Emirates NBD RegulaReturns Fixed Deposit Account

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Although being a fixed deposit account, Emirates NBD RegulaReturns account gives you the freedom to choose your payout on regular intervals that you decide. The account holders can opt for receiving the interest payouts on a monthly, quarterly or half-yearly basis, thereby giving them the flexibility to earn interest on the fixed deposits without having to wait till the maturity period.
Emirates NBD RegulaReturns Fixed Deposit account is secure and provides easy access to the funds via online and mobile banking and also through its well spread out channel of 89 branches across UAE. You can open this account with a minimum deposit of AED 10,000 for a flexible period of investment ranging from 3 months to 3 years. Moreover, it is available in all major international currencies, offering competitive profit rates.

Features and Benefits of Emirates NBD RegulaReturns Fixed Deposit Account

Emirates NBD RegulaReturns account is a beautiful blend of flexibility and attractive benefits like offering higher profits, regular profit payouts, etc. to its account holders. Given below are some key features of the Emirates NBD RegulaReturns Fixed Deposit Account.

  • Regular Interest Payouts - The RegulaReturns account by Emirates NBD is a unique type of fixed deposit that offers the flexibility of choosing intervals for interest payouts. An account holder can choose to receive the interest on a monthly, quarterly or half-yearly basis for his invested funds.
  • Higher Returns - Emirates NBD promises a higher return on RegulaReturns Fixed Deposit account in comparison to a general savings account. However, the returns depend on the initial investment and tenure. 
  • Flexible Tenure of Investment - The RegulaReturns Fixed Deposit account offers a flexible tenure that ranges from 3 months to 3 years. The customer can choose the term of investment as per their liking. 
  • Multiple Currencies Accepted - Emirates NBD accepts major international currencies like USD, GBP, EUR apart from UAE Dirham on its RegulaReturns Fixed Deposit accounts, making it easier for residents and non-residents to invest in the fixed deposit scheme.
  • Low Minimum Deposit - A RegulaReturns fixed deposit account in Emirates NBD can be opened with a low minimum deposit of AED 10,000 or its equivalent in other major currencies. The greater the investment, the more is the profit earned. 

Other Banking Facilities - The RegulaReturns Fixed Deposit account holders can access their funds on the go with online or mobile banking, thereby making it easy to manage the account. Emirates NBD also promises safety and security of financial data along with providing flexibility and convenience.

Eligibility criteria to open a RegulaReturns Fixed Deposit Account in Emirates NBD

To open a RegulaReturns Fixed Deposit account in Emirates NBD, an applicant will have to fulfil certain eligibility criteria as laid down by the bank. Following are the eligibility criteria to open an Emirates NBD RegulaReturns Fixed Deposit account.

  • Minimum Deposit - An individual is required to invest a minimum of AED 10,000 or its equivalent in foreign currency for opening a RegulaReturns fixed deposit account in Emirates NBD.
  • Nationality - UAE nationals (residents & non-residents) and expatriates are eligible to open a RegulaReturns fixed deposit account,  subject to furnishing of required documents by the bank.
  • An Active Current or Savings Account - An active and operational savings or current account can be required for opening the RegulaReturns Fixed Deposit account in Emirates NBD.

Documents required to apply for RegulaReturns Fixed Deposit Account in Emirates NBD

Mentioned below is the list of documents required at the time of opening an Emirates NBD RegulaReturns Fixed Deposit account.

Individual Type Documents Required 
UAE National/Resident
  • Original and Copy of Emirates ID for the records
  • A copy of the passport 
  • A copy of the salary transfer letter or appointment letter
Non-Resident of UAE
  • Original and copy of valid passport 
  • Latest utility bill 
  • Latest bank statement 
  • Residence address as per the home country record
GCC National 
  • Original and copy of valid passport 
  • Original and copy of work permit or labour ID or
  • A valid UAE National ID
Illiterates
  • Two passport size photograph

How to apply for an Emirates NBD RegulaReturns Fixed Deposit Account?

Opening a RegulaReturns Fixed Deposit account in Emirates NBD is easy and convenient. Those willing to open an account can visit the bank’s website or the nearest local branch to open this fixed deposit account. Given below are the ways to open a RegulaReturns Fixed Deposit account in Emirates NBD.

  • Opening Emirates NBD RegulaReturn Deposit Account Online - An individual can visit the website of Emirates NBD and apply online for the RegulaReturns Fixed Deposit account. After visiting the website, the individual will need to fill in personal details. Later, the bank representative will contact him/her for further account opening process.
  • Opening Emirates NBD RegulaReturn Deposit Account Offline - An individual needs to visit the local branch of Emirates NBD along with all the requisite documents for opening the RegulaReturns Fixed Deposit account. The banking personnel will guide the individual through the process of application. 

Frequently Asked questions

Q1: What is a RegulaReturns Fixed Deposit account offered by Emirates NBD?

Ans: RegulaReturns Fixed Deposit account is a unique type of fixed deposit in which the return on investment can be received monthly, quarterly or half-yearly as per the choice of the investor. The account holder does not have to wait till the maturity date to receive profit payouts.

Q2: What is the term of investment in Emirates NBD RegulaReturns Fixed Deposit account?

Ans: Emirates NBD offers flexibility in tenure of investment for RegulaReturns Fixed Deposit account that ranges from 3 months to 3 years. A customer has the freedom to choose the investment tenure in this fixed deposit account. 

Q3: Can a non-resident of UAE apply for RegulaReturns Fixed Deposit account in Emirates NBD?

Ans: Yes, a non-resident of UAE can also apply for RegulaReturns Fixed Deposit Account; however, they are required to furnish all the requisite documents as per the bank’s requirement.

Q4: Does Emirates NBD accept foreign currency for RegulaReturns Fixed Deposit account?

Ans: Yes, RegulaReturns Fixed Deposit account can be opened in major foreign currencies like USD, GBP and EUR apart from AED.

Q5: What is the minimum deposit required to open a RegulaReturns Fixed Deposit account in Emirates NBD?

Ans: An individual will have to invest a minimum of AED 10,000 or its equivalent in other foreign currency for opening a ReguaReturns Fixed Deposit account. 

Q6: Do I have online access to my funds in the Emirates NBD RegulaReturns Fixed Deposit account?

Ans: Yes, an account holder can access the funds in RegulaReturns Fixed Deposit anytime and anywhere through mobile and online banking.