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According to Global Media Insight survey, more than 88% of the total UAE population is made up of expatriates from more than 200 countries across the globe. And this expatiate population often flies out to the UAE. In fact, a survey report reveals that more than 67% of the expat population flies to their home countries at least once each year.
Given the fact that fairly large expat population of the UAE takes at least 1 international flight every year, Dubai Islamic Bank (DIB) has collaborated with Emirates Skywards to offer the benefits laden cobranded, Emirates Skywards DIB Infinite Credit Card. DIB is one of the largest and leading Islamic banking institution, and Emirates Skywards is the region’s best and one of the most sought after frequent flyer programs.
Ideal for business jetsetters and leisure travellers alike, Emirates Skywards DIB Infinite Credit Card ensures multiple benefits and rewards for the card members. The card provides card members with benefits such as extra baggage allowance, complimentary seat selection, complimentary airport lounge access, room upgrades, exclusive dining discounts, free valet parking, and much more. Quite obviously, this card remains one of the bestselling credit cards in the UAE region.
Emirates Skywards DIB Infinite Credit Card comes packed with a wide range of benefits and features to ensure maximum savings for the card members. With its multiple, ground-breaking features and benefits, this card make it easy to understand why it is one of the most popular credit cards in the UAE region.
Let’s look at some of the key features and benefits of the Emirates Islamic Skywards Infinite Credit Card:
The cardholder as well as one accompanying guest can enjoy the free access to more than 850 airport lounges globally through LoungeKey.
Card members are provided with Emirates Skywards Silver membership. With this, they will be eligible to avail a wide range of travel perks and privileges such as:
With this DIB Credit card, the card member can get access to the Emirates Towers Health Club and utilizes its amazing facilities at any day or any time as per their convenience.
Emirates Skywards DIB Infinite Credit Card provides its card members an access to VISA privileges at more than 900 luxury hotels worldwide at preferential rates. VISA hotel privileges offered by Emirates Skywards DIB Infinite Credit Card include:
Emirates Skywards DIB Infinite Credit Card members can also get to enjoy 4 complimentary valet parking services each month across the UAE region. Listed below are the select locations across Dubai and Abu Dhabi where the card member can enjoy this free service:
The cardholders are provided with the 0% easy payment plan facility where they can buy Emirates tickets to any destination on the official website of Emirates using this DIB credit card and convert the transaction into monthly instalments at 0% profit rate.
This DIB credit card enables its cardholders to enjoy the best customer service any time, any day of the week wherein they will have access to a wide range of services such as hotel reservations, limousine transfers, flight booking, and much more via a dedicated numbers of global toll-free numbers.
With the Emirates Skywards DIB Infinite Credit Card, the cardholder can enjoy an insurance cover a maximum of 1 Million USD on local as well as international trips that includes medical expenditures, lost or stolen money or baggage, delayed departure, legal expenses, personal liability, repatriation/hospital expenditures.
The cardholder can enjoy one additional Roadside Assistance on the charge of upgrade fee. However, this service is capped at 3 times in one year.
Emirates Skywards DIB Infinite Credit Card provides the balance transfer facility which enables the cardholders to transfer their other bank’s credit card outstanding balance to this card at low profit rate. With this, the card members can save more on unnecessary charges with no documentation needed.
Emirates Skywards DIB Infinite Credit Card members get access to exceptional medical and legal assistance at any time anywhere. The medical and legal referral services offered by the Emirates Skywards DIB Infinite Credit Card include:
This DIB credit card safeguards the purchases against accidental damage and theft for the duration of one year.
Emirates Skywards DIB Infinite Credit Card doesn’t only ensure exclusive privileges but also ensure complete peace of mind for the card members with its innovative global customer assistance services in unfortunate events. These value-added services include:
This DIB credit card provides its cardholder an extended warranty on their purchases which automatically doubles the manufacturer’s warranty for a maximum of one year against mechanical breakdown or new electrical household items.
Card members are allowed to withdraw cash a maximum of 80% of the available credit limit anywhere across the globe in times of financial needs. In addition to this, they can also transfer cash immediately from their card to the DIB account through online banking.
The Emirates Skywards DIB Infinite Credit Card is enabled with the Visa payWave technology that enables the cardholders to shop safely and securely. All they just need to hold this DIB credit card in front of the card reader at the checkout counter. Then, their transaction will be processed within a matter of few seconds only.
The Emirates Skywards DIB Infinite Credit Card comes with an embedded micro chip that provides extra security against duplication of the card. It also requires an extra layer of security in the form of personal identification number. Meaning that, you will be required to enter a four digit PIN on the terminal for completing the transaction at merchant outlets.
Card members can make the Emirates Skywards DIB Infinite Credit Card payment using any of the below-mentioned payment gateways:
Following are the rewards and offers that the cardholder can avail using this DIB Credit Card:
Emirates Skywards DIB Infinite Credit Card members can earn a maximum of 75,000 Bonus Skywards Miles. These miles are provided to the cardholders upon the card activation, eligible spends and a balance transfer.
Members of the Emirates Skywards DIB Infinite Credit Card is entitled to the reward program where they can earn Skywards Miles for every equivalent USD spent across all categories. And then, they can spend the accumulated miles with Emirates and a wide range of selected partners to make their travel more rewarding. Listed below is the reward rate for Emirates Skywards DIB Infinite Credit Card members:
Members of this DIB credit card can avail a discount of 25% on online orders made through Zomato all over the UAE. In order to avail this exclusive dining discount, the card member can use the DIBEK- promo code at checkout.
Listed below are the eligibility criteria requirements for Emirates Skywards DIB Infinite Credit Card:
|Minimum Salary Requirement||AED 35000|
|Residential Eligibility||UAE residence Visa|
Check out the schedule of charges for Emirates Skywards DIB Infinite Credit Card:
|Fees and Charges||Amount|
|Annual Membership Charges||AED 2625|
|Cash Advance Charges||AED 94.50|
|Late Payment Charges||AED 236.25|
|Card Replacement or Reissuance Charges||AED 52.50|
|Duplicate Statement Charges||AED 47.25|
|Sales Voucher Copy||AED 26.25|
|Returned Cheque Fee||AED 105|
|Outstation Cheque Processing Fee||AED 52.50|
|Upgrade Charges||AED 288.75|
|Credit Shield Takaful Charges||0.94%|
|International Usage Charges (Non AED)||2.26%|
|International Usage Charges (AED)||2.09%|
|Annual Membership Fee for Internet and Supplementary Cards||Free|
|Payment Via DIB Cheque||Free|
|Liability Letter Issuance||AED 52.50|
|Profit Rate on Easy Payment Plan/Balance Transfer/ Cash on card||A maximum of 3.15% per month|
(Updated as of October 27, 2020)
Q1: How many free valet parking services can I avail in a month?
Ans: You can enjoy 4 complimentary valet parking services each month across the UAE region.
Q2: Can a guest accompanies the primary card member at the airport lounge?
Ans: Yes, one guest can accompany the primary member of this DIB credit card to the airport lounge at no cost.
Q3: What is the minimum monthly income required to be eligible for the Emirates Skywards DIB Infinite Credit Card?
Ans: The applicant must have a minimum monthly income of AED 35,000 to be eligible for this DIB credit card.
Q4: When will I receive the Bonus Skyward Miles?
Ans: The bonus Skywards Miles will be credited into your account within just 48 hours of the activation of the card.
Q5: Can supplementary card members also earn Skywards Miles?
Ans: Yes, supplementary card members can earn skywards miles and they will be credited to the Emirates Skywards account.