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The Emirates NBD U By Emaar Visa Credit Card is the exclusive credit card that is known for its amazing benefits, diverse features, modified services, and ultimate reward programme. Basically, this U By Emaar Visa Emirates credit cards are available in three tiers i.e. Infinite, Signature, and Family. Three of these Emirates NBD U By Emaar Visa Credit Cards allow its cardholders to earn and redeem “Upoints” at around 1500 Emaar customer Upoints across restaurants, hotels, leisure outlets of Emaar entertainment and hospitality group, Dubai Opera, specific Emaar’s community shopping centers, and at Emaar Mall merchants. This unique line up of credit cards is not just limited to dining and hospitality benefits, but comes with a blend of categories to provide a distinctive category of rewards and offers. These cards comes with Dubai aquarium credit card offers that makes it one of the most individualistic feature. This is indeed the largest loyalty programme of its kind in the whole region, giving its cardholders an ultimate rewarding experience.
Each of the Emirates NBD U By Emaar Visa Credit Cards has its own set of benefits and features. Take a look at them:
a. Reward Program:
b. Discounted offers:
c. Movie Offers: This Emirates NBD credit card offers buy one, get one movie offer on Reel Cinemas. The member of this card can get one movie ticket absolutely free on booking a ticket with Reel Cinemas. This complimentary movie offer is valid up to a maximum of three tickets in a month across Platinum 2D & 3D, Standard 2D and 3D, Dolby Plus & MX4D. In addition to the free movie ticket, card members will also get free drinks and popcorn.
d. Complimentary Airport Lounge Access: Members of the U By Emaar Visa Infinite Emirates credit card can enjoy the privilege of relaxing at premium airport lounges. This c redit card offers unlimited access to more than 850 airport lounges across the world.
e. The Fashion Lounge Access: With this Emirates NBD credit card, members of this card and one accompanying guest will get complimentary access to ‘The fashion Lounge’ at The Dubai Mall.
f. Complimentary Concierge Service & Valet parking: Members of this Emirates NBD credit card can avail of limitless complimentary luxurious ‘Concierge Services & Valet Parking’ at the Dubai Mall.
g. Instant Cash: With the Emirates NBD credit card, the cardholder can withdraw cash up to 50% of the total credit limit as instant cash.
h. Interest-Free Days: The Emirates NBD credit card grants the cardholder a maximum of 55 interest-free days, provided the cardholder continue to pay their outstanding balance in full, by the payment due date.
i. Easy Installment Plans or Easy Payment Plan (EPP): The Emirates NBD credit card EPP feature allows its card member to convert their credit card retail purchases made at selected outlets into easy to pay monthly installments at a low monthly interest rate.
j. Bon Appetit Dining Program: Under the Bon Appetit Dining program, card members can enjoy up to 30% discount at 2000+ restaurants all over the United Arab Emirates, Middle East & Europe.
k. Life Insurance: Members of the Emirates NBD U By Emaar Visa Infinite Credit Card will also get complimentary life insurance cover.
l. Utility Bill Payments: With the U By Emaar Visa Infinite Emirates NBD Credit Card, cardholders can easily pay their Empost, DEWA, and Etisalat bills online in a hassle-free manner.
m. Discount On Air Tickets & Holiday Packages: Emirates NBD credit card offers amazing travel discounts for avid travelers. Members of this credit card can enjoy a 3% discount on flight tickets and up to 10% discount on holiday packages. These discounted offers can be accessed through the Travel Desk of Emirates NBD.
n. Exclusive discounts on Entertainment: With the Emirates NBD U credit card, customers can enjoy 30% discounts on exclusive entertainment destinations. This includes PVRK Dubai, Dubai ice rink and Dubai aquarium credit card offers.
a. Reward Program:
b. Discounted offers:
c. Movie Offers: This Emirates NBD credit card offers buy one, get one free offer on Reel Cinemas. The member of this card can get one movie ticket absolutely free on booking a ticket with Reel Cinemas. This complimentary movie offer is valid up to a maximum of three tickets in a month across Platinum 2D & 3D, Standard 2D and 3D, Dolby Plus & MX4D. In addition to the free movie ticket, card members will also get free drinks and popcorn.
d. Complimentary Airport Lounge Access: Members of the U By Emaar Visa Signature Emirates credit card can enjoy the privilege of relaxing at premium airport lounges across the globe. This credit card offers unlimited access to over 850 airport lounges.
e. Complimentary Concierge Service & Valet parking: Members of this Emirates NBD credit card can avail of complimentary luxurious ‘Concierge Services & Valet Parking’ at the Dubai Mall.
f. Instant Cash: With the Emirates NBD credit card, the cardholder can withdraw cash up to 50% of the total credit limit as instant cash.
g. Interest-Free Days: The Emirates NBD credit card grants the cardholder a maximum of 55 interest-free days, provided the cardholder continue to pay their outstanding balance in full, by the payment due date.
h. Easy Installment Plans or Easy Payment Plan (EPP): The Emirates NBD credit card EPP feature allows its card member to convert their credit card retail purchases made at selected outlets into easy to pay monthly installments at a low monthly interest rate.
i. Bon Appetit Dining Program: Under the Bon Appetit Dining program, card members can enjoy up to 30% discount at 2000+ restaurants all over the United Arab Emirates, Middle East & Europe.
j. Life Insurance: Members of the Emirates NBD U By Emaar Visa Signature Credit Card will also get complimentary life insurance cover.
k. Utility Bill Payments: With the U By Emaar Visa Signature Emirates NBD Credit Card, cardholders can easily pay their Empost, DEWA, and Etisalat bills online in a hassle-free manner.
l. Discount On Air Tickets & Holiday Packages: Emirates NBD credit card offers amazing travel discounts for avid travelers. Members of this credit card can enjoy a 3% discount on flight tickets and up to 10% discount on holiday packages. These discounted offers can be accessed through the Travel Desk of Emirates NBD.
a. No Annual Fee: The Emirates NBD U By Emaar Visa Family Credit Card doesn’t have an annual fee, it is free for life credit card.
b. Reward Program:
c. Discounted offers:
d. Movie Offers: This Emirates NBD credit card offers buy one, get one free offer on Reel Cinemas. The member of this card can get one movie ticket absolutely free on booking a ticket with Reel Cinemas. This complimentary movie offer is valid up to a maximum of three tickets in a month across Platinum 2D & 3D, Standard 2D and 3D, Dolby Plus & MX4D.
e. Instant Cash: With the Emirates NBD credit card, the cardholder can withdraw cash up to 50% of the total credit limit as instant cash.
f. Interest-Free Days: The Emirates NBD credit card grants the cardholder a maximum of 55 interest-free days, provided the cardholder continue to pay their outstanding balance in full, by the payment due date.
g. Easy Installment Plans or Easy Payment Plan (EPP): The Emirates NBD credit card EPP feature allows its card member to convert their credit card retail purchases made at selected outlets into easy to pay monthly installments at a low monthly interest rate.
h. Bon Appetit Dining Program: Under the Bon Appetit Dining program, card members can enjoy up to 30% discount at 2000+ restaurants all over the United Arab Emirates, Middle East & Europe.
i. Life Insurance: Members of the Emirates NBD U By Emaar Visa Family Credit Card will also get complimentary life insurance cover.
j. Utility Bill Payments: With the U By Emaar Visa Family Emirates NBD Credit Card, cardholders can easily pay their Empost, DEWA, and Etisalat bills online in a hassle-free manner.
k. Discount On Air Tickets & Holiday Packages: Emirates NBD credit card offers amazing travel discounts for avid travelers. Members of this credit card can get a 3 percent discount on flight tickets and up to 10 percent discount on holiday packages. These discounted offers can be accessed through the Travel Desk of Emirates NBD.
The U By Emaar Visa Emirates NBD credit card offers an immense variety of benefits. This card simply meets the individual’s expectation by offering them top-class rewards. There are several reasons that why customers in UAE opt for this credit card and some of them are given below:
Without any doubt, ENBD U By Emaar Visa Credit Cards reward its card members with enriching dining, entertaining, shopping, and stay experiences. The variety of rewards and benefits are so incredibly diverse that they allow the card members to enjoy their life to the fullest.
The Emirates NBD U By Emaar Visa Credit Card redefines the meaning of exclusivity. Apart from being one of the best credit cards in UAE, the U By Emaar Visa Emirates NBD credit card provides exclusive offers that other credit cards simply can’t match.
In order to create more added value to the customers, U by Emaar has indulged into one of the most distinctively rewarding programme that is absolutely easy to use and redeem.
ENBD U By Emaar Visa Credit Card offers various complimentary services. From airport lounge access & room upgrades to concierge Service & valet parking, card members can enjoy an array of free services with the U By Emaar Visa Emirates credit cards.
The Emirates NBD U By Emaar Visa Credit Card provides a wide range of exclusive offers to its cardholders. Some of them are given below:
Each of the Emirates NBD U By Emaar Visa Credit Cards redefines the luxury with a distinctively rewarding experience.
Emirates NBD U By Emaar Visa Credit Card Tier | Existing Earning | Additional Bonus | Total Earning |
---|---|---|---|
Emirates NBD U By Emaar Visa Infinite Credit Card | 7.5 percent back | 2.5 percent | 10 percent back |
Emirates NBD U By Emaar Visa Signature Credit Card | 6.25 percent back | 2.5 percent | 8.75 percent back |
Emirates NBD U By Emaar Visa Family Credit Card | 5 percent back | 2.5 percent | 7.5 percent back |
*Campaign period: (From 12th March to 30th April 2019)
Please note that this offer is applicable on all three Emirates NBD U By Emaar Visa Credit Cards.
Following are the Emirates NBD credit card fees & charges:
Description | Emirates NBD U By Emaar Visa Infinite Credit Card | Emirates NBD U By Emaar Visa Signature Credit Card | Emirates NBD U By Emaar Visa Family Credit Card |
---|---|---|---|
Annual membership fee of the primary card | AED 1500 | AED 250 | Free |
Finance charges on retail purchase | 3.09% per month | 3.25% per month | 3.25% per month |
Finance charges on cash advance | 3.09% per month | 3.25% per month | 3.25% per month |
Supplementary card annual charges | Free | ||
Cash advance charges | 3% or AED 99, which is greater | ||
Over limit charges | AED 279 | ||
Late Payment Charges | AED 230 | ||
Foreign currency transaction charges
|
1.99% for both | ||
Charges of card replacement | AED 20 | ||
Cheque & direct debit return charges | AED 100 | ||
Charges for procuring a copy of sales voucher | AED 10 | ||
Duplicate statement charges
|
AED 15 p.m. AED 45 p.m. |
||
0% installment plan (per transaction) | AED 49 | ||
Cancellation charges of installment plans or balance transfer or balance conversion | 3% of the principal outstanding amount or AED 250, (whichever is greater) | ||
International delivery fees | AED 150 | ||
Cash advance limit | 50% of the available credit limit | ||
Minimum payment due | AED 100 or 5% (whichever is greater) | ||
Payment due date | 25 days |
Those applicants who want to apply for the Emirates NBD U By Emaar Visa Credit Card can apply online or offline. Else, they can also apply through phone:
Q1: What is Upoints?
Ans: Upoints is basically the points currency associated with the ‘U By Emaar’ loyalty program.
Q2: What is the Emirates NBD Installment payment plan?
Ans: Emirates NBD Installment payment plan is one of the best features of the Emirates NBD credit card. It allows you to buy your heart’s content with the Emirates NBD U By Emaar Visa Credit Card and pay conveniently in easy to pay monthly installments at the lowest monthly interest rate.
Q.3. Can supplementary Emirates NBD U By Emaar Visa Credit Cardholders also avail all the U By Emaar benefits?
Ans: No. All tier member U By Emaar benefits are only applicable to primary card members. To know more about ‘U By Emaar’ benefits in detail, you can visit its official website.
Q.4. What am I supposed to do If I lost my credit card or it is stolen?
Ans: If your credit card gets lost or stolen, you must inform the bank about the same by calling on 600 54 0000 within UAE and +971 600 54 0000 outside the UAE. This should be done from your end as soon as possible in order to prevent any fraudulent activities that could happen with your misplaced credit card. Next, the bank will talk to you about a replacement card. Please note that the bank will charge a replacement fee of AED 20.
Q.5. What is an over-limit fee?
Ans: An over-limit fee is a penalty which is charged by a credit card provider if the cardholder exceeds the credit limit. Well, the over-limit fee of AED 279 is charged on Emirates NBD U By Emaar Visa Credit Cards.