Emirates NBD Go4it Gold Credit Card

The Go4it credit card is a joint venture of RTA (Road and Transport Authority) and Emirates NBD. It is a credit card that comes with a transit chip offering the cardholders a twin advantage of credit card and RTA Nol Card. RTA Nol Card is used to make payments on the transit network of RTA. The card members can avail a variety of other banking facilities which can meet their needs.

Features of Emirates NBD Go4it Gold Credit CardEmirates NBD Go4it Gold Credit Card

Listed below are some features of this Emirates NBD Credit Card

  • Flexible Options for Payment: The cardholders can pay a certain percentage of the outstanding balance on their Emirates Credit Card every month using the flexible options for payment offered by the bank. They can even carry over their balance outstanding to the following statement. The card members can make 5, 10, 25, 50 or 100 percent payment of the balance outstanding monthly.
  • Easy Installment Plan: This Emirates NBD Credit Card offers easy installment plans such that the cardholder can make payments in convenient monthly installments at low rate of interests.
  • No-interest Period: This ENBD Credit card offers up to 55 days no-interest period if the cardholder continues the payment of his total outstanding balance by due payment date.
  • Instant Cash: The card members can avail immediate access to a maximum 50 percent of their credit limit in the form of cash. This instant cash can be availed at 1.9+ million ATMs or at any of the bank branches across the world.  
  • Payment of Utility Bill: The cardholders can pay their DEWA, Etisalat, Empower and du bills online.
  • Security & Emergency Services: The cardholders can also avail services like SMS alerts, 24/7 Customer service, online access, and DoubleSecure.
  • Contactless Payments: The card members can use their mobile phones and smartwatches to make safe and fast contactless payments through their ENBD Credit Cards.

Benefits of Emirates NBD Go4it Gold Credit Card

Listed below are some benefits of this Emirates NBD Credit Card

  • Visa Benefits: The cardholders can avail Visa benefits on this credit card that include special offers and privileges, card replacement, emergency cash and international travel & medical assistance.
  • Salik Auto Top-up: This Salik Top-up facility recharges the cardholder’s account automatically with the amount specified when it gets reduced to the threshold of 30 AED.
  • Insurance Benefits: This Emirates NBD bank credit card offers various insurance benefits to the cardholders
    • Free Life Insurance under they can avail a cover of 75,000 AED.
    • Lifestyle Protector which includes a unique protection scheme if there is any eventuality.
  • Movie Tickets: The card members can book 2 regular Standard 2D tickets at a price of 45 AED online at the VOX cinemas website. They will receive an upgrade on popcorn and beverage at cinema candy bar when they show their Go4it card.
  • Bon Appetit: The cardholders can avail a maximum discount of 30% at 2000+ restaurants in the UAE, Europe, and the Middle East.
  • Complimentary Dubai Ferry Rides: The cardholders can avail complimentary rides on the Dubai Ferry for himself along with an accompanying guest using this ENBD Credit Card.
  • Travel Discount: The cardholder can also enjoy 3% off on airline tickets and a maximum 10% off on booking holiday packages when the booking is done through the Travel desk at Emirates NBD.
  • RTA Benefits: The cardholders can use this credit card as an RTA Nol Credit Card as well as a normal credit card. The cardholders can avail many convenient options for a top-up to recharge their Nol Tag ID that is linked to their account. The card account and Nol Tag ID are linked securely for facilitating automatic and manual top-ups as authorized by the cardholder.

Top Reasons to Get this Emirates NBD Go4it Gold Credit Card

Listed below are the reasons why this Emirates NBD Credit Card is ideal for the applicants

  • Discounts: The cardholders can avail discount on traveling and dining at various partner outlets when the booking or payment is done using this ENBD Credit Card.
  • Online Banking: The cardholders can access the safe and convenient net banking portal of the Emirates NBD for availing various banking services offered to them.
  • Customer Assistance: This Emirates Credit Card offers assistance to its cardholders round the clock so as to help them in solving their issues, if any.
  • Visa Benefits: The cardholders can avail Visa benefits on this credit card that include special offers and privileges, card replacement, emergency cash and international travel & medical assistance.

Fees & Charges on Emirates NBD Go4it Gold Credit Card

Mentioned below are the Emirates NBD Credit Card Fees & charges-


 Fees  Amount 
Annual Fees 99
Annual Fees on Supplementary Cards Nil
Monthly Interest on Retail Purchase 3.25 percent
Monthly Cash Advance Interest 3.25 percent
Cash Withdrawal/Advance Fee 99 AED or 3 percent of the total (whatever higher)
Over-Limit Charge 279 AED
Late Payment Charge 230 AED
Processing Fee on Foreign Currency Non- AED purchases- 1.99 percentAED purchases- 1.99 percent
Card Replacement Charge 20 AED
Fee on Return on Direct Debit and Cheque 100 AED
Sales Voucher Copy Fee 10 AED
Fee on Paper Statement 5 AED (monthly)
Fee on Duplicate Statement (each copy) 15 AED monthly for previous 3 months and 45 AED subsequently
Insurance Fee 0.99 percent on the current balance in the billing cycle (first two months free)
0 percent Installment Plan Charge 49 AED (per transaction)
Cancellation Fee on Installment Plans or Balance Transfer or Conversion of Balance or Dial-A-Cheque 3 percent on the outstanding principal or 250 AED (whatever higher)
Fee on Delivery Charges Abroad 150 AED
Minimum Due Payment 100 AED or 5 percent (whatever higher)

(These charges are applicable with effect from April 1st, 2019)

Emirates NBD Go4it Gold Credit Card Rewards

  • The card members can earn rewards in the form of plus points on each spend and can instantly redeem them. They can even convert their Plus Points to Cashback or Frequent Flyer Miles.
  • Earn a maximum of five Plus Points on each 400 AED spent on weekends
  • Earn a maximum of four Plus Points on each 400 AED spent on RTA
  • Earn a maximum of one Plus Point on each 400 AED spent on weekdays.

How does the Emirates NBD Go4it Gold Credit Card work?

The applicant has different options to apply for this ENBD Credit Card-

  • Online Banking: The applicants who wish to obtain this ENBD Credit Card online can do the same through the secure online banking portal of the bank. The applicants can conveniently apply for the credit anytime anywhere.
  • Phone Banking: The applicants can also use the Emirates NBD Contact Number to avail the phone banking facility and apply for this credit card.
  • Branch Application: The hopeful applicants who are not comfortable using online or phone banking facility put forward their Emirates NBD Credit Card Application through any brick and mortar branch of the credit card. All they need to do is visit their nearest branch, fill the application form and submit it.

Documents Required for Emirates NBD Go4it Gold Credit Card

The documents are required to apply for this Emirates NBD Credit Card are-

  • Emirates identity card (original and a copy).
  • Password (copy) for Identification purpose.
  • Trade License (only for non-individuals)
  • Recent Salary Certificate (for salaried employees)
  • Bank statement of the recent 3 months (if bank statements aren’t original, a mini statement printed from an ATM has to be submitted)
  • Security Cheque

Frequently Asked Questions on Emirates NBD Go4it Gold Credit Card

Q.1. How can I avail offers on cinema using my Go4it Gold credit card?

You can avail the movie offer on your credit card by booking and paying for this ticket online on VOX cinemas website. You can also avail an upgrade on popcorn and beverage at the candy bar of the cinema by showing your Go4it Gold Credit Card. You can also purchase a maximum of two packages monthly using this ENBD Credit Card.

Q.2. How can I avail free rides on my Go4it Gold Credit Card?

For this facility, you need to reach the prescribed station on any of the days scheduled. Present your GO4it Gold Credit Card on the ticket booking counter. You will then receive an entry pass that you have to present before you board Dubai Ferry.

Q.3. Will I be able to provide Nol Tag ID for manual or Auto top-up on my Emirates NBD Go4it credit card?

This credit card has a new Nol Tag ID which is assigned to you. You can activate Auto top-up facility only for this Nol Tag ID that is linked with your card. The manual top-up lets you to top-up any Nol Tag ID that is valid, if needed.

Q.4. How can I pay for top-up transactions (auto or manual) done using this Go4it credit card?

All the top-up transactions, whether auto or manual, made on this Go4it credit card will be included in your monthly statement. You can pay for this statement via a lot of flexible options for payment.

Q.5. Is my Nol account credit limit same as the credit limit on my Go4it Gold Credit card?

Your credit limit and your Nol account on this Emirates NBD Credit Card are different and hence the credit limit is not linked directly to the balance of Nol account. The credit limit is mentioned in the letter while you receive this Go4it Gold Credit Card.

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