FAB Platinum Credit Card

Credit Card with
Cashback and Rewards
T & C Apply

Best credit cards with 0 Annual fee*
  • Dubai
  • Abu Dhabi
  • Sharjah
  • Ras Al Khaimah
  • Ajman
  • Other
  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits

FAB, which stands for First Abu Dhabi Bank, offers its consumers a wide range of tailor-made solutions to meet their financial needs. They have an extensive range of products and services that fulfill the customized needs of their clients.

One of its famous products is credit cards. The FAB credit cards come in numerous options catering to the different needs of the cardholders. One of them is the FAB Platinum Credit Card, which offers various loyalty benefits along with perks across lifestyle, travel, and protection.

FAB Platinum Credit Card
Free for Life
  • Minimum Salary AED 8,000
  • Annual Fee Free for Life
  • Free for Life
  • Airport Lounge Access
  • Special Discounts
Reward Value: NA
Apply Now

Features & Benefits of FAB Platinum Credit Card

The following are the features and benefits offered to the holder of a FAB Platinum Card:

Balance Transfer Facility

The cardmember can enjoy a complimentary 12-month balance transfer service to their new FAB Platinum Credit Card.

Airport Transfer Services

FAB makes it easier for cardholders to reach the airport on time. They can take advantage of 2 airport transfers annually.

Airport Lounge Access

The pre-flight experience can now be simple and hassle-free for the cardmember, away from the busy airport as they have access to more than 25 airport lounges across the globe with their FAB Platinum Credit Card with no prior booking.

Purchase Protection and Extended Warranty

The cardholder can enjoy the following protection benefits for their purchases with this Credit Card:

  1. Extended Warranty of up to 12 months beyond the original warranty of the manufacturer or retailer.
  2. Purchase Protection for up to 90 days beyond the warranty of the retailer or manufacturer.

Credit Shield

This provides the members of the FAB Platinum Credit Card with peace of mind as their outstanding balances will be covered if they are unable to clear their card dues in case of any unfortunate occurrence.

International Travel and Medical Assistance

The cardholder can make the best out of their trip with the complimentary medical and travel assistance offered by FAB internationally. 

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Rewards & Offers of FAB Platinum Credit Card

The following are the rewards and offers in-line for a holder of the FAB Platinum Credit Card:

Star Rewards

This is a loyalty program offered to the members of FAB Platinum Credit Card wherein they are rewarded every time they swipe their cards. For every AED 1 spent internationally, the cardholder gets 1.75 stars and for every AED 1 spent locally, the cardholder gets 1 star.

The cardholder can also earn up to 2 first reward points for every AED 1 on expenditures. Additionally, the can also enjoy special discounts and offers at selected premium lifestyle venues, retailers, and restaurants across the UAE.

Movie Tickets Starting at AED 15

This is a great deal for all the movie enthusiasts out there. With the FAB Platinum Credit Card, members can enjoy up to 4 tickets in a month at AED 15 during the weekdays and at AED 20 during the weekends at the following cinemas:

  1. Reel Cinemas
  2. Oscar Cinema
  3. Cine Royal

One for One with VOX Cinemas

The cardmember can buy a ticket to any of the Sunday showings at VOX Cinema and get one ticket free.

Shop Smart

Cardholders can enjoy all year round cashback of worth 10% at the leading online stores all across the globe when using their FAB Platinum Credit Card. They can simply register for this service on the official website of Shop Smart and save on every purchase made with their favorite online stores using the platform of Shop Smart.

MasterCard and Visa Offers

The cardholder can enjoy more than 100 top-class deals and offers with either MasterCard or Visa, depending on the network card they are holding.

Latest Offers on FAB Credit Card

Eligibility Criteria for FAB Platinum Credit Card

The individual seeking to apply for a FAB Platinum Credit Card must be having a minimum monthly salary of AED 8,000.

Cashback Back & Free Airport Lounge Access - Policybazaar uae

Fees and Charges of FAB Platinum Credit Card

The following table details the fee and charges on a Platinum Card offered by FAB:

Fee and Charges Amount

Annual Membership Fee

N/A

Supplementary Annual Membership Fee

N/A

Retail Purchase Interest Charges

Up to 3.50% monthly

Cash Advance Interest Charges

3.50% monthly

Fee for Cash Advance

3.15% of the total amount of cash obtained (a minimum fee of AED 105 for every transaction)

International Transaction Charges

2.05 % of the transaction amount and scheme charges

Card Replacement Charges

AED 78.75

Fee for Credit Shield Plus

1.04% of the total outstanding balance

Fee for Wallet Shield

Monthly charges of 0.42% of the total outstanding balance

Fee for Accident Insurance

Monthly charges of 0.26% of the total outstanding balance or AED 31.5 – the higher amount

Late Payment Charges

AED 241.50 any month when payment is delayed, the payment is not made, or the payment is less than the amount that is minimum due

Over Limit Charges

AED 288.27 any month when the balance due is exceeding the credit limit assigned

Plan Deferment Fee

AED 262.50

Returned Cheque Fee

AED 210

Monthly Minimum Payment

Maximum of 5% of the outstanding amount or AED 100

Payment Due Date

21-25 days from the statement date

Reprint of Statement Charges

AED 26.25 for every statement

Transaction Slips’ Copies

AED 26.25 for every transaction slip

Processing Charges for Outstation Cheque

AED 52.50

Dispute Verification Fee

AED 105

Issuance of Liability Letter

AED 52.50

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Other FAB Credit Card
FAB Al-Futtaim World Elite Credit Card FAB Cashback Credit Card
FAB Al Futtaim Platinum Credit Card FAB du Platinum Credit Card
FAB du Titanium Credit Card FAB Etihad Guest Infinite Credit Card
FAB Etihad Guest Signature Credit Card FAB Etihad Guest Platinum Credit Card
FAB Manchester City Infinite Credit Card FAB Manchester City Titanium Credit Card
FAB Elite Infinite Credit Card FAB Infinite Credit Card
FAB Signature Credit Card FAB Islamic Gold Credit Card
FAB Classic Credit Card FAB Standard Credit Card
FAB Abu Dhabi Platinum Credit Card FAB Abu Dhabi Titanium Credit Card
FAB World Elite Credit Card FAB Gems Titanium Credit Card
FAB Gold Credit Card  

FAQs on FAB Platinum Credit Card

Q1: How can I book the airport transfer service?

Ans: The cardholder is eligible to enjoy 2 airport transfers every year. This service can simply be booked on FAB’s official website or by calling 04-8713411 or 04-4328583.

Q2: How can I redeem my Star Reward points?

Ans: To know the options against which the reward points can be redeemed and to further redeem them, you are required to directly contact the call center.

Q3: In which cinemas can I watch the movies at AED 15 on weekdays and AED 20 on weekends?

Ans: This offer can be used by the cardholder for up to 4 tickets in a month, at the following cinemas:

  1. Reel Cinemas
  2. Oscar Cinema
  3. Cine Royal

Q4: Can I incur international purchases on my FAB Platinum card?

Ans: Yes, you can make international expenditures on your card for a fee of 2.05% of the total transaction amount along with the scheme charges.

Q5: Is there any particular day for the one-for-one offer with VOX Cinemas?

Ans: Yes, the ticket must be bought to a Sunday showing of any movie in order to get a free ticket along.

Credit Card Types
Credit Cards Bank Wise

Reviews & Ratings

★★★★★
4.6/5 (based on 12,100+google icon reviews)
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James KariukiAbu Dhabi, May 7, 2023
★★★★★
Hassle-free credit card application process!100% recommending Policybazaar UAE to everyone! Amazing collection of credit cards with 24/7 customer service! Good going team!
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Ali AbbasDubai, March 20, 2023
★★★★★
Satisfied with Ajman Bank Credit Card Rewards!I recently purchased an Ajman Bank Credit card in the UAE and I am incredibly satisfied with the benefits that I have earned so far. I feel like I am managing my finances much better with the card's budgeting and tracking features. Additionally, I am enjoying exclusive rewards, discounts and cashback offers from a wide range of merchants, which is a great incentive. I am also able to take advantage of the no interest payment plan, making it convenient and affordable to shop
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Shady ghanemAbu Dhabi, March 19, 2023
★★★★★
HSBC Zero Credit Card Helped Me Save a Lot of MoneyI recently purchased an HSBC Zero credit card in the UAE. I am pleasantly surprised by the benefits I have earned. The card offers 0% interest on balance transfers, cash advances and purchases, which saves me a lot of money. I also get complimentary air miles and reward points whenever I use the card. Thanks to the card, I can now shop without any worries of interest rates or late payment fees. Overall, the card has been a great choice for me.
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Sahab uddinDubai, March 19, 2023
★★★★★
Got Discount on Movie Tickets!The cinema offers credit card in the UAE has been extremely beneficial for me. I get access to exclusive discounts on movie tickets and food items. I also get amazing reward points and cash back offers for each purchase I make. The best part is that the card has no joining or annual fees. I'm also given priority access to special screenings and events. All in all, the cinema offers credit card has been a great way to save money and enjoy movie-going experiences.
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MUHAMMAD ALISharjah, March 19, 2023
★★★★★
Saved a Lot of Money with Balance Transfer Credit Card!I recently purchased a balance transfer credit card in the UAE. The benefits have been numerous. My balance transfer interest rate is 0% for up to 12 months, which is saving me a lot of money. I have also been able to take advantage of cashback offers, reward points and exclusive discounts. The credit card also offers me free access to a range of airport lounges and travel insurance. Overall, I'm very pleased with the balance transfer credit card I purchased and the benefits it has provided me.
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AsifUmm Al Quwain, March 18, 2023
★★★★★
Got My Travel Credit Card from Policybazaar!My experience with purchasing a travel credit card from Policybazaar.ae was very satisfactory. The website was user friendly and the process was straightforward. The customer service was prompt and helpful. I was able to compare different travel credit cards and choose the one that was most suitable for me. The entire process was hassle free and I was able to get the card within a few days from the date of purchase. I definitely recommend Policybazaar.ae for anyone looking to purchase a travel credit card.
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Mohammed Ebrahim salimAjman, March 18, 2023
★★★★★
Excellent Addition to My Wallet!I recently purchased an airmiles credit card in the UAE and I am really pleased with the benefits I have earned. I can earn airmiles on every purchase I make, which I can later redeem for flights and hotel stays. I have also earned discounts on various online purchases and discounts at various restaurants. On top of that, I have also been able to access exclusive offers and discounts from a variety of retailers. I have found the airmiles credit card to be an excellent addition to my wallet.
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Hussain ShakirAbu Dhabi, March 18, 2023
★★★★★
Manage to Save with My Cashback Card!I recently got a cashback credit card from a UAE bank. It has been really beneficial to me, as I get a percentage of my monthly spendings credited back to my account. It's an easy way to save money and I'm very pleased with the offer.
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KHALED SAMISharjah, March 17, 2023
★★★★★
Had a Pleasant Experience Purchasing Credit Card via Policybazaar.ae!I recently purchased a credit card from Policybazaar.ae and the overall experience was pleasant. Their online process was simple and straightforward, and they provided me with the best deal available. They also provided excellent customer support and answered all my queries quickly. Highly satisfied with the service.
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Agnes SillaAjman, March 17, 2023
★★★★★
Got Rewards Suited for My Lifestyle with Golf Credit Card!My experience of purchasing a golf credit card in the UAE was smooth and convenient. I was able to find an offer that was tailored to my lifestyle and budget. The customer service I received was excellent, with helpful staff guiding me through the process. I'm grateful for the golf privileges and benefits this card has to offer.
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PB Fintech FZ LLC Office No. 1304, Al Shafar Tower 1, Barsha Heights (Tecom), Dubai, UAE. Phone​​: 04 247 2904Insurance is provided by Metropolitan Insurance Brokers, regulated by the UAE Insurance Authority, LicenseNo:186, Since 2005Policybazaar UAE. Insurance is the subject matter of solicitation. © Copyright-2023 policybazaar.ae. All Rights Reserved.