Emirates NBD Titanium Credit Card is issued by MasterCard and it is also known as Emirates NBD MasterCard Titanium Credit Card. Each of the Emirates NBD credit card is loaded with a wide range of benefits, features, and rewards. The Emirates NBD MasterCard Titanium Credit Card does also offer an ...read more
The Emirates NBD Titanium Credit Card offers unmatched and unparallel features & benefits that other credit cards can’t simply match. Following are some of its exclusive features & benefits that give the customer a strong reason to opt for this card:
The cardholder can enjoy free unlimited access to more than 10 VIP airport lounges in Jordan, UAE, Kuwait, Egypt, and KSA. Not only this card provides complimentary access to premium airport lounges but also it grants access to several business facilities such as email, fax machines, phones, and conference spaces. Last but not the least, the members of this card will also get complimentary snacks and refreshment.
This Emirates NBD credit card offers amazing golf privileges. The cardholder can enjoy up to 40% discount at more than 100 leading golf courses across the world.
The cardholder of the Emirates NBD credit card can easily make contactless payment through their phone or smart watch. Not only it ensures a high level of security and safety but also allows the member of this card to make payment quickly and conveniently with this Emirates NBD MasterCard Titanium Credit Card.
The Emirates NBD credit card EPP feature allows the card members to convert their credit card purchases made at participating outlets in easy to pay monthly instalments at zero interest. From home decor, jewellery, electronics to entertainment, travel & many more, members of this credit card can purchase anything at a wide range of selected outlets and repay the amount up to 6 to 12 months.
After activating this facility of auto top-up, cardholders don’t have to remember to recharge their ‘Salik Account’ when the account’s balance reduces. They are just required to set up their Salik Auto recharge through online or mobile banking. After that, the credit limit of their credit card will be utilized to increase the top up amount.
With the Emirates NBD MasterCard Titanium Credit Card, cardholders can easily pay their Etisalat, DEWA, and Empost (i.e. Emirates Post) bills online quickly and conveniently.
The Emirates NBD credit card provides up to 55 interest-free days, provided the cardholder continue to pay their full outstanding balance by the due date of payment.
Emirates NBD MasterCard Titanium Credit Card members can enjoy the privilege of paying as little as 5% of their outstanding balance every month. And then, they can carry forward the remaining balance to the next month’s statement. Although the card members have an option to pay 5%, 10%, 25%, 50%, or 100% of their card outstanding balance every month.
Members of the Emirates NBD MasterCard Titanium credit card can withdraw cash up to 50% of the available credit limit as instant cash at more than 810,000 ATMs across the globe. Else, cardholders can withdraw instant cash at any of the Emirates NBD branch around the globe displaying the VISA or MasterCard Logos.
Real-time ‘SMS alert’ feature of the Emirates NBD MasterCard Titanium Credit Card ensures absolutely security and safety. Through this advanced feature, card members can keep an eye on their every expenditure, withdrawal, balance transfer, and more. Also, they can get updated about all the exclusive offers. Best of all, any unauthorized use of the card can easily be indentified with the help of this feature.
Card members of the Emirates NBD MasterCard Titanium Credit Card are given 24-hour assistance. They can freely call on +971 600 54 0000 round the clock for resolving any of their doubt or query regarding this Emirates NBD credit card.
With the help of this amazing feature, cardholders can enjoy online access to their card account from anywhere in the world. It basically allows them to monitor their transactions and card balances as well as they can make payments from the Emirates NBD account.
This insurance is basically provided for the Emirates NBD MasterCard Titanium Credit Card members. With this, cardholders can enjoy the spending power of their Emirates NBD Titanium credit card with the assurance that, in the event of an unfortunate situation, the outstanding balance of their credit card will be taken care of. Best of all, they can enjoy two months of free insurance cover after paying a nominal rate on the outstanding balance of the credit card. However, ‘Protect Plus Insurance’ covers the below-mentioned unforeseen events:
Emirates NBD credit card offers additional security and safety with DoubleSecure. This is an online authentication tool that makes online shopping experience hassle-free. With the ENBD DoubleSecure, card members can shop online at selected online merchants more conveniently. When paying with this Emirates NBD credit card, they are just required to enter a ‘one-time authentication code’ which will be sent to their registered mobile number and email address. This shows if someone knows their credit card number, they will still not be able to complete the transaction without entering the authentication code. So, whether the cardholder is shopping in a store, online, or on their mobile device, he/she can do it with all the confidence.
Card members can enjoy the following offers and rewards:
Card members can earn “Plus Points” on using the Emirates NBD Titanium Credit Card either for domestic or international retail spending anywhere in the world and redeem these points instantly at their favourite stores. In addition to this, they can also convert the Plus Points to frequent flyer miles from leading airlines, annual fee waivers or cashback. Following is the number of “Plus Points” that the cardholder can earn in different categories:
Members of the Emirates NBD MasterCard Titanium Credit Card can get amazing dining discounts of up to 30% at more than 2000 restaurants all over the UAE under the ‘Bon Appetit’ Dining Program.
With the Emirates NBD credit card, the cardholder can enjoy an array of exclusive offers and discounts up to 50% at more than 500 Gyms, Spas, Salons, Medical & Wellness Centres, and more.
This credit card helps the cardholder to turn their travel dreams into reality as Emirates NBD credit card offers a range of discounted travel discounts including 3% discount on flight tickets and up to 7% discount on holiday packages. All these discounted offers can easily be accessed through the Travel Desk of Emirates NBD. Please note that this travel discount is applicable on ‘Dnata’ base rate (excluding all the taxes & surcharges).
Card members can enjoy some exclusive MasterCard offers such as:
The following eligibility criteria should be met by the applicant seeking an Emirates NBD credit card:
In order to complete the Emirates NBD Credit Card application, an applicant is required to submit the following documents:
*Please note that additional documents may be required as per the Bank’s discretion.
There are some fees & charges associated with the Emirates NBD MasterCard Titanium Credit Card:
|Fees & Charges||Amount|
|Annual Membership Fees||AED 400|
|Monthly Finance Charges||3.25%|
|Cash Withdrawal or Advance Fee||AED 99 or 3% of the total amount (whatever higher)|
|Late Payment Charge||AED 230|
|Over-Limit Charge||AED 279|
|Foreign Currency Transaction Charges||Non- AED purchases- 1.99% AED purchases- 1.99%|
|Card Replacement Fees||AED 20|
|Charges on Return on Direct Debit or Cheque||AED 100|
|Insurance Fee||0.99% on the present balance within the billing period (initial 2 months free)|
|International Delivery Charge||AED 150/Per credit card|
|0% Installment Plan Fees||AED 49 (on each transaction)|
|Cancellation Fees||3% on principal outstanding or AED 250 (whichever is higher)|
(Updated as on December 2023)
|All Emirates NBD Credit Cards to Apply|
|Emirates NBD Skywards Signature Credit Card||Emirates NBD Dnata Platinum Credit Card|
|Emirates NBD Skywards Infinite Credit Card||Emirates NBD Manchester United Credit Card|
|Emirates NBD Visa Infinite Credit Card||Emirates NBD Webshopper Credit Card|
|Emirates NBD U By Emaar Visa Credit Card||Emirates NBD Go4it Platinum Credit Card|
|Emirates NBD Mastercard Titanium Credit Card||Emirates NBD Go4it Gold Credit Card|
|Emirates NBD Visa Platinum Credit Card||Emirates NBD Marriott Bonvoy World Mastercard Credit Card|
|Emirates NBD Diners Club Credit Card||Emirates NBD Mastercard Platinum Credit Card|
|Emirates NBD Dnata World Credit Card||Emirates NBD Duo Credit Cards|
|Emirates NBD Lulu 247 Mastercard Platinum Credit Card||Emirates NBD Lulu 247 Mastercard Titanium Credit Card|
|Emirates NBD U By Emaar Signature Credit Card||Emirates NBD U By Emaar Family Credit Card|
|Liv. World Credit Card||Liv. Platinum Credit Card|
|Emirates NBD U By Emaar Infinite Credit Card|
Ans: First of all, you are required to download the Careem App in your phone from the Google Play Store or App Store. After that, you need to add the Emirates NBD MasterCard Titanium Credit Card and enter “MASTERCARD” promo code when booking a ride with Careem to enjoy the 20% off on three Careem rides every month.
Ans: Well, you can instantly convert your credit card purchases to 0% Installment payment plan through any of the convenient channels such as Mobile Banking, Online banking, or at Point of Sale. After login, you can choose a plan that best suit your requirements and your transactions will be converted to installment payment plan instantly.
Ans: You can easily pay your Emirates NBD Credit Card bill using any of the ways given below:
Ans: You can withdraw cash totalling up to 50% of your credit limit. You can get cash advance through ATM machines, mobile banking, and online banking platform. But please note that the cash advance charges will be applicable for availing the cash advance facility.
Ans: Late payment fees is basically the fee charged or levied to the ‘Card Account’ if the minimum payment due is not paid by the ‘Payment Due Date’. However, the late payment fee for the Emirates NBD Titanium Credit Card is AED 230.