Emirates NBD MasterCard Platinum Credit Card

About Emirates NBD MasterCard Platinum Credit Card

The Emirates NBD MasterCard Platinum Credit Card is an exclusive credit card that offers exclusive privileges and special perks to its cardholders. In addition to this, this Emirates NBD credit card provides an array of unprecedented offers to suit the lifestyle of its card members.

Features & Benefits of the Emirates NBD MasterCard Platinum Credit Card

  • Complimentary Airport Lounge Access: The cardholder can enjoy the unlimited airport lounge access across 10 VIP lounges in Jordan, KSA, UAE, Kuwait, & Egypt.
  • Concierge Services: The card member can enjoy a wide range of luxurious benefits including airport transfers across the UAE, visit visa submission, local courier service, car servicing, and registration.
  • Golf Benefits: With this Emirates NBD credit card, the cardholder can enjoy golf privileges at the top 5 premium golfing locations.
  • Valet Parking: The cardholder can enjoy four free valet parking services of one hour at popular shopping malls.
  • Contactless Payments: The cardholder can enjoy safe & secure payment experience through mobile or smartwatch using Emirates Pay, Samsung Pay, Apple Pay, Google Pay, and the like
  • Easy Payment Plan (EPP): The cardholder can convert retail purchases into low-interest monthly installments through the 0% Easy Installment Plan.
  • Services: This ENBD credit card offers Salik Auto Top-Up Additionally, the card member can pay the utility bills with this card.
  • Air Tickets & Holiday Packages Discount: This card offers 3% off on booking flight tickets and up to 7% off on booking holiday packages.
  • Financial benefits: This card offers a range of financial benefits including flexible payment options, no interest period, and instant cash withdrawal facility.
  • Security & Insurance Benefits: This ENBD credit card offers 24x7 roadside assistance, ProtectPlus Insurance, SMS alert service, online banking access, and Double Secure.

Rewards & Offers of the Emirates NBD MasterCard Platinum Credit Card

The cardholder can earn up to 2% Plus Points on every AED 100 spent locally and internationally on using the Emirates NBD MasterCard Platinum Credit Card. They can easily redeem these Plus Points for an annual fee waiver, gift vouchers from top merchants, frequent flyer miles from popular airlines or cash back.

Earned Plus Points (in %) Category
0.4% Groceries and Supermarkets spend
0.4 % Insurance and Car dealership related spend
0.2 % Petroleum, Utility Payments, Real Estate, and Education spends

 

Fees & Charges of the Emirates NBD MasterCard Platinum Credit Card

 

Description Emirates Credit Card Charges
Annual membership fee of the primary card AED 700
Finance charges on retail purchase (per month) 3.25%
Finance charges on cash advance (per month) 3.25%
Supplementary card annual charges Free
Cash advance charges 3% or AED 99 (which is greater)
Over limit charges AED 279
Late Payment Charges AED 230
Foreign currency transaction charges·        
  •        For purchases in AED currency      
  •        For purchases in Non-AED currency
 1.99% for both
Charges of card replacement AED 20
Cheque & direct debit return charges AED 100
Charges for procuring a copy of sales voucher AED 10
Paper statement charges (per month) AED 5
Duplicate statement charges·        
  •                 Up to last three months       
  •                  Over three months
  •                               AED 15 p.m 
  •                              AED 45 p.m
0% installment plan (per transaction) AED 49
Cancellation charges of installment plans or balance transfer or balance conversion 3% of the principal outstanding amount or AED 250, (whichever is greater)
International delivery fees AED 150
Cash advance limit 50% of the available credit limit
Minimum payment due AED 100 or 5% (whichever is greater)
Payment due date 25 days

 

Additional Benefits

  • MasterCard Benefits: The card member can enjoy the following Mastercard Benefits:
    • Discount with Cleartrip: The card member can enjoy up to 30% off on hotel bookings with Cleartrip using the Emirates NBD MasterCard Platinum Credit Card.
    • MasterCard Buy one, get one offers: Member of this Emirates NBD credit card can enjoy hundreds of buy one, get one complimentary offer throughout Africa & Middle East across premium spas, dining, or activities.
    • Discounted rides with Careem: The cardholder can enjoy 20% discount on three Careem rides every month.
    • Bicester Village Shopping & Reboonz Online Shopping: The card member can enjoy the Bicester Village Shopping & Reboonz Online Shopping benefits.
    • MarkaVIP Online Shopping: Cardholders can enjoy 15% discount on any order when they shop online with MarkaVIP across UAE, Jordan, Qatar, Saudi Arabia, Lebanon, Oman, Kuwait, & Bahrain.
    • My US Premium Shipping: It allows the cardholder to shop from more than 100,000 US retailers such as Apple, Amazon to get the best deals.
    • Card Fraud Protection: This credit card provides protection for unauthorized charges from ATM withdrawals, in-store, telephone, and online purchases.
    • Purchase protection: It offers purchase protection in case of accidental damage or theft up to 90 days from the date of purchase.
  • Bon Appetit: The cardholder can enjoy a maximum of 30% off at 2000+ restaurants all over the UAE.
  • LiveWell Program: The card member can enjoy exclusive offers and discounts maximum of 50% at more than 500 Spas, Gyms, Medical & Wellness Centres, & Salons under this program.
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