Everything You Need to Know About Mashreq Happiness Account

By Ruchi Gohri
  | Published: 26 October 2021

Average Rating / 5 (ratings ) | 355 Views
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Founded in 1967, Mashreq Bank is one of the most popular banking solutions providers trading on the Dubai Financial Market (DFM). The bank offers unique banking products and services such as bank accounts, credit cards, loans, fixed deposits, mortgages, insurance and other financial tools for individuals and corporate clients. The bank has a vast network of more than 500 employees in nine countries across the globe.

Mashreq Happiness Account comes with various unique features and benefits with accessible eligibility criteria to help applicants easily apply for the same. Let us go ahead and know more about the Mashreq Happiness Account in detail.

Features and Benefits of Mashreq Happiness Account

Here are the major benefits and features of the Mashreq Happiness Account.

1. Minimum Monthly Balance

Mashreq Happiness Account comes with no minimum monthly balance requirements for the account holders.

2. Minimum Monthly Salary

Mashreq Happiness Account comes with a minimum monthly income requirement of AED 10,000 for the applicants.

3. International Money Transfer

Mashreq Happiness Account enables account holders to make complimentary international money transfers using their online or mobile banking services.

4. Free Debit Card

Mashreq Happiness Account offers a free internationally recognised debit card for account holders. They can use this debit card to withdraw cash from any Mashreq or other bank ATM at any location. Moreover, they can use this debit card to shop at millions of retail stores around the world.

5. Free Chequebook

Mashreq Happiness Account offers a free chequebook for the account holders to help them easily withdraw funds from their bank account.

Reasons to Choose Mashreq Happiness Account

Mashreq Happiness Account offers attractive banking services for the account holders to manage their finances in a better way. Here are a few more reasons to choose Mashreq Happiness Account.

1. Full-time Help and Support

Mashreq Happiness Account comes with full-time help and support for the account holders. They can call the bank helpline anytime to find answers to their queries.

2. Online Banking

Mashreq Happiness Account enables account holders to manage their finances online using internet banking services. The account holders need to log in to the online banking portal using their unique banking ID and password. With these services, they can make easy bill payments and fund transfers in just a few clicks.

3. Mobile Banking

Mashreq Happiness Account comes with one of the best mobile banking apps. The Mashreq bank account holders can register themselves on this app and have all the banking products and services right at their fingertips.

4. Salaam Points

Mashreq Happiness Account enables account holders to earn Salaam Points worth AED 25 on making five or more online or mobile transactions.

5. Easy Application Process

Mashreq Happiness Account comes with a simple account opening process for the applicants. They can simply visit the bank’s website or log in to their online banking portal to apply for a bank account.

Joining Bonus Offers of Mashreq Happiness Account

Mashreq Happiness Account offers exciting joining and additional bonuses for the applicants. The amount of joining bonus depends upon their monthly salary. The bank account offers a joining bonus of up to AED 2,000 and an additional bonus of up to AED 1,500 as soon as the account holders transfer their salary.

Minimum Salary Transferred Joining Bonus Additional Bonus
AED 10,000 - 24,999 500 500
AED 25,000 - 49,999 1,000 1,000
AED 50,000 or Above 2,000 1,500

Eligibility Criteria to Apply for a Mashreq Happiness Account

Here are the eligibility criteria to apply for a Mashreq Happiness Account.

  • All UAE residents and visitors with a valid residency visa are eligible to open a Mashreq Happiness Account.
  • The minimum monthly income of AED 10,000 is required to open a Mashreq Happiness Account.
  • The applicant must be 18 years old or above. The child applicants with a guardian can also apply for the Mashreq Happiness Account.

Documents Required to Open a Mashreq Happiness Account

Here are the documents required for opening a Mashreq Happiness Account.

  • Application form
  • Emirates ID of the applicant (for UAE Nationals & Residents) – Original and a copy
  • A valid passport of the applicant – Original and a copy
  • A valid residency visa for expatriates – Original and a copy
  • Bank Statement of the last three months (for income verification)

How to Apply for a Mashreq Happiness Account?

Here are the four simple ways to apply for a Mashreq Happiness Account.

1. Log in to Online Banking

Mashreq Bank offers online banking services for its customers to help them access their finances without any hassle. The existing Mashreq Bank customers can log in to this portal and apply for the Mashreq Happiness Account. The applicants need to fill an online application form and submit the essential documents along with the form.

2. Use Mobile Banking

Mashreq Bank Mobile App is another easy way for account holders to access their banking details. The applicants can also use the Mashreq bank Mobile App to apply for the Mashreq Happiness Account. They can simply visit the request section in the application tab, provide their details and submit the same with supporting documents.

3. Visit the Bank’s Website

The applicants can also visit the Mashreq Bank’s website and fill out the application form to open a Mashreq Happiness Account. They can either upload the documents on the bank’s website or visit the bank’s branch to submit the same.

4. Visit the Bank’s Branch

The applicants with no access to the internet can visit one of the nearest Mashreq Bank’s branches. They need to fill up the application form at the bank and submit all the necessary documents with the same to complete the application process.

5. Visit Our Website

The applicants can also visit our website to apply for a Mashreq Happiness Account. The best part about opting for this way is that the applicants can check the detailed features and benefits of the bank account in just a few clicks. In addition, they can call us anytime and speak to our experts if they have any queries. Our representative will help the applicants throughout the application process.

Ruchi Gohri
Ruchi Gohri

Senior Content Writer | She has a penchant for writing and with over 5 years of experience, she plays around with words elegantly, crafting simple content for all to read. In her free time, she loves her couch either to read or catch on to her sleep.