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Emirates Skywards DIB Platinum Credit Card Features & Benefits

By PolicyBazaar
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Published: 16 October 2019Last Updated On: 15 January 2021

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An ordinary credit card provides you the convenience of making a cashless payment. However, the best credit cards enable you to make cashless payment at the same time they come with exceptional benefits, privileges, and rewards. This is what sets them apart from ordinary credit cards.

So, if you are looking for the best credit card that can meet your daily spending requirements then Emirates Skywards DIB Platinum Credit Card is the right card for you. Apart from offering a wide range of benefits and features, this credit card brings you to reward points under its Reward Program. You can earn Skywards Miles on your domestic and international spends and make your traveling even more rewarding.

Key Highlights of the Emirates Skywards DIB Platinum Credit Card

  • Bonus Skywards Miles: 5000 Skywards Miles
  • Minimum Monthly Salary Required: 5000 dirhams

What Are the Various Emirates Skywards DIB Platinum Credit Card Features To Enjoy?

Given below are the main features of this DIB credit card:

Easy Payment Plan (EPP)

The Emirates Skywards DIB Platinum Credit Card offers zero percent easy installment scheme when you buy Emirates flight tickets to any location on the official website of the Emirates. It allows you to convert your high value transactions into monthly installments thereby reducing your financial burden.

Balance Transfer Facility

Pay off your other bank’s credit card outstanding balance with this Dubai Islamic Bank’s credit card to save more on extra charges with no documentation required.

Purchase Protection

This credit card safeguards your purchased items against damage or theft for one year.

Global Customer Assistance Services

This service is offered to you with the best possible customer service & support in any unforeseen events.

Extended Warranty

This card entitles you to an extended warranty on your purchases that doubles the manufacturer’s warranty against mechanical breakdown on newly purchased electrical household items.

Cash Advance

You can withdraw cash up to 80 percent of your credit limit through this credit card.

Visa payWave

This Dubai Islamic Bank Credit Card makes your shopping experience safe and secure, since it is equipped with the advanced technology of Visa payWave.

CHIP & PIN Security

This credit card is designed with the facility of CHIP & Pin security on the retail transactions you make.


You can easily pay your credit card bill through any of the given below payment gateways as per your convenience:

  • Online banking
  • DIB cash and cheque deposit machines
  • Phone banking
  • Account transfers
  • Bank Branches

What Are the Emirates Skywards DIB Platinum Credit Card Benefits To Avail?

The following are the key benefits offered by this Emirates Skywards DIB Platinum Credit Card:


As a member of this DIB credit card, you can earn Skywards Miles on all domestic and international spends. After that, you can easily spend the skywards miles with Emirates as well as a host of other partners to make your travel experience more rewarding.

However, you can earn a maximum of 5,000 Skyward Miles as a bonus with this Emirates Skywards DIB Platinum Credit Card.

Other than that, you can earn Skywards Miles for every USD spent with this card. Below-mentioned are the categories on which you can gain skywards miles:

Category Skywards Miles
Emirates Spends 1
International Currency Spends 0.75
Domestic Currency Spends 0.5

Dining Privileges

The Emirates Skywards DIB Platinum Credit Card offers 25 percent off on online orders made through the Zomato throughout the UAE. To avail of this dining offer, you need to use the ‘DIBEK’ promo code at checkout.

Lifestyle Benefits

As a member of this credit card, you can enjoy exclusive member benefits at more than 900 luxury hotels and resorts across the globe with preferential rates, free breakfast & internet, room upgrades, VIP guest status, late check-outs, and free food & beverages vouchers which is worth US$ 25. To enjoy all these benefits, you need to book your stay at the official website of Visa Luxury Hotels and made payment through this card.

Roadside Assistance

An additional benefit of roadside assistance can be availed on a charge of an upgrade fee. You can avail a maximum of 3 services in one year.

Legal & Medical Referral

This card lets you travel the world in a safe and stress-free manner since it provides the medical help in times of emergency. Moreover, it covers you with the following services:

  • Legal Referral
  • Interpreter Referral
  • Medical evacuation & repatriation
  • Medical advice on the telephone
  • Medical service provider referral
  • Checking your medical condition before & after hospitalization
  • Delivery of required equipment and medicine
  • Sending the physician to your location

Final Words

It is quite a nature to get attracted by the above-mentioned benefits and features. So, if you also want to choose the best credit card over an ordinary one, then Emirates Skywards DIB Platinum Credit Card is a card that you should opt for to manage your expenditure smartly.