Emirates NBD U By Emaar Visa Credit Card

Emirates NBD U By Emaar Visa Credit Card

About Emirates NBD U By Emaar Visa Credit Card

The Emirates NBD U By Emaar Visa Credit Card is the exclusive credit card that is known for its amazing benefits, diverse features, modified services, and ultimate reward programme. Basically, this U By Emaar Visa Emirates credit cards are available in three tiers i.e. Infinite, Signature, and Family. Three of these Emirates NBD U By Emaar Visa Credit Cards allow its cardholders to earn and redeem “Upoints” at around 1500 Emaar customer Upoints across restaurants, hotels, leisure outlets of Emaar entertainment and hospitality group, Dubai Opera, specific Emaar’s community shopping centers, and at Emaar Mall merchants. This is indeed the largest loyalty programme of its kind in the whole region, giving its cardholders an ultimate rewarding experience.

Each of the Emirates NBD U By Emaar Visa Credit Cards has its own set of benefits and features. Take a look at them:

1. Emirates NBD U By Emaar Visa Infinite Credit Card

Features & Benefits of the Emirates NBD U By Emaar Visa Infinite Credit Card

a. Reward Program:

  1. The cardholder of this Emirates NBD credit card will earn 25,000 Upoints on applying for the card.
  2. With every AED 100 spends at Emaar, the member of this card will earn 75 Upoints.
  3. With every AED 100 spends outside Emaar, the member of this card will earn 15 Upoints.

b. Discounted offers:

  1. The cardholder can enjoy a 30% discount on dining at the Emaar Hospitality Group. The list of all participating restaurants can be found on the official website of the U By Emaar in the ‘Dine’ section.
  2. Member of this Emirates NBD credit card can enjoy 20% off on Spa at various Emaar Hospitality venues.
  3. In order to add more fun to the life, the Emirates NBD U By Emaar Visa Infinite Credit Card offers its cardholder 30% discounts on entertainment places like KidZania Dubai, VR Park Dubai, Dubai Aquarium, and Dubai Ice Rink, helping them to live their life to the fullest.
  4. The card member will get 10% off on hotel bookings with this credit card. Additionally, they will get a complimentary upgrade to a suite room when booked directly through the official website of the Emaar.

c. Movie Offers: This Emirates NBD credit card offers buy one, get one movie offer on Reel Cinemas. The member of this card can get one movie ticket absolutely free on booking a ticket with Reel Cinemas. This complimentary movie offer is valid up to a maximum of three tickets in a month across Platinum 2D & 3D, Standard 2D and 3D, Dolby Plus & MX4D. In addition to the free movie ticket, card members will also get free drinks and popcorn.

d. Complimentary Airport Lounge Access: Members of the U By Emaar Visa Infinite Emirates credit card can enjoy the privilege of relaxing at premium airport lounges. This credit card offers unlimited access to more than 850 airport lounges across the world.

e. The Fashion Lounge Access: With this Emirates NBD credit card, members of this card and one accompanying guest will get complimentary access to ‘The fashion Lounge’ at The Dubai Mall.

f. Complimentary Concierge Service & Valet parking: Members of this Emirates NBD credit card can avail of limitless complimentary luxurious ‘Concierge Services & Valet Parking’ at the Dubai Mall.

g. Instant Cash: With the Emirates NBD credit card, the cardholder can withdraw cash up to 50% of the total credit limit as instant cash.

h. Interest-Free Days: The Emirates NBD credit card grants the cardholder a maximum of 55 interest-free days, provided the cardholder continue to pay their outstanding balance in full, by the payment due date.

i. Easy Installment Plans or Easy Payment Plan (EPP): The Emirates NBD credit card EPP feature allows its card member to convert their credit card retail purchases made at selected outlets into easy to pay monthly installments at a low monthly interest rate.

j. Bon Appetit Dining Program: Under the Bon Appetit Dining program, card members can enjoy up to 30% discount at 2000+ restaurants all over the United Arab Emirates, Middle East & Europe.

k. Life Insurance: Members of the Emirates NBD U By Emaar Visa Infinite Credit Card will also get complimentary life insurance cover.

l. Utility Bill Payments: With the U By Emaar Visa Infinite Emirates NBD Credit Card, cardholders can easily pay their Empost, DEWA, and Etisalat bills online in a hassle-free manner.

m. Discount On Air Tickets & Holiday Packages: Emirates NBD credit card offers amazing travel discounts for avid travelers. Members of this credit card can enjoy a 3% discount on flight tickets and up to 10% discount on holiday packages. These discounted offers can be accessed through the Travel Desk of Emirates NBD.

2. Emirates NBD U By Emaar Visa Signature Credit Card

Features & Benefits of the Emirates NBD U By Emaar Visa Signature Credit Card

a. Reward Program:

  1. The cardholder of this Emirates NBD credit card will earn 25,00 Upoints on applying for this credit card.
  2. With every AED 100 spends at Emaar, the member of this card will earn 62.5 Upoints.
  3. With every AED 100 spends outside Emaar, the member of this card will earn 12.5 Upoints.

b. Discounted offers:

  1. The cardholder can enjoy a 25% discount on dining at the Emaar Hospitality Group. The list of all participating restaurants can be found on the official website of the U By Emaar in the ‘Dine’ section.
  2. Member of this Emirates NBD credit card can enjoy 20% off on Spa at various Emaar Hospitality venues.
  3. The Emirates NBD U By Emaar Visa Signature Credit Card offers its cardholder 30% discounts on entertainment places like KidZania Dubai, VR Park Dubai, Dubai Aquarium, and Dubai Ice Rink, helping them to live their life to the fullest.
  4. The card member will get 10% off on hotel bookings with this U By Emaar Visa Signature Emirates credit card. Additionally, they will get a complimentary upgrade to the next category room when booked directly through the official website of the Emaar.

c. Movie Offers: This Emirates NBD credit card offers buy one, get one free offer on Reel Cinemas. The member of this card can get one movie ticket absolutely free on booking a ticket with Reel Cinemas. This complimentary movie offer is valid up to a maximum of three tickets in a month across Platinum 2D & 3D, Standard 2D and 3D, Dolby Plus & MX4D. In addition to the free movie ticket, card members will also get free drinks and popcorn.

d. Complimentary Airport Lounge Access: Members of the U By Emaar Visa Signature Emirates credit card can enjoy the privilege of relaxing at premium airport lounges across the globe. This credit card offers unlimited access to over 850 airport lounges.

e. Complimentary Concierge Service & Valet parking: Members of this Emirates NBD credit card can avail of complimentary luxurious ‘Concierge Services & Valet Parking’ at the Dubai Mall.

f. Instant Cash: With the Emirates NBD credit card, the cardholder can withdraw cash up to 50% of the total credit limit as instant cash.

g. Interest-Free Days: The Emirates NBD credit card grants the cardholder a maximum of 55 interest-free days, provided the cardholder continue to pay their outstanding balance in full, by the payment due date.

h. Easy Installment Plans or Easy Payment Plan (EPP): The Emirates NBD credit card EPP feature allows its card member to convert their credit card retail purchases made at selected outlets into easy to pay monthly installments at a low monthly interest rate.

i. Bon Appetit Dining Program: Under the Bon Appetit Dining program, card members can enjoy up to 30% discount at 2000+ restaurants all over the United Arab Emirates, Middle East & Europe.

j. Life Insurance: Members of the Emirates NBD U By Emaar Visa Signature Credit Card will also get complimentary life insurance cover.

k. Utility Bill Payments: With the U By Emaar Visa Signature Emirates NBD Credit Card, cardholders can easily pay their Empost, DEWA, and Etisalat bills online in a hassle-free manner.

l. Discount On Air Tickets & Holiday Packages: Emirates NBD credit card offers amazing travel discounts for avid travelers. Members of this credit card can enjoy a 3% discount on flight tickets and up to 10% discount on holiday packages. These discounted offers can be accessed through the Travel Desk of Emirates NBD.

3. Emirates NBD U By Emaar Visa Family Credit Card

Features & Benefits of the Emirates NBD U By Emaar Visa Family Credit Card

a. No Annual Fee: The Emirates NBD U By Emaar Visa Family Credit Card doesn’t have an annual fee, it is free for life credit card.

b. Reward Program:

  1. With every AED 100 spends at Emaar, the member of this card will earn 50 Upoints.
  2. With every AED 100 spends outside Emaar, the member of this card will earn 10 Upoints.

c. Discounted offers:

  1. The cardholder can enjoy a 20% discount on dining at the Emaar Hospitality Group. The list of all participating restaurants can be found on the official website of the U By Emaar in the ‘Dine’ section.
  2. Member of this Emirates NBD credit card can enjoy 20% off on Spa at various Emaar Hospitality venues.
  3. The Emirates NBD U By Emaar Visa Family Credit Card offers its cardholder 30% discounts on entertainment places like KidZania Dubai, VR Park Dubai, Dubai Aquarium, and Dubai Ice Rink, helping them to live their life to the fullest.

d. Movie Offers: This Emirates NBD credit card offers buy one, get one free offer on Reel Cinemas. The member of this card can get one movie ticket absolutely free on booking a ticket with Reel Cinemas. This complimentary movie offer is valid up to a maximum of three tickets in a month across Platinum 2D & 3D, Standard 2D and 3D, Dolby Plus & MX4D.

e. Instant Cash: With the Emirates NBD credit card, the cardholder can withdraw cash up to 50% of the total credit limit as instant cash.

f. Interest-Free Days: The Emirates NBD credit card grants the cardholder a maximum of 55 interest-free days, provided the cardholder continue to pay their outstanding balance in full, by the payment due date.

g. Easy Installment Plans or Easy Payment Plan (EPP): The Emirates NBD credit card EPP feature allows its card member to convert their credit card retail purchases made at selected outlets into easy to pay monthly installments at a low monthly interest rate.

h. Bon Appetit Dining Program: Under the Bon Appetit Dining program, card members can enjoy up to 30% discount at 2000+ restaurants all over the United Arab Emirates, Middle East & Europe.

i. Life Insurance: Members of the Emirates NBD U By Emaar Visa Family Credit Card will also get complimentary life insurance cover.

j. Utility Bill Payments: With the U By Emaar Visa Family Emirates NBD Credit Card, cardholders can easily pay their Empost, DEWA, and Etisalat bills online in a hassle-free manner.

k. Discount On Air Tickets & Holiday Packages: Emirates NBD credit card offers amazing travel discounts for avid travelers. Members of this credit card can get a 3 percent discount on flight tickets and up to 10 percent discount on holiday packages. These discounted offers can be accessed through the Travel Desk of Emirates NBD.

Top Reasons To Get Emirates NBD U By Emaar Visa Credit Card

The U By Emaar Visa Emirates NBD credit card offers an immense variety of benefits. This card simply meets the individual’s expectation by offering them top-class rewards. There are several reasons that why customers in UAE opt for this credit card and some of them are given below:

Rewards & Benefits

Without any doubt, ENBD U By Emaar Visa Credit Cards reward its card members with enriching dining, entertaining, shopping, and stay experiences. The variety of rewards and benefits are so incredibly diverse that they allow the card members to enjoy their life to the fullest.

Exclusivity

The Emirates NBD U By Emaar Visa Credit Card redefines the meaning of exclusivity. Apart from being one of the best credit cards in UAE, the U By Emaar Visa Emirates NBD credit card provides exclusive offers that other credit cards simply can’t match.

Rewarding Programme

In order to create more added value to the customers, U by Emaar has indulged into one of the most distinctively rewarding programme that is absolutely easy to use and redeem.

Complimentary Services

ENBD U By Emaar Visa Credit Card offers various complimentary services. From airport lounge access & room upgrades to concierge Service & valet parking, card members can enjoy an array of free services with the U By Emaar Visa Emirates credit cards.

Emirates NBD U By Emaar Visa Credit Card Offers

The Emirates NBD U By Emaar Visa Credit Card provides a wide range of exclusive offers to its cardholders. Some of them are given below:

  • Spring Offer: Emirates NBD U By Emaar Visa Credit Card lets its cardholders discover the latest fashion from more than 200 of the world’s top fashion brand at Dubai’s ultimate fashion destination, Fashion Avenue. Card members can shop leather goods, bespoke handbags, Haute Couture at Fashion Avenue with the ENBD U By Emaar Credit Card and enjoy up to 10% cash back with an additional bonus of 2.5% back on all their spends.

Each of the Emirates NBD U By Emaar Visa Credit Cards redefines the luxury with a distinctively rewarding experience.  

 

Emirates NBD U By Emaar Visa Credit Card Tier Existing Earning Additional Bonus Total Earning
Emirates NBD U By Emaar Visa Infinite Credit Card 7.5 percent back 2.5 percent 10 percent back
Emirates NBD U By Emaar Visa Signature Credit Card 6.25 percent back 2.5 percent 8.75 percent back
Emirates NBD U By Emaar Visa Family Credit Card 5 percent back 2.5 percent 7.5 percent back

*Campaign period: (From 12th March to 30th April 2019)

Please note that this offer is applicable on all three Emirates NBD U By Emaar Visa Credit Cards.

  • The cardholder of this Emirates NBD credit card can enjoy up to 7.5% back as Upoints on all Emaar retail spends across The Dubai Mall & Dubai Marina Mall.
  • The U By Emaar Visa Emirates NBD credit card offers 30% discount on dining at the Dubai’s most unique culinary venues such as VIDA Hotels & Resorts, Rove Hotels, & Address Hotels + Resorts.
  • In order to add more to the life, the U By Emaar Visa Emirates credit cards offers its cardholder 30% discounts on entertainment places like KidZania Dubai, VR Park Dubai, Dubai Aquarium, and Dubai Ice Rink, helping them to live their life to the fullest.
  • With this credit card, cardholders can enjoy ‘buy one get one free’ movie tickets when booked through REEL Cinemas.
  • Card members can enjoy a 10% discount on the premium lifestyle hotels such as VIDA Hotels & Resorts, Rove Hotels, & Address Hotels + Resorts.

Fees & Charges of Emirates NBD U By Emaar Visa Credit Card

Following are the Emirates NBD credit card fees & charges:

 

Description Emirates NBD U By Emaar Visa Infinite Credit Card Emirates NBD U By Emaar Visa Signature Credit Card Emirates NBD U By Emaar Visa Family Credit Card
Annual membership fee of the primary card AED 1500 AED 250 Free
Finance charges on retail purchase 3.09% per month 3.25% per month 3.25% per month
Finance charges on cash advance 3.09% per month 3.25% per month 3.25% per month
Supplementary card annual charges  Free
Cash advance charges 3% or AED 99, which is greater
Over limit charges AED 279
Late Payment Charges AED 230
Foreign currency transaction charges
  • For purchases in AED currency
  • For purchases in Non-AED currency
 1.99% for both
Charges of card replacement AED 20
Cheque & direct debit return charges AED 100
Charges for procuring a copy of sales voucher AED 10
Duplicate statement charges
  • Up to last three months
  • Over three months
  •  
 
  •                                                                                              AED 15 p.m.
  •                                                                                              AED 45 p.m.
 
0% installment plan (per transaction) AED 49
Cancellation charges of installment plans or balance transfer or balance conversion 3% of the principal outstanding amount or AED 250, (whichever is greater)
International delivery fees AED 150
Cash advance limit 50% of the available credit limit
Minimum payment due AED 100 or 5% (whichever is greater)
Payment due date 25 days

 

How To Apply For Emirates NBD U By Emaar Visa Credit Card

Those applicants who want to apply for the Emirates NBD U By Emaar Visa Credit Card can apply online or offline. Else, they can also apply through phone:

  • Applying online: Applicants who wish to apply for the Emirates NBD credit card online can visit the official website of the Emirates NBD. Then, they need to click on the credit card section and select the desired card. After zeroing down the credit card, they need to click on the apply button and fill in the basic details in the application form and then click on the submit button. Upon submitting the credit card application form successfully, the bank representative will call the applicant within 3 to 5 working days.
  • Applying Offline: There are still some people who are not comfortable in applying for the credit card online. Such individuals can apply for the U By Emaar Visa Emirates NBD credit card offline by visiting the nearest bank branch of Emirates NBD and directly apply for the desired credit card.
  • Through Phone: Alternatively, applicants can apply for the U By Emaar Visa Emirates credit card through the phone. They can contact an Emirates NBD representative via phone on:
  1. 600 54 0000 within UAE, and
  2. +971 600 54 0000 for International

Emirates NBD U By Emaar Visa Credit Card FAQ's

Q.1. What is Upoints?

Upoints is basically the points currency associated with the ‘U By Emaar’ loyalty program.

Q.2. What is the Emirates NBD Installment payment plan?

Emirates NBD Installment payment plan is one of the best features of the Emirates NBD credit card. It allows you to buy your heart’s content with the Emirates NBD U By Emaar Visa Credit Card and pay conveniently in easy to pay monthly installments at the lowest monthly interest rate.

Q.3. Can supplementary Emirates NBD U By Emaar Visa Credit Cardholders also avail all the U By Emaar benefits?

No. All tier member U By Emaar benefits are only applicable to primary card members. To know more about ‘U By Emaar’ benefits in detail, you can visit its official website.

Q.4. What am I supposed to do If I lost my credit card or it is stolen?

If your credit card gets lost or stolen, you must inform the bank about the same by calling on 600 54 0000 within UAE and +971 600 54 0000 outside the UAE. This should be done from your end as soon as possible in order to prevent any fraudulent activities that could happen with your misplaced credit card. Next, the bank will talk to you about a replacement card. Please note that the bank will charge a replacement fee of AED 20.

Q.5. What is an over-limit fee?

An over-limit fee is a penalty which is charged by a credit card provider if the cardholder exceeds the credit limit. Well, the over-limit fee of AED 279 is charged on Emirates NBD U By Emaar Visa Credit Cards.