The following article provides in-depth information on Ajman Bank auto debit credit card payments via both mobile and online banking methods.
The Al-Futtaim World Elite Card offers cardholders an extensive range of perks and benefits ranging from lifestyle to travel to protection. It also offers a range of exclusive rewards and benefits.
The FAB Al-Futtaim World Elite Credit Card is one of the many cards that are provided by the First Abu Dhabi Bank (FAB) that helps the bank in meeting its aim of providing tailor-made solutions to its clients’ financial needs with the help of its various financial products and services.
The various features and benefits of this FAB credit card are detailed below:
They can have their own personal travel advisor as well as access to the World Elite Air program.
They can enjoy a 0% Easy Payment Plan with any of the Al-Futtaim stores or showrooms.
Below detailed are the various rewards and offers available to the Al-Futtaim World Elite cardholder:
The cardholder can enjoy exclusive rewards such as 5% cashback rewards as Al-Futtaim stars for each AED 1 incurred at any of the showrooms or stores of Al-Futtaim. They are also provided with offers on the meet and greet, and airport transfers that are detailed further in the thread.
The cardholder is rewarded for any expenditure made on their card in the form of Al-Futtaim Stars that can be redeemed across numerous rewards. The following are the details of this rewards program:
The ultimate offer for all the movie buffs – with the FAB Al-Futtaim World Elite Credit Card, cardholders can take advantage of up to eight movie tickets every month starting at AED 15 on weekdays and AED 20 on weekends at the following cinemas:
The cardholder can explore the world of Al-Futtaim and enjoy exclusive offers in showrooms and stores of Al-Futtaim.
The World Elite MasterCard holders get access to the following exclusive offers:
The cardholder can enjoy being welcomed at the airport in full style as they are eligible to enjoy 8 Meet and Greet Services every year from AED 40 for individual booking or AED 100 for family booking.
Cardholders can enjoy up to 8 airport transfer services per annum start at just AED 40 when the service is within the city and AED 100 when it is inter-city.
The cardholder can access the World Elite Program in order to enjoy upgrades, discounts, and savings on selected airlines. Additionally, they can also take advantage of late check-outs, room upgrades, daily breakfast for 2, and much more.
The below table explains the different fee and charges on an Abu Dhabi Platinum Card offered by FAB:
|Fee and Charges||Amount|
|Annual Membership Fee||N/A|
|Supplementary Annual Membership Fee||N/A|
|1st Year Retail Purchases’ Interest||1.66%|
|Regular Retail Purchase Interest Charges||3.25% monthly|
|Cash Advance Interest Charges||3.50% monthly|
|Fee for Cash Advance||3.15% of the total amount of cash obtained (a minimum fee of AED 105 for every transaction)|
|International Transaction Charges||2.05 % of the transaction amount and scheme charges|
|Card Replacement Charges||AED 78.75|
|Fee for Credit Shield Plus||1.04% of the total outstanding balance|
|Fee for Wallet Shield||Monthly charges of 0.42% of the total outstanding balance|
|Fee for Accident Insurance||Monthly charges of 0.26% of the total outstanding balance or AED 31.5 – the higher amount|
|Late Payment Charges||AED 241.50 any month when payment is delayed, the payment is not made, or the payment is less than the amount that is minimum due|
|Over Limit Charges||AED 288.27 any month when the balance due is exceeding the credit limit assigned|
|Plan Deferment Fee||AED 262.50|
|Returned Cheque Fee||AED 210|
|Monthly Minimum Payment||Maximum of 5% of the outstanding amount or AED 100|
|Payment Due Date||21-25 days from the statement date|
|Reprint of Statement Charges||AED 26.25 for every statement|
|Transaction Slips’ Copies||AED 26.25 for every transaction slip|
|Processing Charges for Outstation Cheque||AED 52.50|
|Dispute Verification Fee||AED 105|
|Issuance of Liability Letter||AED 52.50|
(Updated as of September2023)
The main eligibility criterion that needs to be met in order for a credit card seeker to apply for an Al-Futtaim World Elite Card by FAB is the minimum income criterion. The applicant must be having a minimum monthly income of AED 40,000 to qualify for this card.
|Other FAB Credit Card|
|FAB Islamic Gold Credit Card||FAB Cashback Credit Card|
|FAB Al Futtaim Platinum Credit Card||FAB du Platinum Credit Card|
|FAB du Titanium Credit Card||FAB Etihad Guest Infinite Credit Card|
|FAB Etihad Guest Signature Credit Card||FAB Etihad Guest Platinum Credit Card|
|FAB Manchester City Infinite Credit Card||FAB Manchester City Titanium Credit Card|
|FAB Elite Infinite Credit Card||FAB Infinite Credit Card|
|FAB Signature Credit Card||FAB Platinum Credit Card|
|FAB Classic Credit Card||FAB Standard Credit Card|
|FAB Abu Dhabi Platinum Credit Card||FAB Abu Dhabi Titanium Credit Card|
|FAB World Elite Credit Card||FAB Gems Titanium Credit Card|
|FAB Gold Credit Card|
The retail purchase interest charges for the first year are 1.66% for every month after which the regular retail purchase interest charges fall at 2.50% per month.
The various MasterCard offers can be accessed by contacting the 24/7 Concierge Service on the toll-free number 80004448837 for those within the UAE or +13128435357.
The Meet and Greet service can be booked by contacting the call center of FAB on 600 52 5522 or by sending a completed booking form (that can be found on FAB’s official website) to the e-mail id firstname.lastname@example.org.
The amount up to which the holder of a FAB Al-Futtaim World Elite Credit Card is covered is USD 500,000.