First Abu Dhabi Bank (FAB), one of the largest banks in UAE, has its headquarters located in Abu Dhabi. With FAB, customers can avail of customized banking solutions and have a unique banking experience. FAB credit cards come with lucrative features and benefits such as cash-back offers, welcome bonuses, protection benefits, emergency cash advance service, competitive interest rates, and so on. ...read more
Incorporated in 2016, First Abu Dhabi Bank (commonly known as FAB) is one of the largest banking institutions in the UAE and is a result of a legal merger between the First Gulf Bank (FGB) & the National Bank of Abu Dhabi (NBAD). Headquartered in Abu Dhabi, FAB’s international network spans more than 19 countries throughout the world and it offers a wide range of tailor-made products, solutions, and services in order to meet its customers various financial needs.
One such amazing product is the FAB credit card. The bank offers a broad range of credit cards such as travel, cash back, lifestyle, and rewards credit cards that come with exciting benefits and features. From discounted offers on travel and movie to cash back offer and various other lifestyle benefits, FAB credit card lets its card members make the most of their every expenditure.
Top FAB Credit Cards in UAE - Interest Rates, Annual Fees, & Minimum Salary
Given below are the interest rate and annual membership fees for all FAB credit cards:
Features & Benefits of FAB SHARE Signature Credit Card
Earn up to 7% value back in SHARE points at Carrefour for every AED 1 that you spend.
Get up to 8.25% in SHARE points at VOX Cinemas, Ski Dubai, Magic Planet, iFLY Dubai, Dreamscape, and Little Explorers.
Receive up to 6.25% back in SHARE points for all purchases at Mall of the Emirates and City Centres across the UAE.
Earn up to 2.75% back in SHARE points for international shopping, other retail expenses, and online purchases.
Enjoy a 2-for-1 cinema ticket offer at VOX Cinemas.
Have a chance to win back your monthly expenses at Mall of the Emirates and all City Centres in the UAE (up to AED 1,000 for one lucky winner).
This credit card comes with biometric verification for added transaction security.
Apply and instantly receive a virtual card for digital wallets through the FAB Mobile app.
As a cardholder, you can use SHARE points for shopping at Mall of the Emirates and City Centres in the UAE.
Enjoy free access to 1,000+ airport lounges worldwide with LoungeKey from Visa.
Get 2-for-1 deals using the Visa Entertainer App.
Get 20% discount on three Careem rides per month, 30% off on 3 Careem Food & Shop orders per month, and 10% credit back on Careem BIKE rentals with Visa.
Enjoy 2-for-1 VOX Cinemas tickets.
Easily link your FAB SHARE Credit Card to Apple Pay, Google Pay, and Samsung Pay.
Earn more FAB Rewards with your spending and gaming
Enjoy various benefits and discounts on travel, lifestyle, and card protection
In a month, get 6 movie tickets for AED 15 on weekdays and AED 20 on weekends at Reel Cinemas, Cine Royal, and Oscar Cinema. Also, weekday movie tickets starting from AED 20 at VOX Cinemas.
Receive up to 300,000 FAB Rewards with a new FAB Rewards Infinite Credit Card
Apply for the FAB Rewards Infinite Credit Card and receive up to 300,000 FAB Rewards (worth AED 1,200) as a welcome bonus.
Apply through the FAB Mobile app and get an additional 25,000 FAB Rewards (worth AED 100).
Earn up to 150,000 FAB Rewards (worth AED 600 or your first-year annual fee).
Receive another 125,000 FAB Rewards (worth AED 500) upon spending AED 15,000 within 60 days of card issuance.
Access the Game Space Lounge at Emirates Terminal 3.
Activate and use your card within 30 days of issuance to receive a FAB Rewards bonus equivalent to your first-year annual card fee.
Earn up to 5 FAB Rewards per AED 1 spent on gaming platforms like PlayStation, Xbox, Nintendo, Steam, and Twitch.
Earn up to 4 FAB Rewards per AED 1 spent on your card purchases.
Redeem your FAB Rewards instantly through the FAB Mobile app for game time, airline miles, mall e-vouchers, utility bill payments, and much more.
Enjoy up to 6 airport transfers per year starting from AED 40.
Avail Airport Meet and Greet Services at Dubai International Airport starting from AED 40 for individuals and AED 100 for families (up to 6 times per year).
Free access to 1,000+ airport lounges worldwide for the cardholder and a guest.
Benefit from Visa's travel perks, including dining offers, car rentals, hotel discounts, and more.
Enjoy free valet parking services (3 times per month) at select locations in the UAE.
Get 6 movie tickets monthly for just AED 15 on weekdays and AED 20 on weekends at Reel Cinemas, Cine Royal, and Oscar Cinema in a month. Weekday tickets at VOX Cinemas start from AED 20.
Exclusive discounts at select golf courses
Access additional Visa lifestyle benefits such as dining offers, The Entertainer, and Global Blue
Enjoy travel, lifestyle perks, and card protection.
Watch up to 4 movies a month for AED 15 on weekdays and AED 20 on weekends at select cinemas.
Earn up to 175,000 FAB Rewards with a new FAB Rewards Platinum Credit Card.
Apply for the card and receive up to 175,000 FAB Rewards as a welcome bonus.
On applying for this credit card through the FAB Mobile app, you can get an extra 25,000 FAB Rewards.
Receive up to 75,000 Rewards or the equivalent of your first-year annual fee.
Get an additional 75,000 FAB Rewards when you make a spending of at least AED 7,500 within 60 days of card issuance.
Quickly boost your FAB Rewards with a first-year bonus and extra rewards for gaming and general spending.
Instantly redeem your FAB Rewards through the FAB Mobile app for various purposes.
Enjoy up to 2 airport transfers a year starting at AED 40.
Access Visa travel benefits related to airport dining, car rental, hotels, and more.
Explore lifestyle benefits with your FAB Rewards Platinum Credit Card.
Get movie tickets from AED 15 and additional Visa lifestyle benefits.
Key Features & Benefits of FAB Credit Cards
Following are some of the common FAB credit card benefits and features that help card members to make the most of their each spending:
Complimentary Airport Lounge Access - Many of the FAB credit cards enable its card members to spend their waiting time at some of the premium airport lounges at thousands of locations on a complimentary basis. In addition to this, few high-end FAB credit cards also offer free airport lounge access for the primary cardholder as well as one accompanying guest.This is the first most important fab credit card benefit.
Cinema Offers - Almost each FAB Bank credit card provides a great offer for all movie lovers. The cardholder can avail discounted movie tickets/per month during weekdays as well as weekends with REEL Cinemas, Oscar Cinema, and Cine Royal. Also, some of the FAB credit cards offer a great discount on movie tickets when purchased through VOX Cinemas during weekends.
Shop Smart Offers - Majority of the FAB credit card rewards its card members with guaranteed cash back. They can avail up to 10% cash back throughout the year at top-class global online stores using the First Abu Dhabi Bank Credit Card.
No Annual Membership Fees - Many of the FAB credit cards are free for life as they do not charge an annual membership fee ever. However, such fee-free credit cards are loaded with exclusive benefits and features that entitle its card member to meet their different lifestyle needs.
Rewards - FAB credit cards are well-known for offering exciting rewards and offers. From First Reward points and First cash back to First Miles, they offer an array of rewards to help its customers to make the most of their each spending.
Credit Shield - Most of the FAB credit cards offer an insurance that is known as Credit Shield. It is waiver of outstanding amount on a FAB bank credit card up to stipulated limit, in an unfortunate event like natural death, critical illness, permanent total disablement, involuntary loss of employment, accidental death. That means, it ensures the complete peace of mind by waiving off the credit card outstanding amount during such difficult times.
Protection Benefits - Some of the credit cards offered by FAB are loaded with amazing protection benefits like purchase protection, extended warranty, travel accident insurance, International medical and travel assistance, fraudulent transaction protection etc. All of these protection benefits prevent card members from facing any sort of inconvenience.
Travel Benefits - Keeping the need of wanderers in mind, the FAB offers some of the best credit cards which are loaded with a broad range of travel perks and privileges. From a free stay in luxurious hotels and resorts to discounted car rental and free travel insurance, FAB credit cards have all when it comes to next-level travel offers.
Eligibility Criteria of FAB Credit Card in UAE
If the applicant meets the FAB credit card eligibility requirements, applying for a First Abu Dhabi Bank Credit Card is not at all a difficult task. Given below are some of the key factors that determine whether the applicant is eligible for a FAB credit card or not:
Applicant’s Age: In order to be eligible for the FAB bank credit card, the applicant should be between the age group of 21 to 65 years.
Monthly Income: Each of the FAB credit cards comes with a minimum monthly income requirement. That simply means that applicant must have a steady source of income. Hence, they need to provide the proof of permanent monthly income in order to be eligible for FAB credit card.
Address Proof: An applicant is also required to provide a valid residence address proof to eligible for the FAB credit card.
Employment Proof: When applying for a FAB credit card, salaried individuals may need to provide their salary certificate of last three or six months. However, the self-employed individuals need to provide their trade license to complete the credit card application.
Credit Score: No matter how decent monthly income you earn, poor credit history may still result in the rejection of credit card application. That is why it is important to maintain a good credit score to increase the chances of approving your credit card application. Good credit history is also helpful for taking a loan on credit card from FAB.
How to Apply for a FAB Credit Card in UAE?
Applying for a First Abu Dhabi Bank Credit Card is as easy as 1-2-3. Interest individuals can apply for the FAB credit card online, offline, or through phone banking.
1. Online Application:
Now these days, almost all of the leading banks in the UAE have started offering an online application process to make it easy and convenient for its customers. Moreover, you can visit the office website of the First Abu Dhabi Bank, click on the credit card section, and zero down the FAB credit card that suits your financial requirements the most. After that, click on the apply button, fill in all the required details and submit the credit card application. Once all the required details are filled in the credit card application form, bank officials will verify the creditability of the given information. On the basis of eligibility criteria, they will further decide whether an individual will receive the card or not.
2. Offline:
All those people who are not comfortable applying for the FAB credit card online, they can also apply for it offline. All they need to visit the nearby FAB branch and apply for the FAB Bank credit card that suit their financial needs. The applicant will need to fill in all the basic details in the application form and also submit the required documents. If they meet all the eligibility requirements as per the guidelines of the FAB, their credit card application will proceed further.
3. Phone Banking:
Alternatively, the applicant can also apply for the FAB credit card by calling on the bank’s official number.
Documents Required to apply for a FAB Credit Cards
Following is the checklist of documents that applicants need to submit for availing a credit card from First Abu Dhabi Bank:
Emirates ID
Passport (for expatriates)
UAE Residence Visa (for expats)
Salary Certificate
Bank statements of last 3-6 month’s
Address proof (such as utility bills)
A trade license (for self-employed individuals)
FAB Credit Card Limit
Each FAB credit card has a different card limit. However, there are some common parameters which are taken into consideration by the bank while deciding the card limit for every credit card applicant and they are as follows:
Type of the First Abu Dhabi Bank credit card.
Income and other debts
Applicant’s credit history
Track record with FAB.
Fees & Charges of FAB Credit Cards in UAE
There are various fees & charges which are levied on each FAB credit card. It is very important to know about all of these fees and charges before making use of the card as it helps in avoiding paying extra fees. Here are some of the common fees & charges levied on FAB bank credit card:
Annual Fees: Vary from one FAB credit card to another.
Card Replacement Fees: AED 78.75
Over-limit Fees: Up to AED 241.50
Late Payment Fees: Up to AED 288.75
Other charges include cheque returned fees, foreign currency transaction fees, cash advance fees, and more. However, the complete list of FAB credit cards fees and charges can easily be found online on the FAB’s official website.
How to Cancel a FAB Credit Card?
If, in case, card members are not able to use the FAB credit card for some reason and they want to prevent unwanted charges from accumulating on the card that is not being used, they can cancel it immediately. This will eventually help them to avoid paying extra charges.
For preceding the credit card cancellation process further, the card member requires to contact the FAB customer service executive and request for cancellation of the card. He/she may ask to provide written confirmation for the same. But please note that the credit card cancellation request will only be initiated after all the outstanding balance payment is made by the primary cardholder. Once all the dues payments have been cleared, the bank will cancel the credit card. After getting the confirmation of card cancellation, the card member should destroy their FAB credit card and also all FAB supplementary/add-on credit cards for security reasons.
Why Choose FAB Bank Credit Card in UAE?
The FAB credit card offers its card members amazing spending power and helps them to meet all of their financial needs like never before. Well, there are plenty of reasons to choose FAB credit card, but here are the major ones:
Wide Range of Credit Cards: Starting from no annual fee to high rewards credit cards, First Abu Dhabi Bank has managed to offer a wide variety of credit cards to its potential customers. They can easily choose any of the cards that meet their lifestyle needs, budget, and spending pattern the most.
Top-Class Features & Benefits: Another most obvious reason to choose FAB’s credit card over other banks credit cards is their unmatched and unparallel features and benefits. Be it travel, lifestyle, entertainment, shopping, and protection, FAB credit card has covered all the benefits and features that one could ask for.
Partnership with All Leading Brands: Many of the FAB Credit cards have partnered with world-class brands like Oscar Cinemas, VOX Cinemas, REEL Cinemas, Cine Royal, Marriott Bonvoy Hotels, and a lot more that provide lucrative benefits and offers to cardholders.
FAQs
What is the minimum salary requirement for FAB Credit Card?
The minimum salary required for a FAB credit card is AED 5,000. However, the salary requirements depend on the type of credit card you are applying for. To know the card-specific salary criteria, visit our credit cards section.
Can I avail discounted movie offers anywhere across the UAE?
No, you can avail the discounted movie offers only at some of the selected cinemas in the UAE such as Cine Royal, REEL Cinemas, VOX Cinemas, Oscar Cinemas.
Can I use the FAB bank credit card outside the UAE?
Yes, you can make the use of FAB credit card internationally also.
Will I earn cash back on foreign transactions also?
Yes, you can earn cash back on using your FAB bank credit card anywhere across the world.
Can I get discount on any school fees payments?
You can get up to 4.25% discount only at GEMS school fees with its respective FAB credit card. However, you need to pay the complete school fee in advance using the respective credit card to get a discount.
What is the retail interest charged on FAB credit cards?
The retail interest rate on First Abu Dhabi Bank credit card starts from 3.25%/per month.
When does the rate of interest gets added?
Well, the rate of interest added only if the credit card’s monthly outstanding amount is delayed.
Where can I redeem my First Miles that I have earned on my FAB Credit Card?
You can redeem the accumulated first miles against any airline, travel service or destination.
For how long are fee-free First Abu Dhabi Bank credit cards offered at zero annual membership fees?
FAB credit cards are offered at no annual membership fees lifelong. That means, card members do not have to pay an annual fee ever for the free for life credit cards.
Can I enjoy a valet parking service with FAB Credit Cards?
Yes, certain high-end credit cards offered by FAB offer free valet parking facility in a month at some of the specific locations.
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