FAB Abu Dhabi Platinum Credit Card

The First Abu Dhabi Bank which is known popularly as FAB among the people aims at catering to their clients’ customized needs with tailor-made solutions. It is one of the safest and largest financial institutions in the world.

It offers customers a wide variety of banking services and products as solutions for their financial needs. One of these is its credit cards – with an extensive range of perks and features, the FAB credit cards are offered to cater to several different spending categories of cardholders.

One of the popular FAB credit cards is the FAB Abu Dhabi Platinum Credit Card that along with several perks and rewards offers many chances to win some of the top-class experiences.

FAB Abu Dhabi Platinum Credit Card Features and BenefitsFAB Abu Dhabi Platinum Credit Card

Below detailed are the features and benefits of an Abu Dhabi Platinum Card:

Balance Transfer

Cardholders can enjoy a complimentary 12-month balance transfer service to their new FAB Abu Dhabi Platinum Credit Card.

Exclusive Benefits

FAB Abu Dhabi Platinum Credit Card aims at always giving more to its cardholders. They have an opportunity to win a wide range of top-class experience, detailed as follows:

  • Win a Porsche Cayman that is absolutely head-turning (capped at one winner per annum).
  • Win a dream vacation for 2 people to Maldives, New York, London, Sydney, or Seychelles (capped at 5 winners semi-annually).
  • Win an exclusive 2-nights’ stay at one of the most elite resorts in Abu Dhabi (capped at 10 winners per quarter).
  • Vouchers for malls for up to AED 1,000 (capped at 60 winners per month).

Airport Transfer Service

This service is for those who enjoy reaching the airport on time for a hassle-free journey. Holders of FAB Abu Dhabi Platinum Credit Card can take advantage of 2 airport transfers every year.

Complimentary Airport Lounge Access

The cardmember can have a hassle-free pre-flight experience by relaxing away from the busy airport as they have access to the following:

  • 4 free access to more than 1,000 airport lounges in over 300 cities simply by presenting the FAB Abu Dhabi Platinum Credit Card.
  • Unlimited free access to the cardholder to more than 25 regional as well as international airport lounges across UAE, Jordan, Saudi Arabia, USA, Morocco, Canada, UK, Germany, Singapore, France, and even more.

Valet Parking Services

This is a convenient solution for the holders of this FAB Credit Card who love to enjoy the basic luxuries in life. They can take advantage of up to 2 valet parking services at selected locations across the UAE.

Purchase Protection

The cardholder can enjoy purchase protection on the purchases made with his or her Abu Dhabi Platinum Card offered by FAB.

Emergency Assistance

In case of an emergency, the cardmember can get access to a cash cushion with FAB with the 24-hour emergency cash advance facility that is available at many locations across the globe.

FAB Abu Dhabi Platinum Credit Card Rewards and Offers

The following are detailed the rewards and offers on the FAB Abu Dhabi Platinum Card:

Loyalty Programs

The cardmember has a choice of loyalty program from the 3 available options. The following are the options:

  • To earn 1 First Reward Point for every AED 1 spent domestically, and 2 First Reward Points for every AED 1 spent internationally
  • OR, to earn the First Cashback of up to 5% on the FAB Abu Dhabi Platinum Credit Card
  • OR, to earn up to 2 First Miles per USD 1 spent on the FAB Abu Dhabi Platinum Credit Card and can be redeemed across any airline, travel, or destination service.

Discounts on Avis Car Rental

No matter what the nature of one’s trip is – business or leisure, Avis has numerous discounts in-line for the cardholder. The member of a FAB Abu Dhabi Platinum Credit Card has access to the following:

  • 15% off on their car rental across the Middle East, Europe, Asia, and Africa,
  • 12% off on their car rental in Canada and the United States.
  • A complimentary upgrade across the world with every rental booked.

Cinema Offers

This is an exciting offer for all the movie enthusiasts out there. Holders of FAB Abu Dhabi Platinum Credit Card can take advantage of 4 tickets every month at just AED 15 on weekdays and AED 20 on weekends with Reel Cinemas, Oscar Cinema, and Cine Royal. They can also enjoy tickets at AED 20 during weekends with VOX Cinemas.

One for One Offers

There are more than 100s of offers that can be enjoyed by cardmembers across the Middle East as well as Africa across various spending categories such as premium spas, dining, or other activities such as:

  • A free item from the main menu with the purchase of one main menu item.
  • More than 600 offers across various countries.
  • Unlimited usage or redemption is available on all offers.

Fee and Charges of FAB Abu Dhabi Platinum Credit Card

The below table explains the different fee and charges on an Abu Dhabi Platinum Card offered by FAB:

Fee and Charges Amount

Annual Membership Fee

N/A

Supplementary Annual Membership Fee

N/A

Retail Purchase Interest Charges

Up to 3.50% monthly

Cash Advance Interest Charges

3.50% monthly

Fee for Cash Advance

3.15% of the total amount of cash obtained (a minimum fee of AED 105 for every transaction)

International Transaction Charges

2.05 % of the transaction amount and scheme charges

Card Replacement Charges

AED 78.75

Fee for Credit Shield Plus

1.04% of the total outstanding balance

Fee for Wallet Shield

Monthly charges of 0.42% of the total outstanding balance

Fee for Accident Insurance

Monthly charges of 0.26% of the total outstanding balance or AED 31.5 – the higher amount

Late Payment Charges

AED 241.50 any month when payment is delayed, the payment is not made, or the payment is less than the amount that is minimum due

Over Limit Charges

AED 288.27 any month when the balance due is exceeding the credit limit assigned

Plan Deferment Fee

AED 262.50

Returned Cheque Fee

AED 210

Monthly Minimum Payment

Maximum of 5% of the outstanding amount or AED 100

Payment Due Date

21-25 days from the statement date

Reprint of Statement Charges

AED 26.25 for every statement

Transaction Slips’ Copies

AED 26.25 for every transaction slip

Processing Charges for Outstation Cheque

AED 52.50

Dispute Verification Fee

AED 105

Issuance of Liability Letter

AED 52.50

(Updated as of June 2020)

Eligibility Criteria for a FAB Abu Dhabi Platinum Credit Card

  • The applicant seeking to apply for an Abu Dhabi Platinum Card must meet the eligibility criteria set by the bank.
  • The main criterion set by the bank states that the applicant must be having a minimum monthly salary of AED 15,000.

FAQs on FAB Abu Dhabi Platinum Credit Card

Q1: Which cinemas have the offer on tickets for AED 15 on weekdays and AED 20 on weekends?

Ans: The following cinemas are available for redeeming 4 tickets in a month at special discounted rates:

  1. Cine Royal (AED 15 on weekdays and AED 20 on weekends)
  2. Oscar Cinema (AED 15 on weekdays and AED 20 on weekends)
  3. Reel Cinemas (AED 15 on weekdays and AED 20 on weekends)
  4. VOX Cinema (AED 20 on weekdays)

Q2: Can I make international purchases on my FAB Abu Dhabi Platinum Credit Card?

Ans: Yes, international expenditures can be incurred by the cardholder. There is a fee of 2.05% levied along with scheme charges.

Q3: What is the card replacement fee?

Ans: The card replacement fee for a FAB Abu Dhabi Platinum Credit Card is AED 78.75.

Q4: How many times can I use the airport transfer service?

Ans: The cardmember can enjoy up to 2 airport transfers in a year.

Q5: Is there any fee on the cash advance service?

Ans: Yes, FAB charges 3.15% of the total amount of cash obtained as a cash advance. There is a minimum fee of AED 105 for every transaction.

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