The Emirates NBD U By Emaar Signature Credit Card is the exclusive credit card that is known for its amazing benefits, diverse features, and modified services. In addition to this, members of this card are automatically enrolled into the ultimate reward programme where they can earn Upoints on their all spends and then redeem the reward points at more than 1500 merchants and retailers across their favourite brands. This is one of the largest loyalty programme of its kind in the UAE, enabling its card members to have an ultimate rewarding experience.
Here are some of the eminent features & benefits of this Emirates NBD Credit Card:
Emirates NBD U By Emaar Signature credit card members can enjoy the unlimited free access to over 850 premium airport lounges along with one accompanying guest all over the globe irrespective of the travel class or airline.
As a member of this emirates nbd credit card, one can avail free delivery service at The Dubai Mall.
The cardholder can avail plenty of visa benefits and they are as follows:
Card members are provided with the facility to make payments easily and quickly by utilizing the feature of contactless payments. They can use their phone or Smartwatch for making secure & quick transactions.
The Emirates NBD credit card offers the facility of easy installment plans that allows its card member to convert their credit card retail purchases made at selected outlets into easy to pay monthly installments at a 0% interest rate for a tenure period of 6 or 12 months.
This ENBD credit card includes the option of setting up automatic Salik recharge via mobile or online banking as soon as the balances reduce. The credit limit on the card is used up to the extent of the top-up amount.
With the Emirates NBD U By Emaar Visa Signature Credit Card, cardholders can easily pay their Empost, DEWA, and Etisalat bills online in a hassle-free manner.
The Emirates NBD credit card grants the cardholder a maximum of 55 interest-free days, provided the cardholder continues to pay their outstanding balance in full, by the due date of payment.
With the Emirates NBD credit card, the cardholder can withdraw cash up to 50% of the total credit limit as instant cash at over 810,000 ATMs or over the counter at the Emirates NBD branches across the globe.
This Emirates NBD card provides the convenience to make payment as low as 5% of the outstanding amount each month, carrying forward the remaining balance to the following statement.
Cardholders remain fully covered with this Emirates NBD credit card, no matter where they go through the excellent facilities of 24x7 online access and assistance along with the SMS alerts for each transaction sent by the ENBD.
Cardholders can avail online access to their card account that allows them to check card transactions & balances. Plus, they are provided an option to make payments from their Emirates NBD account.
Being a member of this ENBD credit card, one can enjoy 24/7 free roadside assistance. This complimentary service includes battery boosting, recovery service, fuel delivery, and towing services and it can be availed 3 times in a year.
Emirates NBD U By Emaar Signature Credit card members are automatically enrolled in the Protect Plus Insurance where they can enjoy the spending power of their card with the assurance that in an event of unfortunate situation, their card’s outstanding balance will be taken care of. The cardholder can avail 2 months free Protect Plus insurance cover and pay a nominal rate on their credit card outstanding balance thereafter. It covers permanent total disability, critical illness, job loss cover, death, and hospital cash benefit.
This card offers purchase protection for lost, damaged or stolen goods purchased using this Emirates NBD U By Emaar Visa Signature Credit Card.
Cardholders may take the benefit of an extended warranty by paying for their purchases and items purchased using this card. The extended warranty automatically doubles the original manufacturer’s warranty for all those items or products bought through this ENBD Credit Card.
ENBD DoubleSecure is a security feature that entitles its card member to shop at participating online merchants in the safest manner.
Card members just need to enter a one-time authentication code when they make any transaction using this card. Well, the authentication code will be sent as an SMS on the registered mobile number or the registered email address of the cardholder. In this way, even if someone already knows the credit card number, they will not be able to complete the transaction without entering that authentication code.
The Emirates NBD U By Emaar Visa Signature Credit Card offers multi-trip travel insurance to its cardholders. Here are the details of coverage:
*Please note that it covers the primary cardholder, spouse, and 5 children (maximum), age limit of 80 for all people.
The Emirates NBD U By Emaar Signature Credit Card is protected against fraud or unauthorized transactions that can be made by unknown third parties. This insurance advantage will offer reimbursement of US$ 2500 (maximum) per occurrence with US$ 4000 annual aggregate limit for all cardholders.
Given below are the top offers and rewards of this U By Emaar Signature Credit Card offered by the Emirates NBD:
Emirates NBD U By Emaar Signature Credit Card members are given an automatic enrolment into the loyalty reward program which is known as Upoints. Cardholders can earn Upoints on their every spending and then redeem the accumulated reward points at over 1500 merchants and retailers across their most favourite brands.
Following is the number of Upoints that the cardholder can earn in different categories:
Under this dining program, card members can enjoy up to 30% discount at 2000+ Bon appetite restaurants all over the United Arab Emirates.
The cardholder can enjoy the following visa offers:
Emirates NBD credit card offers amazing travel discounts for avid travelers. Members of this credit card can enjoy a 3% discount on flight tickets and up to 7% discount on holiday packages. These travel discounted offers can be accessed through the ENBD Travel Desk.
The member of this ENBD credit card can get one movie ticket absolutely free on booking a ticket with Reel Cinemas. In addition to the free movie ticket, card members will also get free drinks and popcorn.
The bank offers the facilities of LiveWell & GoodTimes that provide the ENBD U By Emaar Signature Credit card members with exciting lifestyle & entertainment experiences along with a wide range of fitness activities.
In order to be eligible for this Emirates NBD credit card, the applicant must have a minimum monthly income of AED 15,000.
The documents which are required to apply for this ENBD Credit Card are as follows:
The following table contains the various fees & charges applicable to this ENBD Credit Card:
|Fees & Charges||Amount|
|Annual Membership Fees||AED 250|
|Monthly Finance Charges||3.25%|
|Cash Withdrawal or Advance Fee||AED 99 or 3% of the total amount (whatever higher)|
|Late Payment Charge||AED 230|
|Over-Limit Charge||AED 279|
|Foreign Currency Transaction Charges||
|Card Replacement Fees||AED 20|
|Charges on Return on Direct Debit or Cheque||AED 100|
|Insurance Fee||0.99% on the present balance within the billing period (initial 2 months free)|
|International Delivery Charge||AED 150/Per credit card|
|0% Installment Plan Fees||AED 49 (on each transaction)|
|Cancellation Fees||3% on principal outstanding or AED 250 (whichever is higher)|
(Updated as on August 19, 2020)