Emirates NBD U By Emaar Visa Credit Card

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The Emirates NBD U By Emaar Visa Credit Card is the exclusive credit card that is known for its amazing benefits, diverse features, modified services, and ultimate reward programme. Basically, this U By Emaar  Visa Emirates credit cards are available in three tiers i.e. Infinite, Signature, and Family. Three of these Emirates NBD U By Emaar Visa Credit Cards allow its cardholders to earn and redeem “Upoints” at around 1500 Emaar customer Upoints across restaurants, hotels, leisure outlets of Emaar entertainment and hospitality group, Dubai Opera, specific Emaar’s community shopping centers, and at  Emaar  Mall  merchants. This unique line up of credit cards is not just limited to dining and hospitality benefits, but comes with a blend of categories to provide a distinctive category of rewards and offers. These cards comes with Dubai aquarium credit card offers that makes it one of the most individualistic feature.  This is indeed the largest loyalty programme of its kind in the  whole  region,  giving  its cardholders an ultimate rewarding experience.

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Common Features of Emirates NBD U By Emaar Credit Cards 

  • Easy Installments - All Emirates NBD credit cards come with an easy installment option to make payments. This allows you to spend lavishly whenever you need and return the borrowed amount to the bank in installments as per your convenience. The 0% installment plan of the Emirates NBD ensures that you do not pay extra on availing of this facility. You can choose to pay in six to twelve months at low-interest rates. 
  • Purchase Protection - To ensure your peace of mind on purchasing items, Emirates NBD offers purchase protection to the Emirates NBD credit card owners. Purchase an item using your Emirates NBD U By Emaar Visa Credit Cards anywhere around the world and receive protection against theft or accidental damage or defective item for a year.
  • Flexible Payment - In case an urgent financial need prevents you from making the entire payment on your credit card bill, you can choose to pay 10%, 25%, 50%, 75%, or whatever amount you wish to pay. You can pay as little as 5% on your credit card bill.
  • Double Security - Are you concerned about your card’s safety while making an online purchase? Do not worry! All the Emirates NBD U By Emaar Visa Credit Cards are protected by double encryption. Whenever you or your family members or anyone else will try to make an online payment with your card, a unique verification code will be sent to your registered mobile phone via SMS. Without accessing the code, you or anyone else cannot make the payment.
  • Extended Warranty - When you purchase an item anywhere around the world with your Emirates NBD U By Emaar Visa Credit Card, the warranty on your item is increased by one year on the warranty offered by the manufacturer. 
  • Cash Advancement - If you need cash urgently and you cannot visit your bank, you can rely on your Emirates NBD U By Emaar Visa Credit Card to borrow instant cash from an ATM. Using this facility, you can borrow up to 50% cash on your sanctioned limit. This facility can be availed at over 810,000 ATMs around the world. However, the bank will charge you a cash advance fee for the service.
  • Complimentary Valet Parking - Every Emirates NBD card comes with the facility of a complimentary valet parking service across the UAE. However, the number of times you can use this facility in a month is determined by your card.
  • Utility Payments - You can use your Emirates NBD credit card to make utility bill payments at Etisalat, DEWA, Empost, and Du online.
  • Extended payment dates - The Emirates NBD offers an additional feature on all the Emirates NBD credit cards. With Emirates NBD U By Emaar Visa Credit Card, you receive 55 interest-free days to repay your debt. This gives you more time to return the borrowed amount without paying any additional interest or late fee for the same.
  • Free Life Insurance - As a valued customer of Emirates NBD, the bank offers all the Emirates NBD Credit cardholders complimentary life insurance to ensure that your family does not have to suffer to manage finances in case of your untimely demise.
  • Complimentary Roadside Assistance 24/7 - Did your car break down in the middle of the night? Don’t worry! Emirates NBD U By Emaar Visa Credit Card offers complimentary roadside assistance round the clock to meet your needs 24/7. The roadside assistance facility includes a recovery service, battery boost, fuel delivery, and towing. You can avail of this facility up to three times a year.
  • Discounts on Travel and Hotel Bookings - Using your Emirates NBD credit card for hotel and travel bookings fetch 3% discounts on air tickets and 7% discount on holiday packages overall. You can access this offer via the Emirates NBD Travel Desk.
  • Special Discounts on Dining - When you use your Emirates NBD credit card at dining, you receive up to a 30% discount on food. This offer can be used to receive a discount at over 2,000 restaurants all over the UAE, Middle East, and Europe. 
  • Contactless Payments - In this fast-moving world, why should you wait to make payments? With Emirates NBD U By Emaar Visa Credit Card, you can make instant bill payments through your phone wallet. These payments are secured by Visa to ensure that your credit card remains safe. You can use platforms such as Google Pay, Apple Pay, Samsung Pay, Fitbit Pay, and Garmin Pay to make secure contactless payments in seconds.
  • SkyShopper - Emirates NBD brings an exclusive shopping store ̶ Skyshopper ̶ only for the Emirates NBD credit cardholders. You can use this store to purchase electronics or pay utility bills or buy tickets for flights or movies or make hotel bookings. The store offers unique prices to maximize your savings.
  • Auto Salik Top-Up - All Emirates NBD credit cards provide a special auto-recharge facility that allows Emirates NBD to deduct a set amount from your credit card to recharge your Salik card every month whenever the balance on the card reduces to AED 20. You may choose from three auto-recharge plans that allow you to recharge the card with AED 50, AED 100, and AED 200. 
  • Fitness and Wellness - Treating you with exclusive fitness and wellness offers, Emirates NBD provides you with the opportunity to rejuvenate physically as well as spiritually. The LiveWell program initiated by Emirates NBD allows Emirates NBD credit cardholder to avail to some of the best fitness and wellness centers at the UAE at unique prices. You can avail of spas, medical and wellness centers, gyms, salons, and more with up to 50% discounts. 
  • Round the Clock Assistance - Have any queries regarding your Emirates NBD Visa credit card? The customer centers of Emirates NBD are available 24/7 to address all your concerns 365 days.

Each of the Emirates NBD U  By Emaar Visa Credit Cards has its own set of benefits and features. Take  a  look at them:

1. Emirates NBD U By Emaar Visa Infinite Credit Card

Emirates NBD U By Emaar Visa Infinite Credit Card

Airport Lounge Access
  • Minimum Salary AED 30,000
  • Annual Fee AED 1,500
  • Airport Lounge Access
  • Valet Parking
  • Movie Tickets
Reward Value: AED NA

Benefits of Emirates NBD U By Emaar Visa Infinite Credit Card 

  • Higher rewards on joining - As soon as you receive Emirates NBD U By Emaar Visa Infinite Credit Card, 25,000 Upoints are transferred to your card as a welcome bonus. However, this offer is applicable only on primary cards.
  • Highest reward points on spending - In comparison to other Emirates NBD U By Emaar Visa Credit Cards, Emirates NBD U By Emaar Visa Infinite Credit Card offers the highest value back on shopping. When you shop outside an Emaar store, you receive a 1.5% value back. On the other hand, if you make a purchase at the Emaar store, you receive 7.5% value back in the form of Upoints. Let us say that you purchase an item from a non-Emaar store of AED 100 with your Emirates NBD U By Emaar Visa Infinite Credit Card. In this case, you will receive 15 Upoints and if you make a purchase at the Emaar store, you will receive 75 Upoints. Earn more Upoints at the following spends:

Spend Type

Upoints percentage

Telecommunication Payment

10%

Petroleum and Government Services

10%

Grocery and Supermarket

25%

Other spends

1.5%

Emaat stores

7.5%

Please note that 10 Upoints= AED 1

  • Discounts on hotel bookings - Use your Emirates NBD U By Emaar Visa Infinite Credit Card and get a 10% discount on your hotel booking via Emaar Hotels website. Also, you will be eligible for a complimentary upgrade to a suite. If you make a booking at Emaar property, you will receive a 7.5% value back. You can avail of this benefit at:
  1. Address Hotels + Resorts
  2. Vida Hotels and Resorts
  3. Rove Hotels
  • Best offers on Emaar Hospitality Venues - Want to take a day off? Release your stress at Emaar Hospitality venues’ spa with a discount of 50% with your Emirates NBD U By Emaar Visa Infinite Credit Card.
  • More savings on entertainment - If you are taking your family out to picnic at Emirates Entertainment Group’s facility such as the Dubai Underwater Zoo, Dubai Ice Rink, and Kidzania, do not forget to carry your Emirates NBD U By Emaar Visa Infinite Credit Card. Using the card at these facilities, you will receive a 30% discount on the entry tickets.
  • Complimentary Movie Tickets - Are you a movie buff? Take advantage of buy one gets one offer on your Emirates NBD U By Emaar Visa Infinite Credit Card. Book a movie ticket at Reel Cinema with your credit card and receive a movie ticket free. Besides, you will also receive a complimentary popcorn bucket and soft drink.
  • Unlimited Access to over 850 airport lounges - Why compromise when you deserve the best? Use your Emirates NBD U By Emaar Visa Infinite Credit Card to book your flight and receive access to over 850 airport lounges around the world. Travel with style!
  • Free Valet Parking - With Emirates NBD U By Emaar Visa Infinite Credit Card, you receive the free valet parking facility at the Grand Parking in Dubai Mall that allows you to save time on parking and focus on having a great time.
  • Maximum discounts on dining - If you are planning a romantic dinner or family dinner or an outing with friends or relatives, visit Emaar Hospitality Group dining and receive a 30% discount on F&B at Emaar Hospitality Group including Toko restaurant and atmosphere on Emirates NBD U By Emaar Visa Infinite Credit Card. You can also get 7.5% value back on your total amount by dining at the following restaurants:
  1. Address Hotels + Resorts
  2. Vida Hotels and Resorts
  3. Rove Hotels
  • Complimentary Concierge Service - Need information about the offers or special assistance at the Dubai Mall? As an owner of Emirates NBD U By Emaar Visa Infinite Credit Card, you are entitled to complimentary concierge services at the Dubai Mall. You can use this facility to book a table in the restaurant at the mall on the busiest day of the week or book a movie ticket at your preferable seat. You can also use this service to get insights on special offers and discounts at the Dubai Mall.Besides, you also receive concierge services for airport travel. In case you need to travel via flight, you will receive pick-up and delivery of car facility for free in Dubai and Abu Dhabi on your Emirates NBD U By Emaar Visa Infinite Credit Card. You receive this facility for car servicing and car registration as well once a year. The concierge services will also help you with visa submission.
  • Access to Fashion lounge at the Dubai Mall with 1 guest -  When you hold an exclusive card why you should not receive access to exclusive places? Emirates NBD U By Emaar Visa Infinite Credit Card owners receive access to the fashion lounge at the Dubai Mall and you can bring your friend, companion, or guest along with you.
  • Airport Transfers - Airport transfers have never been easier! Make a call at the concierge desk and book your airport transfer for free with Emirates NBD U By Emaar Visa Infinite Credit Card. You can use this facility up to four times per calendar year. Besides, you can also use your car to get airport transfers at Careem with a 50% discount on the standard price.
  • Golf Privileges - According to Alistair Mackenzie and Katie Jones (2001), the UAE is one of the top destinations for golf not only in the gulf but the entire world. Golf has also been deemed important for forging business relations. To ensure that you do not miss on one of the most popular sports in the UAE, Emirates NBD U By Emaar Visa Infinite Credit Card offers you complimentary access to the following golfing locations:
  1. The Track Meydan Golf Club
  2. Trump Golf Club
  3. Arabian Ranches Golf Club
  4. Sharjah Golf and Shooting Club
  5. Yas Links Golf Club

You can use this offer twice a month without fulfilling any eligibility of minimum spend.

2. Emirates NBD U By Emaar Visa Signature Credit Card

Emirates NBD U By Emaar Visa Signature Credit Card

Airport Lounge Access
  • Minimum Salary AED 15,000
  • Annual Fee AED 250
  • Airport Lounge Access
  • Valet Parking
  • Movie Tickets
Reward Value: AED 13,698

Benefits of Emirates NBD U By Emaar Visa Signature Credit Card 

  • Rewards on applying -  As soon as you receive Emirates NBD U By Emaar Visa Signature Credit Card, 2,500 Upoints are transferred to your credit card as a joining reward. 
  • Reward points on spending - With Emirates NBD U By Emaar Visa Signature Credit Card, you earn 1.25% value back on your expenses when you make a purchase outside Emaar. On making a purchase from Emaar using your Emirates NBD U By Emaar Visa Signature Credit Card, you receive five times the Upoints i.e. 6.25% value back. Let us say that you purchase an item from a non-Emaar store of AED 100. On such a purchase, you will receive 12.5 Upoints. On the other hand, if you make a purchase from an Emaar store using your Emirates NBD U By Emaar Visa Signature Credit Card, you will receive 62.5 Upoints. You can also earn Upoints at other spends:

Spend Type

Upoints percentage

Telecommunication Payment

10%

Petroleum and Government Services

10%

Grocery and Supermarket

25%

Other spends

1.25%

Emaat stores

6.25%

Please note that 10 Upoints= AED 1

You can redeem these Upoints at over 1500 stores across numerous popular brands.

  • Special offers on Dining - Dine at the following dining with your Emirates NBD U By Emaar Visa Signature Credit Card and earn 6.25% value back on the total amount:
  1. Address Hotels + Resorts
  2. Vida Hotels and Resorts
  3. Rove Hotels

Additionally, you can also enjoy up to a 25% discount on F&B at Emaar Hospitality Group.

  • Unique discount on Emaar Hospitality Venues - To make your easy day more relaxing, Emirates NBD U By Emaar Visa Signature Credit Card provides you 50% discount on spas at Emaar Hospitality Venues so that you can relax without stressing over money.
  • Offers on entertainment - Take your family out for a picnic at Emaar Entertainment group for an enriching experience with Emirates NBD U By Emaar Visa Signature Credit Card and save 30% on the tickets. You can use this offer at:
  1. Kidzania
  2. Dubai Ice Rink
  3. The Dubai Underwater Zoo
  • Free Movie Tickets - Watch every movie with style via Emirates NBD U By Emaar Visa Signature Credit Card. When you use your card to book movie tickets at Reel Cinema, not only do you receive one complimentary movie ticket but you are also given a complimentary soft drink and popcorn. You can avail of this offer on up to three movie tickets at Reel Cinema at Platinum 2D and 3D, Standard 2D and 3D, and MX4D and Dolby Plus.
  • Unlimited Access to over 850 airport lounges - When you travel with Emirates NBD U By Emaar Visa Signature Credit Card, you receive free unlimited access to 850+ Premium Airport Lounges. 
  • Best offers on Hotel Bookings - Book your hotel tickets directly through the Emaar Hotels website and get a 10% discount on the best available rates. Besides, you will be eligible for a complimentary upgrade to the next category. Also, you receive 6.25% value back on the booking amount when you book your stay at the following Emaar Hotels with Emirates NBD U By Emaar Visa Signature Credit Card:
  1. Address Hotels + Resorts
  2. Vida Hotels and Resorts
  3. Rove Hotels
  • Free Concierge service at the Dubai Mall - Need to make a booking in the dining or the movie theatre on a crowded day at the Dubai Mall? No problem! Emirates NBD U By Emaar Visa Signature Credit Cardholders receive free concierge service at the Dubai Mall. The concierge will make bookings for you at movie theatres and dining at the Dubai Mall for free. Besides, you can also contact the concierge to know about the discounts, sales, and other special offers available at the Dubai Mall.

Additional Features of Emirates NBD U By Emaar Visa Signature Credit Card & Emirates NBD U By Emaar Visa Infinite Credit Card

Other than the common features offered across Emirates NBD by U Emaar Credit Card, Emirates NBD U By Emaar Visa Signature Credit Card and Emirates NBD U by Visa Infinite Credit Card offers some other significant features to enhance your experience: 

  • Fraudulent Card Misuse - If you lose your card or someone stole your card and used it to borrow money from your Emirates NBD U By Emaar Visa Infinite or Signature Credit Card, your finances will stay protected. The insurance benefit on the cards will provide you reimbursement up to:

Credit Card

Reimbursement per incident

Reimbursement limit in a year

Emirates NBD U by Emaar Visa Signature Credit Card

USD 2,500

USD 4,000

Emirates NBD U by Emaar Visa Infinite Credit Card

USD 3,000

USD 5,000

  •  Multi-trip Travel Insurance - Both the Emirates NBD U By Emaar Visa Credit Cards offer multi-travel insurance. The benefits offered under this insurance cover you, your spouse, your children up to five. No member aged 80 or above shall be covered under this travel insurance. Here are the details of the cover offered on each card:

Benefits

Emirates NBD U by Emaar Visa Signature Credit Card

Emirates NBD U by Emaar Visa Infinite Credit Card

Personal Accident Benefits (International)

Up to USD 500,000

Up to USD 500,000

Personal Accident Benefits (Domestic)

Up to USD 50,000

Up to USD 100,000

Emergency Medical Expenses

Up to USD 150,000

Up to USD 1,000,000

Evacuation and Repatriation Expenses

Up to USD 500,000

Up to USD 500,000

Hospital Daily Cash

USD 50 per day

Up to USD 1,500

USD 100 per day

Up to USD 3,000

Trip cancellation/curtailment 

Up to USD 5,000

Up to USD 7,500

Delayed departure

USD 42 per hour

Up to USD 1,000

Up to USD 1,000

Baggage delay

USD 42 per hour

Up to USD 500

Up to USD 500

Loss of personal belongings 

Up to USD 150

Up to USD 2,500

  •  Offers on the Entertainer - Visa has partnered with the Entertainer to bring you buy one get one offers in the UAE, KSA, Qatar, Oman, Lebanon, Jordan, Bahrain, and Kuwait. As an Emaar Visa credit cardholder, you will receive access to over 5,000 discount offers on excursions and other attractions across popular travel destinations. You will get 3 offers at 60 selected merchants. The offer voucher will be renewed every three months.
  • Digital Concierge Services -With Emirates NBD U By Emaar Visa Credit Cards, you receive access to Concierge Digital Services that offers you assistance through telephone and email services. The digital concierge is a mobile responsive portal that allows you to chat with the concierge online and book tickets or dining on the go. You can also live chat with lifestyle managers round the clock.
  • Offers on Bicester Villages Shopping Collection - Are you a fashion lover? To satiate your fashion-related desires, Bicester Villages Shopping Collection offers a 60% discount on retail prices at luxury brand outlets. You also receive a VIP voucher of 10% that increases your savings on shopping. Besides, you get a 15% discount on the ticket price for the shopping express luxury coach service, chauffeur drive service, and shopping packages.
  • Agoda Offers - The Emirates NBD U By Emaar Visa Credit Card offers Agoda benefits that provide you access to over 985,000 hotels and vacation rentals around the world.
  • Avis Car Rental - As a privileged owner of Emirates NBD U By Emaar Visa Credit Card you receive special discounts on the best-known car rental brand ̶ Avis Car Rental. You receive up to 35% discount on standard rates and up to 30% discounts on International Leisure Rates.
  • Medical and Travel Assistance - When you go abroad, your Emirates NBD U By Emaar Visa Credit Card protects you against any unforeseen unfortunate incident. In case of a medical emergency, you receive telephone medical service, medical service provider referral, medical monitorization pre and post hospitalization, medical evacuation and repatriation, attention from physician to cardholder location, and delivery of essential medicine and equipment to your location. In case you are stuck with a legal case, you will also receive a legal referral.
  • DragonPass Benefits -Visa provides exclusive offers with DragonPass on airport dining program for Emirates NBD U By Emaar Visa Credit Card. You can access over 200 restaurants around the world and enjoy these benefits.

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3. Emirates NBD U By Emaar Visa Family Credit Card

Emirates NBD U By Emaar Visa Family Credit Card
Free for Life
  • Minimum Salary AED 5,000
  • Annual Fee Free for Life
  • Free for Life
  • Dining Discounts
  • Movie Tickets
  • Specail Discounts
Reward Value: AED 9,768

Benefits of Emirates NBD U By Emaar Visa Family Credit Card

  • Free For Life - Emirates NBD U By Emaar Visa Family Credit Card is a pocket-friendly card that does not cost you anything. The card is free for life which means that you will save more on your spending without paying any maintenance fee on the card. However, this is applicable only for the primary cardholder.
  • Reward Points on expense - When you use your Emirates NBD U By Emaar Visa Family Credit Card outside Emaar stores, you receive a 1% value back on the spent amount. For instance, if you spend AED 100 through your card, you will earn 10 Upoints. However, the cashback increases by five times when you use the card for Emaar store purchases. You will receive 50 Upoints on a purchase of AED 100. You can also additional Upoints at:

Spend Type

Upoints percentage

Telecommunication Payment

10%

Petroleum and Government Services

10%

Grocery and Supermarket

25%

Other spends

1%

Emaat stores

5%

Please note that 10 Upoints= AED 1

You can redeem these Upoints instantly at over 1,500 stores across numerous popular brands.

  • Pay less for entertainment - With Emirates NBD U By Emaar Visa Family Credit Card, you receive a 30% discount on all the Emaar entertainment facilities such as the Dubai underwater Zoo, Kidzania, and Dubai Ice Rink. Taking your family for a thrilling picnic is cheaper than ever!
  • Complimentary Movie Tickets - On purchase of one movie ticket at Reel Cinema with your Emirates NBD U By Emaar Visa Family Credit Card, you receive one movie ticket free. You can get up to 3 free movie tickets in a month across Dolby Plus, Platinum 2D and 3D, and Standard 2D and 3D.
  • Discount on lifestyle hotels - Book your stay at Emaar Stays with Emirates NBD U By Emaar Visa Family Credit Card and receive 5% Upoints on your booking amount. Besides, you can save 10% on hotel stays and receive a free upgrade to the suite. Some of the Emaar Hotels where you can avail of these benefits are:
  1. Address Hotels + Resorts
  2. Vida Hotels and Resorts
  3. Rove Hotels
  • Dining Offers - You can earn 5% Upoints on dining at:
  1. Address Hotels + Resorts
  2. Vida Hotels and Resorts
  3. Rove Hotels

Besides, you also get up to a 20% discount on F&B at Emaar Hospitality Group including Toko Restaurant and Atmosphere.

  • Discount on Emaar Hospitality Venues - Having a tired day, week, or month? Book a relaxing spa day at Emaar Hospitality Venue with Emirates NBD U By Emaar Visa Family Credit Card and receive a 25% discount on your booking amount instantly.

Additional Features of Emirates NBD U By Emaar Visa Family Credit Card

Along with the aforementioned benefits and features, Emirates NBD U By Emaar Family Credit Card provides you this additional feature:

  • International Medical and Travel Assistance - When you are traveling with your family Emirates NBD U By Emaar Family Credit Card ensures that your family and you receive all the medical attention you need. In case you or any other family member falls sick, the International Medical and Travel Assistance service offered by Emirates NBD puts you in touch with a local medical service provider and a local caretaker to monitor your medical condition till recovery. Besides, in case you require any travel assistance, you rely on this service to find a solution to all your problems.

Top Reasons To Get Emirates NBD U By Emaar Visa Credit Card

The U By Emaar Visa Emirates NBD credit card offers an immense variety of benefits. This card simply meets the individual’s expectation by offering them top-class rewards. There are several reasons that why customers in UAE opt for this credit card and some of them are given below:

  • Rewards & Benefits - Without any doubt, ENBD U By Emaar Visa Credit Cards reward its card members with enriching dining, entertaining, shopping, and stay experiences. The variety of rewards and benefits are so incredibly diverse that they allow the card members to enjoy their life to the fullest.
  • Exclusivity - The Emirates NBD U By Emaar Visa Credit Card redefines the meaning of exclusivity. Apart from being one of the best credit cards in UAE, the U By Emaar Visa Emirates NBD credit card provides exclusive offers that other credit cards simply can’t match.
  • Rewarding Programme - In order to create more added value to the customers, U by Emaar has indulged into one of the most distinctively rewarding programme that is absolutely easy to use and redeem.
  • Complimentary Services - ENBD U By Emaar Visa Credit Card offers various complimentary services. From airport lounge access & room upgrades to concierge Service & valet parking, card members can enjoy an array of free services with the U By Emaar Visa Emirates credit cards.

Emirates NBD U By Emaar Visa Credit Card Offers

The Emirates NBD U By Emaar Visa Credit Card provides a wide range of exclusive offers to its cardholders. Some of them are given below:

  • Spring Offer: Emirates NBD U By Emaar Visa Credit Card lets its cardholders discover the latest fashion from more than 200 of the world’s top fashion brand at Dubai’s ultimate fashion destination, Fashion Avenue. Card members can shop leather goods, bespoke handbags, Haute Couture at Fashion Avenue with the ENBD U By Emaar Credit Card and enjoy up to 10% cash back with an additional bonus of 2.5% back on all their spends.

Each of the Emirates NBD U By Emaar Visa Credit Cards redefines the luxury with a distinctively rewarding experience.  

Emirates NBD U By Emaar Visa Credit Card Tier Existing Earning Additional Bonus Total Earning
Emirates NBD U By Emaar Visa Infinite Credit Card 7.5 percent back 2.5 percent 10 percent back
Emirates NBD U By Emaar Visa Signature Credit Card 6.25 percent back 2.5 percent 8.75 percent back
Emirates NBD U By Emaar Visa Family Credit Card 5 percent back 2.5 percent 7.5 percent back

*Campaign period: (From 12th March to 30th April 2019)

Please note that this offer is applicable on all three Emirates NBD U By Emaar Visa Credit Cards.

  • The cardholder of this Emirates NBD credit card can enjoy up to 7.5% back as Upoints on all Emaar retail spends across The Dubai Mall & Dubai Marina Mall.
  • The U By Emaar Visa Emirates NBD credit card offers 30% discount on dining at the Dubai’s most unique culinary venues such as VIDA Hotels & Resorts, Rove Hotels, & Address Hotels + Resorts.
  • In order to add more to the life, the U By Emaar Visa Emirates credit cards offers its cardholder 30% discounts on entertainment places like KidZania Dubai, VR Park Dubai, Dubai Aquarium, and Dubai Ice Rink, helping them to live their life to the fullest.
  • With this credit card, cardholders can enjoy ‘buy one get one free’ movie tickets when booked through REEL Cinemas.
  • Card members can enjoy a 10% discount on the premium lifestyle hotels such as VIDA Hotels & Resorts, Rove Hotels, & Address Hotels + Resorts.

Fees & Charges of Emirates NBD U By Emaar Visa Credit Card

Following are the Emirates NBD credit card fees & charges:

Description Emirates NBD U By Emaar Visa Infinite Credit Card Emirates NBD U By Emaar Visa Signature Credit Card Emirates NBD U By Emaar Visa Family Credit Card
Annual membership fee of the primary card AED 1500 AED 250 Free
Finance charges on retail purchase 3.09% per month 3.25% per month 3.25% per month
Finance charges on cash advance 3.09% per month 3.25% per month 3.25% per month
Supplementary card annual charges  Free
Cash advance charges 3% or AED 99, which is greater
Over limit charges AED 279
Late Payment Charges AED 230
Foreign currency transaction charges
  • For purchases in AED currency
  • For purchases in Non-AED currency
 1.99% for both
Charges of card replacement AED 20
Cheque & direct debit return charges AED 100
Charges for procuring a copy of sales voucher AED 10
Duplicate statement charges
  • Up to last three months
  • Over three months

AED 15 p.m.

AED 45 p.m.

0% installment plan (per transaction) AED 49
Cancellation charges of installment plans or balance transfer or balance conversion 3% of the principal outstanding amount or AED 250, (whichever is greater)
International delivery fees AED 150
Cash advance limit 50% of the available credit limit
Minimum payment due AED 100 or 5% (whichever is greater)
Payment due date 25 days

How To Apply For Emirates NBD U By Emaar Visa Credit Card

Those applicants who want to apply for the Emirates NBD U By Emaar Visa Credit Card can apply online or offline. Else, they can also apply through phone:

  • Applying online: Applicants who wish to apply for the Emirates NBD credit card online can visit the official website of the Emirates NBD. Then, they need to click on the credit card section and select the desired card. After zeroing down the credit card, they need to click on the apply button and fill in the basic details in the application form and then click on the submit button. Upon submitting the credit card application form successfully, the bank representative will call the applicant within 3 to 5 working days.
  • Applying Offline: There are still some people who are not comfortable in applying for the credit card online. Such individuals can apply for the U By Emaar Visa Emirates NBD credit card offline by visiting the nearest bank branch of Emirates NBD and directly apply for the desired credit card.
  • Through Phone: Alternatively, applicants can apply for the U By Emaar Visa Emirates credit card through the phone. They can contact an Emirates NBD representative via phone on:
  1. 600 54 0000 within UAE, and
  2. +971 600 54 0000 for International

What is the Eligibility for purchasing Emirates NBD U By Emaar Credit Cards?

To purchase Emirates NBD U By Emaar Visa Credit Cards:

  • You should be a UAE resident
  • You should be aged 18 or above
  • You should have a valid Emirates ID and Passport
  • You should have an active UAE Mobile number

Others Emirates NBD Credit Cards -

                                                               All Emirates NBD Credit Cards to Apply
Emirates NBD Skywards Signature Credit Card Emirates NBD Dnata Platinum Credit Card
Emirates NBD Skywards Infinite Credit Card Emirates NBD Manchester United Credit Card
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Emirates NBD U By Emaar Visa Credit Card FAQ's

Q1: What is Upoints?

Ans: Upoints is basically the points currency associated with the ‘U By Emaar’ loyalty program.

Q2: What is the Emirates NBD Installment payment plan?

Ans: Emirates NBD Installment payment plan is one of the best features of the Emirates NBD credit card. It allows you to buy your heart’s content with the Emirates NBD U By Emaar Visa Credit Card and pay conveniently in easy to pay monthly installments at the lowest monthly interest rate.

Q.3. Can supplementary Emirates NBD U By Emaar Visa Credit Cardholders also avail all the U By Emaar benefits?

Ans: No. All tier member U By Emaar benefits are only applicable to primary card members. To know more about ‘U By Emaar’ benefits in detail, you can visit its official website.

Q.4. What am I supposed to do If I lost my credit card or it is stolen?

Ans: If your credit card gets lost or stolen, you must inform the bank about the same by calling on 600 54 0000 within UAE and +971 600 54 0000 outside the UAE. This should be done from your end as soon as possible in order to prevent any fraudulent activities that could happen with your misplaced credit card. Next, the bank will talk to you about a replacement card. Please note that the bank will charge a replacement fee of AED 20.

Q.5. What is an over-limit fee?

Ans: An over-limit fee is a penalty which is charged by a credit card provider if the cardholder exceeds the credit limit. Well, the over-limit fee of AED 279 is charged on Emirates NBD U By Emaar Visa Credit Cards.