Emirates NBD Lulu Mastercard Titanium Credit Card

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Emirates NBD Lulu 247 Mastercard Titanium Credit Card lets its card members toshop  their heart's content and earn exclusive rewards on their spending. This Emirates NBD credit card can be obtained without paying an annual membership fees.

Card members have the facility to earn rewards in the form of Lulu Points on their daily spends that can be redeemed at various Lulu stores. Other than that, they can also enjoy a host of exclusive benefits & features on this card, which include travel, dining, wellness, movies, sports, entertainment, and much more.

Emirates NBD LuLu 247 Mastercard Titanium Credit Card

Free for Life
  • Minimum Salary AED 5,000
  • Annual Fee Free for Life
  • Free for Life
  • Airport Lounge Access
Reward Value: NA

Benefits of Emirates NBD Lulu 247 Mastercard Titanium Credit Card

  • Priority Checkout - If you are an Emirates NBD Lulu Mastercard Titanium Credit Cardholder, you do not need to stand in long queues for checkout. Besides, in case you want to extend your stay by a few hours or delay your checkout, you will be required to pay only a small amount.
  • Early Access to Major Sales and Promotions -Do you like to lay your hands on new items at the earliest? Emirates NBD Lulu Mastercard Titanium credit cardholders receive early access to the entire major sales and promotions in the UAE. Get whatever you want before everyone else!
  • Free Shipping - When you purchase something from the Lulu store using Emirates NBD Lulu Mastercard Titanium Credit Card online, you will not need to pay additional shipping charges. The product will be delivered to you for free.
  • Monthly Discounts and Exclusive Offers - Every month, Emirates NBD Lulu 247 Mastercard Titanium Credit Cardholders receive access to monthly discounts and exclusive offers. These discounts can be availed at over 3,100 locations.
  • Amazon Prime Membership - Every day Amazon releases an excellent series or a movie. You can access all the visual content on Amazon Prime for free with Emirates NBD Lulu Mastercard Titanium Credit Card and save AED 140. Access to Amazon Prime and unlock the exciting world of action, romance, thriller, horror and much more!
  • Buy 1 Get 1 Offer  - Who does not like getting two items at the cost of one? Emirates NBD offers numerous ‘buy 1 get 1 offers’ with Lulu Mastercard Titanium Credit Card that can be used for shopping and buying food and movie tickets. When you purchase one ticket to VOX cinema, you receive one ticket for free.
  • Airport Lounge Access - Use Emirates NBD Lulu Mastercard Titanium Credit Card and avail the comfort of an airport lounge on every travel at airports across the UAE.
  • Discounted Rides with Careem - When you travel with Careem, you receive a 20% discount for up to three rides every month on your Emirates NBD Lulu Mastercard Titanium Credit Card. To avail of this offer, use promo code MASTERCARD while booking.
  • Udemy Discounts - Do you want to gain expertise in a subject from the comfort of your home? You can become a master in several professional courses through Udemy. With Emirates NBD Lulu Mastercard Titanium Credit Card, you receive discounts up to 50% on Udemy courses.
  • Lingokids - Lingokids is a useful platform for your kids to play and learn. If you do not have an account on Lingokids, you can use your Emirates NBD Lulu Mastercard Titanium Credit Card to receive two months of free access to the platform. In case you already have an account on Lingokids, you can take advantage of the 30% discount offered with your credit card.

discount offers - Policybazaar uae

Features of Emirates NBD Lulu 247 Mastercard Titanium Credit Card

  • Contactless Payments - Do you need to pay on the go? Emirates NBD Lulu 247 Mastercard Titanium Credit Card lets you pay your shopping or utility bills via your smartphone or smartwatch. You can also use platforms like GPay, Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay to make the payment through your credit card.
  • Maximum Security - If you are worried about the security of your Emirates NBD Lulu Mastercard Titanium Credit Card while making contactless payments, do not worry! Emirates NBD provides the highest level of security to secure your credit card.
  • Globally Accepted - You can use your Emirates NBD Lulu Mastercard Titanium Credit Card all over the world. This means if you are going abroad, you can choose to carry this credit card instead of numerous cards and cash to meet your financial needs abroad. Besides, you can shop at any store around the world and pay using this card.
  • Quick Payments - Hate to wait? Get rid of slow payments with Emirates NBD Lulu 247 Mastercard Titanium Credit Card. You can make instant payments without any delays using this card.
  • Pay in Instalments - For times when you see the price tag and rethink your purchases, Emirates NBD Lulu 247 Mastercard Titanium Credit Card brings you easy instalment plans so that you can go beyond your financial reach without worrying about your budget. You can repay this amount in 6 to 12 months.
  • Convenient Utility Bill Payment - Pay your Etisalat, DEWA, Empost bills online easily via Emirates NBD Lulu Mastercard Titanium Credit Card.
  • Discounts on Travel - Travel with style with Emirates NBD Lulu Mastercard Titanium Credit Card. When you use your credit card, you receive an additional discount on airfare and holiday packages, saving you more money which you can spend to purchase that souvenir or do that activity you always wanted.
  • Auto Salik Top-up - You do not need to recharge your Salik account every month to use this facility. With Emirates NBD Lulu Mastercard Titanium Credit Card, you can avail of the auto recharge facility that will automatically recharge your Salik account whenever your balance reduces.
  • Lulu Points - Using your Emirates NBD Lulu Mastercard Titanium Credit Card, you can earn the following percent points on your spending:
  1. Lulu in-store and online: 3.5%
  2. Fuel: 2%
  3. Utility bill payment: 1%
  4. Other spends: 0.35%

You can redeem these points at over 70 Lulu stores. The value of each Lulu point is equivalent to 1 AED.

  • SkyShopper - SkyShopper is an exclusive marketplace for Emirates NBD credit card members. You can purchase electronics, book flights, movie tickets, hotel bookings, or purchase other items at SkyShopper at cheaper costs. You can also use Skyshopper to pay your utility bills.
  • Free Balance Transfer - With Emirates NBD Lulu Mastercard Titanium Credit Card, you receive a balance transfer facility at zero processing fees. You can use this facility to transfer your debt on the other credit card to Emirates NBD Lulu Mastercard Titanium Credit Card for no extra cost at 0% interest.

Rewards and Offers on Emirates NBD Lulu 247 Mastercard Titanium Credit Card

Here is a rundown on the top offers and rewards of this Emirates NBD Credit Card:

  • Welcome Offer - Emirates NBD provides the cardholders with a zero percent balance transfer with no processing fee for six or twelve months as a welcome offer upon signing up for the Emirates NBD Lulu 247 Mastercard Titanium Credit Card.
  • Lulu Points - Members of the Emirates NBD LuLu Mastercard Titanium Credit Card are given an automatic enrollment into the reward program which is known as LuLuPoints loyalty program. Cardholders can earn a maximum of 3.5% as Lulu points on their regular transactions with no minimum spend requirement. The accumulated LuLu points can be redeemed at over 70 LuLu stores and 1 LuLu point is equals to AED 1.

Following is the number of LuLu points that the cardholder can earn in different categories.

  1. The cardholder can get 3.5% back as Lulu Points on online  and Lulu in-store spends.
  2. The cardholder can get 2% back as Lulu Points on expenditure on fuel.
  3. The cardholder can get 1% back as Lulu Points on the payment of utility bills.
  4. The cardholder can get 0.35% back as Lulu Points on other transactions.
  • BOGO Offers with Entertainer - Being a member of this ENBD credit card, one can also enjoy various BOGO offers on shopping, entertainment, and food with Entertainer by downloading the Mastercard Buy one Get one mobile app and registering the Emirates NBD LuLu 247 Mastercard Titanium Credit Card on it.
  • Movie Offers - Card members have the facility of enjoying the BOGO (buy one, get one) offer on booking movie tickets at VOX Cinemas using this Emirates NBD credit card.
  • MasterCard Offers - Card members can avail the following offers using this Emirates NBD Credit Card:
  1. Cleartrip Discount: Card members can book any to and fro international flight ticket or hotel via Cleartrip using this ENBD credit card and can enjoy as high as 30% off on travel bookings.
  2. Complimentary Careem Rides: Emirates NBD LuLu 247 Mastercard Titanium Credit Card members can avail 20% discount on three Careem rides each month all over the Middle East. To enjoy this offer, they need to use the promo code “MASTERCARD”.
  3. Bicester Village Shopping: The cardholder can enjoy 60% savings on top brands at Bicester Village Shopping Collection.
  • Bon Appetite-Dining Program - The card member can enjoy a maximum of 30% off on more than 2,000 Bon appetite restaurants in the UAE.
  • Travel Discounted Offers - This credit card offers a discount of 3% on flight tickets and a maximum of 7% off on holiday packages. These discounts can be accessed via the travel desk at Emirates NBD.
  • Other Lifestyle Offers - Emirates NBD offers the facilities of GoodTimes and LiveWell that provides the cardholders with exclusive lifestyle and entertainment experiences, and various fitness activities.

discount offers - Policybazaar uae

Eligibility for Purchasing Emirates NBD Lulu 247 Mastercard Titanium Credit Card

You are eligible to purchase Emirates NBD Lulu Mastercard Titanium Credit Card if:

  • You are a UAE national or resident
  • You are aged 21 or above
  • Your minimum monthly earning is AED 5,000
  • You are a salaried individual or a trade-licensed company
  • You possess Emirates ID, Passport and salary certificate

*Please note that the aforementioned requirements are not final. The bank may ask for more or additional documents to approve your credit card.

Documents Required Emirates NBD Lulu 247 Mastercard Titanium Credit Card

The applicant will have to submit the following documents in order to obtain this Emirates NBD Credit Card:

  1. Original and copy of Emirates ID and passport for identification
  2. Trade License (for self-employed)
  3. Bank statements for the last 3 months (in case the bank statement is not available, Mini ATM statement can be submitted)
  4. Recent salary certificate (for salaried applicants)
  5. Security Cheque

Fees & Charges on Emirates NBD Lulu 247 Mastercard Titanium Credit Card

The following table contains the various fees & charges applicable to this ENBD Credit Card:

Fees & Charges Amount

Annual Membership Fees

Free for Life

Monthly Finance Charges

3.25%

Cash Withdrawal or Advance Fee

AED 99 or 3% of the total amount (whatever higher)

Late Payment Charge

AED 230

Over-Limit Charge

AED 279

Foreign Currency Transaction Charges

Non- AED purchases- 1.99%

AED purchases- 1.99%

Card Replacement Fees

AED 20

Charges on Return on Direct Debit or Cheque

AED 100

Insurance Fee

0.99% on the present balance within the billing period (initial 2 months free)

International Delivery Charge

AED 150/Per credit card

0% Installment Plan Fees

AED 49 (on each transaction)

Cancellation Fees

3% on principal outstanding or AED 250 (whichever is higher)

(Updated as on August 24, 2020) 

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Emirates NBD Diners Club Credit Card Emirates NBD Mastercard Platinum Credit Card
Emirates NBD Dnata World Credit Card Emirates NBD Duo Credit Cards
Emirates NBD Lulu 247 Mastercard Platinum Credit Card Emirates NBD Lulu 247 Mastercard Titanium Credit Card
Emirates NBD U By Emaar Signature Credit Card Emirates NBD U By Emaar Family Credit Card
Emirates NBD U By Emaar Infinite Credit Card  

FAQs on Emirates NBD Lulu 247 Mastercard Titanium Credit Card

Q1: What are the maximum Lulu Points that I can earn on this Emirates NBD Credit Card?

Ans: You can earn up to 0.35% back in the form of Lulu points on your regular transactions through this ENBD credit card.

Q2: How to redeem my Lulu points?

Ans: You can redeem your Lulu points at more than 70 Lulu stores. One Lulu point is equals to AED 1. All you have to insert your credit card inside a terminal and it will give you two options to select from- Lulu points and ENBD Mastercard.

Next, you need to select the option of “Lulu Points” for redeeming the points. You can select the option of “ENBD Mastercard” for making payment as a card transaction. If you want partial redemption, just make two transactions with the amount you desire.

Q3: How to register for the e-statement of my Emirates NBD Lulu 247 Mastercard Titanium Credit Card?

Ans: e-statement is the electronic version of your card statement. The e-statement is delivered to your registered e-mail ID in the same frequency as you receive the hardcopy of your card statement. You have the option of viewing, saving, or printing this e-statement if you want.

Q4: What is the maximum number of supplementary credit cardholders that I can have?

Ans: You can enroll a maximum of five supplementary credit cardholders. You and the supplementary cardholders will have to share the same credit limit.

Q5: What would happen if the account balance on my credit card exceeds the pre-determined credit limit?

Ans: If the balance on your credit card account goes above your pre-determined credit limit, an over-limit charge will be levied. This fee will be billed one time within your billing cycle.