Emirates NBD is a renowned name for top-notch financial and banking services. The bank is also popular for its personal loans in the UAE, which are available for UAE nationals as well as expatriates. With its personal loans, the bank offers numerous features such as competitive interest rates, free insurance, and so on. As an applicant, you can easily reach out to bank officials through its toll-free number.read more
Get personal loan at Lowest Interest Rate
Emirates NBD is among the most popular and reliable financial institutions that render a wide array of services all across the UAE. Emirates NBD personal loan is one of the key services offered by the bank. As ENBD personal loan interest rate starts from competitive rates for a period of 48 months. This personal finance solution is especially lucrative due to a minimum salary requirement of AED 5,000 and a maximum loan amount of up to AED 2 million for expatriates and AED 4 million for UAE nationals.
|Yes 1% of settlement amount
|Free credit card
|Free Personalized Cheque Book
The various features and benefits of Emirates NBD personal loan are as follows:
|Click here to Apply for Emirates NBD Personal Loan
Among the plethora of personal loan products offered by Emirates NBD, salary transfer personal loans are very popular and Emirates NBD salary transfer personal loans available with maximum loan amounts up to AED 4 million for UAE Nationals and AED 3 million for expats
|Click here to Apply for Emirates NBD Salary Transfer Personal Loans
It is a well-known fact that UAE is home to the largest expat population in the world. With approximately 80% of the population in the UAE being expats. In order to cater to the financial needs of expatriates, Emirates NBD offers Emirates NBD personal loans especially designed and developed for expats at attractive rates of interest with a maximum loan amount of AED 3 million.
|Click here to Apply for Emirates NBD Personal Loan for Expats
Emirates NBD not only renders services to expatriates but also to Emirati customers. In fact, Emirati customers get higher loan amounts up to AED 4 million, Also, the Emirates NBD bank personal loan interest rate is lower for the nationals in comparison to expats.
|Emirates NBD Personal Loan for Expats and UAE Nationals
The Emirates NBD personal loan eligibility criteria for UAE nationals and expats are mentioned below:
The Emirates NBD personal loan requirements include the following documents for availing an ENBD personal loan :
Emirates NBD Personal loan EMI calculator is an online tool that helps the loan borrower to calculate the loan EMI. The Emirates NBD personal loan calculator might be defined as simulation software that functions by processing and analyzing different algorithms working simultaneously to provide a conclusion. ENBD personal loan calculator helps the loan seeker to get a fair idea on the monthly outgo against a loan. To calculate the EMI, one will have to provide certain information such as loan amount, tenor, rate of Interest etc. After providing the necessary information, the Emirates NBD Personal loan calculator will suggest the EMI to be paid.
*calculator details are an indicative amount and rates and values may change based on bank’s policy.
Ans: You can calculate your personal loan ENBD EMIs using the Emirates NBD personal loan EMI calculator. The Emirates NBD personal loan interest rate calculator can be found on the official website of ENBD, and can be accessed free of cost.
Ans: NBD bank personal loan charges a late payment fee of AED 52.50 per instance. Repeated late payments can poorly impact the ENBD personal loan holder’s credit score and prevent them from availing of personal loan in the future.
Ans: Even if you don’t have a salary transfer account with emirates, you can avail of Emirates NBD personal loan without salary transfer.
Ans: The Emirates NBD personal loan offer is granted to anybody with a minimum salary of AED 5000.
Ans: Emirates NBD personal loan documents requirement include: Application form, Emirates ID, Passport, UAE Visa (for expats), Income proof, trade certificate, salary transfer certificate etc.
Ans: Emirates NBD personal loan interest rate is charged on reducing rate, which means the rate of interest reduces every time the borrower pays an installment.