The Emirates NBD Platinum Credit Card is an exclusive credit card that comes with limitless rewards. Basically, this Emirates NBD credit card is especially reserved for those who deserve special perks and a world of privilege. Not only this credit card provide a wide range of amazing benefits and features but also it grants unprecedented offers to suit one’s lifestyle.
Features & Benefits of Emirates NBD Platinum Credit Card in UAE
Here is emirates nbd platinum credit card benefits & feature:
Visa Benefits
Members of the Emirates NBD Visa Platinum Credit Card can avail a plenty of visa benefits and they are as follows:
Medical and Travel Assistance: Card members can travel the world knowing their elite status will keep them protected. Moreover, they can get the following services:
Legal referral
Medical advice on telephone
Delivery of essential equipments and medicines
Medical service provider referral
Interpreter referral
Medical evaluation & repatriation
Monitoring medical condition pre and post hospitalization
Dispatch of physician to a current location of the cardholder.
Worldwide Customer Assistance Services: This service is provided to card members for giving them the personal support & top-class customer service during their travel thereby offering the following essential services when they require it the most:
Emergency replacement of a card
Emergency payment authorization
Reporting of a lost or stolen credit card
Emergency cash of USD 5000 (maximum)
Contactless Payments
Members of the Emirates NBD credit card can make contactless payments by using their phone or smart watch. It is indeed the fast, secure, and convenient way to make payments. Not only it ensures a high level of safety and security but also allows the card members to pay quickly and conveniently with Emirates NBD credit card. Best of all, it is accepted anywhere in the world.
Easy Installment Plans
Card members can convert big purchases on the Emirates NBD credit card into low-interest monthly installments through the “0% Easy Installment Plan”. The Easy Installment Plan is available for tenors of 6 to 12 months. From jewellery, electronics, home decor to entertainment & travel, the cardholder can shop anything at participating merchants with the 0% installment plan and repay it later for up to 6-12 months.
Salik Auto Top Up
By activating this facility, card members don’t need to remember to recharge their Salik Account when the account’s balance reduces. They just need to set up their Salik Auto recharge either through online or mobile banking. Afterward, the credit limit of the credit card will be utilized to increase the top up amount.
Utility Bill Payments
With this Emirates NBD credit card, one can easily pay their DEWA, Etisalat, and Empost (i.e. Emirates Post) bills online conveniently.
Interest-Free Days
The Emirates NBD credit card provides the card member a maximum of 55 ‘interest-free’ days, provided the card member continues to pay the full outstanding balance by the due date of payment.
Flexible Payment Options
Emirates NBD Platinum Credit Card provides the flexibility to pay as little as 5% of the outstanding amount each month. And then, they can carry forward the remaining balance to the next month’s billing statement. However, the cardholder has an option to pay 5%, 10%, 25%, 50%, or 100% of their card outstanding amount every month.
Instant Cash
This card allows its cardholders to withdraw cash up to 50% of the total credit limit as immediate cash in times of financial need. Therefore, it does not let them face any sort of cash crunch, giving them access to withdraw cash at more than 810,000 ATMs worldwide as well as bank branch around the globe displaying the VISA or MasterCard Logos.
SMS Alerts
This feature of the Emirates NBD Visa Platinum Credit Card combines security & convenience in one highly functional service. Real-time SMS alert feature of this credit card allows the card member to keep track of all offers, expenditure, withdrawals, and more. Best of all, the cardholder can identify unauthorized use (if, any) immediately with the help of this advanced feature.
24-Hour Assistance
Cardholders are given 24-hour assistance. They can call on +971 600 54 0000, 24 hours a day, 365 days a year for resolving their any sort of doubts or queries related to this credit card.
Online Access
The cardholder can enjoy online access to the card account from anywhere in the world. The advanced feature of online access allows the cardholder to monitor their card balances and transactions. In addition to this, they can easily make payments from their Emirates NBD Account.
DoubleSecure
This is basically an online authentication tool that has made online shopping safe and secure. With this, cardholders can enjoy additional security when making an online purchase at any of the participating online merchants. They are just required to enter a “One-time Authentication Code” when paying with the Emirates NBD Platinum Credit Card. The Authentication code will be sent to the cardholder’s registered mobile number as well as an email address. In this way, even if someone knows the credit card number, they will not able to complete the transaction without this Authentication Code. Thus, it ensures the absolute safety and security of the card.
Protect Plus Insurance
With the ‘Protect Plus Insurance’, the card member can enjoy the spending power of the Emirates NBD Visa Platinum Credit Card with the assurance that, in the event of any unforeseen situations, the outstanding balance of the card will be taken care of. Members of this credit card can enjoy 2 months complimentary cover after paying a nominal rate on the outstanding balance of the credit card. Moreover, Protect Plus Insurance covers the following:
Natural death
Job Loss cover
Critical Illness
Permanent total disability
Hospital cash benefit
Purchase Protection
The Emirates NBD credit card offers coverage for newly purchased goods, stating that newly brought goods that are lost, stolen, or damaged is eligible to be replaced or reimbursed.
Extended Warranty
All the new products or goods that have been purchased using this Emirates NBD credit card are eligible for the benefit of an extended warranty. Basically, an extended warranty benefit doubles the original manufacturer’s warranty for a maximum of one year so that the cardholder can enjoy the extra protection.
Rewards & Offers for Emirates NBD Platinum Credit card
Given below are the rewards & offers that the cardholder can avail using this card:
Plus Points- Reward Program
On using the Emirates NBD Platinum Credit Card either for domestic or international retail spending, members of this ENBD credit card can earn “Plus Points”. The cardholder can easily earn Plus Points anywhere in the world and redeem them at participating vendors/partners, frequent flyer miles from almost all the famous airlines, annual fee waivers or cashback. Following is the number of “Plus Points” that the cardholder can earn in different categories:
With every AED 100 spend on retail (either domestic or international), the member of this Emirates NBD credit card earns up to 1.5 plus points.
Retail spends made under the category ‘Groceries and Supermarket’, ‘Insurance, and Car dealership related’ will earn 0.4% Plus Points for a spend of AED 1000, therefore the cardholder will earn 4 Plus Points.
Retail spends made under the category ‘Government Services’ (including utility bill payments), ‘Petroleum’, ‘Telecommunication Payment’, ‘Real Estate’, ‘Education’, will earn 0.2% Plus Points for a spend of AED 1000, therefore the card member will earn 2 Plus Points
Free 2-for-1 Deals with Entertainer
Cardholders can enjoy 2-for-1 deals on shopping, entertainment, & food along with 500 travel discounted offers. All they are required to download the mobile app - Visa Offers MENA and register this Emirates NBD credit card to get access to these exclusive deals.
Bon Appetit Dining Program
With the Emirates NBD Platinum Credit Card, the cardholder can enjoy up to 30% off at more than 2000 restaurants all over the UAE under this exclusive dining program offered by Emirates NBD.
LiveWell Program
Members of this credit card can enjoy a wide range of exclusive offers and discounts up to 50% at more than 500 Spas, Gyms, Medical & Wellness Centres, Salons, and more.
Air Tickets & Holiday Packages Discount
This Emirates NBD credit card offers a discount of 3% on flight tickets and up to 7% discount on holiday packages. These discounted offers can easily be accessed through the Travel Desk of Emirates NBD. Please note that the discount is applicable on ‘Dnata’ base rate (excluding all the taxes & surcharges).
Visa Offers
The cardholder can enjoy the below-mentioned visa offers:
Airport Dining Discount Program
Cardholders can avail exclusive discount on over 200 restaurants throughout the world. They need to download “DragonPass Dine & Travel” mobile app and register the card in order to enjoy these dining discounts. Please note that the discount might differ from one merchant to another. However, the discounted offers will be display in the mobile app.
Fairmont Offers
Cardholders can avail a discount of 15% on booking two nights at the participating Fairmont hotels.
Avis Car Rental
Below-mentioned offers are available at AVIS for the members of the Emirates NBD Visa Infinite Credit Card:
A discount of 35% (maximum) on standard rates.
A discount of 30% (maximum) on international leisure rates.
The Entertainer
Card members can enjoy BOGO offers at participating merchants in the UAE, Bahrain, Oman, Qatar, KSA, Kuwait, Jordan, and Lebanon. Additionally, they can avail over 5000 discounts on excursions and attractions in key travel destinations.
Bicester Village Shopping Collection
The Bicester Village Shopping Collection is a collection of luxury brand outlet villages offering the previous seasons’ collections of the leading lifestyle brands with a discount of 60% (maximum) the recommended retail price. Card members can enjoy access to:
A discount of 15% on the ticket price for the shopping express luxury coach service, chauffeur drive facility & shopping packages.
Enjoy a VIP voucher for with extra discount of 10% on purchases at any of the Bicester Village shopping collection locations in the Europe.
Movie Offers
Card members can get one movie ticket free on booking a ticket with VOX cinemas using this card in the UAE and KSA. Please note that this BOGO offers applies on Sunday show times only.
Agoda Offers
Cardholders can enjoy a discount of 12% off on the Agoda hotels & properties which are listed as “Promotion Eligible”.
Eligibility Criteria for Emirates NBD Visa Platinum Credit Card
The following eligibility criteria should be met by the applicant seeking Emirates NBD Visa Platinum Credit Card:
The minimum age of 21 years is required to be eligible for this credit card.
Both UAE Nationals & Expats are eligible
The applicant must have a minimum income of AED 12,000.
The applicant must have a good credit history to qualify for this Emirates NBD credit card.
Documents Required To Apply For Emirates NBD Platinum Credit Card
In order to complete the Emirates NBD Visa Platinum Credit Card application, applicants are required to submit the following documents:
Original and photocopy of a valid Emirates ID along with the Passport copy for Identification
Latest salary certificate for salaried individuals
Trade License for self-employed individuals
Security Cheque
Bank statements of the last three months (Mini Statement if in case provided Bank statements were not original)
*Please note that additional documents may be required as per the Bank’s discretion.
Fees & Charges of Emirates NBD Visa Platinum Credit Card
Following are the fees & charges of the ENBD Visa Platinum Credit Card:
Fees & Charges
Amount
Annual Membership Fees
AED 700
Monthly Finance Charges
3.25%
Cash Withdrawal or Advance Fee
AED 99 or 3% of the total amount (whatever higher)
Late Payment Charge
AED 230
Over-Limit Charge
AED 279
Foreign Currency Transaction Charges
Non- AED purchases- 1.99%
AED purchases- 1.99%
Card Replacement Fees
AED 20
Charges on Return on Direct Debit or Cheque
AED 100
Insurance Fee
0.99% on the present balance within the billing period (initial 2 months free)
International Delivery Charge
AED 150/Per credit card
0% Installment Plan Fees
AED 49 (on each transaction)
Cancellation Fees
3% on principal outstanding or AED 250 (whichever is higher)
Q1: How do I enroll myself in the new ‘Plus Point’ rewards programme?
Ans: Well, enrollment into the new ‘Plus Point’ rewards programme is absolutely free. You will be automatically enrolled upon activating your Emirates NBD Visa Platinum Credit Card.
Q2: How can I pay my Emirates NBD Platinum Credit Card bill payment?
Ans: You can easily make your Emirates NBD Credit Card bill by using the following ways:
Facility of Direct Debit: You are required to sign up for the facility of direct debit from your Emirates NBD Bank Account which will ensure that your credit card bill is cleared on the card’s payment due date.
Banknet: If you already have Emirates NBD Bank Account then you can easily sign up for the secure online banking – “Banknet”- anytime and anywhere in the world. 1Through this, you can conveniently make your credit card bill payment from your Emirates NBD Bank Account.
Cash Deposits Machines (CDMs): Emirates NBD Cash Deposits Machines are located at all the branches of Emirates NBD as well as at some popular shopping malls and other accessible locations all over the UAE. You can easily make either cash payment or cheque payments by visiting any of the over 120 located Emirates NBD Cash Deposits Machines.
At any of the Branch of UAE Exchange: You can easily make the cash payment towards your credit card balance by visiting any of the 79 situated branches of UAE Exchange.
At any of the AI Ansari Exchange Branch: You can easily make a cash payment towards your ENBD credit card balance by visiting any of the 79 located AI Ansari Exchange
Q4: How many supplementary Emirates NBD Visa Platinum Credit Card can I avail for my family members?
Ans: You can avail of up to 5 supplementary Emirates NBD Visa Platinum Credit Cards to share a wide range of benefits and privilege with your family members. Keep in mind that the primary cardholder and supplementary card member will share a single credit limit.
Q5: What am I supposed to do if I lose my Emirates NBD Platinum credit card or it is stolen?
Ans: If your credit card is lost or stolen, you are immediately required to inform the bank by calling on 600 54 0000 within UAE and +971 600 54 0000 outside the UAE. You can call on these helpline numbers 24 hours a day and 7 days a week. This should be done from your side as soon as possible to protect your card from any unauthorized use. The bank will provide you a replacement card. Well, you may also block and replace your credit card through mobile banking.
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