By clicking on "Proceed" you, agreed to our Privacy Policy and Terms of use

First Abu Dhabi Bank Current Account

FAB Current Account allows the account holder to enjoy exclusive banking services along with privileges such as free cheque book, debit card, and international remittance. These accounts have high withdrawal limits that help them in accessing their funds conveniently and easily.

Following are the different kinds of current accounts offered by First Abu Dhabi Bank.

  • Elite Gold Current Account
  • Personal Current Account
  • Etihad Guest Elite Account
  • Etihad Guest Account

Features and Benefits of FAB Current Account

The current accounts by FAB offer a host of benefits and features to the account holder. Here are some of these features and benefits offered by the different kinds of FAB Current Accounts in the UAE.

Elite Gold Current Account

The account holder can enjoy superior banking services along with a host of privileges. With this FAB Current Account, the account holder can avail extra rewards by earning Stars. Following are some features of this account.

  • Multiple Currency: This bank account is available in various major currencies of the world.
  • Minimum Balance: There is no requirement to maintain any minimum balance on this current account.
  • Cheque Book & Debit Card: The account holder gets unlimited cheque books on this account without any cost. They also get a free Elite Gold MasterCard World Debit Card on this account.
  • International Remittance: The account holder can enjoy the 1st international remittance free every monthly only in AED accounts. They just have to bear FAB charges.
  • Airport Lounge Access: The bank offers exclusive airport lounge access to the account holder on this FAB Current Account.
  • Withdrawals: The account holder has high limits on daily withdrawal and unlimited & free ATM withdrawals within the UAE.

Personal Current Account

This FAB account is a flexible current account, which is designed for complimenting the lifestyle of the user. Following are some features of this account.

  • Cheque Book & Debit Card: The account holder gets the first cheque book on this account without any cost. They also get a free Debit Card and MasterCard on this account.
  • Airport Lounge Access: The bank offers airport lounge access to the account holder at selected airports on this FAB Current Account.

Etihad Guest Elite Account

The account holder can easily earn Etihad Guest miles along with various other privileges on this current account. Following are some features of this account.

  • Earning Miles: The account holder can earn 3 miles on an average monthly balance of AED 1000 with ten times extra Etihad guest miles that are applied on average balance per month.
    They can also earn bonus miles starting from 15,000 to 100,000 on Etihad Guest Accounts for new salary transfer. The bank offers bonus miles worth 1000 on their 1st salary transfer.
  • Minimum Balance: The account holder does not need to maintain any minimum balance on this FAB Current Account.
  • Local Fund Transfer: The bank account offers four free domestic fund transfers every month.
  • International Remittance: The account holder can make one free international remittance every month.
  • Cheque Book: The bank offers a free cheque book to the account holder on account opening.
  • Debit Card: The bank offers a free Etihad Guest Signature Debit Card on this current account. The account holder can enjoy a welcome bonus of 750 joining miles on this card along with discounts, convenient cash withdrawal limits, and various travel benefits including concierge services, lounge access, and more.

Etihad Guest Account

The account holder can easily earn Etihad Guest miles on this FAB Current Account too along with a variety of exclusive benefits. Following are some features of this account.

  • Earning Miles: The account holder can earn 1.5 miles on an average monthly balance of AED 1000 with ten times extra Etihad guest miles that are applied on average balance per month.
    They can also earn bonus miles starting from 15,000 to 100,000 on Etihad Guest Accounts for new salary transfer. The bank offers bonus miles worth 500 on their 1st salary transfer.
  • International Remittance: The account holder can make one free international remittance every month.
  • Minimum Balance: The account holder does not need to maintain any minimum balance on this FAB Current Account.
  • Local Fund Transfer: The bank account offers four free domestic fund transfers every month.
  • Cheque Book: The bank offers a free cheque book to the account holder on account opening.
  • Debit Card: The bank offers a free Etihad Guest Platinum Debit Card on this current account. The account holder can enjoy a welcome bonus of 500 joining miles on this card along with discounts, convenient cash withdrawal limits, protection benefits, and more.

Eligibility Criteria to Open FAB Current Account in UAE

For opening any bank account, the applicant has to fulfill some eligibility requirements. Following are the eligibility requirements to open this FAB Current Account in the UAE.

Current Account Name Eligibility Criteria
Elite Gold Current Account
  • TRB (Total Relationship Balance) must be AED 500,000 equivalent & more
(TRB= Savings/ Call Account /Current Balance + Investments + Fixed Deposits)
Personal Current Account
  • Must be a UAE Resident
  • Self-employed, salaries, or non-salaried
Etihad Guest Elite Account
  • TRB (Total Relationship Balance) must be AED 500,000 equivalent & more
(TBR= Savings/ Call Account /Current Balance + Investments + Fixed Deposits)
Etihad Guest Account
  • Must be a UAE Resident
  • Minimum salary required: AED 10,000 monthly
  • Minimum Initial Deposit: AED 10,000 (for non-salaried applicants)

Documents Required to Open FAB Current Account in UAE

For opening any bank account, the applicant has to submit some documents to the bank. Following are the documents required to open this FAB Current Account in the UAE.

Current Account Name Documents Required
Elite Gold Current Account
  • Duly filled form for account opening
  • Salary Certificate
  • opy of valid resident visa, passport, Emirates ID (original documents to be presented too)
(Additional documents might be required based on different cases at the bank’s sole discretion)
Personal Current Account
  • Duly filled form for account opening
  • Salary Certificate or a Reference Letter (should be dated within previous 30 days)
  • Copy of valid resident visa, passport, Emirates ID (original documents to be presented too)
(Additional documents might be required based on different cases)
Etihad Guest Elite Account
  • Duly filled form for account opening
  • Income Proof
  • Copy of valid resident visa, passport, Emirates ID (original documents to be presented too)
(Additional documents might be required based on different cases)
Etihad Guest Account
  • Duly filled form for account opening
  • Income Proof
  • Copy of valid resident visa, passport, Emirates ID (original documents to be presented too)
(Additional documents might be required based on different cases)

How to Open FAB Current Account?

Following are the different channels for opening FAB Current Account in the UAE.

Phone Banking

The applicant can call on the official customer service number of the bank to put forward a request for account opening.

Online Banking

The safe and user-friendly online banking portal of First Abu Dhabi Bank allows the applicant to open their current bank account from wherever they are.

Mobile Banking

The applicant can download the “FAB Mobile App” through the Google Play Store on Android or App Store on iOS. They can open and manage their bank account from this app anytime and anywhere.

Branch Visit

If they are still looking for traditional ways, then they can visit the nearest bank branch and get their FAB Current Account opened.

How to Close FAB Current Account in UAE?

The account holder can get their account closed by putting forward the request for account closure. However, before making this request, they should make sure that they have no account balance left in their current account.

They can transfer their existing balance to another bank account in their name. After doing so, they can easily close their current account.

The account holder will have to pay fee of AED 105 for closing their FAB Current Account.

FAB Current Account - FAQs

Question 1: Do I have to pay any fees for opening this current account?

Answer: No, you do not have to pay any fees for opening this bank account.

Question 2: Do I have to maintain any minimum balance on these current accounts?

Answer: In case of Elite Gold Current Account, Etihad Guest Elite Account, and Etihad Guest Account, you do not have to maintain any minimum balance. However, you will have to maintain a minimum balance of AED 3,000 on the Personal Current Account.

Question 3: What penalty do I have to pay if I fail to maintain the minimum balance on this FAB Current Account?

Answer: In case you breach the minimum balance, that is, your minimum monthly balance goes below AED 3,000, then you will have to pay a fee of AED 25 monthly.

Question 4: Is there any relationship fee charged on this bank account?

Answer: No, you do not have to pay any relationship fee on this current account.

Question 5: What amount of fees do I have to pay for closing my current account?

Answer: You have to pay a fee of AED 105 for closing the account.

Question 6: Do I have to pay any charges for setting up standing instructions on this FAB Current Account?

Answer: Yes, you have to pay a fee of AED 52.50 for setting up standing instructions on this account. You will also have to pay a charge of AED 25 as penalty on having insufficient money for standing orders.

Question 7: Is there any dormant account fee on this current account?

Answer: No, the First Abu Dhabi Bank does not charge any dormant account fee from the account holder.

Question 8: How much do I have to pay for no liability certificate?

Answer: You have to pay AED 105 on no liability certificate on this FAB Current Account.