This guide will show you how to cancellation auto debit credit card payments. You'll be well-equipped to regain control over your credit card payments and take charge of your financial journey in UAE.
The Emirates NBD Platinum Credit Card is an exclusive credit card that comes with limitless rewards. Basically, this Emirates NBD credit card is especially reserved for those who deserve special perks and a world of privilege. Not only this credit card provide a wide range of amazing benefits and features but also it grants unprecedented offers to suit one’s lifestyle.
Here is emirates nbd platinum credit card benefits & feature:
Members of the Emirates NBD Visa Platinum Credit Card can avail a plenty of visa benefits and they are as follows:
Members of the Emirates NBD credit card can make contactless payments by using their phone or smart watch. It is indeed the fast, secure, and convenient way to make payments. Not only it ensures a high level of safety and security but also allows the card members to pay quickly and conveniently with Emirates NBD credit card. Best of all, it is accepted anywhere in the world.
Card members can convert big purchases on the Emirates NBD credit card into low-interest monthly installments through the “0% Easy Installment Plan”. The Easy Installment Plan is available for tenors of 6 to 12 months. From jewellery, electronics, home decor to entertainment & travel, the cardholder can shop anything at participating merchants with the 0% installment plan and repay it later for up to 6-12 months.
By activating this facility, card members don’t need to remember to recharge their Salik Account when the account’s balance reduces. They just need to set up their Salik Auto recharge either through online or mobile banking. Afterward, the credit limit of the credit card will be utilized to increase the top up amount.
With this Emirates NBD credit card, one can easily pay their DEWA, Etisalat, and Empost (i.e. Emirates Post) bills online conveniently.
The Emirates NBD credit card provides the card member a maximum of 55 ‘interest-free’ days, provided the card member continues to pay the full outstanding balance by the due date of payment.
Emirates NBD Platinum Credit Card provides the flexibility to pay as little as 5% of the outstanding amount each month. And then, they can carry forward the remaining balance to the next month’s billing statement. However, the cardholder has an option to pay 5%, 10%, 25%, 50%, or 100% of their card outstanding amount every month.
This card allows its cardholders to withdraw cash up to 50% of the total credit limit as immediate cash in times of financial need. Therefore, it does not let them face any sort of cash crunch, giving them access to withdraw cash at more than 810,000 ATMs worldwide as well as bank branch around the globe displaying the VISA or MasterCard Logos.
This feature of the Emirates NBD Visa Platinum Credit Card combines security & convenience in one highly functional service. Real-time SMS alert feature of this credit card allows the card member to keep track of all offers, expenditure, withdrawals, and more. Best of all, the cardholder can identify unauthorized use (if, any) immediately with the help of this advanced feature.
Cardholders are given 24-hour assistance. They can call on +971 600 54 0000, 24 hours a day, 365 days a year for resolving their any sort of doubts or queries related to this credit card.
The cardholder can enjoy online access to the card account from anywhere in the world. The advanced feature of online access allows the cardholder to monitor their card balances and transactions. In addition to this, they can easily make payments from their Emirates NBD Account.
This is basically an online authentication tool that has made online shopping safe and secure. With this, cardholders can enjoy additional security when making an online purchase at any of the participating online merchants. They are just required to enter a “One-time Authentication Code” when paying with the Emirates NBD Platinum Credit Card. The Authentication code will be sent to the cardholder’s registered mobile number as well as an email address. In this way, even if someone knows the credit card number, they will not able to complete the transaction without this Authentication Code. Thus, it ensures the absolute safety and security of the card.
With the ‘Protect Plus Insurance’, the card member can enjoy the spending power of the Emirates NBD Visa Platinum Credit Card with the assurance that, in the event of any unforeseen situations, the outstanding balance of the card will be taken care of. Members of this credit card can enjoy 2 months complimentary cover after paying a nominal rate on the outstanding balance of the credit card. Moreover, Protect Plus Insurance covers the following:
The Emirates NBD credit card offers coverage for newly purchased goods, stating that newly brought goods that are lost, stolen, or damaged is eligible to be replaced or reimbursed.
All the new products or goods that have been purchased using this Emirates NBD credit card are eligible for the benefit of an extended warranty. Basically, an extended warranty benefit doubles the original manufacturer’s warranty for a maximum of one year so that the cardholder can enjoy the extra protection.
Given below are the rewards & offers that the cardholder can avail using this card:
On using the Emirates NBD Platinum Credit Card either for domestic or international retail spending, members of this ENBD credit card can earn “Plus Points”. The cardholder can easily earn Plus Points anywhere in the world and redeem them at participating vendors/partners, frequent flyer miles from almost all the famous airlines, annual fee waivers or cashback. Following is the number of “Plus Points” that the cardholder can earn in different categories:
Cardholders can enjoy 2-for-1 deals on shopping, entertainment, & food along with 500 travel discounted offers. All they are required to download the mobile app - Visa Offers MENA and register this Emirates NBD credit card to get access to these exclusive deals.
With the Emirates NBD Platinum Credit Card, the cardholder can enjoy up to 30% off at more than 2000 restaurants all over the UAE under this exclusive dining program offered by Emirates NBD.
Members of this credit card can enjoy a wide range of exclusive offers and discounts up to 50% at more than 500 Spas, Gyms, Medical & Wellness Centres, Salons, and more.
This Emirates NBD credit card offers a discount of 3% on flight tickets and up to 7% discount on holiday packages. These discounted offers can easily be accessed through the Travel Desk of Emirates NBD. Please note that the discount is applicable on ‘Dnata’ base rate (excluding all the taxes & surcharges).
The cardholder can enjoy the below-mentioned visa offers:
Cardholders can avail exclusive discount on over 200 restaurants throughout the world. They need to download “DragonPass Dine & Travel” mobile app and register the card in order to enjoy these dining discounts. Please note that the discount might differ from one merchant to another. However, the discounted offers will be display in the mobile app.
Cardholders can avail a discount of 15% on booking two nights at the participating Fairmont hotels.
Below-mentioned offers are available at AVIS for the members of the Emirates NBD Visa Infinite Credit Card:
Card members can enjoy BOGO offers at participating merchants in the UAE, Bahrain, Oman, Qatar, KSA, Kuwait, Jordan, and Lebanon. Additionally, they can avail over 5000 discounts on excursions and attractions in key travel destinations.
The Bicester Village Shopping Collection is a collection of luxury brand outlet villages offering the previous seasons’ collections of the leading lifestyle brands with a discount of 60% (maximum) the recommended retail price. Card members can enjoy access to:
Card members can get one movie ticket free on booking a ticket with VOX cinemas using this card in the UAE and KSA. Please note that this BOGO offers applies on Sunday show times only.
Cardholders can enjoy a discount of 12% off on the Agoda hotels & properties which are listed as “Promotion Eligible”.
The following eligibility criteria should be met by the applicant seeking Emirates NBD Visa Platinum Credit Card:
In order to complete the Emirates NBD Visa Platinum Credit Card application, applicants are required to submit the following documents:
*Please note that additional documents may be required as per the Bank’s discretion.
Following are the fees & charges of the ENBD Visa Platinum Credit Card:
|Fees & Charges||Amount|
|Annual Membership Fees||AED 700|
|Monthly Finance Charges||3.25%|
|Cash Withdrawal or Advance Fee||AED 99 or 3% of the total amount (whatever higher)|
|Late Payment Charge||AED 230|
|Over-Limit Charge||AED 279|
|Foreign Currency Transaction Charges||
|Card Replacement Fees||AED 20|
|Charges on Return on Direct Debit or Cheque||AED 100|
|Insurance Fee||0.99% on the present balance within the billing period (initial 2 months free)|
|International Delivery Charge||AED 150/Per credit card|
|0% Installment Plan Fees||AED 49 (on each transaction)|
|Cancellation Fees||3% on principal outstanding or AED 250 (whichever is higher)|
(Updated as on December 1, 2023)
|All Emirates NBD Credit Cards to Apply|
|Emirates NBD Skywards Signature Credit Card||Emirates NBD Dnata Platinum Credit Card|
|Emirates NBD Skywards Infinite Credit Card||Emirates NBD Manchester United Credit Card|
|Emirates NBD Visa Infinite Credit Card||Emirates NBD Webshopper Credit Card|
|Emirates NBD U By Emaar Visa Credit Card||Emirates NBD Go4it Platinum Credit Card|
|Emirates NBD Mastercard Titanium Credit Card||Emirates NBD Go4it Gold Credit Card|
|Emirates NBD Visa Platinum Credit Card||Emirates NBD Marriott Bonvoy World Mastercard Credit Card|
|Emirates NBD Diners Club Credit Card||Emirates NBD Mastercard Platinum Credit Card|
|Emirates NBD Dnata World Credit Card||Emirates NBD Duo Credit Cards|
|Emirates NBD Lulu 247 Mastercard Platinum Credit Card||Emirates NBD Lulu 247 Mastercard Titanium Credit Card|
|Emirates NBD U By Emaar Signature Credit Card||Emirates NBD U By Emaar Family Credit Card|
|Liv. World Credit Card||Liv. Platinum Credit Card|
|Emirates NBD U By Emaar Infinite Credit Card|
Ans: Well, enrollment into the new ‘Plus Point’ rewards programme is absolutely free. You will be automatically enrolled upon activating your Emirates NBD Visa Platinum Credit Card.
Ans: You can easily make your Emirates NBD Credit Card bill by using the following ways:
Ans: You can avail of up to 5 supplementary Emirates NBD Visa Platinum Credit Cards to share a wide range of benefits and privilege with your family members. Keep in mind that the primary cardholder and supplementary card member will share a single credit limit.
Ans: If your credit card is lost or stolen, you are immediately required to inform the bank by calling on 600 54 0000 within UAE and +971 600 54 0000 outside the UAE. You can call on these helpline numbers 24 hours a day and 7 days a week. This should be done from your side as soon as possible to protect your card from any unauthorized use. The bank will provide you a replacement card. Well, you may also block and replace your credit card through mobile banking.