Emirates NBD Skywards Infinite Credit Card

Interest-Free Period

This Emirates NBD Skywards Credit Card offers its cardholders up to a period of 55 days in which no interest will be levied on their outstanding balance. However, this facility can be availed only if the cardholder continues to make payment in full of the outstanding balance before the payment due date.

Flexi Payment Options

This Emirates Credit Card offers the cardmembers the facility to make payments as small as 5% of the outstanding balance every month and carrying over the remaining balance to the following statement. The cardholders have the flexibility to pay 5, 10, 25, 50, or 100 percent of the outstanding balance on their card every month.

Moreover, cardholders can make the payments on their card through any of the following options-

• Debiting the Current or Savings account of the cardholder at Emirates NBD through standing instruction.
• Making payments in cash through the branches of Emirates NBD, cash deposit machines at these branches and at the UAE and Al-Ansari Exchange branches.
• Making payments online if the cardholder is an account holder of a current/savings account at Emirates NBD.

Instant Cash

Cardmembers can avail of the instant cash facility wherein they can get immediate access to 50% (maximum) of their credit limit in the form of cash through this Emirates NBD Credit Card at 810,000+ ATMs or at any branch of the bank (over the counter) across the globe that has the MasterCard or Visa symbols.

SMS Alerts

Cardmembers receive alerts through SMS on each transaction they make using their Emirates NBD Skywards credit card. In this way, they can identify the unauthorised use (if any) immediately.

Online Access

Cardmembers can also enjoy online access to their card account from wherever they are. Through this online access, they can easily monitor their transactions and the balance on their cards and can also make payments using their account at Emirates NBD.

Customer Care

This bank provides friendly and helpful customer care service to the cardholders, which helps in resolving their issues and queries in an elaborate way. The customer care executives are available 24/7 for solving the grievances of the cardholders.

DoubleSecure

Emirates NBD DoubleSecure is an advanced security feature that entitles the members of this credit card to shop at participating online merchants in an easy & safest manner. 

Cardholders just need to enter a one-time authentication code when they make any transaction using this credit card. The authentication code will be sent on the registered mobile number as an SMS or on the cardmember’s registered email address. In this way, even if someone already knows the credit card number, they will not be able to complete the transaction without entering that authentication code.

Protect Plus Insurance

Under this insurance scheme, cardholders can spend on their card with an assurance that in case of any unfortunate event such as death, involuntary loss of job, total permanent disability or critical illness, the outstanding balance on their credit card will be waived off. They can avail of a free cover for 2 months, while they will be charged a nominal fee on the outstanding balances on their credit card subsequently.

Purchase Protection

When the cardholders pay using this Emirates NBD Skywards Credit Card, they might get benefits of purchase protection in case of stolen, lost or damaged goods for up to 1 year from the date of purchase.

Extended Warranty

When the cardholders use Emirates NBD Skywards Infinite Credit Card to make payment for their purchases, the items they purchase can be eligible for the extended warranty benefit. Under this benefit, the original warranty given by the manufacturer on the items bought using this card doubles up automatically.

Fraudulent Card Misuse Protection

This Emirates NBD credit card is protected against all kinds of fraud or unauthorised transactions that can be made by unknown third parties. This insurance advantage will give reimbursement of a maximum of US$ 3000 per occurrence with an annual aggregate limit of US$ 5000.

Multi-Trip Travel Insurance

This Emirates NBD credit card offers multi-trip travel insurance to its cardholders. Here are the coverage details:

• Personal accident benefits for a maximum of USD 500,000 (international).
• Personal accident benefits for a maximum of USD 100,000 (local).
• Hospital daily cash benefit of $100/per day for a maximum of USD 3000.
• Emergency medical expenditures for a maximum of USD 1,000,000.
• Repatriation & evacuation expenditures for a maximum of USD 500,000.
• Delayed departure benefit for a maximum of USD 1000.
• Trip cancellation or curtailment benefit for a maximum of USD 7500
• Personal belongings loss cover for a maximum of USD 2500.
• Delayed baggage cover for a maximum of USD 500.

Note: Please note that it covers the primary cardholder, spouse and 5 children (maximum); age limit of 80 for all people.

Decease Cover

Emirates NBD Skywards Infinite Credit Card provides a decease cover of up to AED 300,000 for all the cardholders in the event of their unfortunate demise.

Medical & Travel Assistance

Members of this ENBD credit card can travel around the world knowing their elite status will keep them protected. Moreover, they can get the following services:

• Medical advice on telephone
• Medical service provider referral
• Legal referral
• Interpreter referral
• Medical evaluation & repatriation
• Monitoring medical condition pre and post hospitalisation
• Delivery of essential equipment and medicines
• Dispatch of physician to a current location of the cardholder

Worldwide Customer Assistance Services

This service is provided to cardmembers for giving them personal support & top-class customer service during their travel, thereby offering the following essential services when they require it the most:

• Emergency replacement of a card
• Emergency payment authorisation
• Reporting of a lost or stolen credit card
• Emergency cash of USD 5000 (maximum)

Concierge digital services

The cardmember can enjoy access to digital concierge services in addition to email & telephone service.

Job Loss Cover

Members of Emirates NBD Skywards Infinite Credit Card get a job loss cover of up to AED 60,000 in the event of a sudden loss of employment. The cardholders can avail of this benefit for the duration of 12 months or until they join a new job and get re-employed.

Global Customer Support

Members of Emirates NBD Skywards Credit Card can get global customer assistance services such as emergency card replacement, emergency payment authorisation, emergency cash and more.

Roadside Assistance

This Emirates NBD Card offers complimentary roadside assistance to the cardmembers round-the-clock. It includes towing, recovery service, battery boost and fuel delivery. The usage of these services has been limited to three times a year.

Careem Discount

Cardholders can enjoy a discount of 50% on all domestic airport transfers when they book their ride with Careem using this ENBD credit card.

Travel Discounts

The cardholders can avail a discount of 3% while booking air tickets & a maximum discount of 7% on the holiday package booking through the travel desk of Emirates NBD by using this Emirates NBD credit card. These discounts are applicable on the base rate by dnata, not including the surcharges and taxes.

Bon Appetit

Cardholders can enjoy an exclusive experience of dining across the UAE by availing a discount of 30% (maximum) at 3000+ restaurants. All they need to do is use their Emirates Skywards Infinite Credit Card when visiting the partner restaurants of Bon Appetit to avail themselves of an amazing dining experience and discounts.

Visa Offers

Here are the additional Visa Offers on the Emirates NBD Skywards Credit Card.

• Airport Dining Discount Program: Cardmembers can enjoy exclusive discounts at over 200 restaurants globally, made up of key locations in MENA home markets & travel corridors. They just need to download the mobile app called ‘DragonPass Dine & Travel’ and register this Emirates NBD card to avail of lucrative dining discounts. Please note that the discount might vary from merchant to merchant. However, the discount will be displayed in the mobile app.
• Fairmont Offers: Cardmembers can enjoy a discount of 15% by booking 2 nights at the participating Fairmont hotels.
• Hotel Bookings Offers: Cardholders can enjoy a discount of 8% on hotel booking via Hotels.com. To avail of this offer, they need to use the promo code ‘VISA8’.
• Avis Car Rental: Following offers are available at AVIS for the cardmembers:
• A maximum of 35% off on standard rates.
• A maximum of 30% off on international leisure rates.
• The Entertainer: Cardholders can enjoy buy one get one offers at participating merchants in the UAE, Oman, Qatar, Bahrain, KSA, Kuwait, Jordan and Lebanon. In addition to this, they can get access to more than 5000 discounts on excursions and attractions in key travel destinations.
• Bicester Village Shopping Collection: The Bicester Village Shopping Collection is a collection of luxury brand outlet villages offering the previous seasons’ collections of the leading lifestyle brands at a discount of 60% (maximum) on the recommended retail price. Cardmembers can enjoy access to:
• A discount of 15% on the ticket price for the shopping express luxury coach service, chauffeur drive facility & shopping packages.
• Enjoy a VIP voucher with an extra discount of 10% on purchases at any of the Bicester Village shopping collection locations in Europe.
• Other Lifestyle Offers: Emirates NBD offers the facilities of GoodTimes & LiveWell that provides the cardmembers with a wide range of lifestyle and entertainment experiences and several fitness activities.