Emirates NBD Lulu 247 Mastercard Platinum Credit Card

Emirates NBD Lulu 247 Mastercard Platinum Credit Card is one of the most rewarding ENBD credit cards that allow the users to shop just as they did but enjoy more rewards and benefits than they did. This credit card can be obtained at a low amount of annual membership fee.The cardholder can enjoy exclusive rewards in the form of LuLu points on their daily spends. In addition to this, they can avail  various other benefits and features that include lifestyle and travel both.

Features & Benefits of the Emirates NBD Lulu 247 Mastercard Platinum Credit CardEmirates NBD LuLu 247 Mastercard Platinum Credit Card

Here is a rundown on the eminent features and benefits of this Emirates NBD credit card:

Concierge Desk

Emirates NBD LuLu 247 Mastercard Platinum Credit card members can avail the following concierge services:

    • A maximum of 2 airport drops per year within the UAE.
    • Visit visa submissions at Dubai and Abu Dhabi airports 4 times in one year.
    • Pick-up & delivery of a car for car servicing and registrations in Dubai Abu Dhabi once a year.
    • Local courier facilities across the UAE a maximum of 6 times in one year.

Golf Benefits

Card members can enjoy a free round of golf at 5 top golf courses throughout the UAE including Yas Links Golf Club, Sharjah Golf & Shooting Club, Trump Golf Club, Arabian Ranches Golf Club, and The Track Meydan Golf Club. This complimentary service can be availed two times in a month.

Mastercard Benefits

The cardholder has the option to enjoy exclusive MasterCard benefits including-

  • Unlimited free access to more than 25 regional as well as international airport lounges in Egypt, Kuwait, Jordan, KSA, UAE, and more.
  • 60% savings on leading brands at Bicester Village Shopping Collection.
  • Exclusive benefits and offers on MYUS Premium shipping.
  • Purchase protection for up to 180 days from the purchase date.

Contactless Payments

Cardholders have the facility to make payments quickly and easily  by using the facility of contactless payments. They can use their smartwatch or phone for making secure and quick transactions. 

Easy Installment Plans

Using the  easy installment plan on this ENBD credit card, the card members may shop for electronics, home décor, jewelry, and much more at the participating merchants and make payments in simple installments at 0% interest rate for tenure of 6-12 months.

Utility Bill Payment

Card members can easily make payment of their utility bills online including DEWA, Etisalat, and Emirates Post (Empost) through this Emirates NBD credit card.

Salik Top-Up

This card includes the option of setting up automatic Salik recharge via mobile or online banking as soon as the balances reduce. The credit limit on the card is used up to the extent of the amount of top-up.

No-Interest Period

Cardholders may enjoy up to 55-days grace period or interest-free duration if they make payment of their outstanding balance amount in full on or before the due date.

Immediate Cash Withdrawal

Members of this ENBD Lulu 247 Mastercard Platinum Credit Card are allowed to withdraw a maximum of 50 percent of their credit card limit as instant cash at more than 810,000 ATMs or over the counter at the branches of Emirates NBD across the globe.

Flexible Options for Payment

This card offers the facility to make payment as low as 5% of the outstanding balance every month, carrying forward the remaining balance to the following statement.

Security and Convenience

Card members stay covered with this card, no matter where they go through the facilities of 24/7 online access and assistance along with the SMS alerts for every transaction sent by the bank.

Rewards and Offers on Emirates NBD Lulu 247 Mastercard Platinum Credit Card

Here is a list of the best rewards and offers available on this Emirates NBD credit card.

Lulu Points:

Card members are given an automatic enrollment into the reward program i.e. known as LuLu Points loyalty program.  Cardholders have the option to earn a maximum of 7% as Lulu reward points on their regular transactions. The accumulated reward points can be redeemed at more than 70 LuLu stores as the value of 1 LuLu point is equivalent to AED 1.

Following is the number of LuLu points that the cardholder can redeem in different categories:

  • 7% on online expenditure and Lulu in-store spends.
  • 4% on expenditure on fuel
  • 2% on the payment of utility bills
  • 0.7% percent on the other transactions.

Welcome Offer

Members of this ENBD credit card can avail a maximum of 500 Lulu points as a Welcome offer on signing up for the card. Along with this, Emirates NBD provides the cardholders with a 0% balance transfer with no processing fee for six or twelve months as a welcome offer.

Lulu Member Benefits

Being a member at Lulu, the cardholder can enjoy exclusive offers and privileges at Lulu stores including:

  • Priority check-out
  • Exclusive offers and discounts every month
  • Early access to all major promotion and sales
  • Complimentary shipping on transactions made with Lulu online on a minimum expenditure of AED 300.

Movie Offers

Card members have the facility of enjoying BOGO offer on booking movie tickets at VOX Cinemas using the Emirates NBD Lulu 247 Mastercard Platinum Credit Card.

BOGO Offers with Entertainer

Members of this ENBD credit card can enjoy various BOGO offers on shopping, entertainment, and food with Entertainer by downloading the Mastercard Buy one Get one mobile app and registering this Emirates NBD Credit Card on it.

Valet Parking Facility

The bank offers up to four complimentary valet parking facilities in one month of one hour at the following renowned shopping malls within the UAE.

  • Ferrari World
  • YasWaterworld
  • Yas Mall
  • Khalidiya Mall

Cleartrip Discount

Card members can book any roundtrip, international air ticket or hotel through Cleartrip using this Emirates NBD credit card and can enjoy a maximum of 30% off on travel bookings.

Free Careem Rides

Members of this credit card can enjoy 20% off on 3 rides through Careem every month throughout the Middle East.

Travel Discount

This Emirates NBD credit card offers a discount of 3% on flight tickets and a maximum of 7% off on holiday packages. These discounts can be accessed via the travel desk at Emirates NBD.

Bon Appetite-Dining Program

The cardholder can avail a 30% discount on 2,000+ Bon appetite restaurants in UAE, Middle East, and Europe.

Other Lifestyle Offers

The bank offers the facilities of GoodTimes and LiveWell that provides the cardholders with exclusive lifestyle and entertainment experiences, and various fitness activities.

Documents Required for Emirates NBD Lulu 247 Mastercard Platinum Credit Card

Here is a list of documents required to submit for this NBD credit card.

  1. Original and copy of Emirates ID and passport for identification
  2. Recent salary certificate (for salaried applicants)
  3. Bank statements for the last 3 months (in case the bank statement is not available, Mini ATM statement can be submitted)
  4. Trade License (for self-employed)
  5. Security Cheque

Note: Additional documents may be needed as per the discretion of the Emirates NBD Bank.

Fees & Charges on Emirates NBD Lulu 247 Mastercard Platinum Credit Card

The table below shows the various fees and charges applicable to this Platinum Credit Card.

Fees & Charges Amount

Annual Membership Fees

AED 250

Annual Membership Charges on Supplementary Cards

Nil

Monthly Finance Charges

3.25%

Cash Withdrawal or Advance Fee

AED 99 or 3% of the total amount (whatever higher)

Late Payment Charge

AED 230

Over-Limit Charge

AED 279

Processing Charges on Foreign Currency

Non- AED purchases- 1.99%

AED purchases- 1.99%

Card Replacement Fees

AED 20

Charges on Return on Direct Debit or Cheque

AED 100

Sales Voucher Copy Charges

AED 10

Charges on Paper Statement

AED 5 (monthly)

Insurance Fee

0.99% on the present balance within the billing period (initial 2 months free)

Charges on Duplicate Statement (per copy)

AED 15 monthly for the previous three months & AED 45 subsequently

0% Installment Plan Fees

AED 49 (on each transaction)

Cancellation Fees

3% on principal outstanding or AED 250 (whichever is higher)

(Updated as on May 12, 2020)

FAQs on Emirates NBD Lulu 247 Mastercard Platinum Credit Card

Q1: How can I get the 0% easy installment plan on the Emirates NBD Lulu 247 Mastercard Platinum Credit Card?

Ans: You can convert your large purchases into this easy payment plan easily from any of the convenient channels of the Emirates bank- mobile banking, online banking, or at the point of sale at the participating merchants.

Q2: What happens if the account balance on my card exceeds the pre-decided credit limit?

Ans: If the balance on your card account goes beyond your pre-decided credit limit, an over-limit fee will be charged. This fee is billed one time in your billing cycle.

Q3: What to do if my credit card is stolen or lost?

Ans: As soon as you realize you have lost your Emirates credit card or it has been stolen, you should approach the bank immediately. You can contact the bank on 600540000 from the UAE & +971600540000 outside the UAE. The bank executives are available round the clock.

Doing so will protect you from any unauthorized usage of your credit card that may take place. The bank will also provide you with the replacement card. You can also make use of the bank’s mobile banking app for blocking or replacing your credit card.

Q4: What will happen if I do not make regular payments on the credit card?

Ans: If not the entire outstanding balance, you must at least make the minimum payment. If you fail to make the minimum payment on time, you will be charged a late payment fee along with the finance charges.

Q5: What are the maximum Lulu Points that I can earn on this Emirates Credit Card?

Ans: You can earn up to 7% back in the form of Lulu points on your regular transactions through this credit card. As a Welcome Bonus, you will receive a maximum of 500 LuLu Points. 

 

 

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