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FAB Elite Infinite Credit Card allows the cardholders to enjoy an exclusive collection of benefits and privileges that lets them experience the luxuries of life. These benefits include lifestyle, travel, protection, rewards, and more. The card makes your transactions secure as well as rewarding.
Retail Rate of Interest: Up to 3.50% monthly
Minimum Income Required: AED 50,000
Minimum Payment: AED 100 or 5% of the outstanding balance monthly (whichever is higher)
FAB Elite Infinite Credit Card Features and Benefits
Here is a quick rundown on the main features and benefits of this FAB credit card.
Valet Parking
The cardholders have the availability to four valet parking facilities in a month at a few selected locations in the UAE.
Concierge Services
Make your trip more comfortable with a round the clock concierge service that helps in a wide range of travel-related things. To enjoy this benefit, the card members can call on +97143611234 or 80004413487.
Airport Transfer
This credit card helps them in reaching the airport well in time with the facility up to 8 airport transfers in one year.
Meet & Greet Facility
FAB Elite Infinite Credit Card benefit also includes up to 8 meet & greet facilities in one year at the airport.
Airport Lounge Access
The cardholders can also enjoy a comfortable time at the airport lounge while heading for a trip with the benefit of free access to above 1,000 airport lounges across the globe for them as well as a guest traveling with them.
Careem Rides
This Visa credit card also offers the card members the benefit of free four airport transfers up to AED 100 with Careem. All they need to do is use the promo code UAEVI and make their payment using this Infinite credit card while booking their airport ride with Careem.
Travel Accident Insurance
The cardholders can avail free insurance of up to USD one million for travel accidents with this card.
Extended Warranty & Purchase Protection
The bank also offers purchase protection on all the purchases made using this credit card. Moreover, it also offers an extended warranty on purchases of 12 months above the warranty provided by the manufacturer.
International Travel and Medical Assistance
In case the cardholders have made their travel-related payments using this Elite card, they become eligible for complimentary travel and medical assistance for themselves and their families while traveling out of their resident country for a maximum duration of 90 days.
Protection from Fraud Transactions
They can use their cards stress-free with the facility of protection from fraudulent usage of their card or any kind of unauthorized transactions.
Credit Shield
In case due to any unfortunate event, the card members are unable to meet their credit card payments, the facility of credit shield ensures that their outstanding balances are paid off.
FAB Elite Infinite Credit Card Offers and Rewards
Here is a rundown on the rewards and offers available on this FAB credit card.
Cinema Offers
The cardholders get up to 8 movie tickets at AED 15 on the weekdays and AED 20 on the weekends every month with VOX Cinemas, Oscar Cinema, Cine Royal, and Reel Cinemas.
Golf Offers
With Visa golf, the card members can enjoy exclusive offers on high-end and prestigious golf courses in the UAE.
Shopping Benefits
On shopping at famous global stores online through this FAB credit card, the cardholders can get a cashback of up to 10% throughout the year. They can visit and register on the official website of Shop Smart and save each time they shop from the brands online.
Reward Stars
The cardholders can exchange their reward stars for a wide range of exclusive lifestyle and travel benefits.
Earn two Stars for each AED one spent on international transactions & 1.25 Star for each AED 1 spent on local transactions
The Stars can be redeemed for Emirates Skywards miles, Etihad Guest miles, or for booking tickets from any airlines via the Star travel portal of the bank
Special discounts and offers available at selected restaurants, premium retailers, and lifestyle venues within the Emirates
The cardholders can also enjoy a huge collection of exclusive lifestyle rewards
Visa Offers
The card members can also enjoy more top-class FAB Elite Infinite Credit Card offers on this Visa card.
FAB Elite Infinite Credit Card Eligibility Requirements and Fee & Charges
Eligibility Requirements
The cardholder needs to earn a minimum salary of AED 50,000 per month to be eligible for this FAB credit card.
Fee & Charges on FAB Elite Infinite Credit Card
The table below shows the fee and charges applicable to the users of this credit card.
Fee & Charges
Amount
Retail Rate of Interest
Up to 3.50% monthly
Cash Advance- Rate of Interest
3.50% monthly
Fees on Cash Advance
3.15% of the cash amount received, minimum AED 105 on each transaction
Fees on International Transactions
2.05% on transaction value and scheme charges
Fees for Card Replacement
AED 78.75
Fees for Credit Shield Plus
1.04% of the outstanding amount
Fees for Wallet Shield
0.42% of the outstanding amount monthly
Fees for Accident Insurance
0.26% of the outstanding amount or AED 31.5 monthly (whichever is higher)
Late Payment Charges
AED 241.50
Over-Limit Charges
AED 288.75
Minimum Payment
AED 100 or 5% of the outstanding balance monthly (whichever is higher)
Dispute Verification Fees
AED 105
Liability Letter Issuance Fees
AED 52.50
Processing Charges for Outstation Cheques
AED 52.50
Transaction Slips Copy
AED 26.25 per slip
Charges for Statement Reprint
AED 26.25 for every statement
Fees on Returned Cheque
AED 210
Charges on Plan Deferment
AED 262.50
(Updated on May 28th, 2020)
Note: The fee and charges are subject to changes as per the discretion of First Abu Dhabi Bank.
FAQs on FAB Elite Infinite Credit Card
Q1: What is the due date of payment for this credit card?
Ans: The due date of minimum payment for this credit card is 21-25 days from the date of receiving the card statement.
Q2: When does the bank charge an over-limit fee on my card?
Ans: First Abu Dhabi Bank charges an over-limit fee of AED 288.75 on your card in any month where your outstanding balance is more than the credit limit assigned to your while registering for the card.
Q3: When do I have to pay a late payment fee to the bank?
Ans: You will have to pay a late payment charge of AED 241.50 on your card in any month where you make the payment late, or the payment done is less than the minimum due amount, or the payment is not made at all.
Q4: What is the minimum monthly payment on this FAB Credit Card?
Ans: You have to make a minimum payment on your card every month on or before the due date of the minimum payment, which amounts to AED 100 or 5% of the outstanding amount (whichever is higher).
Q5: What all protection benefits are available on this credit card?
Ans: There are various FAB Elite Infinite Credit Card benefits available to the cardholders. Out of these, the protection benefits include insurance for travel accident, protection from fraudulent transactions, an extended warranty of one year above the retail or manufacturer’s warranty, protection for all the purchases made using this card, credit shield facility, and international travel and medical assistance.
Q6: What all travel benefits are available on this FAB credit card?
Ans: This FAB Infinite Card makes your travel more comfortable and relaxing with up to 8 airport transfers in one year, up to 8 meet & greet services at the airport in one year, free access to more than 1,000 airport lounges across the globe, and up to four complimentary Careem rides to the airport.
