First Abu Dhabi Bank (FAB), one of the largest banks in UAE, has its headquarters located in Abu Dhabi. With FAB, customers can avail of customized banking solutions and have a unique banking experience. FAB credit cards come with lucrative features and benefits such as cash-back offers, welcome ...read more
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FAB Credit Card Summary
|Required Minimum Salary||From AED 5000 to AED 40,000|
|Annual Fees & Charges||From to 0 to AED 2500|
|Balance Transfer Facility||Yes|
|FAB Credit Card Offers||
|Most Popular FAB Credit Cards||
|Click here to Apply for FAB Credit Card|
Incorporated in 2016, First Abu Dhabi Bank (commonly known as FAB) is one of the largest banking institutions in the UAE and is a result of a legal merger between the First Gulf Bank (FGB) & the National Bank of Abu Dhabi (NBAD). Headquartered in Abu Dhabi, FAB’s international network spans more than 19 countries throughout the world and it offers a wide range of tailor-made products, solutions, and services in order to meet its customers various financial needs.
One such amazing product is the FAB credit card. The bank offers a broad range of credit cards such as travel, cash back, lifestyle, and rewards credit cards that come with exciting benefits and features. From discounted offers on travel and movie to cash back offer and various other lifestyle benefits, FAB credit card lets its card members make the most of their every expenditure.
Given below are the interest rate and annual membership fees for all FAB credit cards:
|FAB Credit Card||Retail Interest Rate Per Month||Annual Fees||Minimum Salary||Apply Now|
|FAB SHARE Signature Credit Card||3.75%||AED 1,500||AED 30,000||Apply Now|
|FAB SHARE Platinum Credit Card||3.75%||AED 1,000||AED 10,000||Apply Now|
|FAB Infinite Travel Card||3.85%||AED 1,500||AED 30,000||Apply Now|
|Low-Rate Credit Card||1.5%||AED 315||AED 10,000||Apply Now|
|FAB Cashback Credit Card||3.85%||AED 300||AED 5,000||Apply Now|
|FAB Rewards Signature Credit Card||3.85%||AED 300/400||AED 15,000||Apply Now|
|FAB Rewards Infinite Credit Card||3.85%||AED 400/600||AED 30,000||Apply Now|
|FAB Rewards Elite Infinite Credit Card||3.85%||AED 600/800||AED 50,000||Apply Now|
|FAB Rewards Platinum Credit Card||3.85%||AED 200/300||AED 8,000||Apply Now|
Following are some of the common FAB credit card benefits and features that help card members to make the most of their each spending:
If the applicant meets the FAB credit card eligibility requirements, applying for a First Abu Dhabi Bank Credit Card is not at all a difficult task. Given below are some of the key factors that determine whether the applicant is eligible for a FAB credit card or not:
Applying for a First Abu Dhabi Bank Credit Card is as easy as 1-2-3. Interest individuals can apply for the FAB credit card online, offline, or through phone banking.
Now these days, almost all of the leading banks in the UAE have started offering an online application process to make it easy and convenient for its customers. Moreover, you can visit the office website of the First Abu Dhabi Bank, click on the credit card section, and zero down the FAB credit card that suits your financial requirements the most. After that, click on the apply button, fill in all the required details and submit the credit card application. Once all the required details are filled in the credit card application form, bank officials will verify the creditability of the given information. On the basis of eligibility criteria, they will further decide whether an individual will receive the card or not.
All those people who are not comfortable applying for the FAB credit card online, they can also apply for it offline. All they need to visit the nearby FAB branch and apply for the FAB Bank credit card that suit their financial needs. The applicant will need to fill in all the basic details in the application form and also submit the required documents. If they meet all the eligibility requirements as per the guidelines of the FAB, their credit card application will proceed further.
Alternatively, the applicant can also apply for the FAB credit card by calling on the bank’s official number.
Following is the checklist of documents that applicants need to submit for availing a credit card from First Abu Dhabi Bank:
Each FAB credit card has a different card limit. However, there are some common parameters which are taken into consideration by the bank while deciding the card limit for every credit card applicant and they are as follows:
There are various fees & charges which are levied on each FAB credit card. It is very important to know about all of these fees and charges before making use of the card as it helps in avoiding paying extra fees. Here are some of the common fees & charges levied on FAB bank credit card:
Other charges include cheque returned fees, foreign currency transaction fees, cash advance fees, and more. However, the complete list of FAB credit cards fees and charges can easily be found online on the FAB’s official website.
If, in case, card members are not able to use the FAB credit card for some reason and they want to prevent unwanted charges from accumulating on the card that is not being used, they can cancel it immediately. This will eventually help them to avoid paying extra charges.
For preceding the credit card cancellation process further, the card member requires to contact the FAB customer service executive and request for cancellation of the card. He/she may ask to provide written confirmation for the same. But please note that the credit card cancellation request will only be initiated after all the outstanding balance payment is made by the primary cardholder. Once all the dues payments have been cleared, the bank will cancel the credit card. After getting the confirmation of card cancellation, the card member should destroy their FAB credit card and also all FAB supplementary/add-on credit cards for security reasons.
The FAB credit card offers its card members amazing spending power and helps them to meet all of their financial needs like never before. Well, there are plenty of reasons to choose FAB credit card, but here are the major ones:
The minimum salary required for a FAB credit card is AED 5,000. However, the salary requirements depend on the type of credit card you are applying for. To know the card-specific salary criteria, visit our credit cards section.
No, you can avail the discounted movie offers only at some of the selected cinemas in the UAE such as Cine Royal, REEL Cinemas, VOX Cinemas, Oscar Cinemas.
Yes, you can make the use of FAB credit card internationally also.
Yes, you can earn cash back on using your FAB bank credit card anywhere across the world.
You can get up to 4.25% discount only at GEMS school fees with its respective FAB credit card. However, you need to pay the complete school fee in advance using the respective credit card to get a discount.
The retail interest rate on First Abu Dhabi Bank credit card starts from 3.25%/per month.
Well, the rate of interest added only if the credit card’s monthly outstanding amount is delayed.
You can redeem the accumulated first miles against any airline, travel service or destination.
FAB credit cards are offered at no annual membership fees lifelong. That means, card members do not have to pay an annual fee ever for the free for life credit cards.
Yes, certain high-end credit cards offered by FAB offer free valet parking facility in a month at some of the specific locations.