The following article provides in-depth information on Ajman Bank auto debit credit card payments via both mobile and online banking methods.
Emirates NBD Lulu 247 Mastercard Platinum Credit Card is one of the most rewarding ENBD credit cards that allow the users to shop just as they did but enjoy more rewards and benefits than they did. The cardholder can enjoy exclusive rewards in the form of LuLu points on their daily spends. In addition to this, they can avail various other benefits and features that include lifestyle and travel both.
The cardholder can enjoy exclusive offers and privileges at Lulu stores and they are as follows:
The cardholder can enjoy four complimentary valet parking facilities of one hour in one month at the following renowned shopping malls within the UAE.
Emirates NBD LuLu 247 Mastercard Platinum credit card members can avail the following concierge services:
Card members can enjoy a free round of golf at 5 top golf courses throughout the UAE including Yas Links Golf Club, Sharjah Golf & Shooting Club, Trump Golf Club, Arabian Ranches Golf Club, and The Track Meydan Golf Club. This complimentary service can be availed two times in a month.
The cardholder has the option to enjoy exclusive MasterCard benefits including-
Cardholders have the facility to make payments quickly and easily by using the facility of contactless payments. They can use their Smartwatch or phone for making secure and quick transactions.
Using the easy installment plan on this ENBD credit card, the card members may shop for electronics, home decor, jewelry, and much more at the participating merchants and make payments in simple installments at 0% interest rate for tenure of 6-12 months.
Card members can easily make payment of their utility bills online including DEWA, Etisalat, and Emirates Post (Empost) through this Emirates NBD credit card.
This card includes the option of setting up automatic Salik recharge via mobile or online banking as soon as the balances reduce. The credit limit on the card is used up to the extent of the amount of top-up.
Cardholders may enjoy up to 55-days grace period or interest-free duration if they make payment of their outstanding balance amount in full on or before the due date.
Members of this ENBD Lulu 247 Mastercard Platinum Credit Card are allowed to withdraw a maximum of 50% of their credit card limit as instant cash at more than 810,000 ATMs or over the counter at the branches of Emirates NBD across the globe.
This card offers the facility to make payment as low as 5% of the outstanding balance every month, carrying forward the remaining balance to the following statement.
Card members stay covered with this card, no matter where they go through the facilities of 24/7 online access and assistance along with the SMS alerts for every transaction sent by the bank.
Emirates NBD Lulu 247 Mastercard Platinum Credit Card members can get online access to their card account that allow them to monitor their card balances & transactions. Plus, they will have the privilege of making payments from this ENBD account.
Here is a list of the best rewards and offers available on this Emirates NBD credit card.
Card members are given an automatic enrollment into the reward program i.e. known as LuLu Points loyalty program. Cardholders have the option to earn a maximum of 7% as Lulu reward points on their regular transactions. The accumulated reward points can be redeemed at more than 70 LuLu stores and the value of 1 LuLu point is equivalent to AED 1.
Following is the number of LuLu points that the cardholder can earn in different categories:
Members of this ENBD credit card can avail a maximum of 500 Lulu points as a Welcome offer on signing up for the card. Along with this, Emirates NBD provides the cardholders with a 0% balance transfer with no processing fee for six or twelve months as a welcome offer.
Card members have the facility of enjoying BOGO offer on booking movie tickets at VOX Cinemas using the Emirates NBD Lulu 247 Mastercard Platinum Credit Card.
Members of this ENBD credit card can enjoy various BOGO offers on shopping, entertainment, and food with Entertainer by downloading the Mastercard Buy One Get One mobile app and registering this Emirates NBD Credit Card on it.
Card members can book any roundtrip, international air ticket or hotel through Cleartrip using this Emirates NBD credit card and can enjoy a maximum of 30% off on their travel bookings.
Members of this credit card can enjoy 20% off on 3 rides with Careem every month throughout the Middle East. All they need to use the promocode – MASTERCARD in order to enjoy this exclusive offer.
This Emirates NBD credit card offers a discount of 3% on flight tickets and a maximum of 7% off on holiday packages. These discounts can be accessed via the travel desk at Emirates NBD.
The cardholder can avail a maximum of 30% discount at 2,000+ Bon appetite restaurants in the UAE.
The bank offers the facilities of GoodTimes and LiveWell that provides the cardholders with exclusive lifestyle and entertainment experiences, and various fitness activities.
In order to be eligible for this credit card, the applicant must have a minimum monthly income of AED 15,000.
Here is a list of documents required to submit for this NBD credit card.
Note: Additional documents may be needed as per the discretion of the Emirates NBD Bank.
The table below shows the various fees and charges applicable to this Platinum Credit Card.
|Fees & Charges||Amount|
|Annual Membership Fees||AED 250|
|Monthly Finance Charges||3.25%|
|Cash Withdrawal or Advance Fee||AED 99 or 3% of the total amount (whatever higher)|
|Late Payment Charge||AED 230|
|Over-Limit Charge||AED 279|
|Foreign Currency Transaction Charges||
|Card Replacement Fees||AED 20|
|Charges on Return on Direct Debit or Cheque||AED 100|
|Insurance Fee||0.99% on the present balance within the billing period (initial 2 months free)|
|International Delivery Charge||AED 150/Per credit card|
|0% Installment Plan Fees||AED 49 (on each transaction)|
|Cancellation Fees||3% on principal outstanding or AED 250 (whichever is higher)|
(Updated as on August 20, 2020)
|All Emirates NBD Credit Cards to Apply|
|Emirates NBD Skywards Signature Credit Card||Emirates NBD Dnata Platinum Credit Card|
|Emirates NBD Skywards Infinite Credit Card||Emirates NBD Manchester United Credit Card|
|Emirates NBD Visa Infinite Credit Card||Emirates NBD Webshopper Credit Card|
|Emirates NBD U By Emaar Visa Credit Card||Emirates NBD Go4it Platinum Credit Card|
|Emirates NBD Mastercard Titanium Credit Card||Emirates NBD Go4it Gold Credit Card|
|Emirates NBD Visa Platinum Credit Card||Emirates NBD Marriott Bonvoy World Mastercard Credit Card|
|Emirates NBD Diners Club Credit Card||Emirates NBD Mastercard Platinum Credit Card|
|Emirates NBD Dnata World Credit Card||Emirates NBD Duo Credit Cards|
|Emirates NBD Lulu 247 Mastercard Platinum Credit Card||Emirates NBD Lulu 247 Mastercard Titanium Credit Card|
|Emirates NBD U By Emaar Signature Credit Card||Emirates NBD U By Emaar Family Credit Card|
|Liv. World Credit Card||Liv. Platinum Credit Card|
|Emirates NBD U By Emaar Infinite Credit Card|
Q1: How can I get the 0% easy installment plan on the Emirates NBD Lulu 247 Mastercard Platinum Credit Card?
Ans: You can convert your large purchases into this easy payment plan easily from any of the convenient channels of the Emirates bank- mobile banking, online banking, or at the point of sale at the participating merchants.
Q2: What happens if the account balance on my card exceeds the pre-decided credit limit?
Ans: If the balance on your card account goes beyond your pre-decided credit limit, an over-limit fee will be charged. This fee is billed one time in your billing cycle.
Q3: What to do if my credit card is stolen or lost?
Ans: As soon as you realize you have lost your Emirates credit card or it has been stolen, you should approach the bank immediately. You can contact the bank on 600540000 from the UAE & +971600540000 outside the UAE. The bank executives are available round the clock.
Doing so will protect you from any unauthorized usage of your credit card that may take place. The bank will also provide you with the replacement card. You can also make use of the bank’s mobile banking app for blocking or replacing your credit card.
Q4: What will happen if I do not make regular payments on the credit card?
Ans: If not the entire outstanding balance, you must at least make the minimum payment. If you fail to make the minimum payment on time, you will be charged a late payment fee along with the finance charges.
Q5: What are the maximum Lulu Points that I can earn on this Emirates Credit Card?
Ans: You can earn up to 7% back in the form of Lulu points on your regular transactions through this credit card. As a Welcome Bonus, you will receive a maximum of 500 LuLu Points.