The Emirates NBD U By Emaar Infinite Credit Card is one of the best credit cards that rewards its cardholders with enriching experiences every day. From shopping, dining, and travel to entertainment and other lifestyle privileges, this Emirates NBD credit card helps its card members to make the most of their every spending. Along with this, this credit card enables its cardholders to earn Upoints in the form of reward points which can be redeemed at more than 1500 merchants and retailers across top brands. This is indeed the largest loyalty programme of its kind in the whole region, giving its cardholders amazing rewarding experience.
Following are some of the eminent features and benefits of this Emirates NBD credit card:
Emirates NBD U By Emaar Infinite credit card members can enjoy the privilege of relaxing at premium airport lounges along with one accompanying guest. This credit card offers unlimited free access to more than 850 airport lounges across the world, irrespective of their airline or travel class.
Members of this credit card can enjoy the following concierge services:
Card members are given a free valet parking service at The Grand Parking in the Dubai Mall.
Members of this ENBD credit card can avail complimentary access to ‘The fashion Lounge’ at The Dubai Mall along with one accompanying guest
Card members can enjoy free delivery service at the Dubai Mall. In addition to this, they can enjoy complimentary mall chauffeur service at “The Fashion Lounge” at the Dubai Mall.
Card members can enjoy a wide range of visa benefits and they are as follows:
Cardholders are given the facility to make payments easily and quickly by utilizing the contactless payments feature. They can use their phone or smartwatch for making secure as well as quick transactions.
The emirates nbd credit card EPP feature allows its card members to convert their credit card retail purchases made at selected outlets into easy to pay monthly installments at 0 rate of interest for a tenure period of 6 to 12 months.
This Emirates NBD credit card includes the option of setting up automatic Salik recharge through online or mobile banking as soon as the balances reduce. The credit limit on the credit card is utilized up to the extent of the top-up amount.
With the Emirates NBD U By Emaar Infinite Credit Card, cardholders can easily pay their Empost, DEWA, and Etisalat bills online in a hassle-free manner.
The Emirates NBD credit card grants the cardholder a maximum of 55 interest-free days, provided the cardholder continues to pay their outstanding balance in full, by the payment due date.
This ENBD credit card offers the facility to make payment as minimum as 5% of the outstanding balance each month, carrying forward the remaining balance to the following statement.
With the Emirates NBD credit card, the cardholder can withdraw cash up to 50% of the total credit limit as instant cash at more than 810,000 ATMs or over the counter at the Emirates NBD branches all over the world.
Card members stay covered with this ENBD card, no matter where they go through the facilities of round the clock online access and assistance along with the SMS alerts for every transaction sent by the bank.
Cardholders can get online access to their card account that enables them to see card transactions as well as balances. In addition to this, they are given an option to make payments from this Emirates NBD account.
The cardholder can enjoy round the clock roadside assistance on a complimentary basis. This free service includes recovery service, battery boosting, fuel delivery, and towing services and it can be availed three times in one year.
Emirates NBD DoubleSecure is a security feature that lets its cardholder to shop at participating online merchants safely and confidently.
All they are required to enter a one-time authentication code when they make a transaction using this ENBD credit card. The code will be sent as an SMS on the registered mobile number of the cardholder. However, card members will also get the code on their registered email address. In this manner, even if the third person knows the card number, he/she will not be able to complete the transaction without the authentication code.
Card members are automatically enrolled in the Protect Plus Insurance and they can enjoy the spending power of their credit card with the assurance that in case of unfortunate circumstances, their ENBD credit card outstanding amount will be taken care of. Basically, card members can enjoy 2 months Protect Plus insurance cover on a complimentary basis and pay a nominal rate on their credit card outstanding balance amount thereafter. This insurance covers job loss cover, death, critical illness, hospital cash benefit, and permanent total disability.
All the new products or items that have been bought using this Emirates NBD U By Emaar Visa Infinite Credit Card will be protected against accidental damage or theft for up to one year from the date of purchase.
Card members can be eligible for the extended warranty benefit by paying for their purchases and items bought using this credit card. The extended warranty automatically doubles the original manufacturer’s warranty for all those products or items that have been purchased using this Emirates NBD Credit Card.
This card offers multi-trip travel insurance to its card members. Here are the coverage details:
*Please note that it covers the primary cardholder, spouse, and 5 children (maximum), age limit of 80 for all people.
This Emirates NBD credit card is protected against fraud or unauthorized transactions that can be made by unknown third parties. This insurance advantage will offer reimbursement of US$ 3000 (maximum) per occurrence with US$ 5000 annual aggregate limit.
Here is a rundown on the top offers and rewards of this Emirates NBD Credit Card:
Members of the Emirates NBD U By Emaar Infinite Credit Card are given an automatic enrollment into the reward program i.e. known as Upoints. Card members can earn Upoints on their every spending and redeem the accumulated points at more than 1500 stores across their favourite brands.
Following is the number of Upoints that the member of this credit card can earn in different categories:
Under this dining program, members of this Emirates NBD credit card can enjoy a maximum of 30% discount at over 2000 Bon appetite restaurants all over the United Arab Emirates.
Emirates NBD credit card offers amazing travel discounts for avid travellers. Members of this credit card can enjoy a 3% discount on flight tickets and up to 7% discount on holiday packages. These discounted offers can be accessed through the Travel Desk of Emirates NBD.
Below are some of the exclusive offers that the cardholder can enjoy with this ENBD credit card:
Members of this ENBD credit card can enjoy a free round of golf at 5 leading golf courses throughout the UAE including Trump Golf Club, Sharjah Golf & Shooting Club, Yas Links Golf Club, Arabian Ranches Golf Club, and The Track Meydan Golf Club. This free golf benefit can be availed two times in a month.
Members of this ENBD credit card can enjoy 50% off with Careem.
The member of this ENBD credit card can get one movie ticket absolutely free on booking a ticket with Reel Cinemas. In addition to this, card members will also get free drinks and popcorn with every movie.
Emirates NBD offers the facilities of GoodTimes as well as LiveWell that provides the card members with exclusive lifestyle & entertainment experiences, and several fitness activities.
In order to be eligible for this ENBD credit card, the applicant must have a minimum monthly income of AED 30,000.
The documents which are required to apply for this ENBD Credit Card are as follows:
The following table contains the various fees & charges applicable to this Emirates NBD Credit Card:
|Fees & Charges
Annual Membership Fees
Monthly Finance Charges
Cash Withdrawal or Advance Fee
AED 99 or 3% of the total amount (whatever higher)
Late Payment Charge
Foreign Currency Transaction Charges
Non- AED purchases- 1.99%
AED purchases- 1.99%
Card Replacement Fees
Charges on Return on Direct Debit or Cheque
0.99% on the present balance within the billing period (initial 2 months free)
International Delivery Charge
AED 150/Per credit card
0% Installment Plan Fees
AED 49 (on each transaction)
3% on principal outstanding or AED 250 (whichever is higher)
(Updated as on August 19, 2020)
|All Emirates NBD Credit Cards to Apply
|Emirates NBD Skywards Signature Credit Card
|Emirates NBD Dnata Platinum Credit Card
|Emirates NBD Skywards Infinite Credit Card
|Emirates NBD Manchester United Credit Card
|Emirates NBD Visa Infinite Credit Card
|Emirates NBD Webshopper Credit Card
|Emirates NBD U By Emaar Visa Credit Card
|Emirates NBD Go4it Platinum Credit Card
|Emirates NBD Mastercard Titanium Credit Card
|Emirates NBD Go4it Gold Credit Card
|Emirates NBD Visa Platinum Credit Card
|Emirates NBD Marriott Bonvoy World Mastercard Credit Card
|Emirates NBD Diners Club Credit Card
|Emirates NBD Mastercard Platinum Credit Card
|Emirates NBD Dnata World Credit Card
|Emirates NBD Duo Credit Cards
|Emirates NBD Lulu 247 Mastercard Platinum Credit Card
|Emirates NBD Lulu 247 Mastercard Titanium Credit Card
|Emirates NBD U By Emaar Signature Credit Card
|Emirates NBD U By Emaar Family Credit Card
|Liv. World Credit Card
|Liv. Platinum Credit Card
|Emirates NBD U By Emaar Infinite Credit Card
Q1: What is the ENBD U By Emaar Visa Infinite Credit Card All About?
Ans: The Emirates NBD U By Emaar Visa Infinite Credit Card is a co—branded card between ENBD & Emaar Group. The Emaar loyalty program U By Emaar operates throughout the Emaar Entertainment and Hospitality Group offering its potential customers a wide range of reward points (Upoints), exclusive discounts, and benefits.
Q2: Can I get avail the valet parking service?
Ans: Yes, all the Emirates NBD U By Emaar Infinite credit card members are given a free valet parking service at The Grand Parking in the Dubai Mall.
Q3: Where can I redeem my Upoints rewards points?
Ans: You can easily redeem the accumulated Upoints at more than 1500 retailers and merchants within participating Emaar entities. Also, note that 10 Upoints are equals to AED 1 upon redemption.
Q4: Is the BOGO offer at REEL Cinemas capped?
Ans: Yes, this BOGO offer at REEL cinemas is capped to three complimentary movie tickets per user in a given month.
Q.5. Can I withdraw cash using the Emirates NBD U By Emaar Visa Infinite Credit Card?
Ans: Yes, you can withdraw cash up to 50% of your ENBD U By Emaar Visa Infinite Credit Card limit.