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FAB Elite Infinite Credit Card allows the cardholders to enjoy an exclusive collection of benefits and privileges that lets them experience the luxuries of life. These benefits include lifestyle, travel, protection, rewards, and more. The card makes your transactions secure as well as rewarding.
Here is a quick rundown on the main features and benefits of this FAB credit card.
Here is a rundown on the rewards and offers available on this FAB credit card.
The cardholders get up to 8 movie tickets at AED 15 on the weekdays and AED 20 on the weekends every month with VOX Cinemas, Oscar Cinema, Cine Royal, and Reel Cinemas.
With Visa golf, the card members can enjoy exclusive offers on high-end and prestigious golf courses in the UAE.
On shopping at famous global stores online through this FAB credit card, the cardholders can get a cashback of up to 10% throughout the year. They can visit and register on the official website of Shop Smart and save each time they shop from the brands online.
The cardholders can exchange their reward stars for a wide range of exclusive lifestyle and travel benefits.
The card members can also enjoy more top-class FAB Elite Infinite Credit Card offers on this Visa card.
The cardholder needs to earn a minimum salary of AED 50,000 per month to be eligible for this FAB credit card.
The table below shows the fee and charges applicable to the users of this credit card.
Fee & Charges | Amount |
---|---|
Retail Rate of Interest |
Up to 3.50% monthly |
Cash Advance- Rate of Interest |
3.50% monthly |
Fees on Cash Advance |
3.15% of the cash amount received, minimum AED 105 on each transaction |
Fees on International Transactions |
2.05% on transaction value and scheme charges |
Fees for Card Replacement |
AED 78.75 |
Fees for Credit Shield Plus |
1.04% of the outstanding amount |
Fees for Wallet Shield |
0.42% of the outstanding amount monthly |
Fees for Accident Insurance |
0.26% of the outstanding amount or AED 31.5 monthly (whichever is higher) |
Late Payment Charges |
AED 241.50 |
Over-Limit Charges |
AED 288.75 |
Minimum Payment |
AED 100 or 5% of the outstanding balance monthly (whichever is higher) |
Dispute Verification Fees |
AED 105 |
Liability Letter Issuance Fees |
AED 52.50 |
Processing Charges for Outstation Cheques |
AED 52.50 |
Transaction Slips Copy |
AED 26.25 per slip |
Charges for Statement Reprint |
AED 26.25 for every statement |
Fees on Returned Cheque |
AED 210 |
Charges on Plan Deferment |
AED 262.50 |
(Updated on May 28th, 2020)
Note: The fee and charges are subject to changes as per the discretion of First Abu Dhabi Bank.
Q1: What is the due date of payment for this credit card?
Ans: The due date of minimum payment for this credit card is 21-25 days from the date of receiving the card statement.
Q2: When does the bank charge an over-limit fee on my card?
Ans: First Abu Dhabi Bank charges an over-limit fee of AED 288.75 on your card in any month where your outstanding balance is more than the credit limit assigned to your while registering for the card.
Q3: When do I have to pay a late payment fee to the bank?
Ans: You will have to pay a late payment charge of AED 241.50 on your card in any month where you make the payment late, or the payment done is less than the minimum due amount, or the payment is not made at all.
Q4: What is the minimum monthly payment on this FAB Credit Card?
Ans: You have to make a minimum payment on your card every month on or before the due date of the minimum payment, which amounts to AED 100 or 5% of the outstanding amount (whichever is higher).
Q5: What all protection benefits are available on this credit card?
Ans: There are various FAB Elite Infinite Credit Card benefits available to the cardholders. Out of these, the protection benefits include insurance for travel accident, protection from fraudulent transactions, an extended warranty of one year above the retail or manufacturer’s warranty, protection for all the purchases made using this card, credit shield facility, and international travel and medical assistance.
Q6: What all travel benefits are available on this FAB credit card?
Ans: This FAB Infinite Card makes your travel more comfortable and relaxing with up to 8 airport transfers in one year, up to 8 meet & greet services at the airport in one year, free access to more than 1,000 airport lounges across the globe, and up to four complimentary Careem rides to the airport.