FAB Manchester City Titanium Credit Card

The First Abu Dhabi Bank offers various products and services that are tailor-made to suit the different needs of the customers. One of these products is the FAB Credit Cards that are offered in a wide range to the credit card seekers. One of them is the FAB Manchester City Titanium Credit Card – this offers its cardholders to win various exclusive Manchester City privileges such as a chance to meet the team in the UK, etc. along with a choice of loyalty programs, and numerous other perks and rewards.

FAB Manchester City Titanium Credit Card Features and BenefitsFAB Manchester City Titanium Credit Card

Below detailed are the various features and benefits of a Manchester City Titanium Card:

Balance Transfer Facility

The holder of a FAB Manchester City Titanium Credit Card can enjoy a complimentary 1-year balance transfer service to his or her new card. This feature allows one to consolidate outstanding dues on various to credit cards to one card.

Win Premier Manchester City Experiences

Members of a FAB Manchester City Titanium Credit Card can win premium experiences of Manchester City on the spending on their card. The following are the experiences that they stand a chance to win:

  1. An all costs covered trip for two to the United Kingdom to cheer, in the Etihad Stadium, live, the “Boys in Blue” (this is capped at 5 winners per annum).
  2. An all costs covered trip for 2 people to meet in person the players of Manchester City, along with watching the squad in action, visiting the training ground, and touring the renowned Etihad Stadium (this is capped at 5 winners semi-annually).
  3. Avail the best football coaching for girls and boys from the top coaches of Manchester City Football School located in Abu Dhabi (this is capped at 5 winners quarterly).
  4. Enjoy shopping at the popular favorite malls with retail vouchers of up to AED 1,500 (this is capped at 20 winners monthly).

Lounges Access

FAB believes that traveling should always feel like a privilege to the cardholders. This is why it aims at making the pre-flight experience of the cardholder comfortable and relaxing away from the hustle-bustle of the busy airports with access to some of the regional airport lounges.

The holder of a FAB Manchester City Titanium Credit Card can enjoy the following benefits:

  1. Access to more than 10 VIP Lounges across the UAE, Jordan, KSA, Egypt, and Kuwait at no additional charges.
  2. Access to various other business facilities such as the internet, email, fax machines, phone, and conference spaces in some of the lounges.
  3. Refreshments and snacks at no additional cost.

FAB Manchester City Titanium Credit Card Rewards and Offers

The following are the numerous rewards and offers that a FAB Manchester City Titanium Credit Cardholder can enjoy:

Loyalty Program

The cardmember has a choice of opting for either of the two available loyalty programs which will reward him or her for every purchase made on the FAB Manchester City Titanium Credit Card. The loyalty programs offered by FAB are:

  1. With every AED 1 spent domestically, the cardholder can earn 1 Reward Point and for every AED 1 spent internationally, 2 Reward Points can be earned.
  2. OR earn a First Cashback of up to 5% on the Manchester City Titanium Card.

Discounted Careem Chauffeur Rides

Now when cardmembers travel across various countries in the Middle East region with their FAB Manchester City Titanium Credit Card they can enjoy the following benefits with Careem:

  1. First ride free (for new customers only)
  2. A discount of 20% on the first three rides every month

Avis Car Rental Discounts

Whether the cardholder is traveling with family or is flying for business purposes, he or she can enjoy exclusive privileges with Avis. With the FAB Manchester City Titanium Credit Card, holders have access to the following benefits:

  1. A discount worth 15% on their next car rental across the Middle East, Asia, Europe, and Africa.
  2. A discount of 12% on their next car rental across Canada and the United States.
  3. A free upgrade with every car rental booked across the globe.

MasterCard One for One Offers

The cardholder is eligible to enjoy more than 100s of offers throughout the Middle East as well as Africa across various spending categories such as dining, premium spas, and other activities, some of the offers available are:

  1. A complimentary item from the main menu when an item from the main menu is purchased
  2. More than 600 offers available across numerous countries
  3. Unlimited usage or redemption on all the offers

Shop Smart

The cardholder can get an all-year-round Cashback of up to 10% at leading global stores online using the FAB Manchester City Titanium Credit Card. They can save on their online purchases every time when they shop at their favorite online brands by registering on the Shop Smart official website.

Fee and Charges of FAB Manchester City Titanium Credit Card

The table below states the various fee and charges on a Manchester City Titanium Credit Card offered by FAB:

Fee and Charges Amount

Annual Membership Fee

N/A

Supplementary Annual Membership Fee

N/A

Retail Purchase Interest Charges

Up to 3.50% monthly

Cash Advance Interest Charges

3.50% monthly

Fee for Cash Advance

3.15% of the total amount of cash obtained (a minimum fee of AED 105 for every transaction)

International Transaction Charges

2.05 % of the transaction amount and scheme charges

Card Replacement Charges

AED 78.75

Fee for Credit Shield Plus

1.04% of the total outstanding balance

Fee for Wallet Shield

Monthly charges of 0.42% of the total outstanding balance

Fee for Accident Insurance

Monthly charges of 0.26% of the total outstanding balance or AED 31.5 – the higher amount

Late Payment Charges

AED 241.50 any month when payment is delayed, the payment is not made, or the payment is less than the amount that is minimum due

Over Limit Charges

AED 288.27 any month when the balance due is exceeding the credit limit assigned

Plan Deferment Fee

AED 262.50

Returned Cheque Fee

AED 210

Monthly Minimum Payment

Maximum of 5% of the outstanding amount or AED 100

Payment Due Date

21-25 days from the statement date

Reprint of Statement Charges

AED 26.25 for every statement

Transaction Slips’ Copies

AED 26.25 for every transaction slip

Processing Charges for Outstation Cheque

AED 52.50

Dispute Verification Fee

AED 105

Issuance of Liability Letter

AED 52.50

(Updated as of June 2020)

Eligibility Criteria for FAB Manchester City Titanium Credit Card

There are various eligibility criteria set by the different banks to obtain a credit card in the UAE. One of the most important criteria is the minimum income per month that the credit card seeker must be holding.

The applicant seeking to opt for a FAB Manchester City Titanium Credit Card must be holding a minimum monthly income of AED 5,000 in order to be eligible to obtain this FAB credit card. 

FAQ's on FAB Manchester City Titanium Credit Card

Q1: Can there be international transactions incurred on the FAB Manchester City Titanium Credit Card?

Ans: Yes, the cardholder can incur international expenditures on their FAB Manchester City Titanium Card. There is a fee levied on availing this that is 2.05% of the entire transaction amount and scheme charges.

Q2: Is there any fee charged for availing a cash advance?

Ans: Yes, there are interest charges of 3.50% monthly for availing the cash advance service.

Q3: What is the minimum monthly payment on the FAB Manchester City Titanium Credit Card?

Ans: The minimum monthly payment that needs to be made on this FAB credit card is 5% of the outstanding amount or AED 100, whichever is higher.

Q4: Are there any other benefits in the airport lounges apart from complimentary access?

Ans: Apart from complimentary access to more than 10 VIP Lounges, the following are the benefits offered to a cardholder:

  1. Access to various other business facilities such as the internet, email, fax machines, phone, and conference spaces in some of the lounges.
  2. Refreshments and snacks at no additional cost.

Q5: Is there any minimum income criterion for obtaining a FAB Manchester City Titanium Credit Card?

Ans: Yes, the credit card seeker needs to have a minimum monthly salary of AED 5,000.

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