • Dubai
  • Abu Dhabi
  • Sharjah
  • Ras Al Khaimah
  • Ajman
  • Other
  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits

Recognised as one of the world's largest financial institutions, First Abu Dhabi Bank (FAB) has earned its global reputation through an emphasis on providing tailor-made financial solutions that enhance customers’ experience. The bank's array of credit card offerings stands as a testament to this commitment.

Among these, the FAB Rewards Platinum Credit Card is a notable product, helping cardholders garner rewarding experiences across various spheres of spending. The card also brings to your wallet the chance to earn rewards on your spending and gaming activities, an opportunity to bag cash prizes, and a doorway to an array of benefits and discounts spanning travel and lifestyle categories.

In this article, we will cover all the specifics of the FAB Rewards Platinum Credit Card and help you understand how this card could be an impeccable addition to your financial arsenal.

First Abu Dhabi Bank Rewards Platinum
Dining Discounts
  • Minimum Salary AED 8,000
  • Annual Fee AED 200/300*
  • Movie Discounts
  • Dining Discounts
  • Purchase Protection & Extended Warranty
  • Airport Transfer

Benefits of FAB Rewards Platinum Credit Card

The FAB Rewards Platinum Credit Card is not just a financial tool; it is a gateway to a realm of remarkable benefits spanning the domains of travel, lifestyle, and more.

Here, we will expand upon the key advantages that you can expect upon availing of this card -

Unparalleled Travel Benefits of the FAB Rewards Platinum Credit Card

  • Streamlined Airport Transfers - Forget about the hassle of airport commutes. With FAB Rewards Platinum Credit Card, you can access up to two airport transfers per year starting at a nominal cost of AED 40 within the city and AED 100 between cities.
  • Enthralling Visa Travel Benefits - Visa, a global partner of FAB, brings to the table a host of travel benefits and discounts. As a cardholder, you can enjoy exclusive dining deals at DragonPass Airport, meet and assist services at YQ, car rental services at Avis, and privileged discounts at Agoda, IHG Hotels & Resorts, Visa Luxury Hotel Collection, Jumeirah Hotels, Booking.com, and more.

Lifestyle Benefits of the FAB Rewards Platinum Credit Card

  • Movie Tickets at Attractive Rates - With the FAB Rewards Platinum Credit Card, your movie outings can get more economical! You can access 4 movie tickets a month at a mere AED 15 on weekdays and AED 20 on weekends at leading cinema chains like Reel Cinemas, Cine Royal, and Oscar Cinema. Furthermore, weekday movie tickets at VOX Cinemas are available at an attractive price of just AED 20.
  • Exclusive Visa Lifestyle Benefits - You can also enhance your lifestyle experience further with added benefits, including exciting dining offers, access to The Entertainer, and Global Blue privileges from Visa.

Protection Benefits with the FAB Rewards Platinum Credit Card

  • Extended Purchase Protection and Warranty - You can now shop without worries as the FAB Rewards Platinum Credit Card offers Purchase Protection and an Extended Warranty, which extends the manufacturer or retail warranty by 12 additional months.
  • International Medical and Travel Assistance - When you use the FAB Rewards Platinum Credit Card to make payments for your travel, you become eligible for complimentary Medical and Travel Assistance Insurance for yourself and your family. This covers travels outside your principal country of residence for up to 90 days.
  • Credit Shield - The FAB Rewards Platinum Credit Card also provides a credit shield feature, which ensures that your outstanding balance is taken care of in case you face difficulties in meeting your credit card payments.

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Rewards and Offers of FAB Rewards Platinum Credit Card

The FAB Rewards Platinum Credit Card has become a standout choice among UAE residents, thanks to its exciting cash offers and enticing reward program. In this section, we will shed light on the key features of these rewards and offers.

FAB Rewards

The FAB Rewards Platinum Credit Card enables cardholders to accumulate FAB Rewards. These rewards are essentially loyalty points awarded for using FAB Credit Card banking services including gaming, everyday card spending, maintaining account balances, and more. These rewards can be exchanged for a broad array of benefits such as extended gaming time, cashback, e-gift vouchers, bill payments, travel, in-store shopping, and more.

Here are a few key aspects of the FAB Rewards:

  1. Rewards from day-to-day credit and debit card spending are typically posted to your account within two to three days from the purchase date.
  2. Any fractional reward points get rounded down to the nearest whole number. For instance, a transaction earning 155.6 FAB Rewards will post as 155 FAB Rewards.
  3. FAB Rewards can be redeemed instantly through the FAB Mobile app, offering a plethora of redemption choices such as converting them into Emirates Skywards Miles or Etihad Guest Miles, purchasing e-vouchers for malls, paying utility bills, and more.

Here’s how you can accumulate FAB Rewards using your FAB Rewards Platinum Credit Card:

  • Card Activation Bonus - Receive FAB Rewards equivalent to your first year's annual card fee when you activate and use your card within 30 days of issuance.
  • Amplified Gaming Rewards - Enjoy up to 5 FAB Rewards for each AED 1 spent on gaming such as expenditures on PlayStation, Nintendo, Xbox, Steam, Twitch, and more.
  • Earn as You Spend - Get up to 1 FAB Reward for each AED 1 spent using your card.

Pocket the Cash Prizes

Beyond FAB Rewards, the FAB Rewards Platinum Credit Card provides opportunities to win cash prizes based on your spending –

  • Biannual Draw for a Chance to Win AED 25,000 - Spend a cumulative total of AED 25,000 within six months (January-June) and get an entry to win AED 25,000. Note that there will be 20 lucky winners each July.
  • Annual Draw with a Grand Prize of AED 50,000 - Cardholders with an annual retail spend of AED 50,000 or above are eligible for an entry to win one of 20 prizes of AED 50,000 every January.
  • A Chance to Win AED 1,000 - As a FAB Rewards Platinum Credit Cardholder with an annual retail spend between AED 25,000 and AED 50,000, you can win one of the 100 prizes of AED 1,000.

Please note the following conditions apply to the cash prizes:

  1. Each customer can only win one cash prize per year.
  2. The prize is awarded as a statement credit.
  3. The draw is open to holders of the FAB Rewards Elite Infinite, Infinite, Rewards Platinum and Signature Credit Cards only.
  4. Every cumulative retail spend of AED 25,000 within a six-month period gets you an entry to the draw to win AED 25,000.
  5. If your annual retail spend is AED 50,000 or above, you are eligible for an entry to the draw to win AED 50,000.
  6. Each annual retail spend between AED 25,000 and AED 50,000 gets you an entry to the draw to win AED 1,000.

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Fees and Charges Associated with FAB Rewards Platinum Credit Card

Tabled below are the fees and charges associated with FAB Rewards Platinum Credit Card –

Fees/Charges Salary Transfer Customers Non-Salary Transfer Customers
Annual Fees AED 200 AED 300
Interest on Retail Purchases* 3.85% per month 3.85% per month
Interest on Cash Advance* 3.99% per month 3.99% per month
Cash Advance Fee 3.15% of cash amount with a minimum of AED 157.5 per transaction 3.15% of cash amount with a minimum of AED 157.5 per transaction
International Transaction Fee 2.49% of the transaction value plus scheme charges 2.49% of the transaction value plus scheme charges
Card Replacement Fee AED 78.75 AED 78.75
Credit Shield Plus Fee 1.04% of the outstanding balance 1.04% of the outstanding balance
Wallet Shield Fee 0.42% of the outstanding balance monthly 0.42% of the outstanding balance monthly
Accident Insurance Fee 0.26% of the outstanding balance monthly or AED 31.5 (whichever is higher) 0.26% of the outstanding balance monthly or AED 31.5 (whichever is higher)
Late Payment Fee AED 241.5 when the payment is late or less than the minimum amount due AED 241.5 when the payment is late or less than the minimum amount due
Over Limit Fee AED 288.75 when the outstanding balance exceeds the assigned credit limit AED 288.75 when the outstanding balance exceeds the assigned credit limit
Plan Deferment Charges AED 262.5 AED 262.5
Cheque Returned Fee AED 210 AED 210
Minimum Monthly Payment 5% of outstanding or AED 100 (whichever is higher) 5% of outstanding or AED 100 (whichever is higher)
Payment due date from statement date 21- 25 days 21- 25 days
Statement Reprint Charges AED 26.25 per statement AED 26.25 per statement
Copies of Transaction Slips AED 26.25 per slip AED 26.25 per slip
Outstation Cheque Processing Charge AED 52.5 AED 52.5
Dispute Verification Charge AED 105 AED 105
Issuance of Liability Letter AED 52.5 AED 52.5

All fees and charges are inclusive of VAT (if any) and are rounded off to two decimal places.

*Note: As of 24 January 2023, if the card account is past due, the interest rate on Retail Purchases and Cash Advance balances may increase by 0.65%. The interest charges will revert to the prevailing product interest rate at the next billing date if the card account is no longer past due.

Latest Offers on FAB Credit Card

Eligibility Criteria for FAB Rewards Platinum Credit Card

When considering the application for credit cards, understanding the eligibility requirements is crucial. As a potential cardholder, you need to meet certain financial prerequisites to be deemed suitable.

For the FAB Rewards Platinum Credit Card, the minimum monthly salary required is AED 8,000. This criterion ensures that the cardholder is financially capable of managing the obligations associated with the card and mitigates the risk of default.

Remember, while meeting this eligibility requirement is a key initial step in your application journey, it doesn't guarantee approval. Other factors, such as your credit score, debt-to-income ratio, and overall financial health will also be assessed by the bank during the application process. Thus, make sure that you have a clear understanding of these requirements before you start your application to ensure a smooth, efficient process, and a higher likelihood of approval.

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How to Apply for FAB Rewards Platinum Credit Card?

Applying for the FAB Rewards Platinum Credit Card is a streamlined process when you utilise the Policybazaar UAE platform. Here's a step-by-step guide to help you get started-

  • Visit policybazaar.ae, the official website of Policybazaar UAE.
  • Navigate to the 'Credit Cards' section and complete the lead form present on the page.
  • Use the convenient filters to browse through the credit cards offered by the First Abu Dhabi Bank (FAB).
  • Locate the FAB Rewards Platinum Credit Card and click the 'Apply' button.
  • Once your application is submitted, a dedicated customer service representative from Policybazaar.ae will contact you to guide you through the remaining process.

Top 5 Advantages of Applying for the FAB Rewards Platinum Credit Card via Policybazaar UAE

Here are the benefits that you can enjoy by applying for the FAB Rewards Platinum Credit via policybazaar.ae -

  • Simplified Process: Policybazaar.ae offers a user-friendly platform and makes the application process for the FAB Rewards Platinum Credit Card straightforward.
  • Tailored Comparisons: The platform allows you to compare the FAB Rewards Platinum Credit Card with other credit card offerings effortlessly, assisting you in making an informed choice that aligns with your needs.
  • Reliable Guidance: A dedicated customer service representative will be assigned to assist you throughout your application process, ensuring all your queries are promptly addressed.
  • Time-Saving: By streamlining the application process, Policybazaar.ae saves you precious time and allows you to apply for the FAB Rewards Platinum Credit Card from the comfort of your home or office.
  • Security: Policybazaar UAE is a trusted platform that ensures the safety and privacy of your personal information, offering you peace of mind as you proceed with your credit card application.

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Other FAB Credit Card
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FAB Etihad Guest Signature Credit Card FAB Etihad Guest Platinum Credit Card
FAB Manchester City Infinite Credit Card FAB Manchester City Titanium Credit Card
FAB Rewards Elite Infinite Credit Card FAB Rewards Infinite Credit Card
FAB Rewards Signature Credit Card FAB Islamic Gold Credit Card
FAB Classic Credit Card FAB Standard Credit Card
FAB Abu Dhabi Platinum Credit Card FAB Abu Dhabi Titanium Credit Card
FAB World Elite Credit Card FAB Gems Titanium Credit Card
FAB Gold Credit Card  

FAQs FAB Rewards Platinum Credit Card

Q1. What are some of the features and benefits of the FAB Rewards Platinum Credit Card?

Ans: The FAB Rewards Platinum Credit Card offers an array of benefits across travel, lifestyle, protection features, and more. Cardholders enjoy up to two airport transfers a year, discounts with Visa's travel partners, discounted movie tickets, dining offers, purchase protection, extended warranty, international medical and travel assistance, and credit shield coverage.

Q2. What rewards can I earn with the FAB Rewards Platinum Credit Card?

Ans: The FAB Rewards Platinum Credit Card allows you to accumulate FAB Rewards on your everyday card spending, gaming, and banking with FAB. These rewards can be redeemed for game time, cashback, e-gift vouchers, utility bill payments, travel, in-store shopping, and more.

Q3. How do I earn FAB Rewards on gaming?

Ans: You can earn up to 5 FAB Rewards for every AED 1 spent on gaming - this includes spending on PlayStation, Nintendo, Xbox, Steam, Twitch, and more.

Q4. Can I win cash prizes with the FAB Rewards Platinum Credit Card?

Ans: Yes, depending on your spending, you could win cash prizes in the biannual and annual draws. For instance, a cumulative retail spend of AED 25,000 within six months could win you AED 25,000 in the biannual draw, while an annual spend of AED 50,000 could potentially win you AED 50,000 in the annual draw.

Q5. How can I apply for the FAB Rewards Platinum Credit Card?

Ans: You can seamlessly apply for the FAB Rewards Platinum Credit Card through Policybazaar.ae. After filling out the lead form in the credit cards section, you can explore the available credit cards, select the FAB Rewards Platinum Credit Card, and hit the 'Apply' button. A customer service representative will then connect with you to help you with the rest of the process.

Q6. What are the benefits of applying for the FAB Rewards Platinum Credit Card via Policybazaar UAE?

Ans: Applying for a credit card through Policybazaar.ae offers advantages like a simplified and user-friendly application process, tailored comparisons of different credit cards, dedicated customer service assistance, time-saving procedures, and guaranteed security of your personal information.

Q7. What is the minimum salary requirement to apply for the FAB Rewards Platinum Credit Card?

Ans: The minimum monthly salary required to apply for the FAB Rewards Platinum Credit Card is AED 8,000.

Q8. Can I redeem my FAB Rewards through the FAB Mobile App?

Ans: Yes, you can instantly redeem your FAB Rewards through the FAB Mobile app for more game time, Emirates Skywards Miles or Etihad Guest Miles, e-vouchers for malls, utility bill payments, and much more.

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