The Emirates NBD Skywards Infinite Credit Card offers a host of lifestyle and travel benefits. The cardholders can fly high using the world of amazing deals and discounts, along with the Skyward miles offers. They can also meet their various needs by availing a lot of other necessary banking ...read more
Emirates National Bank of Dubai (NBD) is one of the best-performing banking services providers in the UAE. The bank offers unique features and benefits with all the products, including bank accounts, loans, credit cards, mortgages, foreign exchange, wealth and insurance solutions and much more for both individual and corporate clients.
Here are the major features that the Emirates Skywards Infinite Credit Card offers for cardholders.
Members of this Emirates NBD Skywards Credit Card get enrolled into the bank's concierge services automatically. The concierge desk of the bank takes care of the cardholders' time-consuming work. The services included under concierge are as follows:
Cardholders can avail the facility of paying quickly and conveniently using this Emirates NBD Card. They can use their smartwatch or phone to make secure and fast contactless payments using this card.
Using the easy installment plan (EPP) on this credit card, cardholders can purchase a variety of items including home decor, jewelry, electronics, and much more at the participating vendors. They can make payments in easy-to-pay monthly installments at a zero percent interest rate for a tenure of 6 to 12 months.
Emirates NBD Skywards Infinite Credit Card includes the option of setting up automatic Salik recharge through online or mobile banking as soon as the balance gets reduced. The credit limit on the card is used up to the extent of the top-up amount.
Cardholders can also use this Emirates NBD credit card to make convenient online payments of their DEWA, Etisalat, and Emirates Post (Empost) bills.
This Emirates NBD Skywards Credit Card offers its cardholders up to a period of 55 days in which no interest will be levied on their outstanding balance. However, this facility can be availed only if the cardholder continues to make payment in full of the outstanding balance before the payment due date.
This Emirates Credit Card offers the cardmembers the facility to make payments as small as 5% of the outstanding balance every month and carrying over the remaining balance to the following statement. The cardholders have the flexibility to pay 5, 10, 25, 50, or 100 percent of the outstanding balance on their card every month.
Moreover, cardholders can make the payments on their card through any of the following options-
Cardmembers can avail of the instant cash facility wherein they can get immediate access to 50% (maximum) of their credit limit in the form of cash through this Emirates NBD Credit Card at 810,000+ ATMs or at any branch of the bank (over the counter) across the globe that has the MasterCard or Visa symbols.
Cardmembers receive alerts through SMS on each transaction they make using their Emirates NBD Skywards credit card. In this way, they can identify the unauthorised use (if any) immediately.
Cardmembers can also enjoy online access to their card account from wherever they are. Through this online access, they can easily monitor their transactions and the balance on their cards and can also make payments using their account at Emirates NBD.
This bank provides friendly and helpful customer care service to the cardholders, which helps in resolving their issues and queries in an elaborate way. The customer care executives are available 24/7 for solving the grievances of the cardholders.
Emirates NBD DoubleSecure is an advanced security feature that entitles the members of this credit card to shop at participating online merchants in an easy & safest manner.
Cardholders just need to enter a one-time authentication code when they make any transaction using this credit card. The authentication code will be sent on the registered mobile number as an SMS or on the cardmember’s registered email address. In this way, even if someone already knows the credit card number, they will not be able to complete the transaction without entering that authentication code.
Under this insurance scheme, cardholders can spend on their card with an assurance that in case of any unfortunate event such as death, involuntary loss of job, total permanent disability or critical illness, the outstanding balance on their credit card will be waived off. They can avail of a free cover for 2 months, while they will be charged a nominal fee on the outstanding balances on their credit card subsequently.
When the cardholders pay using this Emirates NBD Skywards Credit Card, they might get benefits of purchase protection in case of stolen, lost or damaged goods for up to 1 year from the date of purchase.
When the cardholders use Emirates NBD Skywards Infinite Credit Card to make payment for their purchases, the items they purchase can be eligible for the extended warranty benefit. Under this benefit, the original warranty given by the manufacturer on the items bought using this card doubles up automatically.
This Emirates NBD credit card is protected against all kinds of fraud or unauthorised transactions that can be made by unknown third parties. This insurance advantage will give reimbursement of a maximum of US$ 3000 per occurrence with an annual aggregate limit of US$ 5000.
This Emirates NBD credit card offers multi-trip travel insurance to its cardholders. Here are the coverage details:
Note: Please note that it covers the primary cardholder, spouse and 5 children (maximum); age limit of 80 for all people.
Here are the major benefits that the Emirates Skywards Infinite Credit Card offers to the cardholders.
Members of Emirates NBD Skywards Infinite Credit Card get enrolled for free first year Rotana Rewards Exclusive membership.
Cardholders can enjoy a free Emirates Skywards Silver Membership. This membership offers the cardholders exclusive benefits such as allowance of 12kgs extra checked baggage, business class check-in, access to Emirates Business Class Lounge in Dubai and 25% bonus Skywards Miles.
The membership for the silver tier will be valid until the Emirates NBD Skywards Infinite Credit Card remains active. The benefits offered in this membership are governed by Skywards terms & conditions.
Cardholders and one accompanying guest can avail unlimited access at more than 1000 premium airport lounges in over 300 cities around the world, not considering their travel or airline class. They simply have to show their Emirates NBD Skywards Credit Card at the airport lounge reception and avail of lounge access under the Lounge Key program.
Cardholders can also enjoy a maximum of 4 free valet parking (for one hour) at a few famous shopping malls in the UAE including-
They simply need to show their Emirates Skywards Credit Card at the location of the valet service. The additional valet parking for every hour is charged at AED 30. These services are valid for standard valet parking only and not for the VIP one.
Cardholders can avail of enhanced offers on golf courses with their Emirates NBD Skywards Credit Card. They can enjoy free golf at five top golf courses around the UAE. The golf courses included in this benefit are-
Note: Please note that the cardmember can enjoy the free golf benefits two times a month only.
Emirates NBD Skywards Infinite Credit Card provides a decease cover of up to AED 300,000 for all the cardholders in the event of their unfortunate demise.
Members of this ENBD credit card can travel around the world knowing their elite status will keep them protected. Moreover, they can get the following services:
This service is provided to cardmembers for giving them personal support & top-class customer service during their travel, thereby offering the following essential services when they require it the most:
The cardmember can enjoy access to digital concierge services in addition to email & telephone service.
Members of Emirates NBD Skywards Infinite Credit Card get a job loss cover of up to AED 60,000 in the event of a sudden loss of employment. The cardholders can avail of this benefit for the duration of 12 months or until they join a new job and get re-employed.
Members of Emirates NBD Skywards Credit Card can get global customer assistance services such as emergency card replacement, emergency payment authorisation, emergency cash and more.
This Emirates NBD Card offers complimentary roadside assistance to the cardmembers round-the-clock. It includes towing, recovery service, battery boost and fuel delivery. The usage of these services has been limited to three times a year.
Cardholders can enjoy a discount of 50% on all domestic airport transfers when they book their ride with Careem using this ENBD credit card.
The cardholders can avail a discount of 3% while booking air tickets & a maximum discount of 7% on the holiday package booking through the travel desk of Emirates NBD by using this Emirates NBD credit card. These discounts are applicable on the base rate by dnata, not including the surcharges and taxes.
Cardholders can enjoy an exclusive experience of dining across the UAE by availing a discount of 30% (maximum) at 3000+ restaurants. All they need to do is use their Emirates Skywards Infinite Credit Card when visiting the partner restaurants of Bon Appetit to avail themselves of an amazing dining experience and discounts.
Here are the additional Visa Offers on the Emirates NBD Skywards Credit Card.
Members of this ENBD credit card can enjoy the following offers and rewards:
Members of this Emirates NBD Credit card are automatically enrolled into the rewards program where they can earn a high amount Skywards Miles on their everyday spends. They can earn a maximum of 2 Skywards Miles per USD equivalent spent and redeem the accumulated miles for a wide range of rewards, which includes flights with flydubai, Emirates and some other partnered airlines, upgrades on all Emirates domestic and international flights, hotel accommodation, shopping and excursions. Following is the number of miles that the cardmember can earn in different categories:
Here are the eligibility criteria for the applicants to apply for Emirates NBD Skywards Infinite Credit Card.
The following documents are required to apply for this Emirates NBD Credit Card-
Here are the simple ways to apply for an Emirates NBD Skywards Infinite Credit Card.
The following table contains the various fees & charges applicable on this Emirates NBD Credit Card:
|Fees & Charges||Amount|
|Annual Membership Fees||AED 1500|
|Monthly Finance Charges||3.09%|
|Cash Withdrawal or Advance Fee||AED 99 or 3% of the total amount (whatever higher)|
|Late Payment Charge||AED 230|
|Over-Limit Charge||AED 279|
|Foreign Currency Transaction Charges||Non- AED purchases- 1.99% AED purchases- 1.99%|
|Card Replacement Fees||AED 20|
|Charges on Return on Direct Debit or Cheque||AED 100|
|Insurance Fee||0.99% on the present balance within the billing period (initial 2 months free)|
|International Delivery Charge||AED 150/Per credit card|
|0% Instalment Plan Fees||AED 49 (on each transaction)|
|Cancellation Fees||3% on principal outstanding or AED 250 (whichever is higher)|
(Updated as on December 26, 2023)
|All Emirates NBD Credit Cards to Apply|
|Emirates NBD Skywards Signature Credit Card||Emirates NBD Dnata Platinum Credit Card|
|Emirates NBD Skywards Infinite Credit Card||Emirates NBD Manchester United Credit Card|
|Emirates NBD Visa Infinite Credit Card||Emirates NBD Webshopper Credit Card|
|Emirates NBD U By Emaar Visa Credit Card||Emirates NBD Go4it Platinum Credit Card|
|Emirates NBD Mastercard Titanium Credit Card||Emirates NBD Go4it Gold Credit Card|
|Emirates NBD Visa Platinum Credit Card||Emirates NBD Marriott Bonvoy World Mastercard Credit Card|
|Emirates NBD Diners Club Credit Card||Emirates NBD Mastercard Platinum Credit Card|
|Emirates NBD Dnata World Credit Card||Emirates NBD Duo Credit Cards|
|Emirates NBD Lulu 247 Mastercard Platinum Credit Card||Emirates NBD Lulu 247 Mastercard Titanium Credit Card|
|Emirates NBD U By Emaar Signature Credit Card||Emirates NBD U By Emaar Family Credit Card|
|Liv. World Credit Card||Emirates NBD U By Emaar Infinite Credit Card|
|Liv. Platinum Credit Card|
Ans: The calculation of the miles on your credit card depends upon the type of the card and the spending category. The calculation includes the amount spent using this Emirates NBD Credit Card on shopping, groceries, bill payments, cash advance and more along with the miles earned.
Ans: The base miles that you have earned on all your transactions in one statement cycle will be transferred to the Skyward account linked to the card between 25th& 30thof each month. The express miles and bonus miles will be transferred before the end of three weeks of the date of the statement.
Ans: These transactions are not eligible for earning Bonus Miles. The miles’ program allows you to earn two miles on one USD for transactions done on emirates.ae only, that is, on the UAE website of Emirates Airlines. The transactions done on other websites (non-UAE) earn bonus as well as base miles according to international transactions, that is, 1.5 miles on one USD. Transactions on the purchases made at the town office of Emirates or other UAE travel agents earn miles according to the domestic retail transactions.
Ans: You have different options for making credit card payments on this Emirates NBD Credit Card, which are as follows-
Ans: You can avail cash advance at a maximum total of 50% of the credit limit assigned to your card. You can use the ATM machines to avail the facility of cash advance.